Monticello Homes with Partial Basement

Monticello Homes with Partial Basement

Welcome to Monticello, Kentucky—a charming city nestled in the heart of Wayne County, where small-town charm meets the beauty of nature. Known for its friendly atmosphere and rich history, Monticello offers a unique blend of rural tranquility and modern amenities. With its picturesque landscapes, including stunning lakes and rolling hills, this vibrant community is a haven for outdoor enthusiasts and families alike.

Monticello boasts a variety of housing options, including homes with partial basements—an excellent choice for those seeking additional storage or extra living space. These homes combine functionality with comfort, providing the perfect backdrop for family gatherings, hobbies, or even a cozy retreat. The partial basement offers versatility, whether you envision a game room, a home office, or simply a place to store seasonal items.

Residents of Monticello enjoy a close-knit community where neighbors become friends and local businesses thrive. The city is rich in recreational opportunities, with nearby Lake Cumberland offering boating, fishing, and hiking adventures. The local parks and community events foster a spirit of togetherness, making Monticello not just a place to live, but a place to belong.

If you're considering making Monticello your home, you’ll find a range of properties that perfectly suit your lifestyle. Explore our listings today and discover the charm of Monticello, where your dream home awaits amidst the stunning landscapes and warm community spirit. Experience the best of Kentucky living in Monticello—where every day feels like a breath of fresh air!

Newest Monticello Homes with Partial Basement

3 Beds ⋅ 2 Baths ⋅ 26019393 MLS

Escape to the beauty of Lake Cumberland with this charming 3 bedroom, 2 bath home with spacious 2 car basement garage situated on 2.439 acres in the Cumberland Ridge area. Whether you're searching for a full time residence, a relaxing vacation getaway, or a potential Airbnb investment, this property offers endless possibilities and can comfortably accommodate 8-10 guests. Enjoy beautiful views of Lake Cumberland and Conley Bottom Marina from the large bay window in the living room or while relaxing on the front porch. Recent updates include new LVP flooring, new windows in 2022, new gutters in 2025, new garage doors/side doors/front door/storm door in 2023, and a new partial wood privacy fence in 2026. The oversized basement garage offers plenty of space for vehicles, storage, a home gym, or an entertainment area. Located just minutes from Conley Bottom Marina and nearby boat ramps, this home provides easy access to boating, fishing, and all the recreation Lake Cumberland has to offer!

2247 Ky-2393, Monticello

3 Beds ⋅ 2 Baths ⋅ 26010443 MLS

Spacious Monticello home with recent updates and usable living space on both levels! The main level features a living room with fireplace, kitchen with new granite countertops, three bedrooms, and one full bathroom. The finished basement offers a family room, second fireplace, full bathroom, large utility room, and storage area. Seller-noted updates include new heat and air in 2025, updated kitchen sink, new toilet and bath vanity, new living room flooring, and waterproof/fire-resistant composite flooring in the basement. Enjoy a covered patio, metal roof, and a convenient location near the hospital, school, and local amenities.

142 Hwy 3284, Monticello

4 Beds ⋅ 3 Baths ⋅ 26005589 MLS

BACK ON THE MARKET!!!!Beautiful, lightly secluded 4-bedroom, 3-bath brick home offering space, versatility, and unique features for both comfort and functionality. This property includes a partially finished basement, along with a large unfinished room that can easily be completed to add even more living space. The spacious primary bedroom features a private sitting area and a walkout sliding door leading to the deck—perfect for enjoying peaceful mornings or relaxing evenings. The basement is equipped with a window A/C unit and baseboard heating, and also includes a flue cleanout, making it ready for a wood-burning stove or gas heating option. A standout feature of this home is the walk-in cooler—ideal for wild game enthusiasts, homesteaders, or anyone interested in processing and storing their own meat. Located less than one mile from a public boat launch, this property is perfect for outdoor lovers. Additional highlights include: •A walkout basement with a full kitchen, full bath with laundry room and 2 full size bedrooms. A detached 2-bay garage with 10-foot-high doors, underground electric, and a separate meter • An attached workshop or game room, perfect for hobbies or entertaining • An additional outbuilding that can serve as a workshop with side storage for boats, ATVs, mowers, or equipment This property offers a rare combination of privacy, practicality, and recreational convenience—making it a must-see! New flooring in basement living area.

815 Jr Phipps Rd, Monticello

3 Beds ⋅ 2 Baths ⋅ 26008258 MLS

Welcome home to your 131 Golden Pond Road lake getaway, where you can't wait for the weekends to arrive! This is one of the most coveted Lake Cumberland resort communities in Wayne County. Step inside this lake area home that has been well taken care of, and has an open floor concept that offers the idyllic setting for hosting and entertaining guests. There is an expansive screened in back porch to enjoy the atmosphere that our beautiful Lake Cumberland has to offer. The main level offers a spacious Great Room, Eat-in Kitchen, 2 Bedrooms, 1 Full Bath, and a Laundry/Utility Room. The lower level features a Family Room, 1 Bedroom, 1 Full Bath, a Bonus Room, and an Attached Garage equipped with a 9x12 door suitable for housing your pontoon, boat & watercrafts, saving you a storage bill! There are community amenities available, for a fee, if you desire to utilize the tennis court, swimming pool, and common areas. Conley Bottom Resort & Marina is only 5 minutes away, offering close access for boating access. There are additional accessible boat ramps in the area that are available. Don't miss this opportunity to own your vacation getaway, permanent residence, or your possible VRBO Income Producing Property! Schedule your private tour today!

131 Golden Pond Rd, Monticello

5 Beds ⋅ 3 Baths ⋅ 26011322 MLS

MOTIVATED SELLER! This home is just minutes from Conley Bottom and Burnside Marina! It would make the perfect vacation home or VRBO or Air B&B Rental! WIth both the attached and detached garages there is plenty of room for your boat and lake toys as well as your cars! Welcome to 2371 Highway 1568, where breathtaking views of rolling farmland, mountains, and mature trees create the perfect private country retreat. This well-built home offers 2,683 square feet of comfortable living space with 5 spacious bedrooms and 3 full bathrooms, providing room for everyone to spread out and enjoy. The main level features a welcoming living room, kitchen, dining room, 3 bedrooms, and 2 full baths. Downstairs, the partially finished basement includes 2 additional bedrooms, a large family room, utility room, and garage space, offering flexibility for guests, extended family, or additional entertaining areas. You'll appreciate the abundance of storage throughout the home, along with recent updates including new luxury vinyl flooring and new carpet. Enjoy the peaceful surroundings from the two back porches — one enclosed for year-round enjoyment and one open-air porch perfect for relaxing and taking in the beautiful scenery. Situated on 3.11 Non- Restricted acres, this property offers both privacy and opportunity. The mature timber has never been logged, creating potential future income possibilities. In addition to the attached garage, there is an impressive detached 1,376-square-foot garage providing excellent space for vehicles, equipment, hobbies, or workshop use. Additional features include a Silent Guard security system that is owned and can convey with the property. If you are looking for a spacious home with scenic views, quiet surroundings, and endless possibilities, this beautiful country property is a must-see.

2371 State Highway 1568, Monticello

3 Beds ⋅ 3 Baths ⋅ 26012383 MLS

Discover the charm of country living with this beautiful brick ranch home nestled on 10 gorgeous unrestricted acres, perfect for horses and cattle. Step inside to be greeted by 3 bedrooms and 3 full baths, hardwood floors throughout and a nice kitchen equiipped with stainless steel appliances, an island bar and a welcoming dining area-- perfect for family meals and entertaining guests. The hugemaster suite offers a spacious walk-in closet and a large master bath featuring a relaxing tile shower, a finished walkout basement with a family room with a gas log fireplace. Outside, you will find an impressive 44 by 39 garage--ideal for storing boats or equipment--as well as a barn suited for horses and additional equipment. There's even a small hunting cabin for your outdoor adventures. Relax and enjoy the serene views from your screened porch, or take in the peace and privacy that this property provides. Located just minutes from Monticello, this perfect blend of comfort, convenience, and rural beauty. Don't miss the opportunity to make this extraordinary property your own!!!

868 Ky-1258, Monticello

3 Beds ⋅ 4 Baths ⋅ 26009760 MLS

$25,000 PRICE DROP!!! Beautiful 3-bedroom, 3.5-bath home with stunning mountain views, where comfort, space, and scenic beauty come together. While only 5 miles from town, this spacious property features a thoughtfully designed layout with room to live, work, and relax. A partially finished walkout basement offers excellent flexibility for a bonus living area, home office, or entertainment space. Additional highlights include a 1-car garage and abundant storage throughout the home. Step outside to enjoy a large deck, perfect for entertaining or taking in the breathtaking views, and a closed sunroom that provides a cozy year-round retreat filled with natural light.

1213 Spann Hill Rd, Monticello

3 Beds ⋅ 2 Baths ⋅ 26005928 MLS

Back on the market at no fault of the seller or property! Welcome to 875 Hwy 3106 in Monticello, KY—offering the perfect blend of country living, usable land, and modern updates. Situated on approximately 2.15 acres, this 3 bedroom, 2 bath home provides space, privacy, and versatility just minutes from town. Originally built in 1950 and thoughtfully updated, this home features a functional layout with over 1,400 square feet on the main level plus additional finished space in the basement—ideal for extra living, storage, or recreation. Inside, you'll find a warm and inviting feel with a mix of modern updates and classic character, along with a spacious kitchen and comfortable living areas designed for everyday living. The 3-bedroom with a bonus room layout offers flexibility for families, guests, or home office space. Outside is where this property really stands out—over 2 acres of usable land with room for gardening, recreation, or even small-scale hobby farming. A large detached garage/shop provides excellent space for vehicles, equipment, or a workspace, making this property ideal for those needing extra storage or functionality. Located in a peaceful setting while still being convenient to Monticello and Lake Cumberland, this property is perfect as a full-time residence, weekend getaway, or investment opportunity. Don't miss your chance to own a property with acreage, updates, and endless potential—schedule your showing today.

875 State Highway 3106, Monticello

4 Beds ⋅ 3 Baths ⋅ 26015002 MLS

Completely reimagined from the ground up, this stunning 4-bedroom, 3-bathroom home blends modern luxury with quality craftsmanship in every detail. Taken down to the studs and rebuilt with exceptional attention to detail, this property offers the peace of mind of extensive structural and mechanical updates paired with high-end designer finishes throughout. Step inside to an expansive open-concept floor plan highlighted by soaring vaulted ceilings, abundant recessed lighting, and a spectacular custom kitchen featuring over $65,000 in cabinetry and countertops, a massive center island with built-in bar seating, stainless steel appliances, gas range, and plenty of space for gathering and entertaining. The spacious primary suite is a true retreat, complete with a luxurious spa-inspired bath showcasing a custom tiled walk-in shower with rainfall shower head, dual vessel vanities, and an oversized custom walk-in closet. Two additional bedrooms are connected by a convenient Jack-and-Jill bathroom, while the fourth bedroom offers flexibility for guests or multigenerational living. An additional office or flex room provides the perfect space to work from home, playroom, or hobby room. Built with efficiency and comfort in mind, the home features spray foam insulation throughout the walls and ceilings, two 3-ton HVAC systems with all new ductwork, a propane tankless water heater with electric hookup available, all new plumbing, updated electrical system, and all new drywall, flooring, paint, lighting, and fixtures. Outside, you'll enjoy a welcoming covered front porch highlighted by a custom front entry, a spacious covered rear patio overlooking picturesque countryside views, updated landscaping, a detached garage, gazebo, storage shed, and a concrete storm shelter/storage area. Major renovations include: New foundation and reframed interior and exterior walls New roof, gutters, siding, windows, and exterior doors Painted brick exterior New wiring and electrical panel brought to code New plumbing throughout New HVAC systems and ductwork Premium custom kitchen and luxury bathrooms New flooring, paint, lighting, ceiling fans, and finishes throughout This is a rare opportunity to own what feels like a brand-new custom home while enjoying the character of an established setting. Every detail has been thoughtfully completed, making this truly move-in ready and built to impress.

114 Morrows Landing Rd, Monticello

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