Nancy Homes with Walkout Basement

Nancy Homes with Walkout Basement

Welcome to Nancy, Kentucky—a hidden gem nestled in the heart of the Bluegrass State. Known for its picturesque landscapes and friendly community, Nancy offers a tranquil retreat for those seeking both adventure and relaxation. With its proximity to Lake Cumberland, residents can enjoy a wealth of outdoor activities, from boating and fishing to hiking and camping. The charming downtown area features local shops, cozy cafes, and delightful dining options, making it a perfect place to unwind and connect with neighbors.

One of the standout features of homes in Nancy is the availability of properties with walkout basements. These unique homes provide an inviting transition from indoor living to outdoor enjoyment, allowing homeowners to step directly into their backyard oasis. Imagine hosting summer barbecues or enjoying a peaceful morning coffee on your patio, all while surrounded by the stunning natural beauty of Kentucky.

Walkout basements not only enhance your living space but also offer endless possibilities for customization. Whether you envision a cozy family room, a vibrant game area, or a serene home office, these versatile spaces allow you to create the perfect environment tailored to your lifestyle.

With a growing real estate market, Nancy is an ideal place for families, retirees, and everyone in between. The community is committed to preserving its small-town charm while offering modern amenities, making it a delightful place to call home. Discover the allure of Nancy, KY, and explore the captivating homes with walkout basements that await you!

Newest Nancy Homes with Walkout Basement

85 Lakeview Cir, Nancy
$565,000
3 Beds ⋅ 3 Baths ⋅ 26029308 MLS
WALK TO THE LAKE! Built in 2021 and located just a short walk from the Clearwater Landing boat ramp, this 3-bedroom, 3-bath home offers year-round lake views, plenty of space, and an incredible setup for lake life! Inside, tongue-and-groove pine walls and ceilings give the home a warm cabin feel, while LVP flooring runs throughout. The main level features two bedrooms, a full bath, kitchen, and open dining/living area that leads to a large screened porch overlooking the lake. Upstairs you'll find a private bedroom, full bath, and open loft area. The walk-out basement adds even more living space with a family room, full bath, laundry, storage, and an additional sleeping area. Outside is where this property really stands out! Enjoy the gravel fire pit with year-round lake views, approximately one acre of land, and TWO detached garages. The 30x40 garage features a concrete floor, two overhead doors, electric, camper hookups, and an additional camper septic tank. The 20x30 garage also offers a concrete floor, electric, overhead door, and camper hookup. Many furnishings and all appliances remain, making this an easy option for a lake getaway, second home, or full-time residence. Starlink equipment is also included. No HOA and no deed restrictions! Approximately 25 minutes to Wolf Creek Marina and Lee's Ford Marina. Bring the boat, the camper, and the family and start enjoying lake life! Two lots included!

85 Lakeview Cir, Nancy
8818 Hwy 761, Nancy
$299,000
3 Beds ⋅ 3 Baths ⋅ 26029085 MLS
Welcome to a peaceful Lake Cumberland retreat where comfort, character, and beautiful scenery come together. This inviting 3-bedroom, 2-bath home offers a warm and welcoming atmosphere, highlighted by a wood-burning fireplace that creates the perfect gathering place on cool evenings. Whether you are searching for a full-time residence, weekend getaway, or cozy hideaway near the lake, this property offers a setting that is easy to enjoy. One of the home's most impressive features is the majestic view of Lake Cumberland. From multiple areas of the property, the surrounding woodland opens to reveal sweeping lake views that provide a beautiful backdrop throughout the seasons. The screened and covered outdoor living areas make it easy to relax, entertain, or simply take in the scenery. Inside, the home offers comfortable living spaces, hardwood flooring, spacious bedrooms, and a layout designed for everyday living. The primary suite provides plenty of room to unwind, while the additional bedrooms offer flexibility for family, guests, or a home office. Surrounded by mature trees and natural beauty, this property has the feel of a private retreat while still offering the comforts of home. From quiet mornings overlooking the water to evenings gathered around the fireplace, this Lake Cumberland property offers a special combination of warmth, privacy, and scenery. If you have been looking for a cozy retreat, a peaceful lake-area home, or a comfortable place to escape and recharge, this one is well worth a closer look.

8818 Hwy 761, Nancy
1201 Shepperd Rd, Nancy
$580,000
3 Beds ⋅ 2 Baths ⋅ 26028036 MLS
Custom-Built Log Cabin on 9.44 Acres Near Lake Cumberland! Built in 2024, this stunning custom log cabin offers the perfect combination of rustic craftsmanship, modern finishes, and peaceful country living! Situated on 9.44 acres, the majority of which is wooded, this property provides a beautiful natural setting with plenty of room to explore and enjoy the outdoors. Located just 2.3 miles from the nearest boat ramp on Lake Cumberland and only 8 miles from downtown Nancy, you'll enjoy the convenience of lake access while being tucked away in your own private retreat. From the moment you arrive, the craftsmanship and attention to detail are evident. The gorgeous log exterior is complemented by a green metal roof, exposed timber accents, and multiple covered porches that provide plenty of space for outdoor entertaining or simply relaxing and taking in the surrounding scenery. Inside, you're welcomed by an impressive open-concept living area featuring soaring vaulted ceilings, exposed wood beams, tongue-and-groove walls and ceilings, beautiful wood flooring, and rustic barn-style doors. The abundance of natural wood creates a warm, inviting atmosphere throughout the home. The spacious living area flows seamlessly into the custom kitchen, which features beautiful wood cabinetry, granite countertops, a farmhouse-style sink, stainless steel appliances, stone-accented breakfast bar with seating, and gorgeous tile flooring. The combination of natural wood, stone, and modern finishes perfectly complements the cabin's character. The thoughtfully designed main-level floor plan offers three bedrooms and two full bathrooms, including a spacious primary bedroom featuring vaulted ceilings, exposed beams, and beautiful rustic finishes. One of the bathrooms showcases an impressive custom tiled walk-in shower with a rainfall showerhead, built-in bench, and stone accents. An additional finished loft provides flexible space for a variety of uses, with access requiring the installation of a spiral staircase or ladder. The partially finished basement is accessible exclusively from the exterior and offers incredible potential for additional usable space! This level includes a garage, plumbing already in place for a future full bathroom, and a framed area that could be finished as a bonus room, additional bedroom, recreational space, or whatever best suits your needs. The sellers are even leaving tongue-and-groove materials to assist the new owners in completing the space. Outside, the property offers plenty of opportunities to enjoy the natural beauty of the surrounding acreage. With multiple covered porches, an elevated rear deck, and a beautiful view overlooking a pond, there's no shortage of places to unwind. The pond is shared with the neighboring property, with the property line extending through a corner of the pond. A brand-new hot tub, which has never even been filled with water, will also convey with the property! Presenting an incredible opportunity for those looking to capitalize on the area's vacation rental market! The combination of rustic luxury, multiple covered porches, a brand-new hot tub, and being just 2.3 miles from the nearest boat ramp makes this property an attractive candidate for a potentially lucrative Airbnb or short-term rental investment. Enjoy it as your own private getaway while exploring the opportunity to generate rental income when you're away!

1201 Shepperd Rd, Nancy
311 Meece Ave, Nancy
$429,900
4 Beds ⋅ 2 Baths ⋅ 26024215 MLS
**PRIVATE BOAT SLIP ON LAKE CUMBERLAND!** Lake life doesn't get much better than this! This beautifully remodeled **4BR, 2BA waterfront retreat** comes **fully furnished and ready to enjoy**, complete with your very own **boat slip in the private community dock**. Surrounded by the beauty of Lake Cumberland, the home features charming cypress siding and a peaceful setting that makes every day feel like a vacation. Step inside to a completely remodeled interior featuring a warm, inviting layout with plenty of room to gather with family and friends. The living and kitchen areas flow together beautifully, but the true showstopper may be the **huge screened-in porch overlooking the lake**. Imagine starting your mornings with coffee while watching the water, enjoying dinner with friends, or winding down in the evenings as the boats pass by. Getting on the lake couldn't be easier! **Walk or take the golf cart down to the water and your private boat slip**, making spontaneous lake days a breeze. Whether you love boating, fishing, swimming or simply relaxing by the water, this property was made for enjoying the Lake Cumberland lifestyle. A **30x40 detached garage** provides incredible space for boats, vehicles, golf carts and all your lake toys. The property is also currently generating income through **Airbnb and VRBO**, creating an exciting opportunity for those looking for a vacation rental or investment property. Whether you're searching for a **personal lake getaway, income-producing property or a place for the entire family to make memories**, this one has it all—**waterfront setting, private boat slip, huge garage, beautiful renovations and furnishings included!**

311 Meece Ave, Nancy
74 Gover Ln, Nancy
$264,900
4 Beds ⋅ 2 Baths ⋅ 26022086 MLS
Home, Garage and Shed! Non-Restricted Property! Motivated Seller! Are you looking to be just about a mile from Lee's Ford Marina? Then you'll love 74 Gover Lane! This well-kept 4-bedroom, with walk in closets, 2-full-bath home has so much to offer! It sits on 1.33+ acres and offers plenty of space inside and out. The home features 2043. sq. ft. of above ground living space! Along with the living room, dining room, kitchen there is an enclosed sunporch! It also has a walk-up, walk-out partially finished 1819 sq ft. basement, providing additional living space and storage. Numerous updates provide peace of mind, including new siding, new roof, new insulation, new gas furnace and central air conditioner, new windows, new plumbing, and updated bathrooms and much more! This is a MUST -SEE HOME! Outside, you'll find front and back covered porches, a garage and a shed along with fenced areas that are perfect for animals, gardening, or outdoor activities. With its acreage, extensive updates, and convenient location near Lee's Ford Marina and Lake Cumberland, this property offers a great combination of comfort, privacy, and recreation!

74 Gover Ln, Nancy
3128 Kentucky, Nancy
$295,000
2 Beds ⋅ 3 Baths ⋅ 26020642 MLS
Lake lovers, this is the property you've been waiting for! This spacious 1.5-story home features 2 bedrooms, a loft for additional sleeping quarters, and 3 full bathrooms, offering plenty of room for family and guests. The primary bedroom and laundry are conveniently located on the main level for easy everyday living. The unfinished full basement includes a garage and full bath, providing endless possibilities for storage, workshop space, recreation, or future expansion. Step outside to the large covered back porch and take in the peaceful views while enjoying your morning coffee or evening relaxation. Bring your boat, ATVs, and all your lake toys—there's plenty of parking and room to spread out. Located just around the corner from Dudley Hill Boat Ramp and only 4 miles from Wolf Creek Marina, this property is perfectly positioned for enjoying everything Lake Cumberland has to offer. Conveniently located to Somerset, shopping, dining, and other amenities, this home combines lake-life convenience with everyday comfort. Whether you're looking for a full-time residence, weekend retreat, or vacation getaway, this property is a true Lake Cumberland dream.

3128 Kentucky, Nancy
246 Fox Run Rd, Nancy
$319,900
4 Beds ⋅ 2 Baths ⋅ 26012788 MLS
Discover the perfect Lake Cumberland getaway with this beautifully updated and fully furnished home, ideally located near the local marina and area boat ramps. Whether you're searching for a personal lake retreat or an investment opportunity, this property has a proven history as a successful short-term vacation rental. Step inside and immediately feel at home in the inviting open-concept living area, where exposed wood beams and a cozy fireplace create the perfect atmosphere for relaxing after a day on the water. The well-appointed kitchen features granite countertops, stainless steel appliances, and, along with the dining area, offer plenty of space for gathering with family and friends. Offering 4 bedrooms and 2 full bathrooms, this spacious home is designed with entertaining in mind. The recreation room is packed with fun, featuring a pool table, shuffleboard, foosball, and dartboard. Additional living space includes a comfortable family room, a bunk area, and extra space currently utilized for additional sleeping accommodations, providing room for large groups and guests. A small unfinished walk-out basement houses the laundry area and offers extra storage, while the oversized two-car garage is ideal for storing boats, lake gear, and recreational equipment. Outside, you'll appreciate the multiple porches and deck areas that provide the perfect setting for morning coffee, evening gatherings, or simply unwinding in the peaceful surroundings. Combining comfort, entertainment, and an unbeatable location near Lake Cumberland, this exceptional property is ready for you to start making memories from day one.

246 Fox Run Rd, Nancy
1254 Prather Dr, Nancy
$779,000
6 Beds ⋅ 4 Baths ⋅ 26001703 MLS
Welcome to 1254 Prather Dr! This 6 bed 3.5 bath home rests right above Lake Cumberland with a breathtaking view that is truly one of a kind. Currently set up to sleep 11 with plenty of room for additional beds. "Convenience" is an understatement being just minutes from Somerset, Lee's Ford Marina, Pulaski Park, and Fishing Creek Boat Launch. Enjoy a direct view of the annual Lee's Ford Fireworks show, room for boat/trailer parking, as well as ample space to host events and gatherings. While this can easily function as your primary residence, it is also one of the most well-established, income producing vacation rentals on Lake Cumberland with a massive clientele. This is your chance for a turn-key home and business opportunity, as it comes fully furnished and includes all current/future bookings. Views from every angle, a true chef's kitchen with granite tops, custom cabinets, stainless appliances, walk-in pantry, and so much more. The owners have poured their heart and soul into making this property what it is, and now it's ready for its new owners and next chapter. Pictures simply don't do the home and the views justice... These opportunities don't come around very often! Call today for more information and to set up your own private "no pressure" tour.

1254 Prather Dr, Nancy
348 Restful Run Rd, Nancy
$650,000
4 Beds ⋅ 5 Baths ⋅ 25507055 MLS
This contemporary home on Lake Cumberland offers modern comfort with large windows that bring in natural light and highlight the surrounding views. The open-concept layout features a striking triple-height main living area that makes the space feel bright and spacious. Situated on nearly an acre across two combined lots, the property sits at the end of a quiet cul-de-sac and is only 10 minutes from multiple boat ramps and Wolf Creek Marina. Inside, you'll find custom two-tone white oak cabinetry, quartz countertops, and exposed white oak beams that add quality and character. The home sleeps 15+ guests comfortably and includes a full range of amenities for everyday living or vacation rentals. With four years of strong Airbnb performance and Superhost status, this property offers excellent income potential in addition to being a high-quality lake retreat. Owner/Agent

348 Restful Run Rd, Nancy
11279 Kentucky, Nancy
$469,900
3 Beds ⋅ 3 Baths ⋅ 26010013 MLS
Motivated Seller! This well-maintained, fully updated 3 Bed, 3 Bath home offers an impressive 3,760 square feet of finished living space, with 1,880 sq ft above grade and an additional 1,880 sq ft in a fully finished walkout basement. It is sitting on 8.64 acres! It is a wonderful family home, it could be a fun vacation home and would be a business opportunity for an Air B&B, VRBO, or even double your rental income since there is a full apartment in the basement. This property is excellent for hunting! Close to the lake for fishing and boating! Welcome to your private retreat at 11279 Kentucky Highway 196 in Nancy, KY—where comfort, space, and nature come together beautifully. Whether you need room to grow, entertain, or create a multi-generational setup, this home delivers. Surrounded by peaceful countryside, you'll enjoy watching deer, birds, and other wildlife right from your front porch or back patio, with scenic views of farmland, trees, and rolling hills. Inside, the home features granite countertops throughout the kitchen and bathrooms, along with a thoughtfully designed basement that includes a second kitchen and plenty of space for additional bedrooms or living quarters—perfect for guests or extended family. The poured concrete basement offers both walkout and walk-up access, adding convenience and durability. Car enthusiasts and outdoor lovers will appreciate the abundance of garage space, including an attached garage, detached garage, and basement garage—accommodating up to five vehicles. Recent updates provide peace of mind, including a brand-new HVAC system installed in April 2026 (with warranty) and a new, 1 year old Metal Roof (with warranty). For lake lovers, you're just minutes from multiple boat ramps—one less than a mile away and another within three miles—making it easy to enjoy the water anytime. This is a rare opportunity to own a move-in-ready home with space, privacy, and modern updates in a beautiful setting.

11279 Kentucky, Nancy
602 Knoll Ln, Nancy
$649,900
5 Beds ⋅ 5 Baths ⋅ 26011773 MLS
Stunning lake view home located in the highly desirable Serenity Subdivision, just a short golf cart ride to Lees Ford Marina! This beautifully maintained all-brick home offers breathtaking views from every level and sits on TWO spacious lots for added privacy and space!! This home features numerous updates throughout, including updated bathrooms and kitchen, fresh paint, a new roof, and an expansive new 960 sq. ft. rear deck perfect for entertaining, plus a second-level deck to enjoy even more incredible views. The main floor welcomes you with a grand foyer, vaulted ceilings, hardwood and new tile flooring, new carpet, new garage doors, new windows , and new HVAC. The oversized primary suite features a private ensuite bath, while the main level also includes a formal dining room, eat-in kitchen, laundry room, and additional bathroom. Upstairs offers three generously sized bedrooms and a full bath. The fully finished basement provides incredible versatility and could easily serve as a separate living space or apartment, complete with its own kitchen, den, bedroom, one full bathroom and one half bathroom . This home has been exceptionally well maintained and offers the perfect blend of space, comfort, and lake living in one of the area's most sought-after neighborhoods.

602 Knoll Ln, Nancy
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