Nancy Homes with Walk Up Access Basement

Nancy Homes with Walk Up Access Basement

Welcome to Nancy, Kentucky – a hidden gem nestled in the heart of the Bluegrass State! Known for its picturesque landscapes and friendly community, Nancy offers a serene escape from the hustle and bustle of city life while providing all the charm of small-town living. With its stunning lakes, lush forests, and rolling hills, this area is perfect for outdoor enthusiasts and families alike.

One of the standout features of homes in Nancy is the availability of properties with walk-up access basements. These versatile spaces provide endless possibilities, whether you envision a cozy family room, a game room for entertaining friends, or a peaceful home office. The convenience of walk-up access means you can easily transition between levels, making these homes ideal for both everyday living and hosting gatherings.

Imagine enjoying your morning coffee on the deck with breathtaking views of the surrounding nature, or spending evenings by the fire pit in your backyard. The community of Nancy is not just about beautiful homes; it’s about creating lasting memories in a welcoming environment. With nearby amenities, including local shops, restaurants, and recreational activities, you’ll find everything you need just a stone's throw away.

If you’re looking for a place that combines the tranquility of rural living with the comforts of modern amenities, Nancy, KY, is the perfect destination. Explore the homes with walk-up access basements and discover the charm of Nancy – your dream home awaits!

Newest Nancy Homes with Walk Up Access Basement

7 Beds ⋅ 3 Baths ⋅ 26025217 MLS

Beautifully Updated Brick Ranch Near Lake Cumberland! This lovely brick ranch sits on a scenic corner lot surrounded by mature trees, offering a peaceful country setting just minutes from multiple boat ramps and Lake Cumberland. Step inside the spacious foyer to an inviting open floor plan, highlighted by a stunning real brick fireplace in the great room—perfectly enjoyed from the completely updated kitchen featuring crisp white cabinetry and elegant quartz countertops. Extensive upgrades provide peace of mind, including a newer roof, HVAC, and windows (2024), along with new gutters and fascia, updated interior and exterior doors and trim, luxury flooring, modern lighting, updated plumbing and electrical, and a brand-new deck for outdoor enjoyment. Designed with space in mind, this home easily accommodates a large family with 6 (possibly 7) bedrooms, 3 full baths, a dedicated office, family room, and formal dining room. A rare combination of location, updates, and room to grow.

18 Ash Dr, Nancy

4 Beds ⋅ 2 Baths ⋅ 26022086 MLS

Are you looking to be just about a mile from Lee's Ford Marina? Then you'll love 74 Gover Lane! This well-kept 4-bedroom, with walk in closets, 2-full-bath home has so much to offer! It sits on 1.33+ acres and offers plenty of space inside and out. The home features 2043. sq. ft. of above ground living space! Along with the living room, dining room, kitchen there is an enclosed sunporch! It also has a walk-up, walk-out partially finished 1819 sq ft. basement, providing additional living space and storage. Numerous updates provide peace of mind, including new siding, new roof, new insulation, new gas furnace and central air conditioner, new windows, new plumbing, and updated bathrooms and much more! This is a MUST -SEE HOME! Outside, you'll find front and back covered porches, a garage and a shed along with fenced areas that are perfect for animals, gardening, or outdoor activities. With its acreage, extensive updates, and convenient location near Lee's Ford Marina and Lake Cumberland, this property offers a great combination of comfort, privacy, and recreation!

74 Gover Ln, Nancy

3 Beds ⋅ 2 Baths ⋅ 26021344 MLS

Charming Rustic Retreat Near Lee's Ford Marina Lake Cumberland Escape to nature with this turn-key, 3-bedroom, 2-bathroom cabin nestled on 2.43 +/- acres wooded lot just minutes from Lee's Ford Marina on Lake Cumberland. Whether you are searching for a high-potential Airbnb investment (currently rated a 5.0 on airBNB), a weekend getaway, or a permanent lake life residence, this property delivers rustic charm and modern convenience. Interior Highlights Open Concept Main Level Soaring cathedral ceilings and rich woodwork create a warm, inviting feel throughout the main living room, dining area, and kitchen. Private Primary Suite: Located on the main floor for ultimate convenience and quiet retreat. Spacious Upper Loft: Versatile square footage perfect for an extra sleeping area, game room, or secondary living space. Furnishings Negotiable: Move right in or launch your short-term rental immediately. Outdoor & Exterior Features Expansive Screened-In Porch: The ultimate outdoor living room—ideal for morning coffee, alfresco dining, or evening entertaining free of bugs. Surrounded by mature timber, offering exceptional privacy and natural beauty. Covered Parking Carport: Ample sheltered space designed to store your boat, jet skis, trailer, or multiple vehicles. Convenient lake access paired with peaceful acreage makes this property a rare find. Schedule your private showing today!

1356 Todd Farm Rd, Nancy

2 Beds ⋅ 2 Baths ⋅ 26020973 MLS

Welcome to this beautifully crafted, one-owner custom-built home, completed in 2022 and thoughtfully designed for comfortable living. Nestled on a gorgeous 2-acre lot, this property offers the perfect combination of privacy, functionality, and room to grow. The main level features approximately 1,200 square feet of well-planned living space with an inviting open layout. The spacious kitchen is the heart of the home, complete with a large center island, abundant cabinetry, and a generous dining area perfect for everyday meals or entertaining. The cozy living room is highlighted by a gas fireplace, creating a warm and welcoming atmosphere. You'll also find two spacious bedrooms, two full bathrooms, and oversized doorways that enhance accessibility and comfort. The full walk-out basement is already equipped with a garage door and offers incredible potential for future expansion. With ample space to finish, it could easily accommodate two additional bedrooms, a large family or recreation room, a home office, and plenty of storage. Outside, the property continues to impress with a large detached garage offering two indoor parking spaces along with ample room for tools, equipment, or hobbies. An additional parcel is included and was previously home to a manufactured home. It still features the existing concrete front porch, making it an excellent location for a camper, future home site, or additional outdoor living space. Surrounded by mature woods on approximately three sides, this peaceful setting provides exceptional privacy while still offering plenty of usable yard space. If you've been searching for a newer home with acreage, expansion potential, and endless possibilities, this one is a must-see!

11871 W Hwy 80, Nancy

6 Beds ⋅ 4 Baths ⋅ 26001703 MLS

Welcome to 1254 Prather Dr! This 6 bed 3.5 bath home rests right above Lake Cumberland with a breathtaking view that is truly one of a kind. Currently set up to sleep 11 with plenty of room for additional beds. "Convenience" is an understatement being just minutes from Somerset, Lee's Ford Marina, Pulaski Park, and Fishing Creek Boat Launch. Enjoy a direct view of the annual Lee's Ford Fireworks show, room for boat/trailer parking, as well as ample space to host events and gatherings. While this can easily function as your primary residence, it is also one of the most well-established, income producing vacation rentals on Lake Cumberland with a massive clientele. This is your chance for a turn-key home and business opportunity, as it comes fully furnished and includes all current/future bookings. Views from every angle, a true chef's kitchen with granite tops, custom cabinets, stainless appliances, walk-in pantry, and so much more. The owners have poured their heart and soul into making this property what it is, and now it's ready for its new owners and next chapter. Pictures simply don't do the home and the views justice... These opportunities don't come around very often! Call today for more information and to set up your own private "no pressure" tour.

1254 Prather Dr, Nancy

4 Beds ⋅ 5 Baths ⋅ 25507055 MLS

This contemporary home on Lake Cumberland offers modern comfort with large windows that bring in natural light and highlight the surrounding views. The open-concept layout features a striking triple-height main living area that makes the space feel bright and spacious. Situated on nearly an acre across two combined lots, the property sits at the end of a quiet cul-de-sac and is only 10 minutes from multiple boat ramps and Wolf Creek Marina. Inside, you'll find custom two-tone white oak cabinetry, quartz countertops, and exposed white oak beams that add quality and character. The home sleeps 15+ guests comfortably and includes a full range of amenities for everyday living or vacation rentals. With four years of strong Airbnb performance and Superhost status, this property offers excellent income potential in addition to being a high-quality lake retreat. Owner/Agent

348 Restful Run Rd, Nancy

3 Beds ⋅ 3 Baths ⋅ 26010013 MLS

Motivated Seller! This well-maintained, fully updated 3 Bed, 3 Bath home offers an impressive 3,760 square feet of finished living space, with 1,880 sq ft above grade and an additional 1,880 sq ft in a fully finished walkout basement. It is sitting on 8.64 acres! It is a wonderful family home, it could be a fun vacation home and would be a business opportunity for an Air B&B, VRBO, or even double your rental income since there is a full apartment in the basement. This property is excellent for hunting! Close to the lake for fishing and boating! Welcome to your private retreat at 11279 Kentucky Highway 196 in Nancy, KY—where comfort, space, and nature come together beautifully. Whether you need room to grow, entertain, or create a multi-generational setup, this home delivers. Surrounded by peaceful countryside, you'll enjoy watching deer, birds, and other wildlife right from your front porch or back patio, with scenic views of farmland, trees, and rolling hills. Inside, the home features granite countertops throughout the kitchen and bathrooms, along with a thoughtfully designed basement that includes a second kitchen and plenty of space for additional bedrooms or living quarters—perfect for guests or extended family. The poured concrete basement offers both walkout and walk-up access, adding convenience and durability. Car enthusiasts and outdoor lovers will appreciate the abundance of garage space, including an attached garage, detached garage, and basement garage—accommodating up to five vehicles. Recent updates provide peace of mind, including a brand-new HVAC system installed in April 2026 (with warranty) and a new, 1 year old Metal Roof (with warranty). For lake lovers, you're just minutes from multiple boat ramps—one less than a mile away and another within three miles—making it easy to enjoy the water anytime. This is a rare opportunity to own a move-in-ready home with space, privacy, and modern updates in a beautiful setting.

11279 Kentucky, Nancy

3 Beds ⋅ 2 Baths ⋅ 26010988 MLS

What an amazing deal!! If you are looking for a lake house, this is the home for you! It's walking distance to the lake for those days you want to go for a quick swim or to go fishing. It's a mile to the Ford Hollow boat ramp. There are boat slips you can rent for the year! This home is a 3 bedroom and 2 bath ranch style home. It has a nice front porch perfect for enjoying the great outdoors or relaxing in the hot tub on the back deck!! It has a spacious living room with a fireplace for those chilly evenings, nice spacious kitchen, and dining room. This home has a finished basement for extra room. It has a detached garage to store your boat or lake toys. This is a great opportunity to own a lake home or a permanent residence.

109 Everett Ln, Nancy

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