Nancy Homes with Full Basement

Nancy Homes with Full Basement

Welcome to Nancy, Kentucky, a charming lakeside community nestled in the heart of the beautiful Lake Cumberland region. Known for its breathtaking natural beauty and warm, welcoming atmosphere, Nancy offers residents a perfect blend of tranquility and adventure. With its stunning landscapes, recreational opportunities, and a close-knit community spirit, it's no wonder that many families and retirees are choosing to call this picturesque town home.

One of the standout features of homes in Nancy is the availability of properties with full basements. These versatile spaces can serve a multitude of purposes, from additional storage to recreational rooms, home gyms, or even cozy guest quarters. Imagine hosting family gatherings or creating a dedicated space for hobbies—all made possible with the extra square footage that a full basement provides.

Nancy's real estate market offers a variety of homes that cater to diverse lifestyles and budgets. Whether you’re looking for a quaint cottage near the water or a spacious family home surrounded by nature, you’ll find options that fit your needs perfectly. The community is not only known for its scenic views but also for its easy access to outdoor activities, including boating, fishing, and hiking in nearby parks.

Living in Nancy means enjoying a peaceful lifestyle while still being close to essential amenities and services. With its friendly residents and community events, you'll quickly feel at home in this delightful town. Explore the possibilities of owning a home with a full basement in Nancy, Kentucky, and embrace the serene lifestyle that awaits you!

Newest Nancy Homes with Full Basement

7 Beds ⋅ 3 Baths ⋅ 26025217 MLS

Beautifully Updated Brick Ranch Near Lake Cumberland! This lovely brick ranch sits on a scenic corner lot surrounded by mature trees, offering a peaceful country setting just minutes from multiple boat ramps and Lake Cumberland. Step inside the spacious foyer to an inviting open floor plan, highlighted by a stunning real brick fireplace in the great room—perfectly enjoyed from the completely updated kitchen featuring crisp white cabinetry and elegant quartz countertops. Extensive upgrades provide peace of mind, including a newer roof, HVAC, and windows (2024), along with new gutters and fascia, updated interior and exterior doors and trim, luxury flooring, modern lighting, updated plumbing and electrical, and a brand-new deck for outdoor enjoyment. Designed with space in mind, this home easily accommodates a large family with 6 (possibly 7) bedrooms, 3 full baths, a dedicated office, family room, and formal dining room. A rare combination of location, updates, and room to grow.

18 Ash Dr, Nancy

4 Beds ⋅ 2 Baths ⋅ 26024215 MLS

**PRIVATE BOAT SLIP ON LAKE CUMBERLAND!** Lake life doesn't get much better than this! This beautifully remodeled **4BR, 2BA waterfront retreat** comes **fully furnished and ready to enjoy**, complete with your very own **boat slip in the private community dock**. Surrounded by the beauty of Lake Cumberland, the home features charming cypress siding and a peaceful setting that makes every day feel like a vacation. Step inside to a completely remodeled interior featuring a warm, inviting layout with plenty of room to gather with family and friends. The living and kitchen areas flow together beautifully, but the true showstopper may be the **huge screened-in porch overlooking the lake**. Imagine starting your mornings with coffee while watching the water, enjoying dinner with friends, or winding down in the evenings as the boats pass by. Getting on the lake couldn't be easier! **Walk or take the golf cart down to the water and your private boat slip**, making spontaneous lake days a breeze. Whether you love boating, fishing, swimming or simply relaxing by the water, this property was made for enjoying the Lake Cumberland lifestyle. A **30x40 detached garage** provides incredible space for boats, vehicles, golf carts and all your lake toys. The property is also currently generating income through **Airbnb and VRBO**, creating an exciting opportunity for those looking for a vacation rental or investment property. Whether you're searching for a **personal lake getaway, income-producing property or a place for the entire family to make memories**, this one has it all—**waterfront setting, private boat slip, huge garage, beautiful renovations and furnishings included!**

311 Meece Ave, Nancy

4 Beds ⋅ 3 Baths ⋅ 26022020 MLS

**Lake-Area Retreat Near Lee Ford Boat Dock!** Come enjoy the relaxed lake lifestyle in this inviting 4-bedroom, 3-full bath home at 1416 Prather Dr. Featuring a welcoming cabin style feel, spacious living areas, and plenty of room for family and guests, this property is ideal as a full-time residence, weekend getaway, or investment opportunity. The covered front porch offers a great place to unwind, while the home's generous layout provides room to spread out. Conveniently located near Lee's Ford Boat Dock & Fishing Creek boat ramp, you'll have easy access to boating, fishing, and all that Lake Cumberland has to offer. Whether you're looking for your next home or the perfect lake retreat, this property is ready for its next chapter. Used before as an Vrbo/airbnb. Schedule your showing and come see what this home has to offer. Motivated seller!

1416 Prather Dr, Nancy

3 Beds ⋅ 2 Baths ⋅ 26021344 MLS

Charming Rustic Retreat Near Lee's Ford Marina Lake Cumberland Escape to nature with this turn-key, 3-bedroom, 2-bathroom cabin nestled on 2.43 +/- acres wooded lot just minutes from Lee's Ford Marina on Lake Cumberland. Whether you are searching for a high-potential Airbnb investment (currently rated a 5.0 on airBNB), a weekend getaway, or a permanent lake life residence, this property delivers rustic charm and modern convenience. Interior Highlights Open Concept Main Level Soaring cathedral ceilings and rich woodwork create a warm, inviting feel throughout the main living room, dining area, and kitchen. Private Primary Suite: Located on the main floor for ultimate convenience and quiet retreat. Spacious Upper Loft: Versatile square footage perfect for an extra sleeping area, game room, or secondary living space. Furnishings Negotiable: Move right in or launch your short-term rental immediately. Outdoor & Exterior Features Expansive Screened-In Porch: The ultimate outdoor living room—ideal for morning coffee, alfresco dining, or evening entertaining free of bugs. Surrounded by mature timber, offering exceptional privacy and natural beauty. Covered Parking Carport: Ample sheltered space designed to store your boat, jet skis, trailer, or multiple vehicles. Convenient lake access paired with peaceful acreage makes this property a rare find. Schedule your private showing today!

1356 Todd Farm Rd, Nancy

2 Beds ⋅ 2 Baths ⋅ 26020973 MLS

Welcome to this beautifully crafted, one-owner custom-built home, completed in 2022 and thoughtfully designed for comfortable living. Nestled on a gorgeous 2-acre lot, this property offers the perfect combination of privacy, functionality, and room to grow. The main level features approximately 1,200 square feet of well-planned living space with an inviting open layout. The spacious kitchen is the heart of the home, complete with a large center island, abundant cabinetry, and a generous dining area perfect for everyday meals or entertaining. The cozy living room is highlighted by a gas fireplace, creating a warm and welcoming atmosphere. You'll also find two spacious bedrooms, two full bathrooms, and oversized doorways that enhance accessibility and comfort. The full walk-out basement is already equipped with a garage door and offers incredible potential for future expansion. With ample space to finish, it could easily accommodate two additional bedrooms, a large family or recreation room, a home office, and plenty of storage. Outside, the property continues to impress with a large detached garage offering two indoor parking spaces along with ample room for tools, equipment, or hobbies. An additional parcel is included and was previously home to a manufactured home. It still features the existing concrete front porch, making it an excellent location for a camper, future home site, or additional outdoor living space. Surrounded by mature woods on approximately three sides, this peaceful setting provides exceptional privacy while still offering plenty of usable yard space. If you've been searching for a newer home with acreage, expansion potential, and endless possibilities, this one is a must-see!

11871 W Hwy 80, Nancy

2 Beds ⋅ 3 Baths ⋅ 26020642 MLS

Lake lovers, this is the property you've been waiting for! This spacious 1.5-story home features 2 bedrooms, a loft for additional sleeping quarters, and 3 full bathrooms, offering plenty of room for family and guests. The primary bedroom and laundry are conveniently located on the main level for easy everyday living. The unfinished full basement includes a garage and full bath, providing endless possibilities for storage, workshop space, recreation, or future expansion. Step outside to the large covered back porch and take in the peaceful views while enjoying your morning coffee or evening relaxation. Bring your boat, ATVs, and all your lake toys—there's plenty of parking and room to spread out. Located just around the corner from Dudley Hill Boat Ramp and only 4 miles from Wolf Creek Marina, this property is perfectly positioned for enjoying everything Lake Cumberland has to offer. Conveniently located to Somerset, shopping, dining, and other amenities, this home combines lake-life convenience with everyday comfort. Whether you're looking for a full-time residence, weekend retreat, or vacation getaway, this property is a true Lake Cumberland dream.

3128 Kentucky, Nancy

5 Beds ⋅ 3 Baths ⋅ 25008955 MLS

Looking for space, comfort, and country charm? This breathtaking 5-bedroom, 3-bathroom home sits on 17 acres of rolling green pasture in beautiful Nancy, KY—the perfect blend of privacy and convenience. Inside, you'll find a spacious layout with two full kitchens, a fully finished basement, recreation room, and dedicated office space—ideal for entertaining, extended family living, or working from home. The large primary suite features oversized closets and plenty of room to relax. Outside, enjoy the views and freedom that only 17 acres can offer. Store all your toys with ease in the huge detached garage, big enough to fit an RV, boat, and lawn equipment, plus an attached 2-car garage for daily convenience. This is more than a home—it's a lifestyle. Don't miss the chance to own a private slice of rural paradise!

223 Lanetown Rd, Nancy

6 Beds ⋅ 4 Baths ⋅ 26001703 MLS

Welcome to 1254 Prather Dr! This 6 bed 3.5 bath home rests right above Lake Cumberland with a breathtaking view that is truly one of a kind. Currently set up to sleep 11 with plenty of room for additional beds. "Convenience" is an understatement being just minutes from Somerset, Lee's Ford Marina, Pulaski Park, and Fishing Creek Boat Launch. Enjoy a direct view of the annual Lee's Ford Fireworks show, room for boat/trailer parking, as well as ample space to host events and gatherings. While this can easily function as your primary residence, it is also one of the most well-established, income producing vacation rentals on Lake Cumberland with a massive clientele. This is your chance for a turn-key home and business opportunity, as it comes fully furnished and includes all current/future bookings. Views from every angle, a true chef's kitchen with granite tops, custom cabinets, stainless appliances, walk-in pantry, and so much more. The owners have poured their heart and soul into making this property what it is, and now it's ready for its new owners and next chapter. Pictures simply don't do the home and the views justice... These opportunities don't come around very often! Call today for more information and to set up your own private "no pressure" tour.

1254 Prather Dr, Nancy

5 Beds ⋅ 4 Baths ⋅ 26009685 MLS

2,769 sq ft main level + 2,140 sq ft lower level with heat and air — approx. 4,909 sq ft total ='s - A whole lot of space for the money. Newly built in 2024, this beautifully crafted 1.5-story home offers 5 bedrooms and 4 full baths with an open layout designed for comfort and entertaining. Real hickory hardwood floors, 10'+ cathedral ceilings, custom trim, and a striking fireplace anchor the main living space, while the kitchen features upscale finishes with granite countertops and white oak cabinetry. Large windows bring in natural light and capture lake views throughout. The lower level is already framed, plumbed, and HVAC- installed, giving you immediate flexibility to expand to suit your needs. Step out onto the oversized, partially enclosed composite back deck overlooking Lake Cumberland, with a fenced yard below perfect for everyday use. Complete with a 3-car garage and additional parking, all just a few minutes from Somerset, multiple boat ramps and Lee's Ford Marina.

56 E Golden Is, Nancy

4 Beds ⋅ 5 Baths ⋅ 25507055 MLS

This contemporary home on Lake Cumberland offers modern comfort with large windows that bring in natural light and highlight the surrounding views. The open-concept layout features a striking triple-height main living area that makes the space feel bright and spacious. Situated on nearly an acre across two combined lots, the property sits at the end of a quiet cul-de-sac and is only 10 minutes from multiple boat ramps and Wolf Creek Marina. Inside, you'll find custom two-tone white oak cabinetry, quartz countertops, and exposed white oak beams that add quality and character. The home sleeps 15+ guests comfortably and includes a full range of amenities for everyday living or vacation rentals. With four years of strong Airbnb performance and Superhost status, this property offers excellent income potential in addition to being a high-quality lake retreat. Owner/Agent

348 Restful Run Rd, Nancy

3 Beds ⋅ 3 Baths ⋅ 26010013 MLS

Motivated Seller! This well-maintained, fully updated 3 Bed, 3 Bath home offers an impressive 3,760 square feet of finished living space, with 1,880 sq ft above grade and an additional 1,880 sq ft in a fully finished walkout basement. It is sitting on 8.64 acres! It is a wonderful family home, it could be a fun vacation home and would be a business opportunity for an Air B&B, VRBO, or even double your rental income since there is a full apartment in the basement. This property is excellent for hunting! Close to the lake for fishing and boating! Welcome to your private retreat at 11279 Kentucky Highway 196 in Nancy, KY—where comfort, space, and nature come together beautifully. Whether you need room to grow, entertain, or create a multi-generational setup, this home delivers. Surrounded by peaceful countryside, you'll enjoy watching deer, birds, and other wildlife right from your front porch or back patio, with scenic views of farmland, trees, and rolling hills. Inside, the home features granite countertops throughout the kitchen and bathrooms, along with a thoughtfully designed basement that includes a second kitchen and plenty of space for additional bedrooms or living quarters—perfect for guests or extended family. The poured concrete basement offers both walkout and walk-up access, adding convenience and durability. Car enthusiasts and outdoor lovers will appreciate the abundance of garage space, including an attached garage, detached garage, and basement garage—accommodating up to five vehicles. Recent updates provide peace of mind, including a brand-new HVAC system installed in April 2026 (with warranty) and a new, 1 year old Metal Roof (with warranty). For lake lovers, you're just minutes from multiple boat ramps—one less than a mile away and another within three miles—making it easy to enjoy the water anytime. This is a rare opportunity to own a move-in-ready home with space, privacy, and modern updates in a beautiful setting.

11279 Kentucky, Nancy

3 Beds ⋅ 2 Baths ⋅ 26009252 MLS

402 Westwood Dr, Nancy

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