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607 Old Lck 21st Rd, Monticello
$264,000
3 Beds ⋅ 3 Baths ⋅ 25503942 MLS
3 bedroom, 3 bath Home and boat slip! You won't find homes like this for sale often, Located on a scenic road with views of Lake Cumberland, this property offers a relaxing setting for daily living and entertaining. The large master suite is on the main floor, and wrap-around decks provide lake views from multiple rooms including the Master Bedroom, living room and Kitchen. With approximately 3,400 square feet of finished space and living rooms upstairs and downstairs, there's plenty of room for gatherings or extended family. This home has an attached 2 car garage for parking and storage, including a storm shelter on the bottom level for extra storage and safety. Additionally, a boat slip at a recently renovated private community dock is available with no waitlist, offering immediate access. The property borders the Army Corps of Engineers land, allowing for lake views from multiple rooms and decks. Located just minutes from Conley Bottom and Beaver Creek Marina by boat, this home is ideal for lake enthusiasts.

607 Old Lck 21st Rd, Monticello

Lot 89 Cumberland Shores, Monticello
$22,490
25004369 MLS
Beautiful 3/4 acre lake view lot overlooking Lake Cumberland. It would be a great lot for a walkout basement home. It's a short hike to the lake, close to several ramps. Lots of privacy! No neighbors, underground utilities and a low tax rate make this a highly desirable property. Think Gatlinburg!! Restrictions are minor, 1500 sq ft minimum- no mobile homes or campers, no junk cars, no livestock. Maintenance fee is $425/year to keep up the place. You don't want a junked up neighborhood do you? Cumberland Shores is a gated community just north of Monticello, KY. Beaver Creek Marina is only 7 miles away for easy lake access. Despite being next to the lake and giving the feeling of 'being away from it all,' great shopping including a Walmart Super Center, restaurants, pharmacies, hardware stores and more are close by in Monticello and beautiful Somerset is just a short drive away. They don't make anymore lake property the saying goes. Make sure you get yours.

Lot 89 Cumberland Shores, Monticello

Lot 5 Phase 2 Stearns Hollow, Monticello
$26,900
26005759 MLS
Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend retreat or an income producing investment. This versatile tract is completely unrestricted, making it perfect for campers, RV setups, barndominiums, tiny homes, or your own private vacation getaway. With water and electric available along the road, much of the groundwork is already in place to start enjoying the property right away or developing it to suit your vision. Surrounded by the natural beauty of southern Kentucky and just a short drive to Monticello, you'll enjoy the peace and privacy of country living while still being close to town, dining, and shopping. The proximity to Lake Cumberland makes this an ideal spot for boating enthusiasts, Airbnb potential, or anyone looking to escape and unwind. Whether you're planning a personal retreat, rental property, or recreational haven, this unrestricted lot near Beaver Creek Marina is a rare opportunity to own a slice of lake life with unlimited potential.

Lot 5 Phase 2 Stearns Hollow, Monticello

Lot 76 Sandstone Point, Monticello
$6,900
26003876 MLS
Great 1.81 acre building lot in Sandstone Point a gated community 10 miles north of Monticello, KY. You should be able to get a lake view with some clearing. It would be a great spot for a cabin with a walkout lower level or crawlspace. Some basic restrictions to protect your investment. The resort is mostly being done in cottage/cabin styles for residential or vacation rentals. 1400 sq ft minimum. No mobile homes or doublewides. Barndominiums with approval. Think Gatlinburg. Only maybe 5 miles from Beaver Creek Marina. Despite being next to the lake and giving the feeling of 'being away from it all, great shopping including a Walmart Super Center, restaurants, pharmacies, hardware stores and more are close by in Monticello and beautiful Somerset is just a short drive away. They don't make anymore lake property the saying goes. Make sure you get yours.

Lot 76 Sandstone Point, Monticello

0000 State Highway 1546, Monticello
$250,000
26016121 MLS
Rare opportunity to own 27.91 unrestricted acres just minutes from three community boat ramps on beautiful Lake Cumberland! Whether you're looking to build your dream home, barndominium, weekend retreat, or multiple cabins for vacation rentals, this property offers the flexibility to make your vision a reality. Enjoy the privacy of a peaceful wooded setting with multiple potential building sites, mature timber, a year-round creek, and a picturesque small waterfall. Water and electric are available, and the property has already been surveyed. The seller is also willing to divide the property into smaller tracts. Spend your days boating, fishing, kayaking, or simply enjoying everything Lake Cumberland has to offer, then return to the tranquility of your own private retreat. Properties with this much acreage, natural beauty, and convenient lake access are hard to find. Don't miss your chance to own a slice of Kentucky paradise!

0000 State Highway 1546, Monticello

Lot 72 Sandstone Point, Monticello
$9,900
22011338 MLS
Beautiful 1.26-acre corner lot in Sandstone Point with a great view down the street. Clear your home site, and you might get a lake view. The front is fairly level but slopes to the rear, perfect for a walkout lower level or crawlspace. Basic restrictions protect your investment, with most homes in cottage/cabin styles and a 1400 sq ft minimum. No mobile homes or doublewides, but barndominiums are allowed with approval. Imagine Gatlinburg. Only about 5 miles from Beaver Creek Marina, it offers the feeling of being away from it all, yet great shopping, including a Walmart Super Center, restaurants, pharmacies, and hardware stores, are close by in Monticello, and beautiful Somerset is just a short drive away. Fun Fact: Monticello is the Houseboat Capital of the World because of the numerous manufacturers located there. This lot combines scenic views with convenient amenities, making it perfect for your dream home.

Lot 72 Sandstone Point, Monticello

Lot 4 Phase 2 Stearns Hollow, Monticello
$26,900
26005756 MLS
Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend retreat or an income producing investment. This versatile tract is completely unrestricted, making it perfect for campers, RV setups, barndominiums, tiny homes, or your own private vacation getaway. With water and electric available along the road, much of the groundwork is already in place to start enjoying the property right away or developing it to suit your vision. Surrounded by the natural beauty of southern Kentucky and just a short drive to Monticello, you'll enjoy the peace and privacy of country living while still being close to town, dining, and shopping. The proximity to Lake Cumberland makes this an ideal spot for boating enthusiasts, Airbnb potential, or anyone looking to escape and unwind. Whether you're planning a personal retreat, rental property, or recreational haven, this unrestricted lot near Beaver Creek Marina is a rare opportunity to own a slice of lake life with unlimited potential.

Lot 4 Phase 2 Stearns Hollow, Monticello

1710 State Highway 1009, Monticello
$110,000
26015671 MLS
Discover the perfect opportunity to own just over 10 acres of beautiful, gently rolling farmland in Wayne County, Kentucky. This tract is being split from a larger farm and is currently being used for cattle, offering quality pasture and excellent agricultural potential. Whether you're looking to build your dream home, start a hobby farm, or expand your farming operation, this versatile property provides the ideal setting with plenty of room to grow. With over 10 acres, buyers may qualify for applicable farm-related exemptions and benefits, subject to local regulations and approval. The land offers a peaceful country setting with endless possibilities while remaining conveniently located to the amenities of Monticello and the Lake Cumberland area. Don't miss this rare opportunity to own a beautiful piece of Wayne County farmland with outstanding potential.

1710 State Highway 1009, Monticello

980 State Highway 1009, Monticello
$179,900
3 Beds ⋅ 2 Baths ⋅ 26010003 MLS
Like-New Home Near Lake Cumberland - Shop Lover's Dream Welcome to 980 N Hwy 1009, Monticello, KY! Built in 2020, this well-maintained 3 bedroom, 2 bath home offers 1,342 sq ft of comfortable living space situated on 1.7 acres +/- per PVA. Step inside to find a clean, move-in-ready interior with a modern feel and functional layout—perfect for full-time living, a weekend retreat, or investment opportunity. Outside features a 35x35 detached garage/shop with 10x10 doors, providing ample space for boats, vehicles, equipment, or workshop use. Located just 2 miles from a boat ramp at Carters Dock on Lake Cumberland, offering quick and convenient lake access. Just minutes from Monticello, this property combines privacy, space, and convenience.

980 State Highway 1009, Monticello

Lot 11 Phase 2 Stearns Hollow, Monticello
$29,900
26005768 MLS
Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend retreat or an income producing investment. This versatile tract is completely unrestricted, making it perfect for campers, RV setups, barndominiums, tiny homes, or your own private vacation getaway. With water and electric available along the road, much of the groundwork is already in place to start enjoying the property right away or developing it to suit your vision. Surrounded by the natural beauty of southern Kentucky and just a short drive to Monticello, you'll enjoy the peace and privacy of country living while still being close to town, dining, and shopping. The proximity to Lake Cumberland makes this an ideal spot for boating enthusiasts, Airbnb potential, or anyone looking to escape and unwind. Whether you're planning a personal retreat, rental property, or recreational haven, this unrestricted lot near Beaver Creek Marina is a rare opportunity to own a slice of lake life with unlimited potential.

Lot 11 Phase 2 Stearns Hollow, Monticello

Lot 3 Phase 2 Stearns Hollow, Monticello
$29,900
26005754 MLS
Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend retreat or an income producing investment. This versatile tract is completely unrestricted, making it perfect for campers, RV setups, barndominiums, tiny homes, or your own private vacation getaway. With water and electric available along the road, much of the groundwork is already in place to start enjoying the property right away or developing it to suit your vision. Surrounded by the natural beauty of southern Kentucky and just a short drive to Monticello, you'll enjoy the peace and privacy of country living while still being close to town, dining, and shopping. The proximity to Lake Cumberland makes this an ideal spot for boating enthusiasts, Airbnb potential, or anyone looking to escape and unwind. Whether you're planning a personal retreat, rental property, or recreational haven, this unrestricted lot near Beaver Creek Marina is a rare opportunity to own a slice of lake life with unlimited potential.

Lot 3 Phase 2 Stearns Hollow, Monticello

342 Hwy 1808, Monticello
$167,500
3 Beds ⋅ 1 Baths ⋅ 26016624 MLS
Welcome to 342 Highway 1808, Monticello, KY—a beautifully updated 3-bedroom, 1-bath home that is being sold fully furnished, making it truly move-in ready! Whether you're searching for a permanent residence, weekend getaway, or a profitable short-term rental, this property checks all the boxes. Ideally situated between Somerset and Monticello and just 7 miles from Conley Bottom Resort & Marina on beautiful Lake Cumberland, you'll enjoy quick access to boating, fishing, dining, and outdoor recreation. The home features numerous recent upgrades throughout, creating a fresh, comfortable space you'll love from the moment you walk in. Enjoy the peaceful country setting while remaining conveniently close to town. With its turnkey furnishings, updated interior, and prime location near Lake Cumberland, this property is a fantastic opportunity for homeowners, vacationers, or investors alike. Schedule your private showing today! Home inspections welcome. Property and furnishings are being sold as is.

342 Hwy 1808, Monticello

57 Cumberland Shrs, Monticello
$35,000
20117307 MLS
Your Serene Lakefront Escape Awaits at Cumberland Shores on Lake Cumberland. Escape to the tranquility of Cumberland Shores, a hidden gem nestled just north of Monticello, KY. Situated in a gated community overlooking the picturesque lake, this exclusive property offers the perfect canvas for your dream vacation home or future retirement retreat. Build Your Custom Lakefront Sanctuary: With a minimum of 1500 sq ft, create your ideal cottage-style getaway with views of the water. Embrace the natural beauty of the surroundings with a walk-out basement design, seamlessly blending indoor & outdoor living spaces. With only a handful of properties currently developed, enjoy the serenity and seclusion here, far from the hustle and bustle of city life. Only 7 miles lies Beaver Creek Marina, providing easy access to boating, fishing, and water recreation. Spend your days cruising the lake or casting a line, immersing yourself in the beauty of the water. Benefit from underground utilities and a low tax rate while savoring the timeless appeal of lakefront living. Embrace the natural beauty of the surroundings while still indulging in modern amenities & conveniences.

57 Cumberland Shrs, Monticello

726 N Main St, Monticello
$449,900
3 Beds ⋅ 3 Baths ⋅ 26006822 MLS
Fully remodeled custom home or office offering 3 bedrooms, 2.5 baths, an eat-in kitchen, home office, laundry/mudroom, and three spacious living/entertaining areas, all on the main level. The updated kitchen features quartz countertops, stainless appliances, and modern finishes, while the primary suite includes a tiled walk-in shower, double vanities, and a walk-in closet. A 2,600+ sq ft unfinished basement provides endless potential. Situated on 1.25 acres in the heart of Monticello, this property also includes a wraparound blacktop driveway, propane fireplace, 30x30 detached garage, 24x28 attached garage, and a large backyard with room to add another detached garage. Would be a great commercial space for any business.

726 N Main St, Monticello

Lot 35 Sandstone Point, Monticello
$6,900
24015174 MLS
It all starts with that perfect spot. Build your dream home on this 1.09 acre building lot perched above Lake Cumberland. Sandstone Point is a gated community 10 miles north of Monticello, KY. The resort is mostly being done in cottage/cabin styles for residential or vacation rentals. Think Gatlinburg. Only maybe 5 miles from Beaver Creek Marina. Despite being next to the lake and giving the feeling of 'being away from it all, great shopping including a Walmart Super Center, restaurants, pharmacies, hardware stores and more are close by in Monticello and beautiful Somerset is just a short drive away. They don't make anymore lake property the saying goes. Make sure you get yours. Some basic restrictions to protect your investment.1400 sq ft minimum. No mobile homes or doublewides. Barndominiums with approval.

Lot 35 Sandstone Point, Monticello

Lot 17 Cumberland Shores, Monticello
$19,900
26008850 MLS
Bring your floor plans settle in down at the lake. Mostly level lakefront 1.87 acre lot (you'd probably have a walkout basement). Think Gatlinburg!! Restrictions are minor, 1500 sq ft minimum- cottage size, no mobile homes or campers, no junk cars, no livestock. Underground utilities. Maintenance fee is $400/year to keep up the place. You don't want a junked up neighborhood do you? They don't make anymore lake property the saying goes. Make sure you get yours. Cumberland Shores is a gated community just north of Monticello, KY. Beaver Creek Marina is only 7 miles away as are several nearby ramps for easy lake access. Mostly done as a vacation home development the lots were sold as future investments and building later when people retire. It's not like a regular residential neighborhood. As of now there are only about half a dozen properties out there. So due to the slower rate of development you will have some good privacy for quite a while. Underground utilities and a low tax rate make this a highly desirable property.

Lot 17 Cumberland Shores, Monticello

Lot 74 Sandstone Point, Monticello
$9,900
23015788 MLS
What a great opportunity to own this Lake Cumberland lot inspired by Gatlinburg!! Stake your claim on this sprawling 1.53-acre lot in Sandstone Point a gated community, just 5 miles from Beaver Creek Marina. Appreciate quality living with community-wide restrictions that enhance the charm and protect your investment. A minimum 1400 sq ft building size. No mobile homes or doublewides, preserving the community's charm. Pending approval, innovative barndominiums are an option.Enjoy underg round utilities for unobstructed views. Electric and water seamlessly integrated, leaving nature undisturbed. Your home would be serviced by a septic system installed when you build. Fresh mountain air and enchanting ambiance enrich your retreat. Unlock investment potential in Sandstone Point's evolving market. Despite being next to the lake and giving the feeling of 'being away from it all,' great shopping including a Walmart Super Center, restaurants, pharmacies, hardware stores and more are close by in Monticello and beautiful Somerset is just a short drive away.Fun Fact: Monticello is the Houseboat Capitol of the World because of the numerous manufacturers located there.

Lot 74 Sandstone Point, Monticello

Lot 9 Phase 2 Stearns Hollow, Monticello
$26,900
26005765 MLS
Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend retreat or an income producing investment. This versatile tract is completely unrestricted, making it perfect for campers, RV setups, barndominiums, tiny homes, or your own private vacation getaway. With water and electric available along the road, much of the groundwork is already in place to start enjoying the property right away or developing it to suit your vision. Surrounded by the natural beauty of southern Kentucky and just a short drive to Monticello, you'll enjoy the peace and privacy of country living while still being close to town, dining, and shopping. The proximity to Lake Cumberland makes this an ideal spot for boating enthusiasts, Airbnb potential, or anyone looking to escape and unwind. Whether you're planning a personal retreat, rental property, or recreational haven, this unrestricted lot near Beaver Creek Marina is a rare opportunity to own a slice of lake life with unlimited potential.

Lot 9 Phase 2 Stearns Hollow, Monticello

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