Rural Homes under $350,000

Rural Homes under $350,000

Welcome to your serene retreat in the heart of rural Kentucky, where the charm of country living meets modern convenience. This picturesque subdivision offers an idyllic lifestyle surrounded by rolling hills, lush greenery, and the tranquility that only nature can provide. Here, you can escape the hustle and bustle of city life while still enjoying easy access to nearby amenities and attractions.

Our selection of charming homes under $350,000 makes this subdivision an attractive option for first-time buyers, families, and retirees alike. Each residence is thoughtfully designed, showcasing unique architectural styles and spacious layouts that cater to a variety of lifestyles. Imagine waking up to the gentle sounds of nature, sipping your morning coffee on a peaceful porch, or hosting gatherings in your spacious backyard.

Living in this rural community allows you to embrace a slower pace of life while still being a short drive from local shops, dining, and recreational activities. Explore nearby parks, hiking trails, and scenic routes that invite you to connect with the great outdoors. The friendly atmosphere and strong sense of community make this subdivision a perfect place to plant your roots and create lasting memories.

Whether you’re looking for a cozy starter home or a spacious family dwelling, you’ll find that our homes under $350,000 offer exceptional value without compromising on comfort or style. Come discover the charm of rural Kentucky living and find the perfect home that fits your budget and lifestyle. Welcome to your new beginning!

Newest Rural Homes under $350,000

992 Stonegate Dr, Burnside
$349,900
2 Beds ⋅ 1 Baths ⋅ 26027288 MLS
From the second you walk in the front door you'll be so happy you made the decision to own this lake home. It oozes lake home. The first whiff of cedar, the huge wall of windows looking out to the year round view of the lake, the soaring ceilings with the accompanying stone fireplace rising to the ceiling...all spell lake home. It'll be great fixing breakfast with that view from the kitchen. It is also just a short stroll down the path to the lake. It has also performed well as an Air BnB. Fully furnished and ready to go, just bring your toothbrush.

992 Stonegate Dr, Burnside
859 Wildrose Road, Mt Vernon
$325,000
3 Beds ⋅ 2 Baths ⋅ 26027262 MLS
859 Wildrose Rd and 0 Todd Branch Rd: These two parcels (055-00-037 and 068-00-019) are being offered together provide approximately 77 acres of gently rolling land in a beautiful country setting. The 47± acre parcel at 859 Wildrose Rd is fenced, while the 30± acre parcel at 0 Todd Branch Rd completes this peaceful rural property. The beauty unfolds as you come up the tree-lined driveway, where the landscape opens into a breathtaking view. With wooded areas, two natural springs, gently rolling hills, and deer, wild turkey, owls, and other wildlife frequently visiting, it's the kind of place that makes you want to slow down and stay awhile. A six-stall barn, formerly used for horses, adds to the possibilities. The property also includes a 1995 mobile home with approximately 1,280 square feet, three bedrooms, and two baths, along with an above-ground pool with a cabana and a storage building. Located approximately 11 miles from Mt. Vernon and 12 miles from Berea, this property offers privacy and room to spread out while still being within reach of town. An electric utility easement runs across the property. Whether you're looking for a farm, a private retreat, or a place to put down roots, come check out this view. You just may find it hard to leave! (Select listing photos, as labeled, have been digitally edited using AI to remove objects and help buyers visualize the potential of the space.)

859 Wildrose Road, Mt Vernon
6777 E Hwy 92, Monticello
$279,000
3 Beds ⋅ 1 Baths ⋅ 26027200 MLS
Beautiful 46.5+/- acre farm conveniently located just minutes from Monticello, offering the perfect combination of country living and accessibility. The property features a 3-bedroom, 1-bath brick home with just over 2,500 square feet of living space, an unfinished basement, and an attached carport. The farm includes a nice barn and offers a desirable mix of open pasture and wooded acreage, providing plenty of opportunities for livestock, recreation, hunting, farming, or simply enjoying the peace and privacy of a country setting. With ample acreage, a spacious home, and a convenient location, this property offers a great opportunity to enjoy rural living while remaining close to town. Call today to schedule a private showing!

6777 E Hwy 92, Monticello
111 Cabin Dr, Russell Springs
$184,000
2 Beds ⋅ 1 Baths ⋅ 26027116 MLS
LOCATION, LOCATION, LOCATION!! - This cozy lake retreat with a seasonal lake view is less than 1/2 mile from beautiful Lake Cumberland and Lake Cumberland Marina. Tucked away in the woods this well maintained cabin offers the perfect blend of rustic charm, lots of natural light and modern updates. Offering 2 bedrooms, 1 bath and a large open living and kitchen area is just what the Dr. ordered for your relaxation. The 2 decks are perfect for entertaining or relaxing after a day on the lake. New metal roof was installed in 2024 and in 2025 owners stained the siding and decks, so you won't have to for years to come. A 8'x10' storage shed remains with that property and is perfect for extra storage. Whether you're looking for a personal getaway or your next investment opportunity, this affordable cabin come furnished and it's location is close to everything Lake Cumberland has to offer.

111 Cabin Dr, Russell Springs
62 Shady Ln, Berea
$225,000
4 Beds ⋅ 3 Baths ⋅ 26026909 MLS
There's plenty of room to move around in this beautifully updated 4 bed 2 1/2 bath home nestled just outside of Berea. Taxes are cheaper too, with it located in Rockcastle County. This split floor plan has a huge primary ensuite. Very well appointed kitchen, with plenty of storage and an island bar. A beautiful fireplace provides a nice warm ambiance on those cold winter evenings. The additional bedrooms all have nice sized closets. So many updates throughout this 2002 sq ft home: New roof, newer water heater, new lighting fixtures, one remodeled bath, new paint and some new trim throughout. Two storage sheds will convey. If you are looking for a wonderful rural setting that's just a few short minutes to I75 and only minutes to Berea or to Mount Vernon. Call or text your agent today to see this wonderful home.

62 Shady Ln, Berea
2391 Disputanta Road, Mt Vernon
$305,000
3 Beds ⋅ 2 Baths ⋅ 26026268 MLS
Escape to your own private slice of paradise with a permanent residence or weekend getaway in the highly sought-after Clear Creek community of Mt. Vernon, Rockcastle County, KY just a 12 minute drive from Berea College square intersection and aproximately 20 minutes & 13.3 miles to Renfro Valley Entertainment Venue next to I-75! Tucked beautifully between rolling hills, this quaint and cozy 3 bedroom, 1.5-bathroom cabin offers the ultimate in serene views and quiet country living.Situated on 2.5 flat, level acres, the property uniquely borders both Clear Creek and Davis Branch, creating a picturesque setting perfect for entertaining family and friends. Nature lovers and gardeners will be enchanted by the mature black walnuts,willows, hickory's & peach tree.In addition to more newly planted blueberry bushes, cherry, persimmon, fig, nectarine trees & a thriving strawberry patch.The cabin itself has been meticulously maintained and updated, featuring a solid paint stain on both the home, outbuildings, deck, & porch, and a fully encapsulated crawl space with dehumidifier to control humidity under the house - all completed within the past two years. Inside, an insightful interior renovation completely opened up the main living area, creating an inviting, seamless flow designed for modern living relaxation. The main full bathroom was beautifully upgraded during this time to include a wonderful soaking tub - all renovations mentioned within the last 2 years. Smart space utilization shines in the guest bedroom, which comes equipped with a built-in Murphy bed allowing the room to transition effortlessly into a home office. At the back of the home, a spacious, sun-filled bedroom lined with windows offers beautiful views of the back deck and backyard, with the flexibility to also serve as a family room . House conveys propane space heater that heats the whole house in the winter. Vitasalus whole house water filtration system (value of $4,500 installed) conveys. Property includes a shed, storage building, and open carport. Don't miss this rare opportunity to come home to relaxing nights in nature. Schedule your tour of this sweet property located in the Clear Creek community of Rockcastle County KY.

2391 Disputanta Road, Mt Vernon
248 Harts Place Dr, Somerset
$309,900
4 Beds ⋅ 3 Baths ⋅ 26026141 MLS
Full Brick Home Minutes from Somerset & Lake Cumberland with Finished Walk Out Basement and Mountain Views This well maintained full brick home offers exceptional space, privacy, and scenic views, all situated just minutes from Somerset and beautiful Lake Cumberland. Located on a large lot with cornfields behind the property, the setting provides a peaceful backdrop and unobstructed views of the Kentucky mountains. Inside, the home features high ceilings in the living room, a wide hallway, and a spacious layout that gives the home a unique and open feel. The large back deck spans the rear of the home and offers a private outdoor living space with breathtaking mountain views. The finished walk out basement leads to a private patio, adding additional living and entertaining options. A large two car garage and generous square footage throughout make this property an excellent value for buyers seeking space, quality construction, and a quiet setting close to town conveniences.

248 Harts Place Dr, Somerset
128 Kiersten Dr, Nancy
$169,900
2 Beds ⋅ 1 Baths ⋅ 26025966 MLS
Welcome to Your Lake Cumberland Retreat! Nestled in a friendly lake community just minutes from the shores of beautiful Lake Cumberland, this charming 2023-built tiny home offers modern comfort, low-maintenance living, and plenty of opportunity. Situated on nearly an acre, this 2-bedroom, 1-bath home is thoughtfully designed to make the most of its space. Step inside to find a welcoming living area and a modern kitchen featuring stainless steel appliances and granite countertops. Step outside onto the covered front porch and enjoy your morning coffee or unwind after a day on the lake. Whether you're looking for a personal lake getaway, full-time residence, or investment property, this property offers flexibility to fit your needs. Currently operating as a successful short-term rental, the property has an established rental history that the sellers are happy to share with interested buyers. With ample parking for boats, ATVs, and all your lake toys, there's plenty of room to enjoy everything the Lake Cumberland area has to offer. Don't miss this opportunity to own an affordable, newer home near one of Kentucky's premier recreational destinations!

128 Kiersten Dr, Nancy
36 Lazy Trail Rd, Nancy
$234,900
3 Beds ⋅ 2 Baths ⋅ 26025918 MLS
*Fully Furnished Home!* Home built in 2023, one owner, close to lake & in the heart of Jabez. This 3 Bedroom, 2 Full Bath home comes fully furnished, whether you are looking for a vacation home or first time home, look no further. Beautiful bay window in the kitchen leading out to a side deck that wraps around to the back of the home. This home is just minutes to Lake Cumberland with a ramp just a mile away and approx. 6 miles to Wolf Creek Marina. If you've been thinking of a vacation home or just a permanent lake residence, don't wait, here is your new home. *More photos coming soon*

36 Lazy Trail Rd, Nancy
490 Rocky Point Rd, Bronston
$225,000
2 Beds ⋅ 2 Baths ⋅ 26025872 MLS
This Move in ready home will make the perfect starter home, great for downsizing or a lake home. Never lived in and comes furnished. Offering 2 bedrooms and 1 1/2 bath with an open living area. The large detached concrete floored garage comes equipped with a Pellet Stove, bonus room with a bath room and is large enough for your cars, boat and lake toys too!! Located just 15 minuets from Lake Cumberland Burnside Island. Owner Financing Available.

490 Rocky Point Rd, Bronston
172 Boston Hill Rd Rd, Monticello
$159,000
3 Beds ⋅ 2 Baths ⋅ 26025517 MLS
Welcome to this immaculate 3-bedroom, 2-bathroom manufactured home nestled in the desirable Steubenville area, just minutes from downtown Monticello. Key Highlights & Upgrades: Structural Stability: Fully retrofitted onto a solid, permanent block foundation. Exterior Improvements: Brand-new siding and gutters offer clean curb appeal and low-maintenance upkeep. Outdoor Living: Enjoy morning coffee or evening relaxation on the newly added front and back decks, surrounded by fresh, thoughtful landscaping. Layout: Generous 3-bedroom, 2-bath split floor plan featuring open living spaces, ideal for both everyday comfort and entertaining. Prime Location: Peaceful country feel with the convenience of being just minutes from local shopping, dining, and main routes in Monticello. Perfect as a primary residence, starter home, or investment opportunity. Schedule your tour today!

172 Boston Hill Rd Rd, Monticello
1185 Furnace Mountain Rd Rd, Monticello
$155,000
3 Beds ⋅ 2 Baths ⋅ 26025482 MLS
Escape to your own private 4.8-acre wooded retreat, just minutes from downtown Monticello. Bordering scenic Beaver Creek, this beautifully maintained 3-bedroom, 2-bathroom residence offers the perfect blend of peaceful country living and everyday convenience. Property Highlights & Exterior: 4.8 Wooded Acres: Unwind in ultimate privacy with direct Beaver Creek border access right in your backyard. Ultimate Detached Garage/Shop: A massive 30x30 fully insulated garage featuring a solid concrete floor, full electric, dedicated heat, and 2 automatic overhead doors—ideal for hobbyists, mechanics, or extra storage. Outdoor Living: Take in the peaceful nature views from the 10x20 screened-in porch, perfect for morning coffee or relaxing evenings. Recent Upgrades & Key Features: Upgraded, long-lasting metal roof High-efficiency heat pump system Updated gutters featuring low-maintenance leaf guards Washer and dryer included Move-in ready with high-value improvements already done for you. Schedule your private tour today to experience this rare creekside sanctuary!

1185 Furnace Mountain Rd Rd, Monticello
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