Nancy Homes under $250,000

Nancy Homes under $250,000

Welcome to Nancy, Kentucky—a hidden gem nestled in the heart of the Bluegrass State, where charm meets affordability! Known for its picturesque landscapes and friendly community, Nancy offers a serene lifestyle that’s perfect for families, retirees, and anyone looking to escape the hustle and bustle of city life.

One of the most enticing aspects of Nancy is its real estate market, particularly for those seeking homes under $250,000. Here, you’ll find a delightful variety of options that cater to different tastes and needs. From cozy single-family homes to inviting townhouses, Nancy’s affordable housing market makes it possible for first-time buyers and seasoned investors alike to find their ideal property without breaking the bank.

Imagine waking up to the gentle sounds of nature, with the stunning Lake Cumberland just a stone's throw away. This area is not only rich in outdoor recreational opportunities—like fishing, boating, and hiking—but also boasts a close-knit community where neighbors become friends. Local shops, eateries, and parks add to the small-town charm, making it easy to enjoy a relaxed lifestyle.

Whether you’re drawn to the beautiful scenery, the welcoming atmosphere, or the incredible value in real estate, Nancy, KY, is a place where dreams of homeownership can come true. Discover the possibilities today, and let us help you find your perfect home in this enchanting community!

Newest Nancy Homes under $250,000

no property photo
$149,000
3 Beds ⋅ 2 Baths ⋅ 26027272 MLS

64 Pierce Dr, Nancy
10578 W Hwy 80, Nancy
$199,900
4 Beds ⋅ 2 Baths ⋅ 26027249 MLS
Investor's Delight or Family Compound Opportunity! This unique property offers multiple living options on 1.48 acres, making it an excellent opportunity for an investor, multi-generational family, or anyone looking for additional space and flexibility. The property features a 4-bedroom, 2 bath double-wide mobile home, a single-wide 2 bed, 2 bath mobile home, and a tiny home apartment , providing multiple potential residences or rental opportunities. Two storage buildings add even more functionality and room for having your personal business on unrestricted acreage or hobbies with additional storage. With multiple dwellings on one property, there are plenty of possibilities to make this property work for your needs. Whether you're looking to create a family compound, generate rental income, or simply have room for family and guests, this property is worth a look!

10578 W Hwy 80, Nancy
217 Edgewater Rd, Nancy
$180,000
1 Beds ⋅ 1 Baths ⋅ 26026630 MLS
Enjoy peaceful lake area living with this unique home located in Jabez community adjoining U.S. Army Corps of Engineers property and just minutes from the lake. Whether you're searching for a vacation getaway, weekend retreat, or permanent residence, this property offers plenty of potential. The finished main level provides approximately 1,185 sq ft of living space featuring 1 bedroom, 1 full bathroom, a comfortable living area with a fireplace, and beautiful wooded views. Step outside onto the rear deck and enjoy quiet surroundings and scenery. The unfinished second story offers an additional approximately 1,185 sq ft with the potential to be finished into 3 additional bedrooms and 1 full bath, allowing you to nearly double the home's usable living space and customize it to fit your needs. Outside, the property features a circle driveway and a smaller structure at the rear that could be utilized as a carport. Surrounded by trees and conveniently located just minutes from lake access, this property offers privacy, recreation, and room to grow. A great opportunity for a lake area vacation home, investment property, or full-time single-family residence in beautiful Russell County, Kentucky.

217 Edgewater Rd, Nancy
128 Kiersten Dr, Nancy
$169,900
2 Beds ⋅ 1 Baths ⋅ 26025966 MLS
Welcome to Your Lake Cumberland Retreat! Nestled in a friendly lake community just minutes from the shores of beautiful Lake Cumberland, this charming 2023-built tiny home offers modern comfort, low-maintenance living, and plenty of opportunity. Situated on nearly an acre, this 2-bedroom, 1-bath home is thoughtfully designed to make the most of its space. Step inside to find a welcoming living area and a modern kitchen featuring stainless steel appliances and granite countertops. Step outside onto the covered front porch and enjoy your morning coffee or unwind after a day on the lake. Whether you're looking for a personal lake getaway, full-time residence, or investment property, this property offers flexibility to fit your needs. Currently operating as a successful short-term rental, the property has an established rental history that the sellers are happy to share with interested buyers. With ample parking for boats, ATVs, and all your lake toys, there's plenty of room to enjoy everything the Lake Cumberland area has to offer. Don't miss this opportunity to own an affordable, newer home near one of Kentucky's premier recreational destinations!

128 Kiersten Dr, Nancy
36 Lazy Trail Rd, Nancy
$234,900
3 Beds ⋅ 2 Baths ⋅ 26025918 MLS
*Fully Furnished Home!* Home built in 2023, one owner, close to lake & in the heart of Jabez. This 3 Bedroom, 2 Full Bath home comes fully furnished, whether you are looking for a vacation home or first time home, look no further. Beautiful bay window in the kitchen leading out to a side deck that wraps around to the back of the home. This home is just minutes to Lake Cumberland with a ramp just a mile away and approx. 6 miles to Wolf Creek Marina. If you've been thinking of a vacation home or just a permanent lake residence, don't wait, here is your new home. *More photos coming soon*

36 Lazy Trail Rd, Nancy
221 Pine Tree Circle Dr, Nancy
$204,900
2 Beds ⋅ 1 Baths ⋅ 26025838 MLS
Experience modern Lake Cumberland living in this brand-new barndominium-style home located just minutes from beautiful Lake Cumberland. Situated on approximately 0.4 acres in the peaceful community of Nancy, Kentucky, this 2-bedroom, 1-bath home is ideal as a full-time residence, weekend lake retreat, or short-term rental. Inside, the open-concept floor plan features convenient one-level living. The spacious living and dining areas flow seamlessly into the kitchen, complete with new cabinetry, modern fixtures, and generous storage. Two comfortable bedrooms, a full bathroom, and a dedicated laundry area complete the thoughtfully designed interior. The attached garage features a 10-foot door, providing excellent space for a boat, recreational vehicle, lake equipment, or additional storage. A durable metal roof, efficient HVAC system, and included one-year builder's warranty offer comfort, convenience, and peace of mind. Outside, there is ample parking for boats and RVs, along with room to add a detached garage, workshop, or outdoor entertaining area. With multiple boat ramps, marinas, and Lake Cumberland access points only minutes away, fishing, boating, and lakeside recreation are always within easy reach. Don't miss this low-maintenance new construction home offering comfort, versatility, and Kentucky charm near Lake Cumberland.

221 Pine Tree Circle Dr, Nancy
261 Spring Branch Hollow Rd, Nancy
$160,000
1 Beds ⋅ 1 Baths ⋅ 26025354 MLS
Your Lake Cumberland getaway is waiting! Built in 2026 and situated on approximately 0.81 acres, this property would make a great summer retreat, hunting getaway, seasonal residence, or weekend escape. Spend your mornings and evenings relaxing on the covered front or back porch after a day on the lake or outdoors. With its newer construction and low-maintenance appeal, the property also offers potential as a short-term rental or Airbnb. Whether you're looking for your own place to unwind or an investment opportunity near the Lake Cumberland lifestyle, this one offers plenty of possibilities.

261 Spring Branch Hollow Rd, Nancy
25 Willow Oak, Nancy
$89,000
2 Beds ⋅ 2 Baths ⋅ 26025002 MLS
Welcome to this charming 2-bedroom, 2-bath home situated on a spacious corner lot consisting of two lots, offering beautiful views of the surrounding farmland and plenty of outdoor space to enjoy. The home features an insulated metal roof, large bedrooms, a covered front porch, back deck, and carport. Conveniently located approximately 15 minutes from Lake Cumberland, this property offers the opportunity to enjoy the peace and quiet of the area while remaining close to one of Kentucky's most popular recreational destinations. Whether you're looking for a full-time residence, weekend getaway, or investment property, this home is worth a look!

25 Willow Oak, Nancy
60 Trenton Ct, Nancy
$204,900
2 Beds ⋅ 1 Baths ⋅ 26021484 MLS
BEAUTIFUL NEW-BUILD BARNDOMINIUM IN NANCY, KY! Looking for an affordable Lake Cumberland getaway with incredible views and plenty of potential? This 2025-built barndominium in Nancy, KY may be exactly what you've been looking for! Located just 3 miles from Cumberland Point Boat Ramp & Camping, this 2-bedroom, 1-bath home offers the perfect location for lake lovers, weekend getaways, or anyone wanting to enjoy the peaceful beauty of the Nancy countryside. Step inside to an inviting open floor plan with a layout designed for comfortable lake living. The home sits beautifully atop a hill, offering gorgeous farm and countryside views that you can enjoy from the spacious covered porch. Home sits on 1.11 acres (newly surveyed). The property features a wonderful mix of partially wooded and partially cleared acreage, giving you both privacy and beautiful open views. The home is built on a slab with 2x6 walls and spray foam insulation. It is ready for a mini-split HVAC system to be installed, allowing the new owner to complete the home according to their own preferences. One of the biggest bonuses is the potential for future expansion! The home was thoughtfully laid out so that a garage could easily be added along the left side, and there is already a side door in place for convenient access directly into the home. With a few finishing touches, you can turn this property into your very own Lake Cumberland retreat. And with its close proximity to the lake and boat ramp, it could also make an awesome Airbnb or short-term rental for lake visitors!

60 Trenton Ct, Nancy
64 Longfield Trl, Nancy
$119,900
3 Beds ⋅ 2 Baths ⋅ 26021163 MLS
Imagine spending less time fixing up a house and more time enjoying Lake Cumberland. This move-in-ready 3-bedroom, 2-bath home, built in 2011, gives you a comfortable place to call home just **1.4 miles from Clearwater Boat Ramp**. Inside, you'll find an open living area, new appliances, and plenty of room to relax or entertain. Outside, the fully fenced yard offers space for pets, play, or weekend gatherings, while the new entry decks provide an inviting place to enjoy the outdoors. Whether you're looking for a permanent residence, a weekend lake retreat, or a convenient home base for boating and fishing, this property makes lake living easy. **Owner financing may be available to qualified buyers. Schedule your showing and start enjoying the Lake Cumberland lifestyle!**

64 Longfield Trl, Nancy
122 Gadberry Subdivision Rd, Nancy
$199,900
2 Beds ⋅ 1 Baths ⋅ 26020843 MLS
WOW! All of this furnished, decorated, lake near by, for this price! Escape to the perfect blend of country charm and Lake Cumberland living! Nestled in the peaceful countryside of Nancy. This inviting property offers the relaxed lifestyle you've been dreaming of while moments from the lake. Coming completely furnished where you can just move right on in. Imagine starting your mornings with coffee on the covered front porch, spending your afternoons boating, fishing, or swimming on the beautiful Lake Cumberland! Whether you're looking for a full-time home, weekend getaway, lake retreat, or a vacation rental opportunity, this property offers the best of both worlds. Enjoy the serenity of country living without sacrificing easy access to marinas, boat ramps, restaurants, and all the outdoor recreation Lake Cumberland is known for. Come experience the beauty of Lake Cumberland and discover why this could be you perfect Kentucky getaway!

122 Gadberry Subdivision Rd, Nancy
95 Eagle Rise Dr, Nancy
$159,990
3 Beds ⋅ 1 Baths ⋅ 26020749 MLS
Looking for a place where you can enjoy Lake Cumberland, hunt, invest, or simply get away from it all? This unrestricted 6.5-acre property offers endless possibilities. Featuring approximately 2.5 acres of level, cleared land and roughly 4 acres of mature woods, there's plenty of room to spread out while still enjoying the privacy the wooded acreage provides. The 3-bedroom, 1-bath manufactured home offers 1,148 square feet of living space and has been updated with brand-new LVP flooring throughout. A three-bay garage provides ample space for your boat, side-by-side, ATVs, or workshop, and an additional storage shed gives you even more room for equipment and tools. One of the property's biggest advantages is the second septic system already in place on the cleared portion of the property, offering additional flexibility for future use. The wooded acreage is ideal for hunting, while the open ground provides room for recreation, camping, or expansion. Located just minutes from Cumberland Point Boat Ramp, you'll be on the water in no time. From there, Conley Bottom Marina is only about a four-minute boat ride away, placing you in the heart of Lake Cumberland's most desirable boating and fishing area. Whether you're searching for a full-time residence, weekend retreat, hunting camp, vacation property, or a potential Airbnb investment, this property checks all the boxes. Conveniently located just off Highway 761 with easy access to everything Lake Cumberland has to offer.

95 Eagle Rise Dr, Nancy
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