Investing

3 Beds ⋅ 2 Baths ⋅ 26020256 MLS

Great investment opportunity with excellent cash flow! This income-producing property features three mobile homes, all currently occupied by tenants. Home 1 (302 Lincoln Ave.) offers 2 bedrooms and 1 bathroom, Home 2 (284 Lincoln Ave.) features 3 bedrooms and 2 bathrooms, and Home 3 (212 Bertram St.) includes 3 bedrooms and 2 bathrooms. Each home is equipped with central heating and air conditioning and has been remodeled within the past 18 months, providing updated, low-maintenance rental units. All three homes are connected to city sewer, and the property offers additional space with the potential to add up to two more mobile homes, creating even greater income potential. The three homes currently generate a combined gross monthly rental income of $1,750. Whether you're looking to expand your investment portfolio or purchase your first income-producing property, this is an opportunity you won't want to miss. Call today for additional information or to schedule your private showing!

284 Lincoln Ave, Monticello

$259,000

3 Beds ⋅ 2 Baths ⋅ 26020139 MLS

Great investment opportunity on Lake Cumberland! Property consists of 3.91+/- of unrestricted acres located off of Lakepoint View Rd in Monticello. With no restrictions this property is prime for investors or someone looking to build their dream home, Property currently has two cabins, Cabin one is 12 x 28 with a 10 x 16 storage building. Cabin one is completely finished and comes ready to move in with appliances and HVAC. Cabin two is a 16x32 custom built cabin with metal siding, front porch, and a loft. This cabin will need to be finished, currently framed and ready for plumbing, electric, and finishings. Both Cabins have their own water meter already in place. Property is located minutes to Ramseys Point and Camp Attrahunt boat ramps in the eadsville community of Wayne County. Both units are brand new and have never been occupied, perfect for a weekend retreat or short-term rental, call today for additional information or to schedule a private showing!

439 Lakepoint View Rd, Monticello

$499,000

3 Beds ⋅ 3 Baths ⋅ 26019876 MLS

Enjoy the perfect combination of privacy, comfort, and beautiful lake views in this custom-built 3,300+/- square foot home featuring 3 bedrooms and 3 bathrooms, situated on approximately 5 acres. This well-maintained property offers hardwood floors, two fireplaces, a bright sunroom, a spacious finished garage, and a recently replaced roof. The large back deck provides the perfect space for entertaining or relaxing while overlooking the scenic surroundings. Outside, you'll find two large greenhouses and plenty of room to enjoy the peaceful setting. Conveniently located just minutes from Conley Bottom Marina and several other public boat ramps, this exceptional property offers easy access to boating, fishing, and all the recreational opportunities of Lake Cumberland, making it an ideal full-time residence, vacation home, or investment opportunity. Call today to schedule a private showing!

202 Peaceful Cove Ln, Monticello

$485,000

4 Beds ⋅ 4 Baths ⋅ 26019708 MLS

Rare opportunity to own a one of a kind property on approximately 2.5 secluded, wooded acres just minutes from two concrete boat ramps on beautiful Lake Cumberland. Whether you're looking for a full time residence, vacation home, or investment property with short term rental potential, this unique estate offers endless possibilities. The custom built primary home features soaring 12 foot ceilings, crown molding, stained glass windows, custom built-ins, abundant cabinetry and countertop space, a walk-in pantry, steam room, laundry chute, an oversized walk-in shower in the primary suite, and a built-in bed with integrated storage. An unfinished upper level with 12-foot ceilings offers excellent potential for additional bedrooms, a game room, home office, or expanded living space. The detached guest house is located above the oversized two-bay garage and is ideal as a mother-in-law suite, private guest quarters, or income-producing Airbnb. It features a full kitchen, spacious living area with king-size sleeping space, a full bath with a walk-in shower, two built-in twin window beds, and a loft for additional sleeping accommodations. The garage level also includes a laundry area and convenient half bath. Outside, you'll enjoy multiple decks, two covered porches, a screened-in porch, beautifully landscaped grounds, peaceful sitting areas, and a fire pit. This would be perfect for entertaining or relaxing after a day on Lake Cumberland. Underground utilities and city water provide modern convenience while preserving the property's private, natural setting. Properties offering this combination of privacy, acreage, proximity to Lake Cumberland, guest accommodations, and short-term rental potential are hard to find. Schedule your private showing today.

1560 Bell Phipps Rd, Monticello

$499,000

25001213 MLS

Discover an incredible commercial opportunity with this prime property, previously home to a Sonic Drive-In. Located in a high-traffic area, this site is ready for its next chapter. Whether you continue the legacy of fast, convenient dining, a coffeeshop or would like to transform it into whatever your dream business looks like, the possibilities are endless. With existing drive-thru infrastructure and ample parking, this versatile space is a dream for entrepreneurs looking to make their mark. Call today for your private showing.

54 Access Dr, Monticello

$499,000

24017440 MLS

Discover an incredible commercial opportunity with this prime property, previously home to a Sonic Drive-In. Located in a high-traffic area, this site is ready for its next chapter. Whether you continue the legacy of fast, convenient dining, a coffeeshop or would like to transform it into whatever your dream business looks like, the possibilities are endless. With existing drive-thru infrastructure and ample parking, this versatile space is a dream for entrepreneurs looking to make their mark. Call today for your private showing.

54 Access Dr, Monticello

$28,000

25017759 MLS

Buildable Lots Near Lake Cumberland - Multiple Options! Located just minutes from Lake Cumberland and Ramsey's Point boat ramp, these prime lots offer the ideal location for your lake home or investment property. Choose from three different lot sizes with flexible purchase options to suit your needs. Enjoy quick access to boating, fishing, and outdoor recreation in one of Kentucky's most desirable lake areas. Lot 28

61 Brittany Dr, Monticello

$699,000

4 Beds ⋅ 3 Baths ⋅ 26006968 MLS

Income-producing barndominium just 1 minute from New Fall Creek boat ramp and 7 minutes to Conley Bottom Marina. Featuring an open floor plan with soaring ceilings, 4 bedrooms, 3 baths, lake views, and a wraparound porch. Includes a 30x40 garage perfect for a boat and camper. Selling fully furnished and currently operating as a successful short-term rental with strong bookings in place.

856 New Fall Creek Rd, Monticello

$294,000

3 Beds ⋅ 2 Baths ⋅ 26011018 MLS

Welcome to this beautifully maintained 3-bedroom, 2-bath contemporary home located just steps from Monticello Country Club and a short drive to enjoy the stunning waters of Lake Cumberland. Situated on a spacious 1.3± acre lot and boasting just over 2000 +/- square ft, this property offers both privacy and convenience. Inside, you'll find gleaming hardwood floors, a bright and open floor plan, and modern finishes throughout. The new roof adds peace of mind, while the 2-car attached garage provides plenty of storage and convenience. Enjoy outdoor living on the large rear patio, perfect for entertaining or relaxing in the quiet surroundings. A 10' x 16' storage building gives you extra space for tools, hobbies, or lake gear. With its ideal location, generous lot size, and stylish updates, this home combines comfort, function, and charm within close proximity to the best golf, recreation, and natural beauty Monticello has to offer. Call today schedule a private showing!

132 Alchera Ave, Monticello

$649,999

5 Beds ⋅ 4 Baths ⋅ 26009685 MLS

2,769 sq ft main level + 2,140 sq ft lower level with heat and air — approx. 4,909 sq ft total ='s - A whole lot of space for the money. Newly built in 2024, this beautifully crafted 1.5-story home offers 5 bedrooms and 4 full baths with an open layout designed for comfort and entertaining. Real hickory hardwood floors, 10'+ cathedral ceilings, custom trim, and a striking fireplace anchor the main living space, while the kitchen features upscale finishes with granite countertops and white oak cabinetry. Large windows bring in natural light and capture lake views throughout. The lower level is already framed, plumbed, and HVAC- installed, giving you immediate flexibility to expand to suit your needs. Step out onto the oversized, partially enclosed composite back deck overlooking Lake Cumberland, with a fenced yard below perfect for everyday use. Complete with a 3-car garage and additional parking, all just a few minutes from Somerset, multiple boat ramps and Lee's Ford Marina.

56 E Golden Is, Nancy

$749,900

5 Beds ⋅ 4 Baths ⋅ 26012535 MLS

Rare opportunity to own a brand new home in a gated community with lake access on the shores of Lake Cumberland, conveniently located between Burnside Marina and Conley Bottom Resort just off Highway 90. Situated on approximately one acre, this home offers year-round lake views and an open floor plan designed to take advantage of the beautiful setting. Enjoy the ability to walk or ride down to the water whenever you want to fish, kayak, swim, or simply take in the scenery. The basement is still under construction, giving buyers a chance to select some finishes and add their own personal touches before completion. Properties like this are hard to find. Call today for pricing, construction updates, and additional information.

554 Colson Dr, Bronston

$19,000

25017760 MLS

Buildable Lots Near Lake Cumberland - Multiple Options! Located just minutes from Lake Cumberland and Ramsey's Point boat ramp, these prime lots offer the ideal location for your lake home or investment property. Choose from three different lot sizes with flexible purchase options to suit your needs. Enjoy quick access to boating, fishing, and outdoor recreation in one of Kentucky's most desirable lake areas. Lot 29

62 Brittany Dr, Monticello

$999,000

26009297 MLS

Positioned on one of the busiest streets in the county, this +-6,720 sq ft medical office building delivers exceptional visibility and consistent traffic flow, directly across from Tractor Supply Company. Located just off Main Street, the property offers strong accessibility and a commanding commercial presence. The upper level is fully configured for medical use with 14 rooms, a reception area, spacious waiting room, break room, dedicated X-ray room, two half baths, and additional storage closets. The lower level adds flexibility with two full bathrooms and a large concrete vault room, well suited for secure storage, records, or specialized equipment. The building is supported by three HVAC units, single phase 400 amp electric service, city water, and sewer. A large blacktop parking lot provides space for 30 plus vehicles, offering convenience for both staff and clients. Recent improvements include a newer roof, gutters, and water heater, helping minimize upfront costs. Whether expanding a medical practice or establishing a wellness, mental health, therapy center, or insurance agency, this property offers the layout, location, and infrastructure to perform.

1104 N Main St, Monticello

$2,200,000

25014938 MLS

Prime 2.2-Acre Commercial Opportunity on Somerset's Busiest Highway Strategically positioned on Highway 27—the most heavily traveled road in Somerset—this 2.2-acre commercial tract boasts a massive 25,000± sq ft building with exceptional visibility and access. Surrounded by high-traffic anchors such as Walmart, Lowe's, major car dealerships, restaurants, and the regional hospital, this location offers unmatched exposure and convenience. Zoned for commercial use and equipped with sewer and natural gas, the site is ideal for a variety of ventures including entertainment, retail, medical, or distribution operations. The existing structure can be repurposed or removed to suit redevelopment needs. The property features expansive parking and easy ingress/egress, with ample room for large truck circulation. The building can be removed for a blank canvas. This is a rare opportunity to establish your business in the heart of Somerset's commercial district with traffic counts and surrounding synergy that are hard to beat.

1084 S Hwy 27, Somerset

$35,000

26006941 MLS

Build your getaway or full-time home on these two adjoining lots totaling ±1.75 acres in Monticello. Set in a quiet area with light restrictions, this property offers privacy, space, and is just 5 minutes from Conley Bottom Marina and Lake Cumberland. Allows up to 2 head of livestock, with a minimum of 1,000 sq ft for a single residence or 750 sq ft per unit for multi-housing. Call for more information.

199 Lynne Dr, Monticello

$479,000

3 Beds ⋅ 2 Baths ⋅ 26009267 MLS

Modern lakefront living at its finest. This stunning 3 bed, 2 bath home sits on .73 acres in the highly desirable Shepola Shores Subdivision, offering the perfect blend of style, space, and location. Inside, you'll find a clean, modern design highlighted by oversized custom tile showers that set this home apart. Step outside and enjoy true lakefront access, with multiple boat ramps nearby and just minutes from Lees Ford Marina. For those wanting even more room or investment potential, the adjoining lot is also available. Whether you're looking for a full-time residence or a weekend escape, this one checks the boxes.

22 E Golden Is, Nancy

$169,000

3 Beds ⋅ 2 Baths ⋅ 26011394 MLS

Nestled in a peaceful country setting just minutes from downtown Monticello, this spacious 3 bedroom, 2 bath double wide offers the perfect blend of comfort, convenience, and room to roam. Featuring just over 1,400 square feet of living space, this home includes a large front porch perfect for relaxing mornings, a covered rear deck for entertaining, and a versatile bonus room ideal for an office, playroom, or extra living area. Situated on approximately 2 unrestricted acres+/-, the property is perfect for hobby farming, small animals, or horses. A small barn adds even more functionality and country charm. Enjoy the freedom of unrestricted land while still being close to shopping, dining, schools, and everything downtown Monticello has to offer. Whether you're looking for a mini farm, a peaceful retreat, or a place with space for the whole family, this property checks all the boxes. Call today to schedule a private showing!

82 Abbott Broadhurst Rd, Monticello

$399,000

25003547 MLS

Seize this rare opportunity to own high-visibility commercial property on one of Somerset's busiest roads! Located on Highway 39, just off Highway 80, this prime lot is positioned near Pulaski County High School and Northern Middle School, ensuring a steady flow of daily traffic. With city sewer and water already on site, this property is ready for development. Currently zoned Commercial R-3, it offers flexibility and can be adjusted to accommodate your specific business needs. Whether you're looking to establish a multi-use development, gas station or housing, this location provides the exposure and accessibility needed for success. Don't miss out! Contact us for more details.

1156 Hwy 39, Somerset

$39,000

24000499 MLS

Situated on the shore of Lake Cumberland, this lot offers great views of the lake. Easy access to the water, whether by walking or a small UTV, makes it perfect for fishing and swimming. The lake is known for abundant fish, making it an ideal spot for anglers. Lake Cumberland was rated the #1 Lake in the US by USA Today in 2023. Enjoy the simplicity of building your dream getaway here, where each day is set against the backdrop of Lake Cumberland's scenic charm—a place for creating lasting memories in nature. All boating and lake enthusiast welcome. Call Today. Gated, high end subdivision. Lot #9 of Colson Cove Subdivision.

516 Colson Dr, Bronston

$2,900,000

25012518 MLS

Located directly off the busiest stretch of Highway 27 in Somerset and just across from the breathtaking shores of Lake Cumberland, this 18.31-acre tract offers one of the last remaining large-acreage development opportunities in the area. With unobstructed lake views and multiple points of ingress and egress, this property is ideal for a wide range of commercial and residential projects. Perfectly positioned for a boutique lakeview hotel or lodging (with zero existing lakeview accommodations in the area), retail, restaurants, storage, or mixed-use development, this land presents unmatched potential. The front 2-3 acres are ideal for immediate commercial use such as a hotel, with ample room behind for expansion, housing, or supporting businesses. Surrounded by multiple marinas, boat ramps, and minutes from downtown Somerset, this is a once-in-a-generation opportunity to build something iconic overlooking Lake Cumberland.

5800 S Hwy 27, Somerset

$549,000

26006967 MLS

±20.02 acres of prime pastureland with stunning farm and mountain views. Fully fenced, gated, and ready for horses or livestock. Featuring a massive 60x70 garage with 14' doors for large equipment, plus four livestock shelters already in place. A perfect blend of open pasture and scattered woods with no restrictions, ideal for your dream farmhouse. Call for sizes of buildings and with any questions.

2301 Kentucky 92, Monticello

$498,000

3 Beds ⋅ 3 Baths ⋅ 26006822 MLS

Fully remodeled custom home or office offering 3 bedrooms, 2.5 baths, an eat-in kitchen, home office, laundry/mudroom, and three spacious living/entertaining areas, all on the main level. The updated kitchen features quartz countertops, stainless appliances, and modern finishes, while the primary suite includes a tiled walk-in shower, double vanities, and a walk-in closet. A 2,600+ sq ft unfinished basement provides endless potential. Situated on 1.25 acres in the heart of Monticello, this property also includes a wraparound blacktop driveway, propane fireplace, 30x30 detached garage, 24x28 attached garage, and a large backyard with room to add another detached garage. Would be a great commercial space for any business.

726 N Main St, Monticello

$179,900

2 Beds ⋅ 1 Baths ⋅ 25508315 MLS

Welcome to this beautifully maintained 2-bedroom, 1-bath home that combines comfort, style, and convenience. Step inside to find warm hardwood floors and a bright, inviting living space. The kitchen features sleek stainless steel appliances and plenty of functionality for everyday living or entertaining. Outside, enjoy a spacious back deck perfect for relaxing or hosting guests. The property includes an insulated detached garage, a convenient carport, and ample storage options. Ideally located close to all local amenities, shopping, and dining, this home is also just minutes from Lake Cumberland—perfect for boating, fishing, and outdoor adventures. Whether you're looking for a primary residence, a weekend getaway, or an investment opportunity, this move-in-ready home offers the best of comfort and location.

209 Tate Dr, Monticello

$299,000

25017765 MLS

Positioned right on the Pulaski-Rockcastle county line, this 5.26± acre commercial site delivers visibility, access, and flexibility—perfect for a box store, gas station/travel center, quick-service concept, or other commercial use. The land is flat to gently rolling with a broad buildable area, allowing efficient parking and circulation. Central to the Somerset and Mt. Vernon markets, it's well-placed to draw daily commuters and regional traffic. Clean slate (no existing structures) for straightforward engineering. Just bring your own site plan.

9300 Lake Cumberland Road Mt, Mt Vernon

$19,000

25017758 MLS

Buildable Lots Near Lake Cumberland - Multiple Options! Located just minutes from Lake Cumberland and Ramsey's Point boat ramp, these prime lots offer the ideal location for your lake home or investment property. Choose from three different lot sizes with flexible purchase options to suit your needs. Enjoy quick access to boating, fishing, and outdoor recreation in one of Kentucky's most desirable lake areas. Lots 31 and 32

26 Brittany Dr, Monticello

$269,000

24025516 MLS

Prime Commercial Opportunity on Highway 90 near Conley Bottom Marina This 2-acre commercial property, perfectly situated off Highway 90 at the Conley Bottom Marina turnoff, offers unmatched potential in a high-traffic location. As one of the largest and busiest marinas on Lake Cumberland, Conley Bottom attracts millions of visitors annually, making this spot ideal for businesses catering to lake enthusiasts, tourists, and locals alike. Need more space? Up to 5 acres of Highway 90 road frontage is available, providing flexibility to suit your business needs. Don't miss this chance to secure a prime piece of property in one of Lake Cumberland's most sought-after areas.

8274 Hwy 90, Monticello

$939,000

25000013 MLS

Opportunities like this are rare! This premier commercial lot boasts sweeping 180º views of Lake Cumberland, making it one of the best locations available. Ideal for restaurants, hotels, bars, or a variety of ventures, this property offers endless potential for your vision. Commercial lakeview lots are hard to find—why wait? For even greater possibilities, combine it with an adjacent tract, totaling 3.72 acres of spectacular lakefront property. Act now to secure this unparalleled investment!

5785 S Hwy 27, Somerset

$125,000

3 Beds ⋅ 2 Baths ⋅ 26006912 MLS

Discover the potential in this 1456 sq ft +/- double wide home on a permanent foundation, perfectly situated in a highly desirable location just minutes from Old Fall Creek Boat Ramp and Conley Bottom Resort. Featuring 3 bedrooms and 2 full baths, this property offers a spacious layout ready to be transformed into your ideal getaway or income-producing investment. Enjoy outdoor living with a large front porch—perfect for relaxing after a day on the water—and a fully fenced backyard providing privacy and space for pets or gatherings. Whether you're looking for a vacation retreat, rental opportunity, or a project to make your own, this property offers endless possibilities. Please note: Home is not move-in ready and will require remodeling. Being sold as-is. Don't miss your chance to invest in a prime location with strong potential! Call today to schedule a private showing!

1015 Old Fall Creek Rd, Monticello

$14,900

26006983 MLS

Lot 43 of Deer Run Subdivision. 1.17 Acres. Enjoy a great balance of privacy and convenience. Just minutes to town and close to multiple boat ramps, including Conley Bottom Marina. A solid opportunity to build in a prime location. Reach out for details.

158 Wild Rose Dr, Monticello

$269,000

3 Beds ⋅ 3 Baths ⋅ 26008149 MLS

This beautiful brick home offers over 1,700 square feet of living space with 3 bedrooms and 2.5 baths in the highly sought-after Stonehedge subdivision. Situated just outside the city limits of Monticello, this property combines peaceful living with convenient access to nearby amenities while providing stunning views right from your doorstep. The home features gorgeous hardwood floors throughout, adding warmth and character to the space, along with recent updates including a brand-new roof and a new central heating and air system for comfort and peace of mind. Located just minutes from Conley Bottom Resort and multiple boat ramps, this property is perfect for those who love lake life and outdoor recreation, making it an ideal choice for a full-time residence or a weekend retreat. Call today to schedule a private showing!

74 Stonehedge Ct, Monticello

$939,000

25000014 MLS

Opportunities like this are rare! This premier commercial lot boasts sweeping 180º views of Lake Cumberland, making it one of the best locations available. Ideal for restaurants, hotels, bars, or a variety of ventures, this property offers endless potential for your vision. Commercial lakeview lots are hard to find—why wait? For even greater possibilities, combine it with an adjacent tract, totaling 3.72 acres of spectacular lakefront property. Act now to secure this unparalleled investment!

5901 S Hwy 27, Somerset

$1,398,000

25009320 MLS

106 Acres - A Hunter & Angler's Paradise - !!You can walk or ride to the water from this property!! Escape to your own private retreat with this stunning 106-acre tract, bordered by ±230 acres of landlocked U.S. Army Corps of Engineers property—providing unmatched seclusion and abundant wildlife. Whether you're chasing trophy bucks or casting a line, this property delivers the ultimate in outdoor recreation. A public boat ramp is just under a mile away, giving you quick access to Lake Cumberland, with Beaver Creek Marina just minutes downstream. All the essentials are within reach, with town only 15 minutes away. If you've been dreaming of a hunting and fishing haven, this is it. Many lakefront building lots. Call for your private tour.

333 Acreyville Rd, Monticello

$89,000

25002989 MLS

Introducing Wake Shore Estates, for sale is lots 12&13 of a newly developed lake community nestled on Highway 2393 (Cumberland Ridge Road) in Monticello. This exclusive neighborhood offers lightly restricted lots, making it an ideal location for your dream barndominium or lake home. Positioned just minutes from Conley Bottom Resort, New Fall Creek Campground, and multiple boat ramps, Wake Shore Estates provides the perfect blend of tranquility and convenience. Additional lots are available for purchase. For more information or to schedule a showing, call us today! Owner/Agent

012 Wake Shore Dr, Monticello

$14,900

26006982 MLS

Lot 29 - .82 Acres. Enjoy a great balance of privacy and convenience. Just minutes to town and close to multiple boat ramps, including Conley Bottom Marina. A solid opportunity to build in a prime location. Reach out for details.

97 Wild Rose Dr, Monticello

$75,000

25501442 MLS

Located directly across Highway 90 from Monticello Medical Center and Wayne County Hospital, this cleared 2.2-acre tract offers exceptional visibility in a prime location. The front portion of the property is fairly level for easy access and buildability, while the land gently slopes upward, providing natural elevation that could enhance views and site design. Perfect for a commercial business, medical offices, or apartment development, this parcel combines convenience, exposure, and flexibility for your next project. No Restrictions

180 Gregory St, Monticello

Discover Your Next Great Investment Opportunity