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216 W Monticello Subdivision, Monticello
$119,000
26022386 MLS
Prime Development Opportunity in West Monticello Subdivision! This .8+/- acre lot is ideally located at the corner of Cumberland Court in the West Monticello Subdivision, offering an excellent opportunity for residential or multi-unit development. The property features city sewer access, multiple points of ingress and egress, and convenient access to surrounding roads. With its size, location, and accessibility, this property would be well suited for a multi-unit complex or other income-producing development. Located just minutes from downtown Monticello, this is a great opportunity for investors and developers looking for a conveniently located property with strong potential. Call today for additional information!

216 W Monticello Subdivision, Monticello

1330 Ky-790, Monticello
$529,000
26022217 MLS
Discover the possibilities with this 78.77-acre surveyed property offering plenty of room for farming, recreation, building, or investment. Unrestricted and featuring four ponds, this property provides an ideal setting for farm animals, a private homestead, recreational use, or future development. With approximately 950 feet of road frontage, there is excellent accessibility and potential for multiple building sites. Water and electric are available at the road, and a storage building is already located on the property. Mineral rights convey with the sale, and there are no existing leases on the property. Whether you're looking for acreage to build your dream home, expand your farm, enjoy the outdoors, or hold as an investment, this property offers flexibility and opportunity.

1330 Ky-790, Monticello

41 Acres Dug Rd, Monticello
$325,000
26021850 MLS
Approximately 41 acres m/l near Lake Cumberland offering a versatile mix of wooded acreage and cleared pasture ground! Located in Monticello, KY, this property is approximately three-fourths fenced and offers excellent potential for a cattle farm, recreational retreat, or private residential homesite. The mostly wooded landscape provides privacy, natural beauty, and abundant room to explore, while the open pasture offers usable ground for livestock or building. Enjoy convenient access to the locally known Orchard boat ramp at the end of the road and Safe Harbor Beaver Creek Marina within approximately 2 miles. Whether you're dreaming of a working farm, peaceful country home, hunting property, or Lake Cumberland getaway, this acreage offers space, seclusion, and an outstanding location! Utilities available at the road.

41 Acres Dug Rd, Monticello

21 Acres Dug Rd, Monticello
$250,000
26021840 MLS
Approximately 21 acres m/l near Lake Cumberland offering an ideal combination of privacy, convenience, and development potential! Located in Monticello, this property is within approximately 2 miles of Safe Harbor Beaver Creek Marina, with the locally known Orchard boat ramp conveniently located at the end of the road. A large cleared area in the center of the property provides an excellent setting for your dream home, cabin, or lake retreat, while wooded acreage along the front and back adds privacy and natural beauty. With road frontage along Dug Road, the property also offers potential to subdivide and sell additional tracts. The property may be viewed by traveling down Pennys Place Road; however, future access will be established from Dug Road after purchase. Whether you're looking to build, invest, or create your own private getaway, this acreage puts you close to everything you love about Lake Cumberland! Utilities available at the road.

21 Acres Dug Rd, Monticello

100 Buffalo Trce, Monticello
$299,900
3 Beds ⋅ 2 Baths ⋅ 26021660 MLS
Wonderful Lake Cumberland 3.6 acre mini-farm only 3 miles from Conley Bottom Marina with several area ramps for easy lake access. Whether you use it to raise a horse or livestock or develop it out, it'd be a great property. You could ride your horse to the lake even. How cool would that be?! Spacious 3-bedroom, 2-bathroom single-level floor plan. Low maintenance brick so you can enjoy yourself and not work on things all the time. There is a basement garage for mower storage and a workshop. But one of the highlights of the property is the 30 X 40 garage with 9 & 10 ft. doors. There is another old barn on the property if you did need a place for your horses/livestock. As to development potential this would be a great spot for RV or STR short term rental cabins due to the proximity to Lake Cumberland. There is 300' feet of road frontage on Hwy 2393 for easy access. Make this dream of a property yours.

100 Buffalo Trce, Monticello

81 Eagles Bluff Rd, Monticello
$269,900
2 Beds ⋅ 2 Baths ⋅ 26021252 MLS
Welcome to Lake Cumberland! This immaculate, move-in ready home is located only 3.4 miles to the nearest public boat ramp (Tom Carroll Landing) and comes mostly furnished! Built in 2019, this property offers peace of mind, convenience and ample space for those lake toys! The open floor plan offers 2 bedrooms, 2 full bathrooms, a modern, eat-in kitchen with island and a generous sized loft perfect for guests! When you step outside you are met by nature and beauty all around. Imagine those peaceful mornings sipping coffee on the deck! The 2-bay garage provides storage for your boat and other lake toys, along with a concrete covered patio perfect for grilling or lounging when you're not on the lake. Most notably, there is community access to Lake Cumberland at the end of Old Sawmill Rd! Whether you're looking for a primary residence or vacation getaway, this property is ready to bring your vision to life. The home has successful short-term rental income through Airbnb, making it a fantastic investment to add to your portfolio. Amenities are close by in Monticello and their thriving downtown. Don't miss out on this opportunity to own your own Lake Cumberland escape!

81 Eagles Bluff Rd, Monticello

000 Surrey Hill Rd, Monticello
$139,000
26020993 MLS
Position your next investment for success with this exceptional 1.7+/- acre commercial lot, conveniently located just off the highly traveled intersection of KY Highway 90 and KY Highway 92. Offering excellent visibility and steady traffic flow, this unrestricted property provides endless development opportunities. Whether you're planning apartments, retail space, office buildings, mixed-use development, or another income-producing venture, this prime location offers the accessibility and exposure needed to help your investment thrive. With its strategic location and flexible use potential, this is an outstanding opportunity for developers, investors, and business owners alike. Don't miss your chance to secure this high-traffic commercial property—call today for more information!

000 Surrey Hill Rd, Monticello

230 Carter Gregory Rd, Monticello
$215,000
3 Beds ⋅ 2 Baths ⋅ 26020285 MLS
Completely renovated and move-in ready! This beautifully updated 3-bedroom, 2-bath home offers approximately 2,100± square feet of living space on an estimated 0.93± acre lot. A new boundary survey is currently underway, with property lines already marked. Final acreage will be determined upon completion of the recorded survey. Step inside to a bright, open-concept floor plan featuring luxury flooring, a spacious living area, a custom floor-to-ceiling stone accent wall with an electric fireplace, butcher block countertops, and a beautifully updated kitchen designed for both everyday living and entertaining. The home offers two updated full bathrooms, including one with a custom walk-in tile shower and another featuring a jetted soaking tub. Extensive improvements include new windows (2025), HVAC (2023), roof (2015), French doors (2026), flooring (2025), custom walk-in shower (2025), jetted tub (2026), underfloor insulation (2025), fencing (2025), covered front porch addition (2026), plus new sinks, light fixtures, microwave, and numerous additional updates throughout. Outside, enjoy the spacious yard complete with mature shade trees, a fire pit, basketball court, and plenty of room for entertaining, children, or pets. The oversized den was formerly a garage and offers the potential to be converted back if desired. Above the den, the roof has already been framed, providing an excellent opportunity for future office or bonus space. Conveniently located just minutes from Monticello, this property combines modern updates, flexible living space, and a generous lot, making it an exceptional place to call home. Schedule your private showing today!

230 Carter Gregory Rd, Monticello

439 Lakepoint View Rd, Monticello
$259,000
3 Beds ⋅ 2 Baths ⋅ 26020139 MLS
Great investment opportunity on Lake Cumberland! Property consists of 3.91+/- of unrestricted acres located off of Lakepoint View Rd in Monticello. With no restrictions this property is prime for investors or someone looking to build their dream home, Property currently has two cabins, Cabin one is 12 x 28 with a 10 x 16 storage building. Cabin one is completely finished and comes ready to move in with appliances and HVAC. Cabin two is a 16x32 custom built cabin with metal siding, front porch, and a loft. This cabin will need to be finished, currently framed and ready for plumbing, electric, and finishings. Both Cabins have their own water meter already in place. Property is located minutes to Ramseys Point and Camp Attrahunt boat ramps in the eadsville community of Wayne County. Both units are brand new and have never been occupied, perfect for a weekend retreat or short-term rental, call today for additional information or to schedule a private showing!

439 Lakepoint View Rd, Monticello

25 Wilson Ct, Monticello
$179,000
3 Beds ⋅ 2 Baths ⋅ 26020137 MLS
Discover this well-kept 3-bedroom, 2-bath home offering the perfect blend of comfort and practicality. Inside, you'll find a bright, welcoming interior with an easy-flowing layout designed for everyday living. The kitchen provides plenty of workspace and storage, making meal preparation and entertaining a breeze. Step outside to a spacious yard that's ideal for morning coffee, evening gatherings, or simply enjoying the outdoors. The property also features a carport with electric and a storage outbuilding that's wired with 50-amp service, providing added convenience for RVs, hobbies, or workshop use. Recent updates include a new roof installed in 2026, a new HVAC system in 2021, and a new water heater in 2023, giving buyers added peace of mind. Conveniently situated just minutes from shopping, restaurants, schools, and other local amenities, this home also offers quick access to Lake Cumberland for boating, fishing, and year-round recreation. Whether you're searching for a full-time residence, a vacation retreat, or a great investment property, this move-in-ready home is one you won't want to miss.

25 Wilson Ct, Monticello

202 Peaceful Cove Ln, Monticello
$469,000
3 Beds ⋅ 3 Baths ⋅ 26019876 MLS
Enjoy the perfect combination of privacy, comfort, and beautiful lake views in this custom-built 3,300+/- square foot home featuring 3 bedrooms and 3 bathrooms, situated on approximately 5 acres. This well-maintained property offers hardwood floors, two fireplaces, a bright sunroom, a spacious finished garage, and a recently replaced roof. The large back deck provides the perfect space for entertaining or relaxing while overlooking the scenic surroundings. Outside, you'll find two large greenhouses and plenty of room to enjoy the peaceful setting. Conveniently located just minutes from Conley Bottom Marina and several other public boat ramps, this exceptional property offers easy access to boating, fishing, and all the recreational opportunities of Lake Cumberland, making it an ideal full-time residence, vacation home, or investment opportunity. Call today to schedule a private showing!

202 Peaceful Cove Ln, Monticello

4813 Brammer Hill Ridge Rd, Monticello
$59,900
26019637 MLS
Escape to your own private retreat with this beautiful 10-acre wooded property offering the perfect blend of seclusion, recreation, and potential. Whether you're looking to build your dream home, set up a manufactured home, park a camper, or create the ultimate weekend getaway, this property is ready for you. A newly installed driveway provides easy access to a cleared homesite, saving you time and expense as you begin your plans. Surrounded by mature trees, you'll enjoy the peace and privacy that only a secluded property can provide. The property also features a stocked pond, perfect for relaxing afternoons spent fishing or simply enjoying the tranquil views. Wildlife is abundant, making this an excellent location for hunting, birdwatching, and observing nature right from your own land. Outdoor enthusiasts will appreciate the endless possibilities, including hiking, camping, ATV riding, and exploring the surrounding area. Whether you're seeking a recreational escape, hunting property, or future homesite, this versatile acreage offers something for everyone.

4813 Brammer Hill Ridge Rd, Monticello

16 E High St, Monticello
$159,900
3 Beds ⋅ 2 Baths ⋅ 26019487 MLS
Fantastic investment opportunity in the heart of Monticello, KY! This unique property features two move-in-ready manufactured homes on one property, offering endless possibilities for investors or owner-occupants. The primary home offers 3 bedrooms, 2 bathrooms, and 924± sq. ft., while the second home features 2 bedrooms, 1 bathroom, and 728± sq. ft. Perfect for investors looking to add two easy-to-rent properties to their portfolio, or live in one home while renting the other to help offset your mortgage. Conveniently located in town, you'll be just minutes from shopping, restaurants, schools, and everyday amenities, making these homes highly desirable for future tenants. Both homes have been extensively updated with new metal roofs, new mini-split HVAC systems, fresh interior paint, updated bathrooms, new interior doors, and brand-new front and back porches. The larger home also features new flooring. With the major improvements already completed, these homes are move-in ready and ready to begin producing rental income from day one. Whether you're looking for a turnkey investment, a multi-generational living setup, or a property with excellent rental potential, this is an opportunity you won't want to miss!

16 E High St, Monticello

2247 Ky-2393, Monticello
$424,900
3 Beds ⋅ 2 Baths ⋅ 26019393 MLS
Escape to the beauty of Lake Cumberland with this charming 3 bedroom, 2 bath home with spacious 2 car basement garage situated on 2.439 acres in the Cumberland Ridge area. Whether you're searching for a full time residence, a relaxing vacation getaway, or a potential Airbnb investment, this property offers endless possibilities and can comfortably accommodate 8-10 guests. Enjoy beautiful views of Lake Cumberland and Conley Bottom Marina from the large bay window in the living room or while relaxing on the front porch. Recent updates include new LVP flooring, new windows in 2022, new gutters in 2025, new garage doors/side doors/front door/storm door in 2023, and a new partial wood privacy fence in 2026. The oversized basement garage offers plenty of space for vehicles, storage, a home gym, or an entertainment area. Located just minutes from Conley Bottom Marina and nearby boat ramps, this home provides easy access to boating, fishing, and all the recreation Lake Cumberland has to offer!

2247 Ky-2393, Monticello

183 183 Shoemaker Ln Lane, Monticello
$130,000
2 Beds ⋅ 1 Baths ⋅ 26018568 MLS
Welcome to 183 Shoemaker Lane where you will find privacy and seclusion. This property has a lot to offer with 2 m/l acres of land, you will find a workshop, garage that has additions added to each side and a porch on the back. You will also find another cute building with storm shelter underneath, a cute playhouse, and chicken house. The home is a 1990 Clayton Mobile Home with an addition that has been started on the end. The home offers open concept with large living and kitchen, 2 bedrooms, bath and laundry area. In February of 2022 a new HVAC was installed, water heater was replaced in 2023. Home has front and back porch. Home has no carpet, laminate and vinyl flooring, At the back of the home you can walk down to Beaver Creek with waterfall that lots of folks enjoy seeing but is not part of this property. Lots of wooded areas behind the property, most of the outbuildings have electricity. Located close to the Sportsman Club this property has lots of potential. On the left as you enter the property there use to be another residence - mobile home site with electric, etc.

183 183 Shoemaker Ln Lane, Monticello

102 Davis St, Monticello
$117,000
3 Beds ⋅ 1 Baths ⋅ 26017860 MLS
Welcome to 102 Davis Street Monticello KY. Convenience and Affordability welcomes you to this 3-bedroom one bath home. This home has been remodeled to include wiring, new cabinets, flooring, and jetted tub in bathroom. The home has an open floor plan to include living room, kitchen and dining area. The kitchen has new custom cabinets, stainless steel appliances. All appliances as well as the stack washer and dryer will convey with the property. Home has cedar tongue and groove boards on some of the walls. Central Air is currently not working, but has a window air unit. The home is on a slab, with block on outside, with beautiful stone up on bottom of home. Front and side have wood siding from stone up. This property also offers ample driveway parking with plenty of space for multiple vehicles. The left and right side has fencing as current homeowner ran a daycare.

102 Davis St, Monticello

110 Cr-1476, Monticello
$63,900
26017858 MLS
Escape to the beauty of Lake Cumberland with this exceptional 6.9 acre mountainside property offering privacy, breathtaking natural surroundings, and outside development potential. A level building site with a concrete pad is already in place, and electric, water, and septic hookups are available, making it ready for your camper, vacation cabin, dream home, or permanent residence. Conveniently located 10 miles from Conley Bottom Boat Ramp and only 9 minutes from Walmart, this property combines the peace of country living with quick access to everyday convenience. Whether you're looking for a weekend retreat, an investment property, or the perfect place to build your forever home, this unique tract offers endless possibilities in one of Lake Cumberland's most desirable areas.

110 Cr-1476, Monticello

305 Beech St, Monticello
$1,645,000
5 Beds ⋅ 4 Baths ⋅ 26016949 MLS
Welcome to 305 Beech Street, a truly special Tudor-inspired home tucked along year-round Elk Creek in the heart of Monticello. Located within the city limits, this 23 +/- acre unique property offers the convenience of town with the peaceful feel of country living. Lovingly designed and enjoyed for generations, it is a place filled with beauty, character, and history. A winding asphalt driveway shaded by mature dogwood trees and lined with carefully trimmed evergreens welcomes you home. Inspired by the owners' travels through Europe, the grounds feature expansive lawns, mature shade trees, and a beautiful formal French garden with brick-lined beds, statuary, boxwoods, flowering arches of Sweet Autumn Clematis, a vegetable garden, and an automated irrigation system. In the spring, hundreds of daffodils bloom throughout the property, while the shady creekside setting provides the perfect place for picnics, cookouts, and simply enjoying nature. Built of native mountain stone, stucco, and custom milled fir trim, the home reflects exceptional craftsmanship and timeless style. A two-level screened gazebo porch with sliding glass windows creates a wonderful space to enjoy in every season. Inside, soaring beamed ceilings, hand-painted details, custom stained glass, beautiful millwork, and Italian porcelain flooring create a warm and inviting atmosphere. The spacious great room is centered around a striking custom stone fireplace with a heatilator system and flows easily into the dining room overlooking Elk Creek. The kitchen is both beautiful and functional, featuring custom cabinetry, quartz countertops, a center island, walk-in pantry, GE Monogram dual-fuel six-burner range with double ovens, KitchenAid appliances, and a cozy bay window breakfast area with views of the creek. The main-level primary suite offers an 11-foot beamed ceiling, stone fireplace with gas logs, sitting area, private deck, large walk-in closet, and a luxurious bath with heated floors, double shower, and clawfoot soaking tub. A guest bedroom and bath are also conveniently located on the main level. Upstairs is an additional private suite with custom built-ins, dormer windows, abundant storage, and its own bath. The walk-out basement provides generous additional living space with a fireplace, recreation areas, two more bedrooms, including one with an en suite bath, and plenty of storage. Additional features include three separate HVAC systems, an automatic generator, oversized garage, city water and sewer, and a new roof installed in May 2026. Rich in local history and surrounded by natural beauty, 305 Beech Street is more than just a house. It is a place where memories have been made for generations and where the next owners will have the opportunity to enjoy a truly remarkable setting along Elk Creek. Convenient location near Lake Cumberland in South Central Kentucky!

305 Beech St, Monticello

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