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$89,000
25002989 MLS
Introducing Wake Shore Estates, for sale is lots 12&13 of a newly developed lake community nestled on Highway 2393 (Cumberland Ridge Road) in Monticello. This exclusive neighborhood offers lightly restricted lots, making it an ideal location for your dream barndominium or lake home. Positioned just minutes from Conley Bottom Resort, New Fall Creek Campground, and multiple boat ramps, Wake Shore Estates provides the perfect blend of tranquility and convenience. Additional lots are available for purchase. For more information or to schedule a showing, call us today! Owner/Agent

012 Wake Shore Dr, Monticello
$12,000
23009297 MLS
Discover the perfect canvas for your dream home in Monticello, KY's prestigious Sandstone Point Subdivision near Lake Cumberland. This impressive 1.29-acre lot offers a picturesque setting, where tranquil natural beauty harmonizes with modern convenience. Don't miss your chance to own a slice of paradise in Sandstone Point Subdivision and create a lifestyle that's truly extraordinary.

Boone Ridge Trl, Monticello
$24,900
26005761 MLS
Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend retreat or an income producing investment. This versatile tract is completely unrestricted, making it perfect for campers, RV setups, barndominiums, tiny homes, or your own private vacation getaway. With water and electric available along the road, much of the groundwork is already in place to start enjoying the property right away or developing it to suit your vision. Surrounded by the natural beauty of southern Kentucky and just a short drive to Monticello, you'll enjoy the peace and privacy of country living while still being close to town, dining, and shopping. The proximity to Lake Cumberland makes this an ideal spot for boating enthusiasts, Airbnb potential, or anyone looking to escape and unwind. Whether you're planning a personal retreat, rental property, or recreational haven, this unrestricted lot near Beaver Creek Marina is a rare opportunity to own a slice of lake life with unlimited potential.

Lot 6 Phase 2 Stearns Hollow, Monticello
$299,000
3 Beds ⋅ 2 Baths ⋅ 26015584 MLS
Experience the best of Lake Cumberland living in this beautifully updated, 3-bedroom, 2-bath home located just minutes from Conley Bottom Resort & Marina. Situated on 0.86 acres, this turnkey property is ready for you to enjoy from day one. The spacious covered carport offers plenty of room for your boat, jet skis, and other lake toys, while also providing the perfect setting for outdoor entertaining, family gatherings, or relaxing evenings after a day on the water. Whether you're looking for a full-time residence, a weekend escape, or an income-producing vacation rental, this home offers outstanding versatility. With tasteful updates, comfortable furnishings, and a sought-after location near one of Lake Cumberland's premier marinas, this is an exceptional opportunity to own your own lake retreat. Just bring your suitcase and start making memories! Select personal property may convey; contact agent for details. More photos will be available soon

189 Ronnie Sexton Rd, Monticello
$9,900
26014478 MLS
Discover the possibilities with this affordable 0.42-acre property located in Wayne County, Kentucky. Offering a blend of open space and mature trees, this lot provides a peaceful setting that's ready for your vision. Whether you're planning to build a home, place a new manufactured home, or invest in land, this property is full of potential. The groundwork has already been started, an existing septic system along with a water meter—valuable improvements that can help reduce future development costs. Conveniently situated just a short drive from town while remaining outside the city limits, you'll enjoy the quiet atmosphere of country living without sacrificing easy access to shopping, dining, schools, and other everyday conveniences. Whether you're searching for a permanent homesite, an investment property, or a relaxing weekend getaway, this versatile lot is ready for its next chapter.

764 Missouri Hollow Rd, Monticello
$14,900
26006982 MLS
Lot 29 - .82 Acres. Enjoy a great balance of privacy and convenience. Just minutes to town and close to multiple boat ramps, including Conley Bottom Marina. A solid opportunity to build in a prime location. Reach out for details.

97 Wild Rose Dr, Monticello
$75,000
25501442 MLS
Located directly across Highway 90 from Monticello Medical Center and Wayne County Hospital, this cleared 2.2-acre tract offers exceptional visibility in a prime location. The front portion of the property is fairly level for easy access and buildability, while the land gently slopes upward, providing natural elevation that could enhance views and site design. Perfect for a commercial business, medical offices, or apartment development, this parcel combines convenience, exposure, and flexibility for your next project. No Restrictions

180 Gregory St, Monticello
$889,900
8 Beds ⋅ 8 Baths ⋅ 26005198 MLS
Panoramic Lake Cumberland Views!! Custom Waterfront Home offering 8BR's 8BA's Rare opportunity to own a one-of-a-kind, custom-built waterfront home with breathtaking main channel views of Lake Cumberland. This 2-owner property offers the perfect lakeside retreat, comfortably accommodating up to 21 guests, making it ideal for family gatherings, entertaining, or a private getaway. Designed for both comfort and convenience, the home features an in-home elevator for easy access between levels. Multiple living and entertainment areas create inviting spaces to relax and unwind, including a study for quiet reflection, a game area with billiards and ping pong, and three cozy indoor fireplaces perfect for gathering with family and friends. The gourmet kitchen makes meal preparation a delight, while the outdoor kitchen and expansive decking provide the perfect setting for outdoor dining and enjoying the stunning lake views. Recent upgrades include: • New metal roof (2024) • New kitchen appliances (2025) • Culligan water system installed (2025) • New deck section with updated fencing • Entire deck freshly repainted • Garage doors, front door, and master bedroom doors freshly painted • Driveway resealed (Fall 2025) Front door, central alarm system and thermostat are Wifi Compatible, Safety Cameras added inside and outside. Furniture is negotiable, offering a potential turnkey opportunity. This property is more than a home—it's a private sanctuary where comfort, space, and the natural beauty of Kentucky's landscape come together. Enjoy peaceful lakeside living with panoramic views and unmatched serenity. Call today to schedule your private showing and experience this extraordinary Lake Cumberland retreat.

97 Black Walnut Ln, Monticello
$29,000
26004233 MLS
Great opportunity with this ½ acre lot conveniently located just off Hwy 90 in Monticello, only minutes from Somerset. This property offers excellent potential for either residential or commercial use, making it a versatile investment. Water and electric are available along the road, making it easier to start building your home, business, or rental property. The location provides quick access to town, shopping, schools, and local amenities, while still offering plenty of space to develop. Don't miss this chance to own a build-ready lot in a convenient and growing area along Kentucky Route 90, a major corridor connecting Somerset and Monticello.

4 Clear Sky Way, Monticello
$185,000
3 Beds ⋅ 2 Baths ⋅ 26014817 MLS
This 3 bedroom, 2 bath brick home is located in a beautiful rural setting in Wayne County and offers an affordable opportunity for the right buyer. The home features approximately 1,447 sq ft of living space, a full unfinished basement, attached 1.5 -car garage, covered front porch, rear deck, fireplace, and poured concrete foundation. With its brick exterior, full basement, garage, and peaceful rural location, this home has tons of potential

10113 Kentucky 92, Monticello
$1,275,000
5 Beds ⋅ 6 Baths ⋅ 26014480 MLS
Rare Opportunity! Welcome to this stunning custom built waterfront estate being sold with 6.5 acres (4.5 acres added since previously sold) with magnificent views overlooking Lake Cumberland! Built by custom builder Marshall Todd, this Colonial-inspired exterior with grand columns and classic brick architecture encapsulates the grandeur of southern Kentucky living. Situated on 6.5 acres with year-round lake views and conveniently located just minutes from Burnside Marina and 15 minutes to Conley Bottom Resort, this impressive 5 bedroom, 6 bathroom home offers 7,808 sq ft with 3 levels of beautifully updated living space. When you step inside, the soaring two-story foyer welcomes you with an abundance of natural light. To the right, the formal dining room features beautiful marble tile offering warmth and versatility to transitional designs. The living room, office and playroom feature newly (2026) installed engineered hardwood flooring. The main level provides a seamless flow that transitions into what can only be described as the heart of the home. This one-of-a-kind chef's kitchen boasts brand new modern lighting, gorgeous custom Hahn cabinetry and the current owners have extended the island with the same top notch woodwork for additional seating and entertaining. The new (2025) Quartz countertops and full Quartz backsplash create a seamless transition and statement of classic style that is sure to last for years to come. The new premium Cafe´ appliances in matte white with gold hardware provide a visually stunning, high-performance kitchen, including, a double oven induction cooktop with touch controls, smart 4-door french door refrigerator with dual dispense autofill pitcher, and double drawer dishwasher. On the second level, the master suite features double interior doors opening up into a spacious suite with incredible lake views from your master deck. The space boasts a walk-in tile shower, soaking tub, walk-in closet, his and her vanities and a spacious deck with breathtaking views of the region's highly sought after Lake Cumberland. The second bedroom includes its own private full bathroom, perfect for guests. The additional 3 bedrooms plus a bonus room offer the same great finishing touches alike, and all upstairs rooms feature newly (2026) installed carpet. Downstairs you are met with a generous 2000+ sq ft basement with endless potential and possibilities. Currently serving as a flex room, this space provides a home gym area, playroom with lounging, additional sleeping area and room for a game of pool or other indoor activities. Did I mention the full kitchen? The basement offers a full bathroom and fully functioning kitchen with sink, 4 burner electric range and refrigerator. This space could be further finished out with additional bedrooms or a generous in-law suite. This home offers the best of both worlds with a NEW ROOF in 2026 providing peace of mind, updated interior finishes and peaceful lake views from one of your multi-tier decks. The home features Pella windows, newly installed blinds throughout the home and new remote controlled motorized blinds over the second story foyer windows, Trex decking with a new staircase addition for outdoor access from the main deck to lower level and other updates throughout multi-level decking, (2) new HVAC installed in 2025, fresh paint to walls and crown molding throughout the home this year, (2) new garage door motors, and so much more. This is a rare opportunity to own a beautifully updated estate where timeless architecture meets modern comfort, while surrounded by the gorgeous waters of Kentucky's crown jewel, Lake Cumberland.

510 Green Hill Estates Rd, Monticello
$169,999
3 Beds ⋅ 2 Baths ⋅ 26011121 MLS
Welcome to 183 Vine St, located in the heart of downtown Monticello! Marrying comfort and convenience, this home offers an expansive living area and kitchen, three bedrooms, one and a half bathrooms, a den or formal dining space, a large fenced in yard with a fire pit, perfect for entertaining, and easy accessibility to downtown amenities. This one won't last long! Call today for your private showing!

183 Vine St, Monticello
$20,000
26002540 MLS
Lightly restricted lake view lots in rural Monticello. Lot is partially cleared and partially wooded. Great set up for walk out basement home. Located approximately 5 minutes from a local boat ramp (off of Bell Phipps Rd), and 10 minutes from another local ramp (at the end of Sunset Lndg). Centrally located within 30 minutes of Beaver Creek Marina, Conley Bottom Marina, or Marina Rowena. Lots have been surveyed, buyer is responsible for verifying placement of pins and stakes.

Lots 3 & 4 & Ln, Monticello
$59,900
26006520 MLS
Welcome to the newest lakefront community development, 5 minutes from Conley Bottom Marina- the perfect setting for your dream vacation home or forever residence. This premium 0.71 +/- acre lot offers plenty of space and privacy, all within a beautifully planned neighborhood. Lake lots of this caliber are rare, especially in such a desirable development. Don't miss your chance - call me today for more details!

1843 # 25 Kentucky Hwy, Monticello
$2,200,000
26007267 MLS
Premier Investment Opportunity - 133± Unrestricted Acres Adjacent to Beaver Creek Marina This property has never been on the market or offered until NOW!! Positioned directly surrounding Beaver Creek Marina, this 133± acre unrestricted tract presents a rare, high-upside opportunity for investors and marina ownership alike. This property offers immediate income potential combined with long-term development value, including: 32± acres (Block C) with an established mobile home park generating consistent land-lease income Multiple existing cabins along Beaver Creek Lodge Rd—ideal for renovation into short-term rentals or marina lodging A white brick home at the marina entrance primed for redevelopment as a flagship residence, rental, or commercial use Significant vacant acreage ready for expansion, whether residential, recreational, or mixed-use development For marina ownership, this is a strategic acquisition to control surrounding land, expand offerings, and enhance customer experience—think cabin rentals, RV/tiny home sites, or future resort-style amenities that directly complement marina traffic. With unrestricted land use, proximity to the water, and built-in infrastructure, the possibilities here are extensive—from income-producing rentals to a fully integrated marina destination. A survey is available (25+ years old), offering a starting point for future planning and development. Opportunities with this level of scale, location, and flexibility are exceptionally rare—secure your position and capitalize on the growth potential.

8600 Ky-92, Monticello