Nancy Homes with Finished Basement

Nancy Homes with Finished Basement

Welcome to Nancy, Kentucky—a charming gem nestled within Pulaski County that perfectly embodies the warmth and hospitality of small-town living. Known for its picturesque landscapes and serene lakes, Nancy offers a peaceful retreat while providing easy access to a wealth of outdoor activities. Whether you enjoy fishing at Lake Cumberland, hiking in nearby parks, or simply basking in the beauty of nature, this vibrant community has something for everyone.

One of the standout features of homes in Nancy is the availability of properties with finished basements. These versatile spaces provide endless possibilities, whether you envision a cozy family room, a home office, or an entertainment hub for gatherings with friends and family. Finished basements not only expand your living space but also add significant value to your home, making them an attractive option for both buyers and investors.

The real estate market in Nancy offers a variety of homes, from charming cottages to spacious family residences. Many of these homes boast modern amenities while retaining the unique character and charm that define the area. With a strong sense of community and a slower pace of life, Nancy is an ideal place to settle down and create lasting memories.

If you’re looking for a home that combines comfort, functionality, and the beauty of nature, consider exploring the finished basement options available in Nancy. Embrace the opportunity to live in a community that feels like home, where every day can be an adventure waiting to unfold. Discover your perfect retreat in Nancy, Kentucky today!

Newest Nancy Homes with Finished Basement

7 Beds ⋅ 3 Baths ⋅ 26025217 MLS

Beautifully Updated Brick Ranch Near Lake Cumberland! This lovely brick ranch sits on a scenic corner lot surrounded by mature trees, offering a peaceful country setting just minutes from multiple boat ramps and Lake Cumberland. Step inside the spacious foyer to an inviting open floor plan, highlighted by a stunning real brick fireplace in the great room—perfectly enjoyed from the completely updated kitchen featuring crisp white cabinetry and elegant quartz countertops. Extensive upgrades provide peace of mind, including a newer roof, HVAC, and windows (2024), along with new gutters and fascia, updated interior and exterior doors and trim, luxury flooring, modern lighting, updated plumbing and electrical, and a brand-new deck for outdoor enjoyment. Designed with space in mind, this home easily accommodates a large family with 6 (possibly 7) bedrooms, 3 full baths, a dedicated office, family room, and formal dining room. A rare combination of location, updates, and room to grow.

18 Ash Dr, Nancy

4 Beds ⋅ 2 Baths ⋅ 26024215 MLS

**PRIVATE BOAT SLIP ON LAKE CUMBERLAND!** Lake life doesn't get much better than this! This beautifully remodeled **4BR, 2BA waterfront retreat** comes **fully furnished and ready to enjoy**, complete with your very own **boat slip in the private community dock**. Surrounded by the beauty of Lake Cumberland, the home features charming cypress siding and a peaceful setting that makes every day feel like a vacation. Step inside to a completely remodeled interior featuring a warm, inviting layout with plenty of room to gather with family and friends. The living and kitchen areas flow together beautifully, but the true showstopper may be the **huge screened-in porch overlooking the lake**. Imagine starting your mornings with coffee while watching the water, enjoying dinner with friends, or winding down in the evenings as the boats pass by. Getting on the lake couldn't be easier! **Walk or take the golf cart down to the water and your private boat slip**, making spontaneous lake days a breeze. Whether you love boating, fishing, swimming or simply relaxing by the water, this property was made for enjoying the Lake Cumberland lifestyle. A **30x40 detached garage** provides incredible space for boats, vehicles, golf carts and all your lake toys. The property is also currently generating income through **Airbnb and VRBO**, creating an exciting opportunity for those looking for a vacation rental or investment property. Whether you're searching for a **personal lake getaway, income-producing property or a place for the entire family to make memories**, this one has it all—**waterfront setting, private boat slip, huge garage, beautiful renovations and furnishings included!**

311 Meece Ave, Nancy

3 Beds ⋅ 2 Baths ⋅ 26021344 MLS

Charming Rustic Retreat Near Lee's Ford Marina Lake Cumberland Escape to nature with this turn-key, 3-bedroom, 2-bathroom cabin nestled on 2.43 +/- acres wooded lot just minutes from Lee's Ford Marina on Lake Cumberland. Whether you are searching for a high-potential Airbnb investment (currently rated a 5.0 on airBNB), a weekend getaway, or a permanent lake life residence, this property delivers rustic charm and modern convenience. Interior Highlights Open Concept Main Level Soaring cathedral ceilings and rich woodwork create a warm, inviting feel throughout the main living room, dining area, and kitchen. Private Primary Suite: Located on the main floor for ultimate convenience and quiet retreat. Spacious Upper Loft: Versatile square footage perfect for an extra sleeping area, game room, or secondary living space. Furnishings Negotiable: Move right in or launch your short-term rental immediately. Outdoor & Exterior Features Expansive Screened-In Porch: The ultimate outdoor living room—ideal for morning coffee, alfresco dining, or evening entertaining free of bugs. Surrounded by mature timber, offering exceptional privacy and natural beauty. Covered Parking Carport: Ample sheltered space designed to store your boat, jet skis, trailer, or multiple vehicles. Convenient lake access paired with peaceful acreage makes this property a rare find. Schedule your private showing today!

1356 Todd Farm Rd, Nancy

3 Beds ⋅ 4 Baths ⋅ 26017581 MLS

Attention lake lovers and investors! This home offers so much living space and would make the perfect lake house or short term rental being only one mile to Cumberland Point Boat Ramp and overlooking Conley Bottom Marina! Featuring an extra large living room with bonus office area, eat-in kitchen with pantry, laundry room, primary and guest bedroom and 3 bathrooms on the main level. Enjoy the view of Lake Cumberland from the screened-in covered deck with ceiling fans. The basement offers a bedroom, bathroom, bar area, living room, bonus room that could be a hobby room or office and an attached two car garage with lots of built-in shelving. Bring all the boats and lake toys because there is a 4-bay pole barn with EV charger. Off the pole barn is ANOTHER covered deck and circle driveway. There is an additional detached garage/workshop. What an amazing property- this will not last!

8882 Hwy 761, Nancy

5 Beds ⋅ 3 Baths ⋅ 25008955 MLS

Looking for space, comfort, and country charm? This breathtaking 5-bedroom, 3-bathroom home sits on 17 acres of rolling green pasture in beautiful Nancy, KY—the perfect blend of privacy and convenience. Inside, you'll find a spacious layout with two full kitchens, a fully finished basement, recreation room, and dedicated office space—ideal for entertaining, extended family living, or working from home. The large primary suite features oversized closets and plenty of room to relax. Outside, enjoy the views and freedom that only 17 acres can offer. Store all your toys with ease in the huge detached garage, big enough to fit an RV, boat, and lawn equipment, plus an attached 2-car garage for daily convenience. This is more than a home—it's a lifestyle. Don't miss the chance to own a private slice of rural paradise!

223 Lanetown Rd, Nancy

6 Beds ⋅ 4 Baths ⋅ 26001703 MLS

Welcome to 1254 Prather Dr! This 6 bed 3.5 bath home rests right above Lake Cumberland with a breathtaking view that is truly one of a kind. Currently set up to sleep 11 with plenty of room for additional beds. "Convenience" is an understatement being just minutes from Somerset, Lee's Ford Marina, Pulaski Park, and Fishing Creek Boat Launch. Enjoy a direct view of the annual Lee's Ford Fireworks show, room for boat/trailer parking, as well as ample space to host events and gatherings. While this can easily function as your primary residence, it is also one of the most well-established, income producing vacation rentals on Lake Cumberland with a massive clientele. This is your chance for a turn-key home and business opportunity, as it comes fully furnished and includes all current/future bookings. Views from every angle, a true chef's kitchen with granite tops, custom cabinets, stainless appliances, walk-in pantry, and so much more. The owners have poured their heart and soul into making this property what it is, and now it's ready for its new owners and next chapter. Pictures simply don't do the home and the views justice... These opportunities don't come around very often! Call today for more information and to set up your own private "no pressure" tour.

1254 Prather Dr, Nancy

4 Beds ⋅ 5 Baths ⋅ 25507055 MLS

This contemporary home on Lake Cumberland offers modern comfort with large windows that bring in natural light and highlight the surrounding views. The open-concept layout features a striking triple-height main living area that makes the space feel bright and spacious. Situated on nearly an acre across two combined lots, the property sits at the end of a quiet cul-de-sac and is only 10 minutes from multiple boat ramps and Wolf Creek Marina. Inside, you'll find custom two-tone white oak cabinetry, quartz countertops, and exposed white oak beams that add quality and character. The home sleeps 15+ guests comfortably and includes a full range of amenities for everyday living or vacation rentals. With four years of strong Airbnb performance and Superhost status, this property offers excellent income potential in addition to being a high-quality lake retreat. Owner/Agent

348 Restful Run Rd, Nancy

3 Beds ⋅ 3 Baths ⋅ 26010013 MLS

Motivated Seller! This well-maintained, fully updated 3 Bed, 3 Bath home offers an impressive 3,760 square feet of finished living space, with 1,880 sq ft above grade and an additional 1,880 sq ft in a fully finished walkout basement. It is sitting on 8.64 acres! It is a wonderful family home, it could be a fun vacation home and would be a business opportunity for an Air B&B, VRBO, or even double your rental income since there is a full apartment in the basement. This property is excellent for hunting! Close to the lake for fishing and boating! Welcome to your private retreat at 11279 Kentucky Highway 196 in Nancy, KY—where comfort, space, and nature come together beautifully. Whether you need room to grow, entertain, or create a multi-generational setup, this home delivers. Surrounded by peaceful countryside, you'll enjoy watching deer, birds, and other wildlife right from your front porch or back patio, with scenic views of farmland, trees, and rolling hills. Inside, the home features granite countertops throughout the kitchen and bathrooms, along with a thoughtfully designed basement that includes a second kitchen and plenty of space for additional bedrooms or living quarters—perfect for guests or extended family. The poured concrete basement offers both walkout and walk-up access, adding convenience and durability. Car enthusiasts and outdoor lovers will appreciate the abundance of garage space, including an attached garage, detached garage, and basement garage—accommodating up to five vehicles. Recent updates provide peace of mind, including a brand-new HVAC system installed in April 2026 (with warranty) and a new, 1 year old Metal Roof (with warranty). For lake lovers, you're just minutes from multiple boat ramps—one less than a mile away and another within three miles—making it easy to enjoy the water anytime. This is a rare opportunity to own a move-in-ready home with space, privacy, and modern updates in a beautiful setting.

11279 Kentucky, Nancy

3 Beds ⋅ 2 Baths ⋅ 26009252 MLS

402 Westwood Dr, Nancy

3 Beds ⋅ 2 Baths ⋅ 26011924 MLS

This home TRULY has it ALL!!! Beautiful HOME, 30x34 Garage, ALL Furniture, A 1998 PONTOON BOAT, an EZGO GOLF CART and a BOAT SLIP! Experience the ultimate lake lifestyle with this fully turn-key 3BR 2BA lake home where EVERYTHING is included! From the moment you walk in, you'll love the warm wood floors and ceilings, inviting living spaces, and cozy fireplace perfect for relaxing after a fun-filled day on the lake. The full finished basement provides additional living and entertaining space for family and guests. This property is truly ready to enjoy from day one and comes fully furnished, including a boat slip at Dock 1, a 1998 pontoon boat with a new motor, and an EZ-Go golf cart — all included with the sale! Recent exterior updates include brand new siding and a new shingled roof, giving peace of mind for years to come. The impressive 30x34 detached garage offers plenty of room for all your lake toys and currently stores the pontoon boat, golf cart, mower, and grill with additional space remaining. Whether you're searching for a weekend retreat, vacation rental investment, or full-time lake home, this property offers the complete package. Just bring your clothes and start making memories at the lake!

291 Sellars Rd, Nancy

4 Beds ⋅ 4 Baths ⋅ 26002479 MLS

Spacious two-story duplex featuring 2 bedrooms and 2 full bathrooms in the top unit, and 2 rooms with closets and 2 full bathrooms in the bottom unit. Both the upstairs and downstairs units have full kitchens, large living rooms and their own laundry rooms. Ideally located close to Pulaski parks, camp sites, and minutes from Lake Cumberland. The functional layout offers comfortable living spaces and well-sized bedrooms, perfect for full-time living or a weekend getaway. Enjoy easy access to outdoor recreation while still having a practical, low-maintenance property. This home has a previous staircase inside that could be reopened and be converted back into a single-family residence. Ideal for owner-occupants or investors. Top unit is currently occupied and producing income. Located only 2.5 miles from Pulaski Park Boat Ramp, and only 2 miles from Pulaski County Campgrounds.

218 Mangold Dr, Nancy

5 Beds ⋅ 5 Baths ⋅ 26011773 MLS

Stunning lake view home located in the highly desirable Serenity Subdivision, just a short golf cart ride to Lees Ford Marina! This beautifully maintained all-brick home offers breathtaking views from every level and sits on TWO spacious lots for added privacy and space!! This home features numerous updates throughout, including updated bathrooms and kitchen, fresh paint, a new roof, and an expansive new 960 sq. ft. rear deck perfect for entertaining, plus a second-level deck to enjoy even more incredible views. The main floor welcomes you with a grand foyer, vaulted ceilings, hardwood and new tile flooring, new carpet, new garage doors, new windows , and new HVAC. The oversized primary suite features a private ensuite bath, while the main level also includes a formal dining room, eat-in kitchen, laundry room, and additional bathroom. Upstairs offers three generously sized bedrooms and a full bath. The fully finished basement provides incredible versatility and could easily serve as a separate living space or apartment, complete with its own kitchen, den, bedroom, one full bathroom and one half bathroom . This home has been exceptionally well maintained and offers the perfect blend of space, comfort, and lake living in one of the area's most sought-after neighborhoods.

602 Knoll Ln, Nancy

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