Nancy Homes with Full Basement

Nancy Homes with Full Basement

Welcome to Nancy, Kentucky, a charming lakeside community nestled in the heart of the beautiful Lake Cumberland region. Known for its breathtaking natural beauty and warm, welcoming atmosphere, Nancy offers residents a perfect blend of tranquility and adventure. With its stunning landscapes, recreational opportunities, and a close-knit community spirit, it's no wonder that many families and retirees are choosing to call this picturesque town home.

One of the standout features of homes in Nancy is the availability of properties with full basements. These versatile spaces can serve a multitude of purposes, from additional storage to recreational rooms, home gyms, or even cozy guest quarters. Imagine hosting family gatherings or creating a dedicated space for hobbies—all made possible with the extra square footage that a full basement provides.

Nancy's real estate market offers a variety of homes that cater to diverse lifestyles and budgets. Whether you’re looking for a quaint cottage near the water or a spacious family home surrounded by nature, you’ll find options that fit your needs perfectly. The community is not only known for its scenic views but also for its easy access to outdoor activities, including boating, fishing, and hiking in nearby parks.

Living in Nancy means enjoying a peaceful lifestyle while still being close to essential amenities and services. With its friendly residents and community events, you'll quickly feel at home in this delightful town. Explore the possibilities of owning a home with a full basement in Nancy, Kentucky, and embrace the serene lifestyle that awaits you!

Newest Nancy Homes with Full Basement

311 Meece Ave, Nancy
$429,900
4 Beds ⋅ 2 Baths ⋅ 26024215 MLS
**PRIVATE BOAT SLIP ON LAKE CUMBERLAND!** Lake life doesn't get much better than this! This beautifully remodeled **4BR, 2BA waterfront retreat** comes **fully furnished and ready to enjoy**, complete with your very own **boat slip in the private community dock**. Surrounded by the beauty of Lake Cumberland, the home features charming cypress siding and a peaceful setting that makes every day feel like a vacation. Step inside to a completely remodeled interior featuring a warm, inviting layout with plenty of room to gather with family and friends. The living and kitchen areas flow together beautifully, but the true showstopper may be the **huge screened-in porch overlooking the lake**. Imagine starting your mornings with coffee while watching the water, enjoying dinner with friends, or winding down in the evenings as the boats pass by. Getting on the lake couldn't be easier! **Walk or take the golf cart down to the water and your private boat slip**, making spontaneous lake days a breeze. Whether you love boating, fishing, swimming or simply relaxing by the water, this property was made for enjoying the Lake Cumberland lifestyle. A **30x40 detached garage** provides incredible space for boats, vehicles, golf carts and all your lake toys. The property is also currently generating income through **Airbnb and VRBO**, creating an exciting opportunity for those looking for a vacation rental or investment property. Whether you're searching for a **personal lake getaway, income-producing property or a place for the entire family to make memories**, this one has it all—**waterfront setting, private boat slip, huge garage, beautiful renovations and furnishings included!**

311 Meece Ave, Nancy
1416 Prather Dr, Nancy
$329,000
4 Beds ⋅ 3 Baths ⋅ 26022020 MLS
**Lake-Area Retreat Near Lee Ford Boat Dock!** Come enjoy the relaxed lake lifestyle in this inviting 4-bedroom, 3-full bath home at 1416 Prather Dr. Featuring a welcoming cabin style feel, spacious living areas, and plenty of room for family and guests, this property is ideal as a full-time residence, weekend getaway, or investment opportunity. The covered front porch offers a great place to unwind, while the home's generous layout provides room to spread out. Conveniently located near Lee's Ford Boat Dock & Fishing Creek boat ramp, you'll have easy access to boating, fishing, and all that Lake Cumberland has to offer. Whether you're looking for your next home or the perfect lake retreat, this property is ready for its next chapter. Used before as an Vrbo/airbnb. Schedule your showing and come see what this home has to offer. Motivated seller!

1416 Prather Dr, Nancy
3128 Kentucky, Nancy
$295,000
2 Beds ⋅ 3 Baths ⋅ 26020642 MLS
Lake lovers, this is the property you've been waiting for! This spacious 1.5-story home features 2 bedrooms, a loft for additional sleeping quarters, and 3 full bathrooms, offering plenty of room for family and guests. The primary bedroom and laundry are conveniently located on the main level for easy everyday living. The unfinished full basement includes a garage and full bath, providing endless possibilities for storage, workshop space, recreation, or future expansion. Step outside to the large covered back porch and take in the peaceful views while enjoying your morning coffee or evening relaxation. Bring your boat, ATVs, and all your lake toys—there's plenty of parking and room to spread out. Located just around the corner from Dudley Hill Boat Ramp and only 4 miles from Wolf Creek Marina, this property is perfectly positioned for enjoying everything Lake Cumberland has to offer. Conveniently located to Somerset, shopping, dining, and other amenities, this home combines lake-life convenience with everyday comfort. Whether you're looking for a full-time residence, weekend retreat, or vacation getaway, this property is a true Lake Cumberland dream.

3128 Kentucky, Nancy
1254 Prather Dr, Nancy
$779,000
6 Beds ⋅ 4 Baths ⋅ 26001703 MLS
Welcome to 1254 Prather Dr! This 6 bed 3.5 bath home rests right above Lake Cumberland with a breathtaking view that is truly one of a kind. Currently set up to sleep 11 with plenty of room for additional beds. "Convenience" is an understatement being just minutes from Somerset, Lee's Ford Marina, Pulaski Park, and Fishing Creek Boat Launch. Enjoy a direct view of the annual Lee's Ford Fireworks show, room for boat/trailer parking, as well as ample space to host events and gatherings. While this can easily function as your primary residence, it is also one of the most well-established, income producing vacation rentals on Lake Cumberland with a massive clientele. This is your chance for a turn-key home and business opportunity, as it comes fully furnished and includes all current/future bookings. Views from every angle, a true chef's kitchen with granite tops, custom cabinets, stainless appliances, walk-in pantry, and so much more. The owners have poured their heart and soul into making this property what it is, and now it's ready for its new owners and next chapter. Pictures simply don't do the home and the views justice... These opportunities don't come around very often! Call today for more information and to set up your own private "no pressure" tour.

1254 Prather Dr, Nancy
56 E Golden Is, Nancy
$629,990
5 Beds ⋅ 4 Baths ⋅ 26009685 MLS
2,769 sq ft main level + 2,140 sq ft lower level with heat and air — approx. 4,909 sq ft total ='s - A whole lot of space for the money. Newly built in 2024, this beautifully crafted 1.5-story home offers 5 bedrooms and 4 full baths with an open layout designed for comfort and entertaining. Real hickory hardwood floors, 10'+ cathedral ceilings, custom trim, and a striking fireplace anchor the main living space, while the kitchen features upscale finishes with granite countertops and white oak cabinetry. Large windows bring in natural light and capture lake views throughout. The lower level is already framed, plumbed, and HVAC- installed, giving you immediate flexibility to expand to suit your needs. Step out onto the oversized, partially enclosed composite back deck overlooking Lake Cumberland, with a fenced yard below perfect for everyday use. Complete with a 3-car garage and additional parking, all just a few minutes from Somerset, multiple boat ramps and Lee's Ford Marina.

56 E Golden Is, Nancy
348 Restful Run Rd, Nancy
$650,000
4 Beds ⋅ 5 Baths ⋅ 25507055 MLS
This contemporary home on Lake Cumberland offers modern comfort with large windows that bring in natural light and highlight the surrounding views. The open-concept layout features a striking triple-height main living area that makes the space feel bright and spacious. Situated on nearly an acre across two combined lots, the property sits at the end of a quiet cul-de-sac and is only 10 minutes from multiple boat ramps and Wolf Creek Marina. Inside, you'll find custom two-tone white oak cabinetry, quartz countertops, and exposed white oak beams that add quality and character. The home sleeps 15+ guests comfortably and includes a full range of amenities for everyday living or vacation rentals. With four years of strong Airbnb performance and Superhost status, this property offers excellent income potential in addition to being a high-quality lake retreat. Owner/Agent

348 Restful Run Rd, Nancy
11279 Kentucky, Nancy
$469,900
3 Beds ⋅ 3 Baths ⋅ 26010013 MLS
Motivated Seller! This well-maintained, fully updated 3 Bed, 3 Bath home offers an impressive 3,760 square feet of finished living space, with 1,880 sq ft above grade and an additional 1,880 sq ft in a fully finished walkout basement. It is sitting on 8.64 acres! It is a wonderful family home, it could be a fun vacation home and would be a business opportunity for an Air B&B, VRBO, or even double your rental income since there is a full apartment in the basement. This property is excellent for hunting! Close to the lake for fishing and boating! Welcome to your private retreat at 11279 Kentucky Highway 196 in Nancy, KY—where comfort, space, and nature come together beautifully. Whether you need room to grow, entertain, or create a multi-generational setup, this home delivers. Surrounded by peaceful countryside, you'll enjoy watching deer, birds, and other wildlife right from your front porch or back patio, with scenic views of farmland, trees, and rolling hills. Inside, the home features granite countertops throughout the kitchen and bathrooms, along with a thoughtfully designed basement that includes a second kitchen and plenty of space for additional bedrooms or living quarters—perfect for guests or extended family. The poured concrete basement offers both walkout and walk-up access, adding convenience and durability. Car enthusiasts and outdoor lovers will appreciate the abundance of garage space, including an attached garage, detached garage, and basement garage—accommodating up to five vehicles. Recent updates provide peace of mind, including a brand-new HVAC system installed in April 2026 (with warranty) and a new, 1 year old Metal Roof (with warranty). For lake lovers, you're just minutes from multiple boat ramps—one less than a mile away and another within three miles—making it easy to enjoy the water anytime. This is a rare opportunity to own a move-in-ready home with space, privacy, and modern updates in a beautiful setting.

11279 Kentucky, Nancy
291 Sellars Rd, Nancy
$349,900
3 Beds ⋅ 2 Baths ⋅ 26011924 MLS
This home TRULY has it ALL!!! Beautiful HOME, 30x34 Garage, ALL Furniture, A 1998 PONTOON BOAT, an EZGO GOLF CART and a BOAT SLIP! Experience the ultimate lake lifestyle with this fully turn-key 3BR 2BA lake home where EVERYTHING is included! From the moment you walk in, you'll love the warm wood floors and ceilings, inviting living spaces, and cozy fireplace perfect for relaxing after a fun-filled day on the lake. The full finished basement provides additional living and entertaining space for family and guests. This property is truly ready to enjoy from day one and comes fully furnished, including a boat slip at Dock 1, a 1998 pontoon boat with a new motor, and an EZ-Go golf cart — all included with the sale! Recent exterior updates include brand new siding and a new shingled roof, giving peace of mind for years to come. The impressive 30x34 detached garage offers plenty of room for all your lake toys and currently stores the pontoon boat, golf cart, mower, and grill with additional space remaining. Whether you're searching for a weekend retreat, vacation rental investment, or full-time lake home, this property offers the complete package. Just bring your clothes and start making memories at the lake!

291 Sellars Rd, Nancy
Start Your Search

How much is your home worth?

Get instant property value now!