Nancy Homes under $400,000

Nancy Homes under $400,000

Welcome to Nancy, Kentucky—a hidden gem nestled in the heart of the Bluegrass State! Known for its picturesque landscapes and friendly community, Nancy offers a serene lifestyle that perfectly balances rural charm with modern conveniences. Surrounded by lush rolling hills and shimmering lakes, this quaint town is an outdoor enthusiast's paradise. Whether you enjoy fishing, hiking, or simply soaking in the beauty of nature, Nancy has something for everyone.

One of the most appealing aspects of Nancy is its affordability. For homebuyers looking for a place to settle down without breaking the bank, you'll be delighted to discover a variety of charming homes available for under $400,000. From cozy cottages to spacious family homes, the real estate options in Nancy cater to diverse tastes and budgets. Imagine waking up in a beautiful home, sipping your morning coffee on a sun-drenched porch, and enjoying the tranquility that this lovely town has to offer.

Nancy is also conveniently located near larger cities, providing easy access to shopping, dining, and entertainment while still allowing you to retreat to your peaceful abode at the end of the day. The community is known for its strong sense of togetherness, making it easy to forge lasting friendships and feel right at home.

If you're searching for an affordable and charming place to call home, Nancy, Kentucky, is the perfect spot to start your journey. Embrace the beauty of small-town living while enjoying the comforts of modern amenities—all without exceeding your budget! Come explore Nancy today and discover your dream home in this enchanting town.

Newest Nancy Homes under $400,000

no property photo
$149,000
3 Beds ⋅ 2 Baths ⋅ 26027272 MLS

64 Pierce Dr, Nancy
10578 W Hwy 80, Nancy
$199,900
4 Beds ⋅ 2 Baths ⋅ 26027249 MLS
Investor's Delight or Family Compound Opportunity! This unique property offers multiple living options on 1.48 acres, making it an excellent opportunity for an investor, multi-generational family, or anyone looking for additional space and flexibility. The property features a 4-bedroom, 2 bath double-wide mobile home, a single-wide 2 bed, 2 bath mobile home, and a tiny home apartment , providing multiple potential residences or rental opportunities. Two storage buildings add even more functionality and room for having your personal business on unrestricted acreage or hobbies with additional storage. With multiple dwellings on one property, there are plenty of possibilities to make this property work for your needs. Whether you're looking to create a family compound, generate rental income, or simply have room for family and guests, this property is worth a look!

10578 W Hwy 80, Nancy
520 Beechwood Dr, Nancy
$259,000
2 Beds ⋅ 3 Baths ⋅ 26026744 MLS
Must see gorgeous home located in Beechwood Farms Community on Lake Cumberland. Open living room, kitchen, dining combo, with bedroom and bath on the main, breathtaking views from loft which can be used as bedroom or office, with private bath. Lower level features a great room, bedroom, bath and utility and views upon views! All this on 1.6 acres and move in ready! Priced to sell so call today!

520 Beechwood Dr, Nancy
217 Edgewater Rd, Nancy
$180,000
1 Beds ⋅ 1 Baths ⋅ 26026630 MLS
Enjoy peaceful lake area living with this unique home located in Jabez community adjoining U.S. Army Corps of Engineers property and just minutes from the lake. Whether you're searching for a vacation getaway, weekend retreat, or permanent residence, this property offers plenty of potential. The finished main level provides approximately 1,185 sq ft of living space featuring 1 bedroom, 1 full bathroom, a comfortable living area with a fireplace, and beautiful wooded views. Step outside onto the rear deck and enjoy quiet surroundings and scenery. The unfinished second story offers an additional approximately 1,185 sq ft with the potential to be finished into 3 additional bedrooms and 1 full bath, allowing you to nearly double the home's usable living space and customize it to fit your needs. Outside, the property features a circle driveway and a smaller structure at the rear that could be utilized as a carport. Surrounded by trees and conveniently located just minutes from lake access, this property offers privacy, recreation, and room to grow. A great opportunity for a lake area vacation home, investment property, or full-time single-family residence in beautiful Russell County, Kentucky.

217 Edgewater Rd, Nancy
553 Knoll Ln, Nancy
$349,000
3 Beds ⋅ 2 Baths ⋅ 26026288 MLS

553 Knoll Ln, Nancy
128 Kiersten Dr, Nancy
$169,900
2 Beds ⋅ 1 Baths ⋅ 26025966 MLS
Welcome to Your Lake Cumberland Retreat! Nestled in a friendly lake community just minutes from the shores of beautiful Lake Cumberland, this charming 2023-built tiny home offers modern comfort, low-maintenance living, and plenty of opportunity. Situated on nearly an acre, this 2-bedroom, 1-bath home is thoughtfully designed to make the most of its space. Step inside to find a welcoming living area and a modern kitchen featuring stainless steel appliances and granite countertops. Step outside onto the covered front porch and enjoy your morning coffee or unwind after a day on the lake. Whether you're looking for a personal lake getaway, full-time residence, or investment property, this property offers flexibility to fit your needs. Currently operating as a successful short-term rental, the property has an established rental history that the sellers are happy to share with interested buyers. With ample parking for boats, ATVs, and all your lake toys, there's plenty of room to enjoy everything the Lake Cumberland area has to offer. Don't miss this opportunity to own an affordable, newer home near one of Kentucky's premier recreational destinations!

128 Kiersten Dr, Nancy
36 Lazy Trail Rd, Nancy
$234,900
3 Beds ⋅ 2 Baths ⋅ 26025918 MLS
*Fully Furnished Home!* Home built in 2023, one owner, close to lake & in the heart of Jabez. This 3 Bedroom, 2 Full Bath home comes fully furnished, whether you are looking for a vacation home or first time home, look no further. Beautiful bay window in the kitchen leading out to a side deck that wraps around to the back of the home. This home is just minutes to Lake Cumberland with a ramp just a mile away and approx. 6 miles to Wolf Creek Marina. If you've been thinking of a vacation home or just a permanent lake residence, don't wait, here is your new home. *More photos coming soon*

36 Lazy Trail Rd, Nancy
221 Pine Tree Circle Dr, Nancy
$204,900
2 Beds ⋅ 1 Baths ⋅ 26025838 MLS
Experience modern Lake Cumberland living in this brand-new barndominium-style home located just minutes from beautiful Lake Cumberland. Situated on approximately 0.4 acres in the peaceful community of Nancy, Kentucky, this 2-bedroom, 1-bath home is ideal as a full-time residence, weekend lake retreat, or short-term rental. Inside, the open-concept floor plan features convenient one-level living. The spacious living and dining areas flow seamlessly into the kitchen, complete with new cabinetry, modern fixtures, and generous storage. Two comfortable bedrooms, a full bathroom, and a dedicated laundry area complete the thoughtfully designed interior. The attached garage features a 10-foot door, providing excellent space for a boat, recreational vehicle, lake equipment, or additional storage. A durable metal roof, efficient HVAC system, and included one-year builder's warranty offer comfort, convenience, and peace of mind. Outside, there is ample parking for boats and RVs, along with room to add a detached garage, workshop, or outdoor entertaining area. With multiple boat ramps, marinas, and Lake Cumberland access points only minutes away, fishing, boating, and lakeside recreation are always within easy reach. Don't miss this low-maintenance new construction home offering comfort, versatility, and Kentucky charm near Lake Cumberland.

221 Pine Tree Circle Dr, Nancy
261 Spring Branch Hollow Rd, Nancy
$160,000
1 Beds ⋅ 1 Baths ⋅ 26025354 MLS
Your Lake Cumberland getaway is waiting! Built in 2026 and situated on approximately 0.81 acres, this property would make a great summer retreat, hunting getaway, seasonal residence, or weekend escape. Spend your mornings and evenings relaxing on the covered front or back porch after a day on the lake or outdoors. With its newer construction and low-maintenance appeal, the property also offers potential as a short-term rental or Airbnb. Whether you're looking for your own place to unwind or an investment opportunity near the Lake Cumberland lifestyle, this one offers plenty of possibilities.

261 Spring Branch Hollow Rd, Nancy
18 Ash Dr, Nancy
$399,900
7 Beds ⋅ 3 Baths ⋅ 26025217 MLS
Beautifully Updated Brick Ranch Near Lake Cumberland! This lovely brick ranch sits on a scenic corner lot surrounded by mature trees, offering a peaceful country setting just minutes from multiple boat ramps and Lake Cumberland. Step inside the spacious foyer to an inviting open floor plan, highlighted by a stunning real brick fireplace in the great room—perfectly enjoyed from the completely updated kitchen featuring crisp white cabinetry and elegant quartz countertops. Extensive upgrades provide peace of mind, including a newer roof, HVAC, and windows (2024), along with new gutters and fascia, updated interior and exterior doors and trim, luxury flooring, modern lighting, updated plumbing and electrical, and a brand-new deck for outdoor enjoyment. Designed with space in mind, this home easily accommodates a large family with 6 (possibly 7) bedrooms, 3 full baths, a dedicated office, family room, and formal dining room. A rare combination of location, updates, and room to grow.

18 Ash Dr, Nancy
64 Alexandra Dr, Nancy
$269,900
2 Beds ⋅ 2 Baths ⋅ 26025156 MLS
Welcome to this well-maintained, single-level lake home built in 2022! This property offers 2 bedrooms, 2 bathrooms, and an impressive 1,120 sq. ft. attached garage with plenty of room for storage, lake toys, or even an RV. Tucked away in a private and peaceful setting, the home is just minutes from the lake and includes community lake access. It is also being sold completely furnished, making it easy to start enjoying right away. The covered front porch is the perfect place to relax, while the high-end finishes throughout the home give it a clean and comfortable feel. With low-maintenance living and a great location, this property would make an excellent full-time residence, vacation home, or short-term rental. Enjoy lake life in every season with a property that is truly ready to go!

64 Alexandra Dr, Nancy
25 Willow Oak, Nancy
$89,000
2 Beds ⋅ 2 Baths ⋅ 26025002 MLS
Welcome to this charming 2-bedroom, 2-bath home situated on a spacious corner lot consisting of two lots, offering beautiful views of the surrounding farmland and plenty of outdoor space to enjoy. The home features an insulated metal roof, large bedrooms, a covered front porch, back deck, and carport. Conveniently located approximately 15 minutes from Lake Cumberland, this property offers the opportunity to enjoy the peace and quiet of the area while remaining close to one of Kentucky's most popular recreational destinations. Whether you're looking for a full-time residence, weekend getaway, or investment property, this home is worth a look!

25 Willow Oak, Nancy
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