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$357,000
26008148 MLS
119.94 surveyed acres on Hwy 674 in Wayne County Kentucky offering approx. 2000 feet of road frontage. This versatile tract features multiple building sites and is ideal for a private retreat, hunting property, or future development. Abundant wildlife, rolling terrain, and prime location make this a rare opportunity for investors, outdoor enthusiasts, or anyone seeking land with exceptional potential.

0000 State Highway 674, Monticello
$69,900
1 Beds ⋅ 1 Baths ⋅ 26006448 MLS
This 2010 Keys Travel home sits on a spacious 0.37-acre lot, offering both comfort and added functionality with multiple outbuildings. The property features a well-maintained main residence, perfect for easy living or a weekend retreat. Outside, you'll find a detached outbuilding equipped with electricity, providing excellent potential for a guest space, or ideal for a workshop, storage, or hobby space. A second outbuilding adds even more convenience, complete with washer and dryer and breaker box, for utility use. With nearly four-tenths of an acre, there's plenty of room to enjoy outdoor living, gardening, or future improvements. This property offers a great combination of practicality and versatility, making it a solid option for homeowners or investors alike. Enjoy the lake with Beaver creek Marina/ resort within 1 mile. The property also comes with a washer and dryer refrigerator and a forty gallon water heater. If you were thinking of building a home the septic tank is more than adequate.

7939 Ky-92, Monticello
$195,000
3 Beds ⋅ 2 Baths ⋅ 26006891 MLS
Absolutely Adorable 3BR/2BA Modern Home - Move-In Ready! Welcome to this charming and well-maintained 3-bedroom, 2-bath home that perfectly blends comfort and style. Built in 2005, this inviting property features beautiful laminate wood flooring and a spacious, modern kitchen complete with crisp white cabinetry—perfect for both everyday living and entertaining. Both bathrooms have been tastefully updated with a clean, contemporary feel. Enjoy year-round comfort with a newer central heating and air system. Step outside to a large back deck overlooking a fully fenced yard—ideal for relaxing, pets, or gatherings. The home also boasts a lovely covered front porch, perfect for morning coffee or unwinding in the evening. Conveniently located just minutes from town, this home offers the perfect combination of peaceful living and easy access to amenities.

362 Hwy 3284, Monticello
$28,000
25017759 MLS
Buildable Lots Near Lake Cumberland - Multiple Options! Located just minutes from Lake Cumberland and Ramsey's Point boat ramp, these prime lots offer the ideal location for your lake home or investment property. Choose from three different lot sizes with flexible purchase options to suit your needs. Enjoy quick access to boating, fishing, and outdoor recreation in one of Kentucky's most desirable lake areas. Lot 28

61 Brittany Dr, Monticello
$64,900
26007807 MLS
Don't miss this rare opportunity to own a lightly restricted, hard to find property just minutes from Conley Bottom Marina! Located less than 3 miles away, this prime Lot #20 in Lighthouse Estates offers the perfect setup for your CAMPER, RV, barndominium, or dream vacation getawayThis desirable property is flat, cleared, and ready to use saving you time and money when you're ready to build or set up. Enjoy the convenience of underground utilities and access to water, all while taking in the peaceful surroundings and scenic farmland views that stretch in every direction. Whether you're looking for a weekend retreat, investment property, or future homesite near Lake Cumberland, this lot checks all the boxes. Opportunities like this don't come around often—call today before it's gone!

20 Lighthouse Ests, Monticello
$29,900
26005767 MLS
Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend retreat or an income producing investment. This versatile tract is completely unrestricted, making it perfect for campers, RV setups, barndominiums, tiny homes, or your own private vacation getaway. With water and electric available along the road, much of the groundwork is already in place to start enjoying the property right away or developing it to suit your vision. Surrounded by the natural beauty of southern Kentucky and just a short drive to Monticello, you'll enjoy the peace and privacy of country living while still being close to town, dining, and shopping. The proximity to Lake Cumberland makes this an ideal spot for boating enthusiasts, Airbnb potential, or anyone looking to escape and unwind. Whether you're planning a personal retreat, rental property, or recreational haven, this unrestricted lot near Beaver Creek Marina is a rare opportunity to own a slice of lake life with unlimited potential.

Lot 10 Phase 2 Stearns Hollow, Monticello
$369,900
26002483 MLS
74 Boat Park Lane, Monticello, KY 42633 $369,900 Outstanding commercial opportunity in a prime Wayne County location. This impressive 7,546 square foot building sits on approximately 0.75 acres per PVA and offers exceptional flexibility for a wide range of business uses. Strategically positioned right on Highway 90, this property provides excellent visibility and easy access. Located just a few miles from Monticello, approximately 17 miles to Somerset, and close to Lake Cumberland, this location offers both convenience and strong traffic exposure. The building features tall ceilings and a loading dock, making it ideal for warehouse, manufacturing, distribution, storage, retail, or specialty commercial use. Three phase power is available at the pole, and the building is ready to accept three phase service, providing a major advantage for industrial or high demand electrical operations. With its size, accessibility, power availability, and expansion potential, this property presents tremendous versatility and opportunity. Additional acreage is available if expansion is desired, offering room to grow your business. If you are looking for a well located commercial building with infrastructure in place and room to expand, this is one you do not want to miss. Schedule your private showing today and explore the possibilities.

74 Boat Pk Ln, Monticello
$15,000
26007315 MLS

228 Griffin Hill Rd, Monticello
$39,900
26012183 MLS
Build Your Dream Retreat Near Lake Cumberland Discover the perfect spot for your future getaway or forever home at 67 Sunrise Cove Trail in the gated Sandstone Point subdivision of Monticello, KY. This beautiful 1.47-acre wooded lot offers privacy, natural beauty, and a peaceful setting just minutes from Lake Cumberland access at Safe Harbor Beaver Creek Marina. Surrounded by mature trees and bordered by U.S. Army Corps of Engineers property at the back, With modest restrictions and HOA guidelines in place, you can build with confidence in this well-maintained lake community. Conveniently located only a short drive from town, marinas, boating, fishing, and outdoor recreation, this lot is an excellent opportunity to create your own custom lake-area retreat.

67 Sunrise Cove Trail, 67 Unit 67, Monticello
$49,900
26002625 MLS
Beautiful lake front building lot located in Hickory Point Subdivision. Lot lays well, is approximately 1.17 acres and will accommodate a single family home or a ranch with a basement. Gorgeous lake views for as far as you can see. This lot is located in a cul-de-sac in a desirable neighborhood. Utilities are at the lot and there are light restrictions to protect your investment. Hoa is 375.00 per year for undeveloped lot and 250.00 for developed.

29 Hickory Point Dr, Monticello
$29,500
26007409 MLS
If you've been looking for Acreage to build your dream home on, then check out this 3.01 Acre Tract, located in the very desirable Greenbriar Road Community of Wayne County. The multiple lot features include: Nearly 1 acre cleared, gently sloping, hilly, rolling slope and some woods. There has been a Perc Test and the lot has been approved for a septic system on the building site. All utilities, including electric, water, telephone and propane, are available. Restrictive Covenants are enforced to protect your investment, and a copy is available on request. You will enjoy watching the wildlife that come to visit, and the peaceful tranquility that this Acreage has to offer. Survey and plat available on request.

1926 Greenbriar Rd, Monticello
$29,900
26005763 MLS
Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend retreat or an income producing investment. This versatile tract is completely unrestricted, making it perfect for campers, RV setups, barndominiums, tiny homes, or your own private vacation getaway. With water and electric available along the road, much of the groundwork is already in place to start enjoying the property right away or developing it to suit your vision. Surrounded by the natural beauty of southern Kentucky and just a short drive to Monticello, you'll enjoy the peace and privacy of country living while still being close to town, dining, and shopping. The proximity to Lake Cumberland makes this an ideal spot for boating enthusiasts, Airbnb potential, or anyone looking to escape and unwind. Whether you're planning a personal retreat, rental property, or recreational haven, this unrestricted lot near Beaver Creek Marina is a rare opportunity to own a slice of lake life with unlimited potential.

Lot 7 Phase 2 Stearns Hollow, Monticello
$125,000
3 Beds ⋅ 2 Baths ⋅ 26007643 MLS
LOCATION! SPACE! VALUE! Don't miss this awesome opportunity at 565 Bell Lane in Monticello, KY! This 3-bedroom, 2-bath home sits on a .46-acre lot and offers the perfect mix of convenience and functionality. You'll love the detached garage—ideal for parking, hobbies, or a workshop—plus an additional storage shed for all your extras. Enjoy the peace of a quiet setting while being just minutes from town and the stunning Lake Cumberland, perfect for boating, fishing, and relaxing weekends! Whether you're looking for a full-time home, investment, or getaway near the lake, this one checks all the boxes! Act fast—properties in this location don't last long!

565 Bell Ln, Monticello
$20,900
26008837 MLS
2+ Acre Secluded Property Within City Limits A rare find within city limits-this 2.36-acre wooded property offers seclusion, space, and convenience all in one. Enjoy the privacy of a natural setting while still benefiting from city access and services. With road frontage and a peaceful wooded landscape, this property is perfect for building your dream home or creating a private escape without sacrificing proximity to everyday essentials.

200 Upchurch Dr, Monticello
$219,000
5 Beds ⋅ 2 Baths ⋅ 26012835 MLS
If you've been searching for a property with character, acreage, and stunning views, this one is a must-see. Situated on approximately 5 acres just outside the city limits, this unique rustic stone home offers 1,920 square feet of living space, 5 bedrooms, 2 bathroom, and a peaceful setting overlooking the beautiful countryside of Wayne County. The home's distinctive stone exterior creates timeless curb appeal, while the two-story layout provides plenty of space for family, guests, or a weekend retreat. Covered porches on both levels offer the perfect place to enjoy morning coffee, unwind after a long day, or take in the breathtaking views that stretch across the surrounding landscape. Inside, you'll find a warm and inviting atmosphere filled with rustic charm and endless potential. With five bedrooms, there's plenty of room for a growing family, visiting guests, or even a home office setup. The home's unique design and country setting make it a rare find in today's market. A detached two-car garage provides additional storage and workspace, while the 5-acre property offers room for outdoor activities, gardening, or simply enjoying the privacy and tranquility of country living. Despite its secluded feel, the property is conveniently located just minutes from town, giving you easy access to shopping, dining, schools, and everyday necessities. For outdoor enthusiasts and lake lovers, several Lake Cumberland boat ramps are located nearby, making it easy to spend weekends fishing, boating, and enjoying everything the area has to offer. Properties with this much character, acreage, and scenic beauty rarely come available. Don't miss your opportunity to own this truly unique Wayne County property.

1493 Missouri Hollow Rd, Monticello
$1,087,920
22008892 MLS
Commercial, Industrial or Residential - You Decide !! This land is mostly cleared with some woodland on back side of the property. Electric, Water, and Sewer are available. This 24 acre tract is conveniently located on the Highway 90 Bypass in Monticello KY. Located close to Wal-Mart, Shopping Centers, Post Office, Medical Centers, and Banking. This property has lots of potential so don't let it get away !!!

1 E Hwy 90th Byp, Monticello
$74,990
2 Beds ⋅ 1 Baths ⋅ 26011918 MLS
Tucked away on Furnace Mountain, this 2.95 acre property offers endless potential for a weekend retreat and recent surveyed, investment opportunity, or future homesite. The land features apple, cherry, and hickory nut trees throughout The property features a 2-bedroom, 1-bath mobile home. Property also comes with storage shed equipped with power. Whether you're looking for the perfect RV getaway, a peaceful mountain escape, or a place to build your dream home, this property provides a great mix of privacy, utility, and flexibility. Property has a small storm shelter.

956 Furnace Mountain Rd, Monticello
$299,000
3 Beds ⋅ 2 Baths ⋅ 26009923 MLS
LAKE CUMBERLAND OPPORTUNITY WITH WATERFRONT PROPERTY LINE! Whether you're looking for a peaceful weekend retreat vacation home, an investment property for short term rentals, or your next renovation project, this 3-bedroom, 1.5-bath home on 6.65± acres offers incredible potential. While the home is ready for cosmetic updates, its spacious layout and unbeatable location make it an excellent candidate for a place to get away or profitable lake rental. Surrounded by mature timber (that could be sold) and abundant wildlife, you'll enjoy frequent sightings of deer, turkey, and even eagles that give Eagles Bluff Road its name. The property line extends to the water behind the home, providing the feel of waterfront living, and the neighborhood boat ramp on Otter Creek offers convenient access to beautiful Lake Cumberland for boating, fishing, swimming, and kayaking. Only a couple of miles to Sid Bell Falls. Inside, you'll find an open-concept living and kitchen area with an eat-in island, a large sunroom, a spacious deck perfect for entertaining, and a covered front porch where you can relax and enjoy the peaceful surroundings. There's also a two-car garage and plenty of storage space. And with so much acreage there is still potential for so much more - boat storage, detached garage, or even a second home! With its combination of acreage, privacy, water access, and investment potential, this property is a rare opportunity to create your own Lake Cumberland escape. Schedule your private showing today!

439 Eagles Bluff Rd, Monticello
$585,000
26005703 MLS
259.34 nrestricted acres in the heart of Monticello! This beautiful property offers the perfect blend of privacy and convenience for hunting and outdoor adventures. Featuring Meadow Creek running through the land, you'll enjoy a peaceful natural setting with scenic views, wooded areas, and abundant wildlife. Ideal for building your dream home, placing a mobile or tiny home, or creating a private getaway. Plenty of space for multiple homes or future expansion. Conveniently located just a short drive to Lake Cumberland. Don't miss this opportunity to own versatile land with a rare water feature! Water and electric at the road and approximately 3000 feet of road frontage. Survey has been completed as well.

1330 Kentucky 790, Monticello
$349,900
26003735 MLS
Rare Opportunity - 32 Unrestricted Acres Near Beaver Creek Marina Discover 32 gorgeous acres of unrestricted land just 3 miles from Beaver Creek Marina. This rare find offers endless possibilities whether you're looking to develop a campground, build rental cabins, create a private retreat, or establish your dream home with plenty of room to roam. With its prime location close to the marina, you'll enjoy convenient access to boating, fishing, and outdoor recreation while still maintaining the peace and privacy of your own expansive property. The unrestricted acreage provides flexibility for residential, recreational, or investment use — the choice is yours. Opportunities like this don't come along often. Secure your slice of paradise and bring your vision to life! (Home and 1 acre listed separately.

1012 Ky-674 Unit 2, Monticello
$36,900
26003461 MLS
Spacious, almost 2 acre LAKE VIEW lot. If you enjoy hiking, it is a short walk down to the water. Plus it is close to several ramps for easy lake access. Lots of privacy! Few neighbors, underground utilities and a low tax rate make this a highly desirable property. Think Gatlinburg!! Restrictions are minor, 1500 sq ft minimum- no mobile homes or campers, no junk cars, no livestock. Maintenance fee is $425/year to keep up the place. You don't want a junked up neighborhood do you? Cumberland Shores is a gated community just north of Monticello, KY. Beaver Creek Marina is only 7 miles away for easy lake access. Despite being next to the lake and giving the feeling of 'being away from it all,' great shopping including a Walmart Super Center, restaurants, pharmacies, hardware stores and more are close by in Monticello and beautiful Somerset is just a short drive away. They don't make anymore lake property the saying goes. Make sure you get yours.

Lot 20 Cumberland Shores, Monticello
$849,000
25507027 MLS
Discover 41.66 (recent survey) unrestricted acres within the Monticello city limits—an exceptional opportunity for development or investment. This prime tract offers city sewer, water, and electric, providing a strong foundation for residential, commercial, or mixed-use possibilities. Currently used for agricultural purposes, the land is open with gentle terrain, making it easy to build and plan. With multiple access points, this property offers flexibility for layout and future infrastructure design. Its location inside the city limits ensures quick access to all Monticello amenities (such as a short walk to Monticello's Country Club golf course) while still providing the privacy and space of a large acreage tract. Whether you're looking to develop a new neighborhood, create a private estate, or continue agricultural use, this unrestricted 41.66 acres is a rare find with endless potential.

404 Hillrise Dr, Monticello
$149,900
2 Beds ⋅ 1 Baths ⋅ 26011345 MLS
Pack your swimsuit and toothbrush and bring the toys! Cute as a button furnished lake cottage right up the hill from Camp Attrahunt boat ramp on Lake Cumberland (right around Harmon Creek). Very cute inside- vaulted ceilings- clean- it will be a great place to spend your summer. Huge 10X30' deck is where you'll spend most of your time though. And there is great potential to add your personal touches. It does have a double lot (.33 acre) so there is plenty of privacy AND a spot to build a larger garage or expand. It does have a boat storage as well that will store a 18' boat. Stove and refrigerator replaced in 2025. Water heater was bought new in 2025. Plus you get a 4-wheeler and lawn mower as part of the package. It would be a great short term rental as well. What are you waiting for?! Let's get you into something before summer starts.

277 Camp Attrahunt Rd, Monticello
$49,900
26016005 MLS
Discover the possibilities with this beautiful 3.85-acre wooded tract just outside of Monticello, KY! Offering a peaceful, private setting surrounded by rolling Kentucky hills, this property is an excellent opportunity to build your dream home, create a weekend retreat, or invest in land with endless potential. The property includes an older mobile home that could be removed to make way for new construction or potentially restored by the next owner. You'll enjoy the perfect balance of seclusion while remaining less than 20 minutes from downtown Monticello, shopping, dining, schools, and everyday conveniences. Whether you're looking for a homesite, recreational property, or investment opportunity, this unrestricted-feeling setting provides the space and privacy you've been searching for.

1 Barrier Cemetary Rd, Monticello
$58,400
26002341 MLS
This 0.53-acre beauty is just a 3.6-mile zip from Conley Bottom Marina, so you'll be lakeside in no time. It's got all the hookups: Water, electric, and septic are already set up. Once home to a tiny house, now it's an open invitation for your RV, your cabin, or whatever you're dreaming up. Your next adventure starts right here, just bring the vision, and the lot's ready to roll!!

5 Lighthouse Rd, Monticello
$19,900
25004135 MLS
Spacious, almost an acre and a half lot. If you enjoy hiking, it is a short hike down to the lake. Plus it is close to several ramps for easy lake access. Lots of privacy! Few neighbors, underground utilities and a low tax rate make this a highly desirable property. Think Gatlinburg without the crowds!! Restrictions are minor, 1500 sq ft minimum- no mobile homes or campers, no junk cars, no livestock. Maintenance fee is $425/year to keep up the place. You don't want a junked up neighborhood do you? Cumberland Shores is a gated community just north of Monticello, KY. Beaver Creek Marina is only 7 miles away for easy lake access. Despite being next to the lake and giving the feeling of 'being away from it all,' great shopping including a Walmart Super Center, restaurants, pharmacies, hardware stores and more are close by in Monticello and beautiful Somerset is just a short drive away. They don't make anymore lake property the saying goes. Make sure you get yours.

Lot 22 Cumberland Shores, Monticello
$357,000
4 Beds ⋅ 4 Baths ⋅ 26016628 MLS
BEAUTIFULLY REMODELED 4- BEDROOM HOME NEAR HISTORIC KENDRICK AVENUE. Experience the perfect blend of modern luxury and small-town charm in this beautifully remodeled 4-bedroom 3.5 bath home, ideally located in one of Monticello's most desirable neighborhoods just of historic Kendric Avenue. Designed with both comfort and entertaining in mind, this open-concept home features spacious living areas, a versatile lower -level bonus room ideal for an office or guest space, and an exceptional primary suite complete with a large walk-in closet, spa-like ensuite bath, private sitting room, and a stunning two-sided fireplace that passes from the extra room into the living room. The beautifully updated kitchen with stone fireplace flows effortlessly into the main living area and out to the expansive deck and pergola, creating the perfect setting for gatherings. Outside, you will enjoy a large yard, partial privacy fencing, and a convenient wrap around driveway. Recent upgrades provide peace of mind and lasting value including a new metal roof, new siding, newer gutters, a professionally sealed crawlspace for long term pest protection, and a spacious laundry room with a utility sink. Located just minutes from schools, shopping, dining, churches and Monticello-Wayne County Memorial Park, this home offers the convience of in-town living while maintaining the charm of a quite, family-friendly neighborhoodd. For outdoor enthusiasts, you're only minues from Lake Cumberland and Dale Hollow lake, with easy access to Conley Bottom Resort, Fall Creeek Recreation Area, Beaver Creek Marina, Burnside Marina and Lee's Ford Marina - making boating, fishing, and lakeside adventures part of evreyday life. This is a rare opportunity to own a move-in-ready home that combines timeless style, quality updates and an unbeatable location.

75 Hickory Hill Dr, Monticello
$1,250,000
24017677 MLS
Looking for acreage close to Lake Cumberland!! Check out this hard to find, large tract of land that consists of 50.73 acres. Half of the acreage is cleared and the other half in timber. This property backs up to CORP property, making the location great for a campground, or your own private residence. Property is within 2 miles to Safe Harbor, (Beaver Creek Dock), less than 1/2 mile to boat ramp at the end of Dug Road (known as the orchard) less than 8 miles from Monticello, for shopping, medical, schools, etc. Call today to take a look at this larger tract of land.

371 Dug Road Rd, Monticello
$699,000
4 Beds ⋅ 3 Baths ⋅ 26006968 MLS
Income-producing barndominium just 1 minute from New Fall Creek boat ramp and 7 minutes to Conley Bottom Marina. Featuring an open floor plan with soaring ceilings, 4 bedrooms, 3 baths, lake views, and a wraparound porch. Includes a 30x40 garage perfect for a boat and camper. Selling fully furnished and currently operating as a successful short-term rental with strong bookings in place.

856 New Fall Creek Rd, Monticello
$690,000
25506085 MLS
Less than one mile from Safe Harbor Beaver Creek Marina and beautiful Lake Cumberland, this 29-acre property offers a rare opportunity for campground or RV park development in one of Kentucky's most popular recreation destinations. The property is already partially developed with 7 established campsites — 4 with 30-amp hookups and 3 with 50-amp service — and 4 freeze-proof faucets connected to county water. There's plenty of room to expand, with space for 50+ additional RV or tent sites, all surrounded by peaceful woods and the natural beauty of south-central Kentucky. A pumphouse built over a natural spring system, improved and updated around 2002, provides a valuable secondary water source. Two separate property entrances allow for flexible layout and traffic flow — ideal for larger RVs or future subdivision of the property. The groundwork has already been laid for future growth, with two completed perc tests: One approved for a holding/pump-out system, and One for a traditional septic system with leach field. This property offers everything a developer or investor needs to bring a Lake Cumberland campground, RV resort, or glamping retreat to life. Enjoy the advantage of being just minutes from Beaver Creek Marina's boat ramps, fishing, and lake access, while maintaining privacy and room to expand. Whether you're looking to create a destination RV park, private family campground, or eco-tourism retreat, this location combines incredible proximity to Lake Cumberland with infrastructure, water access, and tested soils already in place. Naturally if you are looking for an EXCEPTIONAL private homesite with room to roam, then look no further. Location: Less than 1 mile from Safe Harbor Beaver Creek Marina, Lake Cumberland, Kentucky Acreage: 29 Acres Utilities: 30-amp & 50-amp electric hookups, county water, spring system, 2 septic approvals Access: 2 separate entrances Development Ready: Seller says space for 50+/- additional RV or tent sites

8201 W Ky-92, Monticello