Monticello Homes for Sale

Monticello Homes for Sale

Welcome to Monticello, Kentucky – a hidden gem nestled in the heart of Wayne County! Known for its picturesque landscapes and friendly community, Monticello offers a unique blend of small-town charm and modern amenities. With its stunning views of Lake Cumberland and the surrounding hills, this city is perfect for nature lovers and outdoor enthusiasts alike. Whether you're looking to fish, hike, or simply enjoy a leisurely afternoon by the water, Monticello provides endless opportunities for adventure and relaxation.

As you explore the homes for sale in Monticello, you'll discover a diverse array of properties that cater to various lifestyles and budgets. From cozy cottages to spacious family homes, there's something for everyone in this inviting community. Many of these homes boast beautiful yards, perfect for entertaining or enjoying the serene Kentucky evenings. The local real estate market is thriving, offering great investment opportunities for first-time buyers and seasoned investors alike.

Living in Monticello means more than just finding a house; it's about embracing a lifestyle. Residents enjoy access to excellent schools, local shops, and delicious dining options. The sense of community here is palpable, with friendly neighbors and regular events that bring everyone together.

If you're ready to make Monticello your home, now is the perfect time to explore the available properties. With its stunning scenery, welcoming atmosphere, and a variety of homes for sale, Monticello, KY, is where your dream home awaits!

Newest Monticello Homes for Sale

3 Beds ⋅ 2 Baths ⋅ 26025517 MLS

Welcome to this immaculate 3-bedroom, 2-bathroom manufactured home nestled in the desirable Steubenville area, just minutes from downtown Monticello. Key Highlights & Upgrades: Structural Stability: Fully retrofitted onto a solid, permanent block foundation. Exterior Improvements: Brand-new siding and gutters offer clean curb appeal and low-maintenance upkeep. Outdoor Living: Enjoy morning coffee or evening relaxation on the newly added front and back decks, surrounded by fresh, thoughtful landscaping. Layout: Generous 3-bedroom, 2-bath split floor plan featuring open living spaces, ideal for both everyday comfort and entertaining. Prime Location: Peaceful country feel with the convenience of being just minutes from local shopping, dining, and main routes in Monticello. Perfect as a primary residence, starter home, or investment opportunity. Schedule your tour today!

172 Boston Hill Rd Rd, Monticello

3 Beds ⋅ 2 Baths ⋅ 26025482 MLS

Escape to your own private 4.8-acre wooded retreat, just minutes from downtown Monticello. Bordering scenic Beaver Creek, this beautifully maintained 3-bedroom, 2-bathroom residence offers the perfect blend of peaceful country living and everyday convenience. Property Highlights & Exterior: 4.8 Wooded Acres: Unwind in ultimate privacy with direct Beaver Creek border access right in your backyard. Ultimate Detached Garage/Shop: A massive 30x30 fully insulated garage featuring a solid concrete floor, full electric, dedicated heat, and 2 automatic overhead doors—ideal for hobbyists, mechanics, or extra storage. Outdoor Living: Take in the peaceful nature views from the 10x20 screened-in porch, perfect for morning coffee or relaxing evenings. Recent Upgrades & Key Features: Upgraded, long-lasting metal roof High-efficiency heat pump system Updated gutters featuring low-maintenance leaf guards Washer and dryer included Move-in ready with high-value improvements already done for you. Schedule your private tour today to experience this rare creekside sanctuary!

1185 Furnace Mountain Rd Rd, Monticello

3 Beds ⋅ 3 Baths ⋅ 26025479 MLS

Welcome to this beautifully maintained 3-bedroom, 3-bath brick ranch in the highly desirable Stonehedge Subdivision. Situated on 1.4± acres, this property offers the perfect blend of space, comfort, and convenience. Inside, you'll find beautiful hardwood floors, a spacious bonus room perfect for a home office, playroom, or additional living area, and a bright sunroom that provides year round enjoyment of the peaceful surroundings. The home's warm, functional layout makes everyday living easy and entertaining effortless. Outside, the property features a circle driveway for convenient access and ample parking, along with wide-open yard space ideal for outdoor activities, gardening, or simply enjoying the quiet setting. Located just minutes from Conley Bottom Marina and multiple boat ramps, this home is a dream for lake lovers and outdoor enthusiasts. With its combination of land, layout, and location, this Stonehedge property is ready to welcome you home. Call today to schedule your private showing.

111 Stonehedge Ct, Monticello

3 Beds ⋅ 2 Baths ⋅ 26025435 MLS

Discover the space, privacy, and possibilities of this 18-acre homestead in Monticello, Kentucky. The property features cleared, level acreage with fencing already in place, making it well suited for livestock, horses, gardening, or a variety of agricultural uses. Enjoy peaceful rural Kentucky views, a private pond, a large detached barn, and an additional storage shed. The one-level home offers comfortable and convenient living with a primary suite, two additional bedrooms, a second full bathroom, and an attached garage. The current owners have completed several improvements, including new flooring, a new HVAC system, and other updates throughout the home. Whether you dream of starting a small farm, creating a self-sufficient homestead, or simply enjoying wide-open space in a quiet country setting, this unique Monticello property offers the acreage and improvements needed to bring that vision to life.

46 Pendleton Hollow Rd, Monticello

2 Beds ⋅ 1 Baths ⋅ 26025426 MLS

Welcome to 267 Mystic View Rd, a well-maintained, fully furnished Lake Cumberland retreat located on 2 lots in the coveted Mystic View subdivision! This charming 2-bedroom, 1-bath home offers year-round lake views, numerous recent updates, and exceptional space for storing boats, vehicles, and all your lake toys. The home has been thoughtfully updated with a remodeled kitchen and bathroom, new flooring and fresh paint in 2025, new gutters with leaf guards and a new septic system in 2024, new windows in 2023, plus an updated electrical panel. An inviting four-season room takes full advantage of the beautiful year-round lake views and provides additional living and entertaining space. One of the property's standout features is its impressive FOUR garage spaces (24 x 30 with 12ft, 15.5 ft doors both 9 ft high) , providing plenty of room for boats, vehicles, lake toys, workshop space, or additional storage. With multiple expandable options, the property also offers exciting possibilities for buyers who want to create additional living or recreational space. Best of all, the neighborhood boat ramp is less than half a mile away, making it easy to launch the boat and enjoy everything Lake Cumberland has to offer. Offered fully furnished, this property is ready to enjoy as a full-time residence, weekend lake getaway, or vacation home. Come experience the lake lifestyle at Mystic View—where the water is close, the views are beautiful, and there's room for all the toys!

267 Mystic View Rd, Monticello

3 Beds ⋅ 2 Baths ⋅ 26025005 MLS

Downtown Monticello, a large yard, and new flooring already in. 244 Walnut Street sits close to everything Monticello has to offer. It is a 3 bedroom, 2 bath ranch built in 1960 on 0.55 acres, with 1,492 square feet on one level. Luxury vinyl and wood flooring run throughout, and the primary bedroom includes its own walk in closet and large primary bath. French doors separate the living room and kitchen areas. The kitchen has been updated with rustic countertops. Heat runs on baseboard, with oil heat installed but untested. A covered front porch runs the width of the house, and two outbuildings sit on the large yard. Tasteful updates ready for it's new owner!

244 Walnut St, Monticello

4 Beds ⋅ 3 Baths ⋅ 26024531 MLS

LAKE CUMBERLAND GETAWAY READY TO ENJOY! Welcome to 1009 Ramseys Point Road, a fantastic 4-bedroom, 2.5-bath home in the desirable Ramseys Point area of Monticello. Built in 2015 and offering approximately 1,860 square feet, this property delivers the perfect combination of comfortable living, incredible garage space, outdoor entertaining, and convenient access to Lake Cumberland. One of the biggest advantages? The seller is leaving much of the furnishings for the convenience of the next owner! However, personal belongings and select items will be removed prior to closing. Whether you're looking for a full-time residence, weekend retreat, vacation home, or investment property, this is a true turnkey opportunity. The oversized HEATED AND COOLED GARAGE is an absolute standout feature. With approximately 34 feet of depth and tall overhead doors, there is plenty of room for boats, vehicles, ATVs, motorcycles, lake toys, and all the gear that comes with enjoying Lake Cumberland. Because it is heated and cooled, the space can be comfortably used year-round as a workshop, hobby area, recreation space, or simply incredible storage. Step outside and enjoy the spacious rear deck, patio, and firepit area — the perfect setting for grilling, entertaining family and friends, relaxing after a day on the water, or enjoying Kentucky evenings under the stars. And then there's the lake! Conveniently located just minutes from Lake Cumberland recreation and a nearby boat ramp, you'll have easy access to some of the best boating, fishing, swimming, and outdoor recreation in the region. This is the kind of property Lake Cumberland buyers are looking for — FOUR BEDROOMS, 2.5 BATHS, AN OVERSIZED HEATED & COOLED GARAGE, GREAT OUTDOOR LIVING, AND CONVENIENT LAKE ACCESS. Don't miss your opportunity to own a move-in-ready Lake Cumberland property where you can start making memories from day one!

1009 Ramseys Point Rd, Monticello

3 Beds ⋅ 3 Baths ⋅ 26024377 MLS

Welcome to 2963 Hwy 833 in Monticello, Kentucky—a spacious 3-bedroom, 3-bath home offering over 3,700 square feet of living space, a 2-car garage, a bonus room above the garage, and 1.28 acres in the beautiful Lake Cumberland region. This generously sized home offers plenty of room for family, guests, entertaining, hobbies, or working from home. The bonus room above the garage provides additional flexible space that could serve as a media room, game room, home office, guest space, craft room, or whatever best fits your needs. One of the home's inviting features is the sunroom on the back of the home, offering a wonderful place to relax, enjoy your morning coffee, entertain guests, or simply take in the peaceful surroundings. The property also includes an additional 12x32 storage building in the yard that stays, providing even more room for tools, lawn equipment, recreational gear, hobbies, and seasonal storage. Recent improvements include a new roof and new gutters, offering valuable peace of mind for the next owner. The 2-car garage provides convenient parking and storage, while the 1.28-acre lot gives you room to enjoy the outdoors while remaining conveniently located near town. Outdoor enthusiasts will appreciate the home's convenient location near Lake Cumberland, one of Kentucky's premier destinations for boating, fishing, recreation, and summer fun. Conley Bottom Resort & Marina is nearby, making it easy to enjoy boating and all that Lake Cumberland has to offer. You'll also appreciate the convenience of being close to Monticello shopping, restaurants, services, and beautiful downtown attractions. Everyday necessities, including Walmart, are conveniently located nearby. For buyers relocating from out of state, this property offers the opportunity to enjoy the relaxed pace, natural beauty, and recreational lifestyle of south-central Kentucky. For local buyers, this is an excellent opportunity to own a substantial home with acreage, garage space, additional finished living area, a sunroom, and plenty of storage. PROPERTY HIGHLIGHTS: • 3 bedrooms • 3 bathrooms • 3,700+ sq. ft. of living space • Bonus room above the garage • Spacious sunroom on the back of the home • 1.28 acres • 2-car garage • New roof • New gutters • Additional 12x32 storage building included • Convenient to Lake Cumberland • Close to Conley Bottom Resort & Marina • Convenient to Walmart and Monticello shopping • Close to beautiful downtown Monticello • 1-year home warranty included If you've been searching for a spacious home in Monticello, KY, a Lake Cumberland home, a Kentucky lake property, or a home with acreage near Conley Bottom Marina, don't miss the opportunity to see 2963 Hwy 833. With its generous living space, bonus room, sunroom, garage, acreage, storage building, recent exterior improvements, and convenient Lake Cumberland-area location, this property offers the space and flexibility you've been looking for—whether you're making it your full-time home, second home, or Kentucky getaway.

2963 State Hwy 833, Monticello

4 Beds ⋅ 1 Baths ⋅ 26024309 MLS

Sweet rural setting on 1.4 acres m/l. This charming 1960s home offers 4 beds and 1 bath and features several updates including a new roof, electric fireplace, new porch railing, new water heater, and the seller will be installing a mini-split system for heating and cooling. Enjoy the outdoors while sitting on the covered front porch or the front patio. The property offers space for a future garage, plenty of parking, a storage building with cellar, and a nice yard. The property is located 30 minutes from Jamestown TN, Albany or Monticello KY and a short drive to both Dale Hollow Lake and Lake Cumberland, as well as the Alvin C York State Historic Park.

16202 16202 State Highway 200, Monticello

3 Beds ⋅ 2 Baths ⋅ 26023863 MLS

If you are looking for quite country living with an open view of the countryside and farms then stop! Take a look at this beautiful bedford stone home that has been remodeled to with all amenities that you could want. Large open floor plan for kitchen/dining/living room. 3 large bedroom with large walk-in closets for each bedroom. 2 full baths with one walk in shower. This home has raised ceilings that brings the newer modern living vibe. There is a large laundry room tied with large pantry off of the kitchen for functional daily living. This home boast 3 coverd porches to sit out relax and enjoy the view. One cover screened in porch to enjoy the nighttime atmosphere without the insects. Outside boast a 576 sq ft 2 car garage with a shed attachment. There is a poured concrete pad to add to the property. This can be used as a base for extra storage shed, provide fencing to make a dog kennel. If you are wanting to start your own garden ther is lots of room to have a large garden . Ample ground to have chickens, goats, sheep or other livestock. This home has too many things to offer to list. Even comes with 2 cute built in bed. Directions: follow hey 90 approximately 9 miles toward the Alpha community of Wayne County. Turn right onto Rector Road and then turn left onto Old Zula Road and follow .2 mile.. Turn right onto ky Hwy 1009N, go .16 mile then turn left onto Old Bethel Church Road, travel 1.1 miles and the home is located on your left. Sign in Yard. Latitude: 36.782392 Longitude: -84.982593

1169 Old Bethel Church Rd, Monticello

3 Beds ⋅ 2 Baths ⋅ 26023860 MLS

This 3 bedroom, 2 bath brick ranch offers 1,458 sq ft of living space on a spacious .52 acre lot right in the middle of town. Recent updates include a new roof, gutters, HVAC system, and water heater, taking care of several of the big ticket items. With city sewer, a convenient location, and plenty of yard space, this home is ready for its next owner. Don't miss your chance to check this one out! This wont last long!

44 Tradeway Ave, Monticello

3 Beds ⋅ 2 Baths ⋅ 26023768 MLS

First Time on the Market! This one owner home has been very well maintained and cared for over the years. Situated on a spacious 1.72 acre lot, this property offers 3 bedrooms and 2 full baths, along with new windows, beautiful hardwood floors and carpet throughout. Enjoy relaxing on the covered front porch or covered back patio while taking in the peaceful surroundings. The full unfinished basement provides plenty of additional storage and potential for future use. The property has city water and a septic system and has been surveyed. A 28 x 50 detached shop with concrete floor and electric provides an excellent space for a workshop, hobbies, storage, or other needs. Don't miss your opportunity to make this property your own!

4927 Ky-92, Monticello

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