Monticello Real Estate

Monticello Real Estate

Welcome to Monticello, Kentucky – a hidden gem nestled in the heart of Wayne County. This charming city offers a delightful blend of small-town warmth and natural beauty, making it an ideal place to call home. With a population of just over 6,000 residents, Monticello boasts a close-knit community where neighbors become friends and local businesses thrive.

Surrounded by the stunning landscapes of the Daniel Boone National Forest and the shimmering waters of Lake Cumberland, Monticello is a paradise for outdoor enthusiasts. Whether you enjoy hiking, fishing, or simply soaking in the breathtaking views, there’s no shortage of recreational opportunities right at your doorstep. The nearby lake is perfect for boating and swimming, providing a refreshing escape during the warm summer months.

Monticello also offers a rich tapestry of history and culture. The city is home to several historic sites and landmarks that tell the story of its vibrant past. The local arts scene is flourishing, with various events and festivals throughout the year that celebrate the community’s heritage and creativity.

Families will appreciate the excellent educational opportunities available through the Monticello Independent School District, which is dedicated to fostering a supportive and engaging learning environment for students.

With affordable housing options and a slower pace of life, Monticello is perfect for anyone seeking a peaceful retreat without sacrificing modern conveniences. Come explore the charm of Monticello, where Southern hospitality meets the great outdoors, and discover why so many people are proud to call this lovely city their home.

Newest Listings in Monticello

$130,000
4 Beds ⋅ 2 Baths ⋅ 26020157 MLS
Peaceful Country Living on 3+ Acres with 4 Bedrooms, Detached Garage & Bonus Building! Escape to the peace and quiet of the countryside with this spacious manufactured home situated on 3+ beautiful acres in a quiet, peaceful neighborhood. Offering 4 bedrooms and 1.5 baths, this home features living room and bedroom additions that provide extra space for family. The eat-in kitchen offers plenty of room for family meals, while the cozy wood-burning fireplace creates the perfect gathering spot on cool Kentucky evenings. Central heat and air provide year-round comfort, and all kitchen appliances convey, making your move even easier. Step outside to enjoy the new front deck and a charming tree swing—the perfect place to sip your morning coffee, unwind after a long day, or simply enjoy the peaceful surroundings. The back deck provides additional space for grilling, entertaining, or taking in the beautiful country setting. Need room for vehicles, projects, or storage? The large detached two-car garage offers plenty of workspace, while the insulated storage building provides endless possibilities as a workshop, hobby room, office, or additional flex space. This property offers the perfect blend of privacy, outdoor space, and everyday convenience. Property Highlights: 3+ acres in a peaceful neighborhood 4 bedrooms, 1.5 bathrooms Single-wide manufactured home with living room and bedroom additions Cozy wood-burning fireplace Spacious eat-in kitchen Central heat & air Kitchen appliances convey Covered front porch Back deck for relaxing or entertaining Large detached two-car garage Insulated storage building with multiple potential uses Plenty of room to enjoy country living while remaining close to town.

186 Hancock Subdivision, Monticello
$264,000
3 Beds ⋅ 2 Baths ⋅ 26020285 MLS
Completely renovated and move-in ready! This beautifully updated 3-bedroom, 2-bath home offers approximately 2,100± square feet of living space on an estimated 0.93± acre lot. A new boundary survey is currently underway, with property lines already marked. Final acreage will be determined upon completion of the recorded survey. Step inside to a bright, open-concept floor plan featuring luxury flooring, a spacious living area, a custom floor-to-ceiling stone accent wall with an electric fireplace, butcher block countertops, and a beautifully updated kitchen designed for both everyday living and entertaining. The home offers two updated full bathrooms, including one with a custom walk-in tile shower and another featuring a jetted soaking tub. Extensive improvements include new windows (2025), HVAC (2023), roof (2015), French doors (2026), flooring (2025), custom walk-in shower (2025), jetted tub (2026), underfloor insulation (2025), fencing (2025), covered front porch addition (2026), plus new sinks, light fixtures, microwave, and numerous additional updates throughout. Outside, enjoy the spacious yard complete with mature shade trees, a fire pit, basketball court, and plenty of room for entertaining, children, or pets. The oversized den was formerly a garage and offers the potential to be converted back if desired. Above the den, the roof has already been framed, providing an excellent opportunity for future office or bonus space. Conveniently located just minutes from Monticello, this property combines modern updates, flexible living space, and a generous lot, making it an exceptional place to call home. Schedule your private showing today!

230 Carter Gregory Rd, Monticello
$139,000
3 Beds ⋅ 2 Baths ⋅ 26020256 MLS
Great investment opportunity with excellent cash flow! This income-producing property features three mobile homes, all currently occupied by tenants. Home 1 (302 Lincoln Ave.) offers 2 bedrooms and 1 bathroom, Home 2 (284 Lincoln Ave.) features 3 bedrooms and 2 bathrooms, and Home 3 (212 Bertram St.) includes 3 bedrooms and 2 bathrooms. Each home is equipped with central heating and air conditioning and has been remodeled within the past 18 months, providing updated, low-maintenance rental units. All three homes are connected to city sewer, and the property offers additional space with the potential to add up to two more mobile homes, creating even greater income potential. The three homes currently generate a combined gross monthly rental income of $1,750. Whether you're looking to expand your investment portfolio or purchase your first income-producing property, this is an opportunity you won't want to miss. Call today for additional information or to schedule your private showing!

284 Lincoln Ave, Monticello
$259,000
3 Beds ⋅ 2 Baths ⋅ 26020139 MLS
Great investment opportunity on Lake Cumberland! Property consists of 3.91+/- of unrestricted acres located off of Lakepoint View Rd in Monticello. With no restrictions this property is prime for investors or someone looking to build their dream home, Property currently has two cabins, Cabin one is 12 x 28 with a 10 x 16 storage building. Cabin one is completely finished and comes ready to move in with appliances and HVAC. Cabin two is a 16x32 custom built cabin with metal siding, front porch, and a loft. This cabin will need to be finished, currently framed and ready for plumbing, electric, and finishings. Both Cabins have their own water meter already in place. Property is located minutes to Ramseys Point and Camp Attrahunt boat ramps in the eadsville community of Wayne County. Both units are brand new and have never been occupied, perfect for a weekend retreat or short-term rental, call today for additional information or to schedule a private showing!

439 Lakepoint View Rd, Monticello
$179,000
3 Beds ⋅ 2 Baths ⋅ 26020137 MLS
Discover this well-kept 3-bedroom, 2-bath home offering the perfect blend of comfort and practicality. Inside, you'll find a bright, welcoming interior with an easy-flowing layout designed for everyday living. The kitchen provides plenty of workspace and storage, making meal preparation and entertaining a breeze. Step outside to a spacious yard that's ideal for morning coffee, evening gatherings, or simply enjoying the outdoors. The property also features a carport with electric and a storage outbuilding that's wired with 50-amp service, providing added convenience for RVs, hobbies, or workshop use. Recent updates include a new roof installed in 2026, a new HVAC system in 2021, and a new water heater in 2023, giving buyers added peace of mind. Conveniently situated just minutes from shopping, restaurants, schools, and other local amenities, this home also offers quick access to Lake Cumberland for boating, fishing, and year-round recreation. Whether you're searching for a full-time residence, a vacation retreat, or a great investment property, this move-in-ready home is one you won't want to miss.

25 Wilson Ct, Monticello
$69,000
24012462 MLS
Looking for that lightly restricted hard to find lot to park your CAMPER, RV, or build that vacation get-away that's within 3 miles from Conley Bottom Marina... Look no further, Lighthouse Estates has several desirable lots that will surly sell quick. Offering underground utilities, available water on each lot with a great view of farm land all around. Call to get yours before they're gone.

Phase 2, Phase 2, Monticello
$69,000
24012467 MLS
Looking for that lightly restricted hard to find lot to park your CAMPER, RV, or build that vacation get-away that's within 3 miles from Conley Bottom Marina... Look no further, Lighthouse Estates has several desirable lots that will surly sell quick. Offering underground utilities, available water on each lot with a great view of farm land all around. Call to get yours before they're gone.

Phase 2, Phase 2, Monticello
$59,000
24012461 MLS
Looking for that lightly restricted hard to find lot to park your CAMPER, RV, or build that vacation get-away that's within 3 miles from Conley Bottom Marina... Look no further, Lighthouse Estates has several desirable lots that will surly sell quick. Offering underground utilities, available water on each lot with a great view of farm land all around. Call to get yours before they're gone.

Phase 2, Phase 2, Monticello
$59,000
24012454 MLS
Looking for that lightly restricted hard to find lot to park your CAMPER, RV, or build that vacation get-away that's within 3 miles from Conley Bottom Marina... Look no further, Lighthouse Estates has several desirable lots that will surly sell quick. Offering underground utilities, available water on each lot with a great view of farm land all around. Call to get yours before they're gone.

Phase 2, Phase 2, Monticello
$69,000
24012466 MLS
Looking for that lightly restricted hard to find lot to park your CAMPER, RV, or build that vacation get-away that's within 3 miles from Conley Bottom Marina... Look no further, Lighthouse Estates has several desirable lots that will surly sell quick. Offering underground utilities, available water on each lot with a great view of farm land all around. Call to get yours before they're gone.

Phase 2, Phase 2, Monticello
$149,900
3 Beds ⋅ 2 Baths ⋅ 26020009 MLS
Opportunity Awaits in the Heart of Monticello! Bring your vision and make this spacious home your own! Located within the Monticello city limits, this 3-bedroom, 2 full-bath home offers approximately 1,560 square feet of living space on a generous 0.47-acre lot. Priced with updates in mind, this property is an excellent opportunity for investors, flippers, or buyers looking to customize a home to their own style. Enjoy the convenience of in-town living with plenty of outdoor space for gardening, entertaining, or future improvements. With great potential and an attractive price point, this home is ready for its next chapter!

36 Pine St, Monticello
$499,000
3 Beds ⋅ 3 Baths ⋅ 26019876 MLS
Enjoy the perfect combination of privacy, comfort, and beautiful lake views in this custom-built 3,300+/- square foot home featuring 3 bedrooms and 3 bathrooms, situated on approximately 5 acres. This well-maintained property offers hardwood floors, two fireplaces, a bright sunroom, a spacious finished garage, and a recently replaced roof. The large back deck provides the perfect space for entertaining or relaxing while overlooking the scenic surroundings. Outside, you'll find two large greenhouses and plenty of room to enjoy the peaceful setting. Conveniently located just minutes from Conley Bottom Marina and several other public boat ramps, this exceptional property offers easy access to boating, fishing, and all the recreational opportunities of Lake Cumberland, making it an ideal full-time residence, vacation home, or investment opportunity. Call today to schedule a private showing!

202 Peaceful Cove Ln, Monticello
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