Rural Homes under $250,000

Rural Homes under $250,000

Welcome to the serene and charming rural subdivision of [Subdivision Name], nestled in the heart of Kentucky! This idyllic community offers a perfect blend of tranquility and accessibility, making it an ideal choice for those seeking a peaceful lifestyle without straying too far from modern conveniences.

In this picturesque setting, you’ll find an array of homes priced under $250,000, making it an excellent opportunity for first-time homebuyers, families, or those looking to downsize. These homes exude character and warmth, featuring spacious layouts, inviting yards, and the kind of charm that only rural living can provide. Imagine sipping your morning coffee on a front porch while soaking in the stunning views of rolling hills and lush greenery that surround you.

Living in [Subdivision Name] means embracing a slower pace of life, where community ties are strong, and neighbors become friends. The area is known for its friendly atmosphere, with local events and gatherings that foster a sense of belonging. Outdoor enthusiasts will appreciate the nearby parks, trails, and recreational opportunities that invite you to explore the natural beauty of Kentucky.

With affordable housing options, a welcoming community, and the stunning backdrop of rural Kentucky, [Subdivision Name] is more than just a place to live; it’s a lifestyle waiting to be embraced. Don’t miss your chance to find your dream home in this charming subdivision—where comfort, community, and nature come together in perfect harmony!

Newest Rural Homes under $250,000

111 Cabin Dr, Russell Springs
$184,000
2 Beds ⋅ 1 Baths ⋅ 26027116 MLS
LOCATION, LOCATION, LOCATION!! - This cozy lake retreat with a seasonal lake view is less than 1/2 mile from beautiful Lake Cumberland and Lake Cumberland Marina. Tucked away in the woods this well maintained cabin offers the perfect blend of rustic charm, lots of natural light and modern updates. Offering 2 bedrooms, 1 bath and a large open living and kitchen area is just what the Dr. ordered for your relaxation. The 2 decks are perfect for entertaining or relaxing after a day on the lake. New metal roof was installed in 2024 and in 2025 owners stained the siding and decks, so you won't have to for years to come. A 8'x10' storage shed remains with that property and is perfect for extra storage. Whether you're looking for a personal getaway or your next investment opportunity, this affordable cabin come furnished and it's location is close to everything Lake Cumberland has to offer.

111 Cabin Dr, Russell Springs
62 Shady Ln, Berea
$225,000
4 Beds ⋅ 3 Baths ⋅ 26026909 MLS
There's plenty of room to move around in this beautifully updated 4 bed 2 1/2 bath home nestled just outside of Berea. Taxes are cheaper too, with it located in Rockcastle County. This split floor plan has a huge primary ensuite. Very well appointed kitchen, with plenty of storage and an island bar. A beautiful fireplace provides a nice warm ambiance on those cold winter evenings. The additional bedrooms all have nice sized closets. So many updates throughout this 2002 sq ft home: New roof, newer water heater, new lighting fixtures, one remodeled bath, new paint and some new trim throughout. Two storage sheds will convey. If you are looking for a wonderful rural setting that's just a few short minutes to I75 and only minutes to Berea or to Mount Vernon. Call or text your agent today to see this wonderful home.

62 Shady Ln, Berea
128 Kiersten Dr, Nancy
$169,900
2 Beds ⋅ 1 Baths ⋅ 26025966 MLS
Welcome to Your Lake Cumberland Retreat! Nestled in a friendly lake community just minutes from the shores of beautiful Lake Cumberland, this charming 2023-built tiny home offers modern comfort, low-maintenance living, and plenty of opportunity. Situated on nearly an acre, this 2-bedroom, 1-bath home is thoughtfully designed to make the most of its space. Step inside to find a welcoming living area and a modern kitchen featuring stainless steel appliances and granite countertops. Step outside onto the covered front porch and enjoy your morning coffee or unwind after a day on the lake. Whether you're looking for a personal lake getaway, full-time residence, or investment property, this property offers flexibility to fit your needs. Currently operating as a successful short-term rental, the property has an established rental history that the sellers are happy to share with interested buyers. With ample parking for boats, ATVs, and all your lake toys, there's plenty of room to enjoy everything the Lake Cumberland area has to offer. Don't miss this opportunity to own an affordable, newer home near one of Kentucky's premier recreational destinations!

128 Kiersten Dr, Nancy
36 Lazy Trail Rd, Nancy
$234,900
3 Beds ⋅ 2 Baths ⋅ 26025918 MLS
*Fully Furnished Home!* Home built in 2023, one owner, close to lake & in the heart of Jabez. This 3 Bedroom, 2 Full Bath home comes fully furnished, whether you are looking for a vacation home or first time home, look no further. Beautiful bay window in the kitchen leading out to a side deck that wraps around to the back of the home. This home is just minutes to Lake Cumberland with a ramp just a mile away and approx. 6 miles to Wolf Creek Marina. If you've been thinking of a vacation home or just a permanent lake residence, don't wait, here is your new home. *More photos coming soon*

36 Lazy Trail Rd, Nancy
490 Rocky Point Rd, Bronston
$225,000
2 Beds ⋅ 2 Baths ⋅ 26025872 MLS
This Move in ready home will make the perfect starter home, great for downsizing or a lake home. Never lived in and comes furnished. Offering 2 bedrooms and 1 1/2 bath with an open living area. The large detached concrete floored garage comes equipped with a Pellet Stove, bonus room with a bath room and is large enough for your cars, boat and lake toys too!! Located just 15 minuets from Lake Cumberland Burnside Island. Owner Financing Available.

490 Rocky Point Rd, Bronston
172 Boston Hill Rd Rd, Monticello
$159,000
3 Beds ⋅ 2 Baths ⋅ 26025517 MLS
Welcome to this immaculate 3-bedroom, 2-bathroom manufactured home nestled in the desirable Steubenville area, just minutes from downtown Monticello. Key Highlights & Upgrades: Structural Stability: Fully retrofitted onto a solid, permanent block foundation. Exterior Improvements: Brand-new siding and gutters offer clean curb appeal and low-maintenance upkeep. Outdoor Living: Enjoy morning coffee or evening relaxation on the newly added front and back decks, surrounded by fresh, thoughtful landscaping. Layout: Generous 3-bedroom, 2-bath split floor plan featuring open living spaces, ideal for both everyday comfort and entertaining. Prime Location: Peaceful country feel with the convenience of being just minutes from local shopping, dining, and main routes in Monticello. Perfect as a primary residence, starter home, or investment opportunity. Schedule your tour today!

172 Boston Hill Rd Rd, Monticello
1185 Furnace Mountain Rd Rd, Monticello
$155,000
3 Beds ⋅ 2 Baths ⋅ 26025482 MLS
Escape to your own private 4.8-acre wooded retreat, just minutes from downtown Monticello. Bordering scenic Beaver Creek, this beautifully maintained 3-bedroom, 2-bathroom residence offers the perfect blend of peaceful country living and everyday convenience. Property Highlights & Exterior: 4.8 Wooded Acres: Unwind in ultimate privacy with direct Beaver Creek border access right in your backyard. Ultimate Detached Garage/Shop: A massive 30x30 fully insulated garage featuring a solid concrete floor, full electric, dedicated heat, and 2 automatic overhead doors—ideal for hobbyists, mechanics, or extra storage. Outdoor Living: Take in the peaceful nature views from the 10x20 screened-in porch, perfect for morning coffee or relaxing evenings. Recent Upgrades & Key Features: Upgraded, long-lasting metal roof High-efficiency heat pump system Updated gutters featuring low-maintenance leaf guards Washer and dryer included Move-in ready with high-value improvements already done for you. Schedule your private tour today to experience this rare creekside sanctuary!

1185 Furnace Mountain Rd Rd, Monticello
4131 Sweetwater Rd, Berea
$82,500
2 Beds ⋅ 2 Baths ⋅ 26024528 MLS
Enjoy the beautiful mountain views and all the woods around you in this two bedroom two bath home country yet easy access to what you might need. Deck on home could be extended. Very private and lots of beautiful scenery in this 2 bedroom 2 bath home. Seller is selling "as is"

4131 Sweetwater Rd, Berea
1940 Cooper Ridge Rd, Columbia
$179,900
3 Beds ⋅ 2 Baths ⋅ 26024428 MLS
Built in 2022 and situated on 3.95 acres, this 3-bedroom, 2-bath single-wide manufactured home offers modern finishes and plenty of room to enjoy the outdoors. Inside, the open layout features durable vinyl flooring and a spacious kitchen with a large island, pendant lighting, ample cabinetry, and black appliances. The primary suite includes a private bath with a soaking tub and separate shower. A second full bath, dedicated laundry area, and rustic accent details add comfort and character. Outside, the mostly open acreage provides space for outdoor activities, gardening, or future plans. Enjoy newer construction, country surroundings, and nearly four acres to call your own.

1940 Cooper Ridge Rd, Columbia
20 Old Smokey Rd, Brodhead
$174,900
4 Beds ⋅ 2 Baths ⋅ 26024267 MLS
Looking for a little slice of country life without taking on a huge farm? This charming farmhouse offers the perfect combination of space, character and opportunity. Enjoy a peaceful rural setting, a welcoming covered porch, plenty of room for family and hobbies, plus a detached garage and workshop for all your projects. And yes... bring the goats and chickens! There's room for a little homestead lifestyle right here. Sellers have made improvements and are willing to ensure the home passes your loan requirements! 4 bedrooms 2 full bathrooms Covered front porch 2-car garage Workshop Approx. 0.65 acre Country setting Lots of potential Sometimes the best homes aren't perfect—they're the ones you can make your own. Home is contingent with a 48 hour kick out clause.

20 Old Smokey Rd, Brodhead
318 E Frog Hollow Rd, Science Hill
$189,000
2 Beds ⋅ 1 Baths ⋅ 26024199 MLS
TWO HOMES FOR THE PRICE OF ONE! Don't miss this unique opportunity to own two homes on one property! This property offers a peaceful country setting on approximately 3/4 acre, while still being conveniently located close to town. The main home features 2 bedrooms and 1 bathroom, making it an ideal starter home, downsizing opportunity, or investment property. Behind the main home is a 20' x 40' block garage featuring concrete floors and electricity, providing plenty of space for vehicles, equipment, storage, or a workshop. Adding even more value, the back portion of the property features a brand-new tiny home with 1 bedroom and 1 bathroom. This additional home would make an excellent mother-in-law suite, guest home, or rental property, providing the potential for additional income. With two separate homes, a large garage, approximately 3/4 acre, and a convenient location close to town, this property offers flexibility and opportunity that is hard to find!

318 E Frog Hollow Rd, Science Hill
144 Rl Colyer Rd, Somerset
$219,900
3 Beds ⋅ 2 Baths ⋅ 26023952 MLS
COMPLETELY RENOVATED & MOVE-IN READY! Situated on 2.9 beautiful acres, this gorgeous home offers a fabulous setting with plenty of room to relax and enjoy the outdoors. Completely remodeled from top to bottom, this home looks and feels brand new! Updates include new flooring, fresh paint, new lighting, central heat & air, shingled roof, bathroom fixtures, appliances and so much more. Every detail has been thoughtfully updated, making this one truly ready for its new owners. Outside, you'll love the spacious property and cute storage building—perfect for storing lawn equipment, gardening supplies or all those lake toys! Best of all, you're just minutes from a convenient boat ramp on beautiful Lake Cumberland. Whether you're searching for a full-time residence, weekend lake getaway or peaceful country retreat, this beautifully renovated property checks all the boxes! Pack your bags and move right in!

144 Rl Colyer Rd, Somerset
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