Rural Homes with Walk Up Access Basement

Rural Homes with Walk Up Access Basement

Welcome to the serene charm of rural Kentucky, where tranquility meets the beauty of nature in a picturesque subdivision that promises a lifestyle of peace and comfort. Nestled amidst rolling hills and lush landscapes, this community offers an idyllic retreat from the hustle and bustle of city life. With its friendly atmosphere and close-knit community, you’ll find that this is more than just a place to live; it’s a place to call home.

One of the standout features of the homes in this subdivision is the convenient walk-up access basement. Imagine the possibilities! This versatile space can serve as a cozy guest suite, a home office, or even a recreational area for family gatherings. The walk-up access ensures ease of use, making it a perfect extension of your living space, while providing an abundance of natural light and outdoor connectivity.

Each home in this rural enclave is thoughtfully designed, blending modern amenities with classic charm. Spacious layouts and inviting interiors create a warm atmosphere that welcomes you from the moment you step inside. With ample outdoor space, you can enjoy the beauty of Kentucky’s scenic landscapes right from your backyard, whether it’s gardening, hosting barbecues, or simply soaking in the stunning sunsets.

Living in this subdivision means embracing a lifestyle that values community, nature, and comfort. With easy access to local parks, recreational activities, and the rich culture of Kentucky, you’ll find endless opportunities for exploration and connection. Discover the perfect blend of rural charm and modern living—your dream home awaits!

Newest Rural Homes with Walk Up Access Basement

3 Beds ⋅ 3 Baths ⋅ 26019361 MLS

Welcome home! Enjoy all the beauty of Kentucky farm country without the work of owning a farm. Nestled on a peaceful 0.7-acre lot, this property offers a setting that's hard to beat. Your drive home along scenic country roads just off the Cumberland Parkway passes rolling farmland and beautiful Guernsey cows, giving you a chance to unwind before you even pull into the driveway. During the growing season, the surrounding cornfields create a natural privacy screen, adding to the peaceful sense of seclusion. Off season you'll enjoy the expansive rural scenery. Inside, you'll appreciate the ease of one-level living with over 2,100 square feet of well-designed space. The inviting living room features real hardwood floors and a cozy gas fireplace, while the tastefully updated kitchen is the heart of the home. Just beyond it, the oversized family room provides the perfect place to relax, entertain, watch the game, or gather with friends and family. The updated bathrooms are beautifully finished, including a luxurious soaking tub in one bath and a walk-in shower in the primary suite. The spacious primary bedroom also offers two walk-in closets for exceptional storage. Step outside to the relaxing back deck, fire up the grill, enjoy a game of cornhole, or simply take in the peaceful surroundings. The basement offers over 1300 sq ft of endless possibilities for a workshop, home gym, hobby space, or future in-law suite. Add in the attached two-car garage, move-in-ready condition, and you're looking at a home that truly checks all the boxes. Best of all, you're only about 10 minutes from Lake Cumberland Marina, making it easy to enjoy boating, fishing, and lake life whenever the mood strikes.

586 Harristown Rd, Russell Springs

2 Beds ⋅ 1 Baths ⋅ 26016575 MLS

This ranch-style home with a walk-up basement sits on approximately 2 unrestricted acres (acreage is approximate; buyer to verify with a survey) and offers endless possibilities. The property features an attached garage, a huge two-car carport, and a storage building, with plenty of room for an Airbnb, a second home, storage units, or other investment opportunities. Conveniently located just 4 minutes from Lake Cumberland Marina and Alligator Boat Ramp, only 3 minutes from the Wolf Creek Recreation Area, approximately 15 minutes to the Louie B. Nunn Cumberland Parkway and the town of Jamestown, and about 30 minutes to Somerset, you'll enjoy easy access to restaurants, shopping, and hospitals while still enjoying the peace and privacy of country living.

660 Hwy 1383, Russell Springs

3 Beds ⋅ 1 Baths ⋅ 26015568 MLS

Welcome home to this beautifully remodeled 3-bedroom, 1-bath home, updated in 2024 and perfectly situated on a level 0.60-acre lot. Conveniently located just minutes from both Ferguson and Somerset, you'll enjoy the perfect balance of easy access to shopping, dining, schools, and everyday conveniences. Whether you're a first-time homebuyer, a growing small family, or looking to simplify with one-level living, this home offers the comfort and convenience you've been searching for. Inside, you'll find tasteful updates throughout, while the full unfinished walkout basement provides endless possibilities for storage, a workshop, or future expansion. Additional highlights include a recently installed HVAC system, a recently updated bathroom, a durable metal roof, and low-maintenance brick and vinyl construction. With its thoughtful updates, functional layout, spacious flat yard, and convenient location, this move-in-ready home is one you won't want to miss!

102 Walnut St, Ferguson

5 Beds ⋅ 4 Baths ⋅ 26011396 MLS

**Beautifully Renovated 5-Bedroom Home in Somerset, KY - Minutes from Lake Cumberland** Welcome home to this beautifully renovated **5-bedroom, 3.5-bath** residence in **Somerset, Kentucky**, where modern upgrades, spacious living, and an unbeatable location come together. Offering the perfect balance of everyday comfort and easy access to **Lake Cumberland**, this home is ideal for anyone looking to enjoy all that Somerset has to offer while staying just minutes from boating, fishing, and outdoor recreation. Step inside to discover a thoughtfully redesigned interior featuring **engineered hardwood floors**, custom finishes, and an inviting open-concept layout that's perfect for both everyday living and entertaining. The stunning kitchen is truly the heart of the home, showcasing gorgeous **quartz countertops**, a beautiful **wood ceiling**, brand-new **stainless steel appliances**, and an oversized island with seating for six. Whether you're preparing weeknight dinners, hosting holiday gatherings, or enjoying your morning coffee, this space was designed to bring everyone together. A large walk-in pantry provides exceptional storage, while the oversized walk-in laundry room adds convenience to daily life. The spacious living room offers a warm, welcoming atmosphere centered around a modern **electric fireplace**, creating the perfect place to relax with family and friends. The desirable **split-bedroom floor plan** provides privacy for the primary suite while keeping four bedrooms conveniently located on the main level. The spacious primary bedroom features a luxurious ensuite bath with **quartz countertops**, a beautiful walk-in tiled shower, and an oversized walk-in closet. The hall bathroom has also been updated with matching quartz finishes, giving the home a cohesive, upscale feel throughout. Downstairs, the partially finished basement offers incredible flexibility for today's lifestyle. Enjoy movie nights in the impressive theater room, complete with an **85-inch television that conveys with the home**. The lower level also includes a spacious fifth bedroom with its own sitting area, a third full bathroom, and a bonus room that's perfect for a home office, workout space, playroom, or gaming room. Outdoor living is equally inviting with a **two-tier patio** designed for entertaining and relaxing. The upper level is covered and enclosed for additional privacy, while the lower patio provides easy access to the backyard and driveway, making it an ideal space for cookouts, family gatherings, or simply enjoying a quiet Kentucky evening. Additional upgrades include **two HVAC systems** for efficient climate control on each floor, a **new metal roof**, and a **new circular driveway** with plenty of room for multiple vehicles, boats, campers, and trailers. Located in one of Somerset's most convenient areas, you'll enjoy quick access to schools, shopping, restaurants, healthcare, and local attractions while being **less than eight minutes from Burnside Marina and three public boat ramps on Lake Cumberland**. Spend your weekdays enjoying the conveniences of town and your weekends making memories on one of Kentucky's most popular recreational lakes. If you've been searching for a **move-in-ready home in Somerset, KY** with room to grow, high-end finishes, and a location that offers both convenience and outdoor adventure, this exceptional property is ready to welcome you home. Agent/Owner

530 Parkers Mill Rd, Somerset

4 Beds ⋅ 3 Baths ⋅ 26005025 MLS

Nestled among picturesque rolling farmland, this beautifully updated home offers the perfect balance of privacy, space, and modern convenience on a scenic 1.36-acre lot. Surrounded by peaceful countryside views and mature trees, you'll enjoy the tranquility of rural living while remaining just a short drive from everyday amenities. Thoughtfully renovated with major improvements already completed, this move-in ready home provides peace of mind with a new roof (2025), new HVAC system (2025), and water heater (2023). Inside, the spacious floor plan has been updated for today's lifestyle. The main level features a welcoming living room anchored by a stunning stone fireplace, a cozy den, formal dining room, two bedrooms, and two full bathrooms. The beautifully remodeled kitchen is the heart of the home, showcasing gorgeous quartz countertops, a stylish tile backsplash, a large center island, and a full suite of matching stainless steel appliances. The kitchen and living spaces have been opened to create a bright, inviting layout that's perfect for both entertaining and everyday living. For added convenience, the laundry has also been relocated to the main level. Upstairs, you'll find two generously sized bedrooms, an updated full bathroom with modern finishes, and additional storage space. The partially finished basement offers endless possibilities with abundant space for a recreation room, home gym, workshop, or future expansion. A spacious two-car garage provides excellent storage and functionality. Step outside and enjoy the beauty of your own private slice of the countryside. Whether you're relaxing on the porch, entertaining guests, or simply taking in the rolling views, the 1.36-acre setting offers the space and serenity you've been searching for. With tasteful updates throughout, major mechanical improvements already completed, and a spacious, flexible floor plan, this exceptional property is ready to welcome its next owners. If you've been dreaming of peaceful country living without sacrificing modern comforts, this is one you won't want to miss.

324 Little Creek Rd, Somerset

4 Beds ⋅ 5 Baths ⋅ 25507055 MLS

This contemporary home on Lake Cumberland offers modern comfort with large windows that bring in natural light and highlight the surrounding views. The open-concept layout features a striking triple-height main living area that makes the space feel bright and spacious. Situated on nearly an acre across two combined lots, the property sits at the end of a quiet cul-de-sac and is only 10 minutes from multiple boat ramps and Wolf Creek Marina. Inside, you'll find custom two-tone white oak cabinetry, quartz countertops, and exposed white oak beams that add quality and character. The home sleeps 15+ guests comfortably and includes a full range of amenities for everyday living or vacation rentals. With four years of strong Airbnb performance and Superhost status, this property offers excellent income potential in addition to being a high-quality lake retreat. Owner/Agent

348 Restful Run Rd, Nancy

3 Beds ⋅ 3 Baths ⋅ 26008458 MLS

Enjoy peaceful country living with this charming mini farm on 3.5 acres of unrestricted land, complete with apple trees and an established asparagus bed. The two-story home features three bedrooms, 2.5 baths, a comfortable living and dining area, and a cozy family room with a wood-burning fireplace. Main-level laundry adds convenience, while the screened-in back porch offers relaxing views of the surrounding land. A full, poured, walk-out basement provides plenty of additional space, including the potential for a fourth bedroom, office, or recreation area. This well-maintained, one-owner property also includes an attached two-car garage and a versatile shed/workshop-perfect for storage, hobbies, or your mini farm needs.

2109 Nelson Valley Rd, Science Hill

4 Beds ⋅ 3 Baths ⋅ 26011636 MLS

Welcome to this impeccably maintained vintage charmer. where original craftsmanship meets modern updates. Located in the sought after city of Somerset this 4 bedroom 2.5 bath offers over 3000 sq ft of finished living space. This home is embellished with vintage charm around each corner, 2 beautiful fireplaces, beautiful original hardwood flooring, original ornate tile work, crystal door knobs and cedar wood lined closets. Perfectly curated and strategically placed you will find modern finishes that perfectly compliment the original design of this home. The exterior brick and trim have been pressure washed, fresh landscaping, newly wrapped porch columns, new ceiling fans throughout and freshly painted. Enjoy a full finished walk out basement, 2 bedrooms, 1 full bath, laundry room, great room with fireplace and a kitchenette. Could be utilized as an in-law suite or for expanded family living. Walking distance to the court house and the center of downtown Somerset.

131 N Richardson Dr, Somerset

3 Beds ⋅ 3 Baths ⋅ 26010013 MLS

Motivated Seller! This well-maintained, fully updated 3 Bed, 3 Bath home offers an impressive 3,760 square feet of finished living space, with 1,880 sq ft above grade and an additional 1,880 sq ft in a fully finished walkout basement. It is sitting on 8.64 acres! It is a wonderful family home, it could be a fun vacation home and would be a business opportunity for an Air B&B, VRBO, or even double your rental income since there is a full apartment in the basement. This property is excellent for hunting! Close to the lake for fishing and boating! Welcome to your private retreat at 11279 Kentucky Highway 196 in Nancy, KY—where comfort, space, and nature come together beautifully. Whether you need room to grow, entertain, or create a multi-generational setup, this home delivers. Surrounded by peaceful countryside, you'll enjoy watching deer, birds, and other wildlife right from your front porch or back patio, with scenic views of farmland, trees, and rolling hills. Inside, the home features granite countertops throughout the kitchen and bathrooms, along with a thoughtfully designed basement that includes a second kitchen and plenty of space for additional bedrooms or living quarters—perfect for guests or extended family. The poured concrete basement offers both walkout and walk-up access, adding convenience and durability. Car enthusiasts and outdoor lovers will appreciate the abundance of garage space, including an attached garage, detached garage, and basement garage—accommodating up to five vehicles. Recent updates provide peace of mind, including a brand-new HVAC system installed in April 2026 (with warranty) and a new, 1 year old Metal Roof (with warranty). For lake lovers, you're just minutes from multiple boat ramps—one less than a mile away and another within three miles—making it easy to enjoy the water anytime. This is a rare opportunity to own a move-in-ready home with space, privacy, and modern updates in a beautiful setting.

11279 Kentucky, Nancy

Positioned on one of the busiest streets in the county, this +-6,720 sq ft medical office building delivers exceptional visibility and consistent traffic flow, directly across from Tractor Supply Company. Located just off Main Street, the property offers strong accessibility and a commanding commercial presence. The upper level is fully configured for medical use with 14 rooms, a reception area, spacious waiting room, break room, dedicated X-ray room, two half baths, and additional storage closets. The lower level adds flexibility with two full bathrooms and a large concrete vault room, well suited for secure storage, records, or specialized equipment. The building is supported by three HVAC units, single phase 400 amp electric service, city water, and sewer. A large blacktop parking lot provides space for 30 plus vehicles, offering convenience for both staff and clients. Recent improvements include a newer roof, gutters, and water heater, helping minimize upfront costs. Whether expanding a medical practice or establishing a wellness, mental health, therapy center, or insurance agency, this property offers the layout, location, and infrastructure to perform.

1104 N Main St, Monticello

4 Beds ⋅ 3 Baths ⋅ 26005589 MLS

BACK ON THE MARKET!!!!Beautiful, lightly secluded 4-bedroom, 3-bath brick home offering space, versatility, and unique features for both comfort and functionality. This property includes a partially finished basement, along with a large unfinished room that can easily be completed to add even more living space. The spacious primary bedroom features a private sitting area and a walkout sliding door leading to the deck—perfect for enjoying peaceful mornings or relaxing evenings. The basement is equipped with a window A/C unit and baseboard heating, and also includes a flue cleanout, making it ready for a wood-burning stove or gas heating option. A standout feature of this home is the walk-in cooler—ideal for wild game enthusiasts, homesteaders, or anyone interested in processing and storing their own meat. Located less than one mile from a public boat launch, this property is perfect for outdoor lovers. Additional highlights include: •A walkout basement with a full kitchen, full bath with laundry room and 2 full size bedrooms. A detached 2-bay garage with 10-foot-high doors, underground electric, and a separate meter • An attached workshop or game room, perfect for hobbies or entertaining • An additional outbuilding that can serve as a workshop with side storage for boats, ATVs, mowers, or equipment This property offers a rare combination of privacy, practicality, and recreational convenience—making it a must-see! New flooring in basement living area.

815 Jr Phipps Rd, Monticello

5 Beds ⋅ 3 Baths ⋅ 26011322 MLS

MOTIVATED SELLER! This home is just minutes from Conley Bottom and Burnside Marina! It would make the perfect vacation home or VRBO or Air B&B Rental! WIth both the attached and detached garages there is plenty of room for your boat and lake toys as well as your cars! Welcome to 2371 Highway 1568, where breathtaking views of rolling farmland, mountains, and mature trees create the perfect private country retreat. This well-built home offers 2,683 square feet of comfortable living space with 5 spacious bedrooms and 3 full bathrooms, providing room for everyone to spread out and enjoy. The main level features a welcoming living room, kitchen, dining room, 3 bedrooms, and 2 full baths. Downstairs, the partially finished basement includes 2 additional bedrooms, a large family room, utility room, and garage space, offering flexibility for guests, extended family, or additional entertaining areas. You'll appreciate the abundance of storage throughout the home, along with recent updates including new luxury vinyl flooring and new carpet. Enjoy the peaceful surroundings from the two back porches — one enclosed for year-round enjoyment and one open-air porch perfect for relaxing and taking in the beautiful scenery. Situated on 3.11 Non- Restricted acres, this property offers both privacy and opportunity. The mature timber has never been logged, creating potential future income possibilities. In addition to the attached garage, there is an impressive detached 1,376-square-foot garage providing excellent space for vehicles, equipment, hobbies, or workshop use. Additional features include a Silent Guard security system that is owned and can convey with the property. If you are looking for a spacious home with scenic views, quiet surroundings, and endless possibilities, this beautiful country property is a must-see.

2371 State Highway 1568, Monticello

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