Monticello Real Estate

Monticello Real Estate

Welcome to Monticello, Kentucky – a hidden gem nestled in the heart of Wayne County. This charming city offers a delightful blend of small-town warmth and natural beauty, making it an ideal place to call home. With a population of just over 6,000 residents, Monticello boasts a close-knit community where neighbors become friends and local businesses thrive.

Surrounded by the stunning landscapes of the Daniel Boone National Forest and the shimmering waters of Lake Cumberland, Monticello is a paradise for outdoor enthusiasts. Whether you enjoy hiking, fishing, or simply soaking in the breathtaking views, there’s no shortage of recreational opportunities right at your doorstep. The nearby lake is perfect for boating and swimming, providing a refreshing escape during the warm summer months.

Monticello also offers a rich tapestry of history and culture. The city is home to several historic sites and landmarks that tell the story of its vibrant past. The local arts scene is flourishing, with various events and festivals throughout the year that celebrate the community’s heritage and creativity.

Families will appreciate the excellent educational opportunities available through the Monticello Independent School District, which is dedicated to fostering a supportive and engaging learning environment for students.

With affordable housing options and a slower pace of life, Monticello is perfect for anyone seeking a peaceful retreat without sacrificing modern conveniences. Come explore the charm of Monticello, where Southern hospitality meets the great outdoors, and discover why so many people are proud to call this lovely city their home.

Newest Listings in Monticello

3 Beds ⋅ 2 Baths ⋅ 26025517 MLS

Welcome to this immaculate 3-bedroom, 2-bathroom manufactured home nestled in the desirable Steubenville area, just minutes from downtown Monticello. Key Highlights & Upgrades: Structural Stability: Fully retrofitted onto a solid, permanent block foundation. Exterior Improvements: Brand-new siding and gutters offer clean curb appeal and low-maintenance upkeep. Outdoor Living: Enjoy morning coffee or evening relaxation on the newly added front and back decks, surrounded by fresh, thoughtful landscaping. Layout: Generous 3-bedroom, 2-bath split floor plan featuring open living spaces, ideal for both everyday comfort and entertaining. Prime Location: Peaceful country feel with the convenience of being just minutes from local shopping, dining, and main routes in Monticello. Perfect as a primary residence, starter home, or investment opportunity. Schedule your tour today!

172 Boston Hill Rd Rd, Monticello

3 Beds ⋅ 2 Baths ⋅ 26025482 MLS

Escape to your own private 4.8-acre wooded retreat, just minutes from downtown Monticello. Bordering scenic Beaver Creek, this beautifully maintained 3-bedroom, 2-bathroom residence offers the perfect blend of peaceful country living and everyday convenience. Property Highlights & Exterior: 4.8 Wooded Acres: Unwind in ultimate privacy with direct Beaver Creek border access right in your backyard. Ultimate Detached Garage/Shop: A massive 30x30 fully insulated garage featuring a solid concrete floor, full electric, dedicated heat, and 2 automatic overhead doors—ideal for hobbyists, mechanics, or extra storage. Outdoor Living: Take in the peaceful nature views from the 10x20 screened-in porch, perfect for morning coffee or relaxing evenings. Recent Upgrades & Key Features: Upgraded, long-lasting metal roof High-efficiency heat pump system Updated gutters featuring low-maintenance leaf guards Washer and dryer included Move-in ready with high-value improvements already done for you. Schedule your private tour today to experience this rare creekside sanctuary!

1185 Furnace Mountain Rd Rd, Monticello

3 Beds ⋅ 3 Baths ⋅ 26025479 MLS

Welcome to this beautifully maintained 3-bedroom, 3-bath brick ranch in the highly desirable Stonehedge Subdivision. Situated on 1.4± acres, this property offers the perfect blend of space, comfort, and convenience. Inside, you'll find beautiful hardwood floors, a spacious bonus room perfect for a home office, playroom, or additional living area, and a bright sunroom that provides year round enjoyment of the peaceful surroundings. The home's warm, functional layout makes everyday living easy and entertaining effortless. Outside, the property features a circle driveway for convenient access and ample parking, along with wide-open yard space ideal for outdoor activities, gardening, or simply enjoying the quiet setting. Located just minutes from Conley Bottom Marina and multiple boat ramps, this home is a dream for lake lovers and outdoor enthusiasts. With its combination of land, layout, and location, this Stonehedge property is ready to welcome you home. Call today to schedule your private showing.

111 Stonehedge Ct, Monticello

Bring your vision to 98 Dogwood Trail! This approximately 0.357-acre unimproved lot on the Nancy side of Wayne County offers a blank canvas for your next home or property project. The lot backs up to the Corps of Engineers property, providing a natural wooded backdrop and added privacy. Lightly wooded with a gentle decline toward the property line, the property offers a natural setting with potential for a variety of uses. Whether you're looking to build, invest, or secure a piece of land in the Nancy area, this property is ready for you to make it your own.

98 Dogwood Trl, Monticello

3 Beds ⋅ 2 Baths ⋅ 26025435 MLS

Discover the space, privacy, and possibilities of this 18-acre homestead in Monticello, Kentucky. The property features cleared, level acreage with fencing already in place, making it well suited for livestock, horses, gardening, or a variety of agricultural uses. Enjoy peaceful rural Kentucky views, a private pond, a large detached barn, and an additional storage shed. The one-level home offers comfortable and convenient living with a primary suite, two additional bedrooms, a second full bathroom, and an attached garage. The current owners have completed several improvements, including new flooring, a new HVAC system, and other updates throughout the home. Whether you dream of starting a small farm, creating a self-sufficient homestead, or simply enjoying wide-open space in a quiet country setting, this unique Monticello property offers the acreage and improvements needed to bring that vision to life.

46 Pendleton Hollow Rd, Monticello

2 Beds ⋅ 1 Baths ⋅ 26025426 MLS

Welcome to 267 Mystic View Rd, a well-maintained, fully furnished Lake Cumberland retreat located on 2 lots in the coveted Mystic View subdivision! This charming 2-bedroom, 1-bath home offers year-round lake views, numerous recent updates, and exceptional space for storing boats, vehicles, and all your lake toys. The home has been thoughtfully updated with a remodeled kitchen and bathroom, new flooring and fresh paint in 2025, new gutters with leaf guards and a new septic system in 2024, new windows in 2023, plus an updated electrical panel. An inviting four-season room takes full advantage of the beautiful year-round lake views and provides additional living and entertaining space. One of the property's standout features is its impressive FOUR garage spaces (24 x 30 with 12ft, 15.5 ft doors both 9 ft high) , providing plenty of room for boats, vehicles, lake toys, workshop space, or additional storage. With multiple expandable options, the property also offers exciting possibilities for buyers who want to create additional living or recreational space. Best of all, the neighborhood boat ramp is less than half a mile away, making it easy to launch the boat and enjoy everything Lake Cumberland has to offer. Offered fully furnished, this property is ready to enjoy as a full-time residence, weekend lake getaway, or vacation home. Come experience the lake lifestyle at Mystic View—where the water is close, the views are beautiful, and there's room for all the toys!

267 Mystic View Rd, Monticello

Stunning 1.51 acre building lot in Sandstone Point a gated community 10 miles north of Monticello, KY. You should be able to get a lake view with some clearing. It would be a great spot for a cabin with a walkout lower level or crawlspace. Some basic restrictions to protect your investment. The resort is mostly being done in cottage/cabin styles for residential or vacation rentals. 1400 sq ft minimum. No mobile homes or doublewides. Barndominiums with approval. Think Gatlinburg. Only maybe 5 miles from Beaver Creek Marina. Despite being next to the lake and giving the feeling of 'being away from it all, great shopping including a Walmart Super Center, restaurants, pharmacies, hardware stores and more are close by in Monticello and beautiful Somerset is just a short drive away. They don't make anymore lake property the saying goes. Make sure you get yours.

Lot 63 Sandstone Point, Monticello

3 Beds ⋅ 2 Baths ⋅ 26025305 MLS

Discover the space, privacy, and possibilities of this 18-acre homestead in Monticello, Kentucky. The property features cleared, level acreage with fencing already in place, making it well suited for livestock, horses, gardening, or a variety of agricultural uses. Enjoy peaceful rural Kentucky views, a private pond, a large detached barn, and an additional storage shed. The one-level home offers comfortable and convenient living with a primary suite, two additional bedrooms, a second full bathroom, and an attached garage. The current owners have completed several improvements, including new flooring, a new HVAC system, and other updates throughout the home. Whether you dream of starting a small farm, creating a self-sufficient homestead, or simply enjoying wide-open space in a quiet country setting, this unique Monticello property offers the acreage and improvements needed to bring that vision to life.

46 Pendleton Hollow Rd, Monticello

Unrestricted 1.59 Acres - Build Your Lake Cumberland Homestead! Enjoy the freedom and possibilities this unrestricted 1.59-acre property offers. Excavation has already been started, giving you a head start toward building your dream home or homestead. Water and electric are available at the road. The property features beautiful White Oak, Red Oak, Poplar, Pine, and a variety of mixed hardwood trees throughout, providing a peaceful, natural setting. Conveniently located less than 3 miles from boat ramps providing access to beautiful Lake Cumberland, this property is ideal for those wanting a private retreat while staying close to boating, fishing, and outdoor recreation. Bring your plans and make this property your own! Discount pricing is available with the purchase of multiple lots

5664 Ky-1546 Unit Lots 6, Monticello

Unrestricted 3.74 Acres with CREEK - Build Your Lake Cumberland Homestead! Enjoy the freedom and possibilities this unrestricted 3.74-acre property offers. Excavation has already been started, giving you a head start toward building your dream home or homestead. Water and electric are available at the road. The property features beautiful White Oak, Red Oak, Poplar, Pine, and a variety of mixed hardwood trees throughout, providing a peaceful, natural setting. Conveniently located less than 3 miles from boat ramps providing access to beautiful Lake Cumberland, this property is ideal for those wanting a private retreat while staying close to boating, fishing, and outdoor recreation. Bring your plans and make this property your own!

5664 Ky-1546 Unit Lot 5, Monticello

Unrestricted 1.67 Acres - Build Your Lake Cumberland Homestead! Enjoy the freedom and possibilities this unrestricted 1.67-acre property offers. Excavation has already been started, giving you a head start toward building your dream home or homestead. Water and electric are available at the road. The property features beautiful White Oak, Red Oak, Poplar, Pine, and a variety of mixed hardwood trees throughout, providing a peaceful, natural setting. Conveniently located less than 3 miles from boat ramps providing access to beautiful Lake Cumberland, this property is ideal for those wanting a private retreat while staying close to boating, fishing, and outdoor recreation. Bring your plans and make this property your own! Discount pricing is available with the purchase of multiple lots

5664 Ky-1546 Unit Lot 9, Monticello

Unrestricted 2.30 Acres - Build Your Lake Cumberland Homestead! Enjoy the freedom and possibilities this unrestricted 2.30-acre property offers. Excavation has already been started, giving you a head start toward building your dream home or homestead. Water and electric are available at the road. The property features beautiful White Oak, Red Oak, Poplar, Pine, and a variety of mixed hardwood trees throughout, providing a peaceful, natural setting. Conveniently located less than 3 miles from boat ramps providing access to beautiful Lake Cumberland, this property is ideal for those wanting a private retreat while staying close to boating, fishing, and outdoor recreation. Bring your plans and make this property your own! Discount pricing is available with the purchase of multiple lots

5664 Ky-1546 Unit Lot 8, Monticello

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