Rural Homes with Finished Basement

Rural Homes with Finished Basement

Welcome to the serene charm of rural Kentucky, where the beauty of nature meets the warmth of community living. Nestled in this picturesque landscape, our subdivision offers an idyllic escape from the hustle and bustle of city life, making it the perfect place to call home.

Imagine waking up to the gentle sounds of nature, surrounded by sprawling fields and lush greenery. Our homes, featuring finished basements, provide an abundance of space and versatility, allowing you to create the perfect retreat for family gatherings, a home office, or even a cozy entertainment area. Each residence is thoughtfully designed to blend comfort with functionality, ensuring that your living experience is as delightful as the stunning surroundings.

The charm of rural Kentucky extends beyond the homes themselves. This tranquil community fosters a strong sense of belonging, where neighbors become friends and local events bring everyone together. Enjoy leisurely strolls along scenic paths, or take advantage of nearby parks and recreational areas that invite you to embrace the great outdoors.

With easy access to local amenities, including quaint shops and farm-to-table dining, you’ll find everything you need just a short drive away. Whether you’re sipping sweet tea on your porch or exploring the natural beauty of the rolling hills, life in this rural subdivision offers a perfect blend of relaxation and adventure.

Come discover your dream home in rural Kentucky, where finished basements provide extra room for your ideas, and the tranquility of the countryside awaits you. Experience the charm of community living today!

Newest Rural Homes with Finished Basement

509 Cardinal Dr, Somerset
$272,000
4 Beds ⋅ 3 Baths ⋅ 26029479 MLS
Discover the space and flexibility you've been looking for in this spacious all-brick home featuring 4 bedrooms, 3 full baths, a NEW ROOF in 2025, and TWO primary suite bedrooms! With room for everyone, this home offers a versatile layout well suited for a variety of living arrangements. And the location couldn't be better - a dead end street offers minimal traffic and safety asking with the golf course right across the street makes it an ideal place to live. Enjoy cozy evenings by the wood-burning fireplaces both on the main level and the basement area. Talk about heat efficiency! There's plenty of room on the main level with a large kitchen and dining room combo featuring a fireplace and lots of counterspace and cabinets. A mudroom sits right off the kitchen and carport area offering accessibility benefits. You'll also find the 1st primary suite on the main level with 2 more additional bedrooms and a 2nd full bath. Enjoy the original hardwood flooring and beautiful large picture window in the living room. And don't forget the long covered front porch. The finished walk-out basement with 2nd fireplace also offers creative spacious areas for entertaining, extended family, or multi-generational living with a 2nd primary suite bedroom featuring a large walk-in closet, and an enormous family room/den area with convenient kitchenette area which provides such varying adaptable based on needs. Step outside to the covered back porch and private backyard to enjoy morning coffee or an evening unwinding with friends. This home is right by the golf course and is right in town close to everything! With two primary suites and generous square footage, this home offers a wonderful combination of comfort, functionality, and room to grow. Come see all the possibilities!

509 Cardinal Dr, Somerset
465 Newell Rd, Somerset
$549,000
5 Beds ⋅ 3 Baths ⋅ 26028860 MLS
Welcome to this exceptionally crafted 5-bedroom, 3-bathroom residence situated on 1.5 unrestricted acres, with additional acreage available for separate purchase. Designed for flexibility and comfort, the layout includes a dedicated main-floor office easily adaptable as a 6th bedroom or nursery. The gourmet kitchen features custom cabinetry, premium stainless steel appliances, and sleek quartz countertops. Elegant hardwood flooring flows seamlessly throughout the primary living areas, complemented by durable tile in all bathrooms. Parking and storage abound with an oversized driveway, an attached 2-car garage, and a separate detached 2-car garage/workshop. Step outside to your private outdoor retreat, featuring an expansive back deck with an above-ground pool—perfect for relaxing or entertaining. A rare opportunity offering space, functionality, and freedom on unrestricted land!

465 Newell Rd, Somerset
2058 Elihu Cabin Hollow Rd, Somerset
$379,000
3 Beds ⋅ 2 Baths ⋅ 26029172 MLS
UNIQUE PROPERTY WITH INCREDIBLE POTENTIAL ON 4.75 ACRES! Discover the possibilities of this one-of-a-kind property offering multiple living spaces, impressive workshops, and plenty of room to make it your own! The main residence features 3 bedrooms, 2 bathrooms, and a finished basement, along with several valuable updates, including heating and air in 2022, a new roof in 2021, and a water heater in 2021. While the home could benefit from some TLC and personal touches, it offers a wonderful opportunity to create something special! An additional cottage-style dwelling features a kitchen, bathroom, and open-concept living area, while a third smaller structure offers potential for a future tiny home, studio, or creative space. The property also boasts a spacious mechanical workshop, a separate woodworking shop, and several additional storage buildings, providing plenty of room for hobbies, equipment, projects, or storage. Situated on approximately 4.75 acres in a great location, this versatile property offers exciting possibilities for extended family living, hobbyists, or anyone looking for extra space and flexibility. Some tools and equipment may be negotiable with the sale. Bring your vision and explore the possibilities this unique property has to offer!

2058 Elihu Cabin Hollow Rd, Somerset
3839 Rush Branch Rd, Somerset
$529,970
3 Beds ⋅ 3 Baths ⋅ 26029116 MLS
MOVE-IN READY WITH EXCEPTIONAL SPACE & EXTRAS! Up to $15,000 Toward Buyer's Closing Costs! Situated on approximately one acre, this beautifully updated property combines generous living space, standout entertainment amenities, and practical features you'll appreciate every day. With a new roof, fresh interior paint, four-car garage, and huge back deck, this home is ready for its next chapter! The main level offers three bedrooms, while the finished basement includes two bonus rooms with closet space—one featuring an en-suite bathroom. These versatile rooms provide excellent options for guests, home offices, hobbies, or additional living needs. Enjoy movie nights and game-day gatherings in your own basement theater with seating for 12! A second kitchen and additional downstairs living space make entertaining convenient and provide flexibility for a variety of living arrangements. Step outside onto the expansive back deck, perfect for outdoor dining, hosting friends, or simply relaxing. The approximately one-acre lot offers room to enjoy the outdoors, while the four-car garage provides ample space for vehicles, storage, tools, and projects. More than a place to live, this is a substantial property asset with space, versatility, and extras throughout. From the dedicated theater to the additional kitchen, generous garage capacity, and outdoor entertaining areas, this property delivers an exceptional combination of comfort and functionality. MOTIVATED SELLERS! Offered at $529,900, with up to $15,000 toward buyer's allowable closing costs with an acceptable offer, subject to lender approval. Schedule your private showing and discover everything this property has to offer!

3839 Rush Branch Rd, Somerset
138 Crawford Ave, Somerset
$299,900
4 Beds ⋅ 3 Baths ⋅ 26028768 MLS
Public Remarks: NEW PRICE — $299,900! A Rare Opportunity in the Heart of Downtown Somerset! If you've been searching for a home with history, character, space, and an incredible downtown location, 138 Crawford Avenue offers an opportunity that's becoming increasingly difficult to find. Situated on approximately one acre in downtown Somerset, this 1920s-era brick home offers the charm and craftsmanship of another time, along with substantial living space and a location that puts so much of Somerset within easy reach. This is not a brand-new home, and it isn't pretending to be. It needs some love and additional updating, but that's also part of the opportunity. From the expansive covered front porch and original character to the generous rooms and mature setting, there is so much here to work with for a buyer who appreciates older homes and wants the opportunity to make one their own. The home offers 4 bedrooms and 2.5 baths across three levels. Some improvements have already been completed, including an updated upstairs bathroom with tiled tub/shower. The finished walkout basement adds even more flexibility with a family room, fourth bedroom with closet, full bathroom, laundry room, wet bar, and its own entrance from the rear deck. Outside is where this downtown property becomes especially unique. In the heart of Somerset provides space that's difficult to duplicate this close to downtown. Mature trees, established landscaping, walkways, outbuildings, a fenced backyard, spacious rear deck, and that wonderful covered front porch create the framework for something truly special. And then there's the location. Rocky Hollow Park is approximately one block away, putting walking trails, playgrounds, recreational and exercise facilities practically around the corner. You're also conveniently located near restaurants, coffee shops, shopping, healthcare, the library, bookstores, boutiques, entertainment, festivals, farmers markets, and historic downtown Somerset. Grab coffee, enjoy dinner downtown, take a walk through the park, or head to a community event without having to travel far from home. With approximately one acre, substantial living space, historic character and a highly convenient downtown location. 138 Crawford Avenue presents an exciting opportunity for the buyer who can see its potential. Buyer to verify all information and aspects of the property deemed important to Buyer.

138 Crawford Ave, Somerset
411 Boat Dock Rd, Somerset
$365,000
4 Beds ⋅ 3 Baths ⋅ 26027150 MLS
Lake Cumberland Living with Room for Everyone! Discover the perfect blend of space, versatility, and lake-lifestyle convenience in this spacious 3,375 sq. ft. brick home, featuring 4 bedrooms and 3 full baths. With gorgeous hardwood flooring and two gas fireplaces, this home offers warmth and comfort throughout every season. The fully finished walk-out basement includes a full kitchen, making it ideal for guest, Mother/Father in law suite, a second living area, or an income-producing rental. The possibilities are endless! Move-in Ready and windows are only 3 years old. Outside, you'll find an oversized detached 3-bay 40*50 garage, Large separate workshop 38*24 with roughed-in bathroom, Bonus room upstairs, plus two storage sheds, providing plenty of room for boats, vehicles, lake toys, and equipment. A covered patio and gazebo create the perfect setting for relaxing or entertaining after a day on the water. Best of all, you're just minutes from Lake Cumberland, multiple boat ramps, and area marinas, making it easy to get out on the water and enjoy everything Lake Cumberland has to offer.

411 Boat Dock Rd, Somerset
248 Harts Place Dr, Somerset
$309,900
4 Beds ⋅ 3 Baths ⋅ 26026141 MLS
Full Brick Home Minutes from Somerset & Lake Cumberland with Finished Walk Out Basement and Mountain Views This well maintained full brick home offers exceptional space, privacy, and scenic views, all situated just minutes from Somerset and beautiful Lake Cumberland. Located on a large lot with cornfields behind the property, the setting provides a peaceful backdrop and unobstructed views of the Kentucky mountains. Inside, the home features high ceilings in the living room, a wide hallway, and a spacious layout that gives the home a unique and open feel. The large back deck spans the rear of the home and offers a private outdoor living space with breathtaking mountain views. The finished walk out basement leads to a private patio, adding additional living and entertaining options. A large two car garage and generous square footage throughout make this property an excellent value for buyers seeking space, quality construction, and a quiet setting close to town conveniences.

248 Harts Place Dr, Somerset
1975 Cherry Grove Rd, Somerset
$487,400
3 Beds ⋅ 3 Baths ⋅ 26025211 MLS
Located in Pulaski County, Kentucky, this 8+ acre horse property combines a spacious home, rolling pasture, established fencing, a four-stall horse barn and multiple outbuildings in a quiet country setting. Convenient to Somerset and the Lake Cumberland area, the property offers room for horses, livestock, equipment and a variety of recreational uses while remaining within easy reach of shopping, dining and everyday services. The residence offers approximately 2,500 square feet of finished living space with three bedrooms, three bathrooms and an additional loft area. The layout provides a combination of comfortable living areas and flexible space that could be used for a variety of purposes. One of the notable features of the home is approximately 590 square feet of porch space. The porch includes an outdoor fireplace, creating an additional area for relaxing, dining or spending time outdoors throughout different seasons of the year. From the home and surrounding property, the rolling landscape and pasture contribute to the property's rural setting. Some listing photographs include AI-staged furniture to help illustrate potential furniture placement and use of the interior spaces. The AI-staged furnishings shown in those photographs are not physically present in the home and are not included with the property. For buyers looking for a property suitable for horses, much of the acreage is already fenced. Some interior fencing includes electric fencing, providing established areas that may be useful for pasture management. The scenic rolling pasture provides open ground for horses, while the layout of the property places the horse facilities conveniently below the residence. A metal horse barn includes four stalls along with additional space for equipment, tack and other agricultural or property-maintenance needs. The barn's location in relation to the pasture and residence provides convenient access for routine horse care and property management. In addition to the horse barn, the property includes a separate two-car garage with more than 800 square feet. This structure provides substantial space for vehicles, equipment, tools, storage or recreational gear. An additional open-sided metal building provides further covered space that may be used for equipment, trailers, hay or other storage needs. The property also includes a designated chicken area, adding another agricultural component for buyers interested in maintaining chickens or small-scale livestock. With the combination of pasture, fencing, barn facilities and multiple outbuildings, the acreage offers an established foundation for a variety of rural property uses. Wildlife is also part of the setting. Whitetail deer and other wildlife have been observed on and around the property, adding to the rural character of the acreage. The combination of open pasture, surrounding vegetation and the broader Pulaski County landscape provides habitat for wildlife common to this part of Kentucky. For buyers searching for a horse property or small acreage farm in Pulaski County, this 8+ acre tract offers a combination of residential space and established infrastructure. The approximately 2,500-square-foot home, three bedrooms, three bathrooms, loft, large porch with outdoor fireplace, four-stall horse barn, detached two-car garage, additional metal building, fencing and rolling pasture provide many of the features associated with a manageable Kentucky horse property. Whether the acreage is used for horses, livestock, recreation or simply additional space around a country home, the existing improvements provide multiple options for future use. Its location near Somerset and the Lake Cumberland area adds convenient access to services and recreation while maintaining the property's country setting. Seller's improvements include fencing and Barn construction. Open house will be held Sunday, October 25th from 2-4pm.

1975 Cherry Grove Rd, Somerset
32 Mercato Dr, Somerset
$599,900
4 Beds ⋅ 4 Baths ⋅ 26024750 MLS
**Stunning New Construction in the newly developed Mercato Subdivision!** This beautifully designed home offers the perfect combination of modern style, quality finishes and a fantastic location just minutes from a boat ramp and beautiful Lake Cumberland. Step inside to a spacious 4-5 Bedroom 3.5 Bath open floor plan filled with impressive details, including coffered ceilings, LVP flooring, wainscoting and gorgeous modern fixtures throughout. The beautiful kitchen is the heart of the home, featuring stylish cabinetry, quartz countertops, a large center island and plenty of space for entertaining. The thoughtfully designed split-bedroom floor plan offers both privacy and functionality, while the spacious living areas provide an inviting place to relax or gather with family and friends. Outside, you'll love the beautiful, covered back porch, perfect for enjoying quiet mornings or evenings outdoors. Located in one of the area's newest developments and super convenient to the lake and boat ramp, this gorgeous new home offers style, comfort and location all in one. Beautifully finished, move-in ready and an absolute must-see!

32 Mercato Dr, Somerset
1270 Nubbin Ridge Rd, Somerset
$1,700,000
5 Beds ⋅ 5 Baths ⋅ 26023944 MLS
Spectacular custom-built estate offering over 5,800 finished sq. ft. on 25 picturesque acres with two stocked ponds, a beautifully refurbished barn, and exceptional outdoor entertaining spaces. This impressive 5-bedroom, 4-bath home showcases hardwood flooring, crown molding, detailed trim work, recessed lighting, vaulted ceilings, custom built-ins, and two gas fireplaces. The spacious eat-in kitchen features stunning maple cabinetry with interior lighting and glass accents, granite countertops, a large island with JennAir cooktop, trash compactor, and stainless steel appliances. The primary suite includes a gas fireplace and an ensuite bath with a solid-surface shower. Outdoor living is unmatched with a 13' covered pergola, built-in charcoal grill, dining area, and gorgeous stone fireplace. Additional highlights include front and side porches, attached garages on both the main and lower levels, extensive landscaping, and a finished walkout basement with kitchenette that offers excellent potential for a mother-in-law suite or guest quarters. A rare opportunity to own a private retreat that combines luxury, functionality, and natural beauty.

1270 Nubbin Ridge Rd, Somerset
4394 Rush Branch Rd, Somerset
$489,900
3 Beds ⋅ 4 Baths ⋅ 26020849 MLS
Motivated Seller! This lovely well taken care of home at 4394 Rush Branch Road! Sitting on 4.6 acres! It comes complete with a ONE Year Home Warranty! There is also a barn with a tack room and fenced! There have been horses in the field and barn. Space, quality, and functionality come together beautifully in this well-maintained 3-bedroom, 3½-bath brick home offering approximately 4,256 square feet of finished living space. With 2,728 square feet on the main level and an additional 1,528 square feet of finished space in the basement, there is room for everyone and everything! The roof is only 5 years old! The main level features a welcoming living room with high ceilings and beautiful hardwood flooring, a spacious den, dining room, utility room, and three huge bedrooms with large closets. The kitchen offers wood cabinetry and ceramic tile flooring, while brand-new carpet has been added in the bedrooms and dining room. The finished lower level has a10 ft. ceiling provides even more living space with luxury vinyl flooring, a full bathroom, and an open area that can easily be used as a family room, recreation area, home office, guest space, or whatever best suits your needs. The basement offers both walk-up and walk-out access, along with an abundance of storage. Car enthusiasts, boat owners, hobbyists, and those needing extra workspace will appreciate the two-car attached garage on the main level, plus an impressive 25' x 40' lower-level attached garage. No expense spared in this structurally sound home! Step outside and you'll discover a beautifully landscaped property with a nice back deck and an acre of land is designed with horse lovers in mind. The property includes a six-stall horse barn with trailer storage, wash rack, tack room, and hay storage. There is also pasture land and a plank fence with paddock areas, providing a wonderful setup for horses and other livestock. This home has been lovingly cared for and offers an exceptional combination of generous living space, multiple garages, finished basement space, extensive storage, and outstanding horse facilities. If you've been searching for a property that gives you room to live, work, store your belongings, and enjoy your animals, 4394 Rush Branch Road deserves a look!

4394 Rush Branch Rd, Somerset
85 Cherry Ln, Burnside
$285,000
4 Beds ⋅ 2 Baths ⋅ 26019555 MLS
Welcome to 85 Cherry Lane, schedule a tour and see what this beautiful home has to offer and make this spacious home yours! Room to spread out near Lake Cumberland! This beautiful brick split-foyer offers approximately 2778 square feet of finished living space with four bedrooms, possible five , two full bathrooms, and an additional flex room suitable for an office, hobby room, possible 5th bedroom or other needs. The layout includes a comfortable living room, dining area, kitchen with appliances included, and an extra-large lower-level family or recreation room. Situated on over a half acre, the property provides a large yard along with a spacious garage offering room for parking, storage, equipment, or projects. Located just minutes form beautiful Lake Cumberland, this home combines serous indoor space with a convenient Burnside location. Need help with closing costs? The sellers are willing to consider a contribution with an acceptable offer-making this home even more appealing at $285,000! Don't miss this opportunity to own a spacious home in Burnside, just minutes from beautiful Lake Cumberland. Schedule a showing and explore everything 85 Cherry Lane has to offer!

85 Cherry Ln, Burnside
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