Rural Homes with Walk Up Access Basement

Rural Homes with Walk Up Access Basement

Welcome to the serene charm of rural Kentucky, where tranquility meets the beauty of nature in a picturesque subdivision that promises a lifestyle of peace and comfort. Nestled amidst rolling hills and lush landscapes, this community offers an idyllic retreat from the hustle and bustle of city life. With its friendly atmosphere and close-knit community, you’ll find that this is more than just a place to live; it’s a place to call home.

One of the standout features of the homes in this subdivision is the convenient walk-up access basement. Imagine the possibilities! This versatile space can serve as a cozy guest suite, a home office, or even a recreational area for family gatherings. The walk-up access ensures ease of use, making it a perfect extension of your living space, while providing an abundance of natural light and outdoor connectivity.

Each home in this rural enclave is thoughtfully designed, blending modern amenities with classic charm. Spacious layouts and inviting interiors create a warm atmosphere that welcomes you from the moment you step inside. With ample outdoor space, you can enjoy the beauty of Kentucky’s scenic landscapes right from your backyard, whether it’s gardening, hosting barbecues, or simply soaking in the stunning sunsets.

Living in this subdivision means embracing a lifestyle that values community, nature, and comfort. With easy access to local parks, recreational activities, and the rich culture of Kentucky, you’ll find endless opportunities for exploration and connection. Discover the perfect blend of rural charm and modern living—your dream home awaits!

Newest Rural Homes with Walk Up Access Basement

510 W Lakeshore Dr, Burnside
$449,900
4 Beds ⋅ 2 Baths ⋅ 26029299 MLS
Year Around Lake View Home! Historic Lake Cumberland Home - 510 West Lakeshore Drive, Burnside, KY Step back in time and discover the charm of this lovely historic home built in 1883! Overlooking beautiful Lake Cumberland and located within walking distance of Burnside Marina, just across the street, this well-loved home offers a unique opportunity to enjoy lake living with a touch of history. Featuring 4 bedrooms and 2 full bathrooms, this home offers plenty of space with a welcoming foyer, living room, dining room, kitchen, TV room, and an additional bonus room that would make a great home office, den, or flex space. You'll love the character and warmth this home offers, along with the inviting covered front and back porches—perfect for relaxing, enjoying the outdoors, and taking in the beauty of the surrounding area. Although you can walk back in time with this lovely home, it is the perfect opportunity for the buyer to update the home and restore it to its pristine condition. The property also includes a detached garage ideal for storage and sits on nearly half an acre, providing room to enjoy the outdoors. Whether you're looking for a full-time residence, a weekend getaway, or a property with historic character near the lake, this home offers a special opportunity in a desirable Burnside location. Enjoy the convenience of being close to the marina and the beauty of Lake Cumberland right outside your door! Historic charm, lake views, and a fantastic location make this home one to see!

510 W Lakeshore Dr, Burnside
2549 Bowling Ridge Rd Rd, Brodhead
$474,900
3 Beds ⋅ 3 Baths ⋅ 26025827 MLS
Tucked away on approximately 30 beautiful acres, this charming 3-bedroom, 2.5-bath home offers the peaceful country lifestyle you've been dreaming of. Step inside and feel right at home in the warm and inviting living area, where a beautiful stone fireplace creates the perfect cozy gathering spot for family and friends. The home features a new roof and a full basement offering plenty of additional space just waiting to be finished—perfect for a family room, game room, home office, or additional living space. Step outside onto the beautiful new, spacious deck, where you can slow down and enjoy the peaceful surroundings, sip your morning coffee, watch the seasons change, or gather with friends and family for outdoor entertaining. With approximately 30 acres, there's plenty of room to roam, enjoy nature, keep animals, garden, or simply appreciate the privacy and quiet of country living. The property also includes a barn and a versatile workshop/storage building with its own covered porch, providing plenty of space for hobbies, equipment, storage, or farm needs. With its cozy stone fireplace, beautiful acreage, new roof, new deck, useful outbuildings, and room to make it your own, this special property offers that comfortable, down-to-earth country feeling that's hard to find.

2549 Bowling Ridge Rd Rd, Brodhead
4394 Rush Branch Rd, Somerset
$489,900
3 Beds ⋅ 4 Baths ⋅ 26020849 MLS
Motivated Seller! This lovely well taken care of home at 4394 Rush Branch Road! Sitting on 4.6 acres! It comes complete with a ONE Year Home Warranty! There is also a barn with a tack room and fenced! There have been horses in the field and barn. Space, quality, and functionality come together beautifully in this well-maintained 3-bedroom, 3½-bath brick home offering approximately 4,256 square feet of finished living space. With 2,728 square feet on the main level and an additional 1,528 square feet of finished space in the basement, there is room for everyone and everything! The roof is only 5 years old! The main level features a welcoming living room with high ceilings and beautiful hardwood flooring, a spacious den, dining room, utility room, and three huge bedrooms with large closets. The kitchen offers wood cabinetry and ceramic tile flooring, while brand-new carpet has been added in the bedrooms and dining room. The finished lower level has a10 ft. ceiling provides even more living space with luxury vinyl flooring, a full bathroom, and an open area that can easily be used as a family room, recreation area, home office, guest space, or whatever best suits your needs. The basement offers both walk-up and walk-out access, along with an abundance of storage. Car enthusiasts, boat owners, hobbyists, and those needing extra workspace will appreciate the two-car attached garage on the main level, plus an impressive 25' x 40' lower-level attached garage. No expense spared in this structurally sound home! Step outside and you'll discover a beautifully landscaped property with a nice back deck and an acre of land is designed with horse lovers in mind. The property includes a six-stall horse barn with trailer storage, wash rack, tack room, and hay storage. There is also pasture land and a plank fence with paddock areas, providing a wonderful setup for horses and other livestock. This home has been lovingly cared for and offers an exceptional combination of generous living space, multiple garages, finished basement space, extensive storage, and outstanding horse facilities. If you've been searching for a property that gives you room to live, work, store your belongings, and enjoy your animals, 4394 Rush Branch Road deserves a look!

4394 Rush Branch Rd, Somerset
586 Harristown Rd, Russell Springs
$314,900
3 Beds ⋅ 3 Baths ⋅ 26019361 MLS
Welcome home! Enjoy all the beauty of Kentucky farm country without the work of owning a farm. Nestled on a peaceful 0.7-acre lot, this property offers a setting that's hard to beat. Your drive home along scenic country roads just off the Cumberland Parkway passes rolling farmland and beautiful Guernsey cows, giving you a chance to unwind before you even pull into the driveway. During the growing season, the surrounding cornfields create a natural privacy screen, adding to the peaceful sense of seclusion. Off season you'll enjoy the expansive rural scenery. Inside, you'll appreciate the ease of one-level living with over 2,100 square feet of well-designed space. The inviting living room features real hardwood floors and a cozy gas fireplace, while the tastefully updated kitchen is the heart of the home. Just beyond it, the oversized family room provides the perfect place to relax, entertain, watch the game, or gather with friends and family. The updated bathrooms are beautifully finished, including a luxurious soaking tub in one bath and a walk-in shower in the primary suite. The spacious primary bedroom also offers two walk-in closets for exceptional storage. Step outside to the relaxing back deck, fire up the grill, enjoy a game of cornhole, or simply take in the peaceful surroundings. The basement offers over 1300 sq ft of endless possibilities for a workshop, home gym, hobby space, or future in-law suite. Add in the attached two-car garage, move-in-ready condition, and you're looking at a home that truly checks all the boxes. Best of all, you're only about 10 minutes from Lake Cumberland Marina, making it easy to enjoy boating, fishing, and lake life whenever the mood strikes.

586 Harristown Rd, Russell Springs
660 Hwy 1383, Russell Springs
$299,900
2 Beds ⋅ 1 Baths ⋅ 26016575 MLS
This ranch-style home with a walk-up basement sits on approximately 2 unrestricted acres (acreage is approximate; buyer to verify with a survey) and offers endless possibilities. The property features an attached garage, a huge two-car carport, and a storage building, with plenty of room for an Airbnb, a second home, storage units, or other investment opportunities. Conveniently located just 4 minutes from Lake Cumberland Marina and Alligator Boat Ramp, only 3 minutes from the Wolf Creek Recreation Area, approximately 15 minutes to the Louie B. Nunn Cumberland Parkway and the town of Jamestown, and about 30 minutes to Somerset, you'll enjoy easy access to restaurants, shopping, and hospitals while still enjoying the peace and privacy of country living.

660 Hwy 1383, Russell Springs
530 Parkers Mill Rd, Somerset
$387,000
5 Beds ⋅ 4 Baths ⋅ 26011396 MLS
Beautifully remodeled 5-bedroom, 3.5-bath home in Somerset, KY offering exceptional space and flexibility for larger households, multi-generational living, or anyone needing room to spread out. Thoughtfully renovated with custom details throughout, this move-in-ready home combines modern finishes with a floor plan designed for comfortable everyday living. The main level features engineered hardwood flooring, custom feature walls, an electric fireplace, and a split-bedroom layout with four bedrooms conveniently located on the main floor. At the heart of the home is a spacious kitchen featuring quartz countertops, all-new stainless steel appliances, beautiful wood ceilings, a large walk-in pantry, and an oversized island with seating for six—perfect for family meals, homework, entertaining, and gathering with friends. The primary suite offers a private retreat with a spacious walk-in closet and beautifully updated bath featuring quartz countertops and a walk-in tile shower. A large walk-in laundry room adds even more storage and functionality. The partially finished basement creates an ideal second living area and offers excellent potential for multi-generational living, older children, guests, or a private work-from-home setup. This level includes the fifth bedroom with a sitting area, third full bathroom, bonus room ideal for an office or gaming room, and an impressive theater room with an 85-inch TV that conveys with the property. Outdoor living includes a two-tier back patio with a covered and enclosed upper level for added privacy and an open lower level with access to the yard and driveway. Additional features include a 1-car attached garage, new metal roof, two HVAC systems with one serving each level, and a circle driveway providing convenient parking and easier access for multiple vehicles, boats, or campers. Conveniently located near schools, shopping, restaurants, and everyday amenities in Somerset, this home offers the space today's households are looking for without sacrificing location. For those who enjoy Lake Cumberland recreation, multiple boat ramps and Burnside Marina are less than approximately 8 minutes away. With five bedrooms, multiple living areas, abundant storage, flexible spaces, and extensive renovations already completed, this Somerset home is ready for its next chapter. Agent/Owner

530 Parkers Mill Rd, Somerset
348 Restful Run Rd, Nancy
$650,000
4 Beds ⋅ 5 Baths ⋅ 25507055 MLS
This contemporary home on Lake Cumberland offers modern comfort with large windows that bring in natural light and highlight the surrounding views. The open-concept layout features a striking triple-height main living area that makes the space feel bright and spacious. Situated on nearly an acre across two combined lots, the property sits at the end of a quiet cul-de-sac and is only 10 minutes from multiple boat ramps and Wolf Creek Marina. Inside, you'll find custom two-tone white oak cabinetry, quartz countertops, and exposed white oak beams that add quality and character. The home sleeps 15+ guests comfortably and includes a full range of amenities for everyday living or vacation rentals. With four years of strong Airbnb performance and Superhost status, this property offers excellent income potential in addition to being a high-quality lake retreat. Owner/Agent

348 Restful Run Rd, Nancy
131 N Richardson Dr, Somerset
$249,900
4 Beds ⋅ 3 Baths ⋅ 26011636 MLS
Welcome to this impeccably maintained vintage charmer. where original craftsmanship meets modern updates. Located in the sought after city of Somerset this 4 bedroom 2.5 bath offers over 3000 sq ft of finished living space. This home is embellished with vintage charm around each corner, 2 beautiful fireplaces, beautiful original hardwood flooring, original ornate tile work, crystal door knobs and cedar wood lined closets. Perfectly curated and strategically placed you will find modern finishes that perfectly compliment the original design of this home. The exterior brick and trim have been pressure washed, fresh landscaping, newly wrapped porch columns, new ceiling fans throughout and freshly painted. Enjoy a full finished walk out basement, 2 bedrooms, 1 full bath, laundry room, great room with fireplace and a kitchenette. Could be utilized as an in-law suite or for expanded family living. Walking distance to the court house and the center of downtown Somerset.

131 N Richardson Dr, Somerset
11279 Kentucky, Nancy
$469,900
3 Beds ⋅ 3 Baths ⋅ 26010013 MLS
Motivated Seller! This well-maintained, fully updated 3 Bed, 3 Bath home offers an impressive 3,760 square feet of finished living space, with 1,880 sq ft above grade and an additional 1,880 sq ft in a fully finished walkout basement. It is sitting on 8.64 acres! It is a wonderful family home, it could be a fun vacation home and would be a business opportunity for an Air B&B, VRBO, or even double your rental income since there is a full apartment in the basement. This property is excellent for hunting! Close to the lake for fishing and boating! Welcome to your private retreat at 11279 Kentucky Highway 196 in Nancy, KY—where comfort, space, and nature come together beautifully. Whether you need room to grow, entertain, or create a multi-generational setup, this home delivers. Surrounded by peaceful countryside, you'll enjoy watching deer, birds, and other wildlife right from your front porch or back patio, with scenic views of farmland, trees, and rolling hills. Inside, the home features granite countertops throughout the kitchen and bathrooms, along with a thoughtfully designed basement that includes a second kitchen and plenty of space for additional bedrooms or living quarters—perfect for guests or extended family. The poured concrete basement offers both walkout and walk-up access, adding convenience and durability. Car enthusiasts and outdoor lovers will appreciate the abundance of garage space, including an attached garage, detached garage, and basement garage—accommodating up to five vehicles. Recent updates provide peace of mind, including a brand-new HVAC system installed in April 2026 (with warranty) and a new, 1 year old Metal Roof (with warranty). For lake lovers, you're just minutes from multiple boat ramps—one less than a mile away and another within three miles—making it easy to enjoy the water anytime. This is a rare opportunity to own a move-in-ready home with space, privacy, and modern updates in a beautiful setting.

11279 Kentucky, Nancy
3125 Old Bull Rd, Eubank
$595,000
4 Beds ⋅ 3 Baths ⋅ 26002273 MLS
This home is just what you have been looking for with room for all the family! Brick 4 bedroom, 3 bathroom home with a finished basement, with 5 ACRES that features an easily accessible pond with a dock, barn near the pond, and a workshop just off the driveway. The main level of this home features 3 bedrooms and 2 bathrooms, including the primary bedroom that has it's own private access to the covered back deck making it a perfect place to enjoy you morning coffee as you look down over your property. Let's not forget about the double rainfall shower heads in the primary bath situated next to the walk-in closet. The main level of the home offers a spacious kitchen with granite countertops and stainless steel appliances that convey and a pantry for that needed extra space for all your groceries. Just off the kithen is the dining room and office space/craft room with both of these rooms offering large bay windows to welcome in plenty of natural lighting. In the living room you will find the stone, wood burning fireplace that will have you wishing those winter nights would hang around just a little longer. As you head into the fully finished, walkout basement you will see an bedroom with an ensuite bathroom, a bonus room currently being used as a 5th bedroom, the laundry room, and plenty of extra space for storage. Outside you will find a 28'x28' workshop situated right off the driveway, a 36'x42' barn with electric, a pond with a dock that the current owners have enjoyed fishing, and over 1.5 acres of woods beyond the pond. Situated just minutes off of Hwy 27 and Hwy 39 you get the country feel while not being too far from resturants, shops, and the hospital. If you have young children, then it is an added bouns to be about 5 minutes to their elementary school. Call today for your private showing of this beautiful property that checks all the boxes!

3125 Old Bull Rd, Eubank
556 Murphy Ln, Jamestown
$599,999
4 Beds ⋅ 4 Baths ⋅ 26011279 MLS
Tucked away on over 10 acres within the city limits of Jamestown, this one-of-a-kind property offers the rare combination of privacy, convenience, and breathtaking wooded surroundings. From the moment you arrive, the serene setting, gorgeous landscaping, and meticulously maintained exterior create a peaceful retreat you will instantly feel at home in. This sprawling brick home features 4 bedrooms and 4 full bathrooms with a spacious layout designed for both everyday living and entertaining. Gorgeous hardwood floors flow throughout the main living areas, while the open-concept kitchen and living space create the perfect gathering spot for family and friends. The main level also includes a separate dining room, utility room, guest bedroom, guest full bathroom, and a spacious primary suite complete with a walk-in closet. Upstairs, you will find two oversized guest bedrooms separated by a full bathroom, along with abundant closet space and easy-access finished attic storage. Every room in this home was thoughtfully designed with comfort and functionality in mind. Just off the kitchen, stairs lead to the lower level where you will find another finished full bathroom and what the seller proudly considers the heart of the home — the expansive basement garage and workshop space. With tandem parking for up to 4 vehicles, additional room for lawn equipment, hobbies, storage, or workspace needs, plus a walk-out door to the side yard, this area offers endless versatility and potential. Enjoy your morning coffee or evening sunsets from the covered front and back porches while taking in the lush greenery, mature trees, and abundant wildlife surrounding the property. A storage shed provides even more room for gardening and outdoor equipment. The property extends all the way to the creek behind the home and includes the beautiful tree line bordering the right side of the property. Move-in ready and truly unlike anything else on the market, this stunning property offers the space, privacy, and setting you have been searching for — all just minutes from the conveniences of town. This is a must-see property.

556 Murphy Ln, Jamestown
325 Maple Ave, Burnside
$268,000
3 Beds ⋅ 3 Baths ⋅ 26006012 MLS
Welcome to this well built, meticulously maintained 3 bedroom, 2.5 bath home located within the city limits of Burnside. Perfect for lake lovers, this property is just minutes from Burnside Marina and Burnside Island State Park. Inside, you'll find a spacious living and dining area ideal for entertaining. The kitchen features a tile countertop and backsplash, two pantries for ample storage, and all appliances convey for added convenience. The home showcases all original hardwood floors and original millwork. Bedrooms include cedar lined closets, and the bathrooms feature tile flooring and countertop. An additional room is currently used as a bedroom but could easily serve as an office, craft room, or flex space to fit your needs. Additional features include a 1 car attached garage. Enjoy relaxing outdoors in the enclosed screened patio. The home offers two heat sources for added efficiency, along with public water and sewer. Selling AS IS, with a 1 year home warranty included for peace of mind. Don't miss your chance to own this great property! *Buyer to verify any restrictions with the City of Burnside.

325 Maple Ave, Burnside
Start Your Search

How much is your home worth?

Get instant property value now!