Nancy Homes with Finished Basement

Nancy Homes with Finished Basement

Welcome to Nancy, Kentucky—a charming gem nestled within Pulaski County that perfectly embodies the warmth and hospitality of small-town living. Known for its picturesque landscapes and serene lakes, Nancy offers a peaceful retreat while providing easy access to a wealth of outdoor activities. Whether you enjoy fishing at Lake Cumberland, hiking in nearby parks, or simply basking in the beauty of nature, this vibrant community has something for everyone.

One of the standout features of homes in Nancy is the availability of properties with finished basements. These versatile spaces provide endless possibilities, whether you envision a cozy family room, a home office, or an entertainment hub for gatherings with friends and family. Finished basements not only expand your living space but also add significant value to your home, making them an attractive option for both buyers and investors.

The real estate market in Nancy offers a variety of homes, from charming cottages to spacious family residences. Many of these homes boast modern amenities while retaining the unique character and charm that define the area. With a strong sense of community and a slower pace of life, Nancy is an ideal place to settle down and create lasting memories.

If you’re looking for a home that combines comfort, functionality, and the beauty of nature, consider exploring the finished basement options available in Nancy. Embrace the opportunity to live in a community that feels like home, where every day can be an adventure waiting to unfold. Discover your perfect retreat in Nancy, Kentucky today!

Newest Nancy Homes with Finished Basement

3 Beds ⋅ 4 Baths ⋅ 26017581 MLS

Attention lake lovers and investors! This home offers so much living space and would make the perfect lake house or short term rental being only one mile to Cumberland Point Boat Ramp and overlooking Conley Bottom Marina! Featuring an extra large living room with bonus office area, eat-in kitchen with pantry, laundry room, primary and guest bedroom and 3 bathrooms on the main level. Enjoy the view of Lake Cumberland from the screened-in covered deck with ceiling fans. The basement offers a bedroom, bathroom, bar area, living room, bonus room that could be a hobby room or office and an attached two car garage with lots of built-in shelving. Bring all the boats and lake toys because there is a 4-bay pole barn with EV charger. Off the pole barn is ANOTHER covered deck and circle driveway. There is an additional detached garage/workshop. What an amazing property- this will not last!

8882 Hwy 761, Nancy

5 Beds ⋅ 3 Baths ⋅ 25008955 MLS

Looking for space, comfort, and country charm? This breathtaking 5-bedroom, 3-bathroom home sits on 17 acres of rolling green pasture in beautiful Nancy, KY—the perfect blend of privacy and convenience. Inside, you'll find a spacious layout with two full kitchens, a fully finished basement, recreation room, and dedicated office space—ideal for entertaining, extended family living, or working from home. The large primary suite features oversized closets and plenty of room to relax. Outside, enjoy the views and freedom that only 17 acres can offer. Store all your toys with ease in the huge detached garage, big enough to fit an RV, boat, and lawn equipment, plus an attached 2-car garage for daily convenience. This is more than a home—it's a lifestyle. Don't miss the chance to own a private slice of rural paradise!

223 Lanetown Rd, Nancy

5 Beds ⋅ 3 Baths ⋅ 26013904 MLS

Welcome to your Lake Cumberland retreat! Walking distance to the lake and community dock. This stunning 2022-built home offers year-round lake views, modern finishes, and an unbeatable location just a quarter mile from the boat ramp for easy access to boating, fishing, swimming, and all your favorite lake activities. Currently operating as a successful VRBO, this property presents an outstanding opportunity for both personal enjoyment and investment income. Inside, you'll find a spacious open-concept design featuring 5 bedrooms, 3 full baths, and an abundance of natural light throughout. The beautifully finished walkout basement with exterior entrance provides additional living and entertaining space, making it ideal for hosting family, friends, or vacation guests. Step outside and enjoy the breathtaking lake views from the composite decking, lower-level patio, or gather around the inviting fire pit area. Every detail of this home has been designed to maximize comfort, relaxation, and the beauty of its lake setting. Furnishings are negotiable, creating the potential for a turnkey vacation rental or move-in-ready lake home. Located in a desirable lake community, this like-new property combines luxury, convenience, and income potential into one exceptional package. Whether you're searching for a full-time residence, weekend getaway, or proven short-term rental investment, this Lake Cumberland gem is ready to exceed expectations

287 Lakeshore Dr, Nancy

4 Beds ⋅ 5 Baths ⋅ 25507055 MLS

This contemporary home on Lake Cumberland offers modern comfort with large windows that bring in natural light and highlight the surrounding views. The open-concept layout features a striking triple-height main living area that makes the space feel bright and spacious. Situated on nearly an acre across two combined lots, the property sits at the end of a quiet cul-de-sac and is only 10 minutes from multiple boat ramps and Wolf Creek Marina. Inside, you'll find custom two-tone white oak cabinetry, quartz countertops, and exposed white oak beams that add quality and character. The home sleeps 15+ guests comfortably and includes a full range of amenities for everyday living or vacation rentals. With four years of strong Airbnb performance and Superhost status, this property offers excellent income potential in addition to being a high-quality lake retreat. Owner/Agent

348 Restful Run Rd, Nancy

3 Beds ⋅ 3 Baths ⋅ 26010013 MLS

Motivated Seller! This well-maintained, fully updated 3 Bed, 3 Bath home offers an impressive 3,760 square feet of finished living space, with 1,880 sq ft above grade and an additional 1,880 sq ft in a fully finished walkout basement. It is sitting on 8.64 acres! It is a wonderful family home, it could be a fun vacation home and would be a business opportunity for an Air B&B, VRBO, or even double your rental income since there is a full apartment in the basement. This property is excellent for hunting! Close to the lake for fishing and boating! Welcome to your private retreat at 11279 Kentucky Highway 196 in Nancy, KY—where comfort, space, and nature come together beautifully. Whether you need room to grow, entertain, or create a multi-generational setup, this home delivers. Surrounded by peaceful countryside, you'll enjoy watching deer, birds, and other wildlife right from your front porch or back patio, with scenic views of farmland, trees, and rolling hills. Inside, the home features granite countertops throughout the kitchen and bathrooms, along with a thoughtfully designed basement that includes a second kitchen and plenty of space for additional bedrooms or living quarters—perfect for guests or extended family. The poured concrete basement offers both walkout and walk-up access, adding convenience and durability. Car enthusiasts and outdoor lovers will appreciate the abundance of garage space, including an attached garage, detached garage, and basement garage—accommodating up to five vehicles. Recent updates provide peace of mind, including a brand-new HVAC system installed in April 2026 (with warranty) and a new, 1 year old Metal Roof (with warranty). For lake lovers, you're just minutes from multiple boat ramps—one less than a mile away and another within three miles—making it easy to enjoy the water anytime. This is a rare opportunity to own a move-in-ready home with space, privacy, and modern updates in a beautiful setting.

11279 Kentucky, Nancy

3 Beds ⋅ 2 Baths ⋅ 26009252 MLS

402 Westwood Dr, Nancy

3 Beds ⋅ 2 Baths ⋅ 26011924 MLS

This home TRULY has it ALL!!! Beautiful HOME, 30x34 Garage, ALL Furniture, A 1998 PONTOON BOAT, an EZGO GOLF CART and a BOAT SLIP! Experience the ultimate lake lifestyle with this fully turn-key 3BR 2BA lake home where EVERYTHING is included! From the moment you walk in, you'll love the warm wood floors and ceilings, inviting living spaces, and cozy fireplace perfect for relaxing after a fun-filled day on the lake. The full finished basement provides additional living and entertaining space for family and guests. This property is truly ready to enjoy from day one and comes fully furnished, including a boat slip at Dock 1, a 1998 pontoon boat with a new motor, and an EZ-Go golf cart — all included with the sale! Recent exterior updates include brand new siding and a new shingled roof, giving peace of mind for years to come. The impressive 30x34 detached garage offers plenty of room for all your lake toys and currently stores the pontoon boat, golf cart, mower, and grill with additional space remaining. Whether you're searching for a weekend retreat, vacation rental investment, or full-time lake home, this property offers the complete package. Just bring your clothes and start making memories at the lake!

291 Sellars Rd, Nancy

4 Beds ⋅ 2 Baths ⋅ 25018874 MLS

Welcome to lake living! This 4-bedroom, 2-bath cabin offers 2,052 finished sq. ft. on 3.5 acres with tranquil lake views and borders the Army Corps of Engineers. Built in 1997, the home has been extensively updated with a finished basement, second full bath, new plumbing, new service panel, and second laundry room on the main floor. The owners also added a lower deck and stairs, storage rooms, a front porch and retaining wall, and a Generac generator for peace of mind for anyone wanting to live here year-round. Enjoy a wood-burning fireplace, fully furnished interiors (with few exceptions), and both sets of washer/dryer. Heat pump and appliances are just 2 years old. Outdoors, relax on the decks overlooking the lake and woods and store boats and vehicles in the 25x36 metal carport/shed. Just 1 mile to Campbell Rd boat ramp and under 3 miles to Wolf Creek Marina. City water and septic tank. All appliances—including an extra freezer—convey. A true lake retreat ready for your enjoyment!

353 Timber Ridge Rd, Nancy

4 Beds ⋅ 4 Baths ⋅ 26002479 MLS

Spacious two-story duplex featuring 2 bedrooms and 2 full bathrooms in the top unit, and 2 rooms with closets and 2 full bathrooms in the bottom unit. Both the upstairs and downstairs units have full kitchens, large living rooms and their own laundry rooms. Ideally located close to Pulaski parks, camp sites, and minutes from Lake Cumberland. The functional layout offers comfortable living spaces and well-sized bedrooms, perfect for full-time living or a weekend getaway. Enjoy easy access to outdoor recreation while still having a practical, low-maintenance property. This home has a previous staircase inside that could be reopened and be converted back into a single-family residence. Ideal for owner-occupants or investors. Top unit is currently occupied and producing income. Located only 2.5 miles from Pulaski Park Boat Ramp, and only 2 miles from Pulaski County Campgrounds.

218 Mangold Dr, Nancy

5 Beds ⋅ 5 Baths ⋅ 26011773 MLS

Stunning lake view home located in the highly desirable Serenity Subdivision, just a short golf cart ride to Lees Ford Marina! This beautifully maintained all-brick home offers breathtaking views from every level and sits on TWO spacious lots for added privacy and space!! This home features numerous updates throughout, including updated bathrooms and kitchen, fresh paint, a new roof, and an expansive new 960 sq. ft. rear deck perfect for entertaining, plus a second-level deck to enjoy even more incredible views. The main floor welcomes you with a grand foyer, vaulted ceilings, hardwood and new tile flooring, new carpet, new garage doors, new windows , and new HVAC. The oversized primary suite features a private ensuite bath, while the main level also includes a formal dining room, eat-in kitchen, laundry room, and additional bathroom. Upstairs offers three generously sized bedrooms and a full bath. The fully finished basement provides incredible versatility and could easily serve as a separate living space or apartment, complete with its own kitchen, den, bedroom, one full bathroom and one half bathroom . This home has been exceptionally well maintained and offers the perfect blend of space, comfort, and lake living in one of the area's most sought-after neighborhoods.

602 Knoll Ln, Nancy

4 Beds ⋅ 3 Baths ⋅ 26014360 MLS

A beautiful blend of country, comfort, space, and Lake Cumberland convenience with this well-maintained, one-owner home located less than a mile from a public boat ramp and only minutes from Cumberland Point. Offering 4 bedrooms, 3 full bathrooms, and an abundance of finished living space, this property is ideal as a full-time residence or a weekend lake retreat. Inside, you'll find numerous updates and upgrades, including updated flooring, a spacious primary suite, stainless steel appliances, abundant kitchen cabinetry, large kitchen island with separate dining space, and a cozy wood-burning fireplace. The primary suite is large and has a bathroom that features a relaxing jetted tub, French doors, and thoughtful design touches that add to the home's appeal. Additional bedrooms on the main floor have closets and are good sizes. The finished basement has an additional bedroom space, a full bathroom and tons of room for entertainment space. Step outside to enjoy the oversized rear deck, partially covered for year-round enjoyment, overlooking the peaceful setting. Storage and workspace are plentiful with an attached basement garage plus two detached buildings measuring approximately 24' x 12' and 26' x 22'—perfect for boats, recreational equipment, tools, and all your Lake Cumberland toys. Built with quality in mind, this home features upgraded construction including drywall throughout, a pitched roof, composite decking, additional windows for natural light, and a poured concrete basement foundation. The adjoining lot has been added, bringing this total property size to 1.37 acres. Offering even more possibilities for expansion, privacy, or investment. Be sure to check out the virtual tour and video walkthrough that are available.

80 William Ct, Nancy

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