Nancy Homes with Full Basement

Nancy Homes with Full Basement

Welcome to Nancy, Kentucky, a charming lakeside community nestled in the heart of the beautiful Lake Cumberland region. Known for its breathtaking natural beauty and warm, welcoming atmosphere, Nancy offers residents a perfect blend of tranquility and adventure. With its stunning landscapes, recreational opportunities, and a close-knit community spirit, it's no wonder that many families and retirees are choosing to call this picturesque town home.

One of the standout features of homes in Nancy is the availability of properties with full basements. These versatile spaces can serve a multitude of purposes, from additional storage to recreational rooms, home gyms, or even cozy guest quarters. Imagine hosting family gatherings or creating a dedicated space for hobbies—all made possible with the extra square footage that a full basement provides.

Nancy's real estate market offers a variety of homes that cater to diverse lifestyles and budgets. Whether you’re looking for a quaint cottage near the water or a spacious family home surrounded by nature, you’ll find options that fit your needs perfectly. The community is not only known for its scenic views but also for its easy access to outdoor activities, including boating, fishing, and hiking in nearby parks.

Living in Nancy means enjoying a peaceful lifestyle while still being close to essential amenities and services. With its friendly residents and community events, you'll quickly feel at home in this delightful town. Explore the possibilities of owning a home with a full basement in Nancy, Kentucky, and embrace the serene lifestyle that awaits you!

Newest Nancy Homes with Full Basement

2 Beds ⋅ 3 Baths ⋅ 26020642 MLS

Lake lovers, this is the property you've been waiting for! This spacious 1.5-story home features 2 bedrooms, a loft for additional sleeping quarters, and 3 full bathrooms, offering plenty of room for family and guests. The primary bedroom and laundry are conveniently located on the main level for easy everyday living. The unfinished full basement includes a garage and full bath, providing endless possibilities for storage, workshop space, recreation, or future expansion. Step outside to the large covered back porch and take in the peaceful views while enjoying your morning coffee or evening relaxation. Bring your boat, ATVs, and all your lake toys—there's plenty of parking and room to spread out. Located just around the corner from Dudley Hill Boat Ramp and only 4 miles from Wolf Creek Marina, this property is perfectly positioned for enjoying everything Lake Cumberland has to offer. Conveniently located to Somerset, shopping, dining, and other amenities, this home combines lake-life convenience with everyday comfort. Whether you're looking for a full-time residence, weekend retreat, or vacation getaway, this property is a true Lake Cumberland dream.

3128 Kentucky, Nancy

5 Beds ⋅ 3 Baths ⋅ 25008955 MLS

Looking for space, comfort, and country charm? This breathtaking 5-bedroom, 3-bathroom home sits on 17 acres of rolling green pasture in beautiful Nancy, KY—the perfect blend of privacy and convenience. Inside, you'll find a spacious layout with two full kitchens, a fully finished basement, recreation room, and dedicated office space—ideal for entertaining, extended family living, or working from home. The large primary suite features oversized closets and plenty of room to relax. Outside, enjoy the views and freedom that only 17 acres can offer. Store all your toys with ease in the huge detached garage, big enough to fit an RV, boat, and lawn equipment, plus an attached 2-car garage for daily convenience. This is more than a home—it's a lifestyle. Don't miss the chance to own a private slice of rural paradise!

223 Lanetown Rd, Nancy

5 Beds ⋅ 3 Baths ⋅ 26013904 MLS

Welcome to your Lake Cumberland retreat! Walking distance to the lake and community dock. This stunning 2022-built home offers year-round lake views, modern finishes, and an unbeatable location just a quarter mile from the boat ramp for easy access to boating, fishing, swimming, and all your favorite lake activities. Currently operating as a successful VRBO, this property presents an outstanding opportunity for both personal enjoyment and investment income. Inside, you'll find a spacious open-concept design featuring 5 bedrooms, 3 full baths, and an abundance of natural light throughout. The beautifully finished walkout basement with exterior entrance provides additional living and entertaining space, making it ideal for hosting family, friends, or vacation guests. Step outside and enjoy the breathtaking lake views from the composite decking, lower-level patio, or gather around the inviting fire pit area. Every detail of this home has been designed to maximize comfort, relaxation, and the beauty of its lake setting. Furnishings are negotiable, creating the potential for a turnkey vacation rental or move-in-ready lake home. Located in a desirable lake community, this like-new property combines luxury, convenience, and income potential into one exceptional package. Whether you're searching for a full-time residence, weekend getaway, or proven short-term rental investment, this Lake Cumberland gem is ready to exceed expectations

287 Lakeshore Dr, Nancy

5 Beds ⋅ 4 Baths ⋅ 26009685 MLS

2,769 sq ft main level + 2,140 sq ft lower level with heat and air — approx. 4,909 sq ft total ='s - A whole lot of space for the money. Newly built in 2024, this beautifully crafted 1.5-story home offers 5 bedrooms and 4 full baths with an open layout designed for comfort and entertaining. Real hickory hardwood floors, 10'+ cathedral ceilings, custom trim, and a striking fireplace anchor the main living space, while the kitchen features upscale finishes with granite countertops and white oak cabinetry. Large windows bring in natural light and capture lake views throughout. The lower level is already framed, plumbed, and HVAC- installed, giving you immediate flexibility to expand to suit your needs. Step out onto the oversized, partially enclosed composite back deck overlooking Lake Cumberland, with a fenced yard below perfect for everyday use. Complete with a 3-car garage and additional parking, all just a few minutes from Somerset, multiple boat ramps and Lee's Ford Marina.

56 E Golden Is, Nancy

4 Beds ⋅ 5 Baths ⋅ 25507055 MLS

This contemporary home on Lake Cumberland offers modern comfort with large windows that bring in natural light and highlight the surrounding views. The open-concept layout features a striking triple-height main living area that makes the space feel bright and spacious. Situated on nearly an acre across two combined lots, the property sits at the end of a quiet cul-de-sac and is only 10 minutes from multiple boat ramps and Wolf Creek Marina. Inside, you'll find custom two-tone white oak cabinetry, quartz countertops, and exposed white oak beams that add quality and character. The home sleeps 15+ guests comfortably and includes a full range of amenities for everyday living or vacation rentals. With four years of strong Airbnb performance and Superhost status, this property offers excellent income potential in addition to being a high-quality lake retreat. Owner/Agent

348 Restful Run Rd, Nancy

3 Beds ⋅ 3 Baths ⋅ 26010013 MLS

Motivated Seller! This well-maintained, fully updated 3 Bed, 3 Bath home offers an impressive 3,760 square feet of finished living space, with 1,880 sq ft above grade and an additional 1,880 sq ft in a fully finished walkout basement. It is sitting on 8.64 acres! It is a wonderful family home, it could be a fun vacation home and would be a business opportunity for an Air B&B, VRBO, or even double your rental income since there is a full apartment in the basement. This property is excellent for hunting! Close to the lake for fishing and boating! Welcome to your private retreat at 11279 Kentucky Highway 196 in Nancy, KY—where comfort, space, and nature come together beautifully. Whether you need room to grow, entertain, or create a multi-generational setup, this home delivers. Surrounded by peaceful countryside, you'll enjoy watching deer, birds, and other wildlife right from your front porch or back patio, with scenic views of farmland, trees, and rolling hills. Inside, the home features granite countertops throughout the kitchen and bathrooms, along with a thoughtfully designed basement that includes a second kitchen and plenty of space for additional bedrooms or living quarters—perfect for guests or extended family. The poured concrete basement offers both walkout and walk-up access, adding convenience and durability. Car enthusiasts and outdoor lovers will appreciate the abundance of garage space, including an attached garage, detached garage, and basement garage—accommodating up to five vehicles. Recent updates provide peace of mind, including a brand-new HVAC system installed in April 2026 (with warranty) and a new, 1 year old Metal Roof (with warranty). For lake lovers, you're just minutes from multiple boat ramps—one less than a mile away and another within three miles—making it easy to enjoy the water anytime. This is a rare opportunity to own a move-in-ready home with space, privacy, and modern updates in a beautiful setting.

11279 Kentucky, Nancy

3 Beds ⋅ 2 Baths ⋅ 26009252 MLS

402 Westwood Dr, Nancy

3 Beds ⋅ 2 Baths ⋅ 26011924 MLS

This home TRULY has it ALL!!! Beautiful HOME, 30x34 Garage, ALL Furniture, A 1998 PONTOON BOAT, an EZGO GOLF CART and a BOAT SLIP! Experience the ultimate lake lifestyle with this fully turn-key 3BR 2BA lake home where EVERYTHING is included! From the moment you walk in, you'll love the warm wood floors and ceilings, inviting living spaces, and cozy fireplace perfect for relaxing after a fun-filled day on the lake. The full finished basement provides additional living and entertaining space for family and guests. This property is truly ready to enjoy from day one and comes fully furnished, including a boat slip at Dock 1, a 1998 pontoon boat with a new motor, and an EZ-Go golf cart — all included with the sale! Recent exterior updates include brand new siding and a new shingled roof, giving peace of mind for years to come. The impressive 30x34 detached garage offers plenty of room for all your lake toys and currently stores the pontoon boat, golf cart, mower, and grill with additional space remaining. Whether you're searching for a weekend retreat, vacation rental investment, or full-time lake home, this property offers the complete package. Just bring your clothes and start making memories at the lake!

291 Sellars Rd, Nancy

4 Beds ⋅ 2 Baths ⋅ 25018874 MLS

Welcome to lake living! This 4-bedroom, 2-bath cabin offers 2,052 finished sq. ft. on 3.5 acres with tranquil lake views and borders the Army Corps of Engineers. Built in 1997, the home has been extensively updated with a finished basement, second full bath, new plumbing, new service panel, and second laundry room on the main floor. The owners also added a lower deck and stairs, storage rooms, a front porch and retaining wall, and a Generac generator for peace of mind for anyone wanting to live here year-round. Enjoy a wood-burning fireplace, fully furnished interiors (with few exceptions), and both sets of washer/dryer. Heat pump and appliances are just 2 years old. Outdoors, relax on the decks overlooking the lake and woods and store boats and vehicles in the 25x36 metal carport/shed. Just 1 mile to Campbell Rd boat ramp and under 3 miles to Wolf Creek Marina. City water and septic tank. All appliances—including an extra freezer—convey. A true lake retreat ready for your enjoyment!

353 Timber Ridge Rd, Nancy

4 Beds ⋅ 3 Baths ⋅ 26014360 MLS

A beautiful blend of country, comfort, space, and Lake Cumberland convenience with this well-maintained, one-owner home located less than a mile from a public boat ramp and only minutes from Cumberland Point. Offering 4 bedrooms, 3 full bathrooms, and an abundance of finished living space, this property is ideal as a full-time residence or a weekend lake retreat. Inside, you'll find numerous updates and upgrades, including updated flooring, a spacious primary suite, stainless steel appliances, abundant kitchen cabinetry, large kitchen island with separate dining space, and a cozy wood-burning fireplace. The primary suite is large and has a bathroom that features a relaxing jetted tub, French doors, and thoughtful design touches that add to the home's appeal. Additional bedrooms on the main floor have closets and are good sizes. The finished basement has an additional bedroom space, a full bathroom and tons of room for entertainment space. Step outside to enjoy the oversized rear deck, partially covered for year-round enjoyment, overlooking the peaceful setting. Storage and workspace are plentiful with an attached basement garage plus two detached buildings measuring approximately 24' x 12' and 26' x 22'—perfect for boats, recreational equipment, tools, and all your Lake Cumberland toys. Built with quality in mind, this home features upgraded construction including drywall throughout, a pitched roof, composite decking, additional windows for natural light, and a poured concrete basement foundation. The adjoining lot has been added, bringing this total property size to 1.37 acres. Offering even more possibilities for expansion, privacy, or investment. Be sure to check out the virtual tour and video walkthrough that are available.

80 William Ct, Nancy

3 Beds ⋅ 2 Baths ⋅ 26010988 MLS

What an amazing deal!! If you are looking for a lake house, this is the home for you! It's walking distance to the lake for those days you want to go for a quick swim or to go fishing. It's a mile to the Ford Hollow boat ramp. There are boat slips you can rent for the year! This home is a 3 bedroom and 2 bath ranch style home. It has a nice front porch perfect for enjoying the great outdoors or relaxing in the hot tub on the back deck!! It has a spacious living room with a fireplace for those chilly evenings, nice spacious kitchen, and dining room. This home has a finished basement for extra room. It has a detached garage to store your boat or lake toys. This is a great opportunity to own a lake home or a permanent residence.

109 Everett Ln, Nancy

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