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$212,000
3 Beds 2 Baths 26007186 MLS
Situated on one of Cumberland Ridge's most private lots very close to the lake you will find this adorable Craftsman cottage. With 3 Bedrooms / 2 Baths it is just waiting for your great lake weekends to begin! Built for the current owners in 1985 and enjoyed for 40 plus years this would be the perfect lake home for you to love for years to come! Nestled in a very private wooded alcove you will enjoy privacy yet will be in the middle of all Cumberland Ridge Road has to offer! Well taken care of, this open floor plan provides the setting for lots of relaxation or enjoying the weekend with friends. There is a fabulous screened in back porch to enjoy evenings full of the sounds of Lake Cumberland. Property is being sold with furnishings and is ready to start enjoying!

96 Big Beech Ln, Monticello

$210,000
3 Beds 3 Baths 26006942 MLS
Seller offering $5,000 in upgrade allowance!! Welcome to this charming all-brick home nestled on a beautiful .88-acre lot in the heart of Monticello! Surrounded by mature trees, this property offers the perfect blend of privacy, space, and timeless appeal. Featuring 3 bedrooms and 2.5 bathrooms, this home offers a functional layout with a formal dining room ideal for hosting, along with elegant arched doorways that add character throughout. The cozy living area is anchored by a fireplace, creating a warm and inviting space to gather. The 2-car garage provides convenience and additional storage, while the expansive lot offers endless possibilities for outdoor enjoyment. This home has been well cared for and offers a wonderful opportunity for a buyer to add their own updates and personal style while building equity in a desirable setting.

268 Duncan St, Monticello

$204,000
4 Beds 2 Baths 26007099 MLS
Welcome to this beautifully updated home in Monticello! Located in a quiet, well-established neighborhood, this spacious 4-bedroom, 2-bath residence offers approximately 1,803 square feet of comfortable living space and is just minutes from Lake Cumberland. This home has seen numerous improvements over the years, giving buyers peace of mind and modern comfort. Major updates include a newer roof, heat pump, water heater, windows, and fencing, along with ongoing exterior enhancements like fresh landscaping and tree removal. The property also features a welcoming back porch area with a covered roof—perfect for relaxing or entertaining. Inside, the home reflects a full remodel completed in recent years, offering a refreshed and functional layout ideal for families or anyone needing extra space. Appliances are flexible and can remain with the home, adding even more value and convenience. With its combination of space, updates, and location close to town and the lake, this property is a fantastic opportunity for homeowners or investors alike. Come see all this home has to offer!

86 Pine St, Monticello

$198,000
4 Beds 2 Baths 25503990 MLS
Just Reduced!! Charming City Home with Stunning Renovations! Welcome to your dream home in the heart of the city! This beautifully renovated property is a must-see, offering a perfect blend of modern amenities and charming features. With 4 nice size bedrooms and 2 full bathrooms, there's ample space for everyone. The custom kitchen is a highlight, featuring a unique island and plenty of storage, complemented by sliding barn doors and stylish barn house sinks. You'll love the new laminate flooring and porcelain tile, alongside energy-efficient new windows, fresh custom paint, and brand-new doors. The home also boasts a new roof, ensuring peace of mind for years to come. Situated on a desirable corner lot, it offers plenty of parking space and a partial fence for added privacy. With its inviting atmosphere and exceptional upgrades, this home is ready for you to move in and enjoy. Don't miss the opportunity to experience this charming city gem. Call today to schedule your viewing!

212 Virgil St, Monticello

$195,000
4 Beds 2 Baths 26005905 MLS
MOTIVATED SELLERS! Welcome to 360 Hickory Hill Drive in Monticello, KY—a well-maintained 4 bedroom, 2 bath home offering space, functionality, and a great location all in one. Situated on approximately 0.51 acres, this property provides a comfortable setting with plenty of room both inside and out. This split-level home features over 1,500 square feet of living space with a practical layout designed for everyday living. The main level offers a welcoming living area, while the additional bedrooms provide flexibility for families, guests, or even a home office setup. Outside, you'll find a spacious yard, a two-car garage, and additional outbuildings—perfect for storage, hobbies, or outdoor enjoyment. The backyard area is ideal for relaxing or entertaining, complete with space for gatherings and a fire pit setup. Located in an established neighborhood just minutes from town, this home offers convenience while still maintaining a quiet residential feel. Whether you're looking for a primary residence or a solid investment opportunity, this property has the space and potential to fit a variety of needs. Don't miss your opportunity to own a 4-bedroom home in a desirable Monticello location—schedule your showing today.

360 Hickory Hill Dr, Monticello

$190,000
3 Beds 2 Baths 26006891 MLS
Absolutely Adorable 3BR/2BA Modern Home - Move-In Ready! Welcome to this charming and well-maintained 3-bedroom, 2-bath home that perfectly blends comfort and style. Built in 2005, this inviting property features beautiful laminate wood flooring and a spacious, modern kitchen complete with crisp white cabinetry—perfect for both everyday living and entertaining. Both bathrooms have been tastefully updated with a clean, contemporary feel. Enjoy year-round comfort with a newer central heating and air system. Step outside to a large back deck overlooking a fully fenced yard—ideal for relaxing, pets, or gatherings. The home also boasts a lovely covered front porch, perfect for morning coffee or unwinding in the evening. Conveniently located just minutes from town, this home offers the perfect combination of peaceful living and easy access to amenities.

362 Hwy 3284, Monticello

$177,500
2 Beds 1 Baths 25013563 MLS
Perfect Vacation Getaway - Fully Furnished & Ready to Enjoy! Welcome to your ideal lakeside escape! This charming 2-bedroom, 1-bath home is fully furnished and move-in ready, located on a quiet dead-end street for ultimate peace and privacy. Sitting on a desirable corner lot, this property is just minutes from Safe Harbor Beaver Creek Boat Ramp—less than a mile away—making it perfect for boating enthusiasts. Inside, you'll find an open-concept kitchen and great room, offering plenty of space for entertaining. The full basement is already equipped with heating and cooling and could be easily finished to add more living space or a game room. Other features include: *Spacious 2-car garage *Abundant driveway parking—ideal for your boat or RV Prime location for a VRBO or vacation rental investment Whether you're looking for a weekend retreat, income property, or year-round home, this gem checks all the boxes. Don't miss out!

500 Beaver Lodge Rd Rd, Monticello

$175,000
4 Beds 3 Baths 26012420 MLS
Escape to the peace and privacy of the countryside with this spacious manufactured home situated on approximately 2 beautiful acres in Monticello, Kentucky. Surrounded by mature trees and open green space, this property offers the perfect blend of comfortable living and room to enjoy the outdoors. Inside, you'll find a bright and functional floor plan featuring a large living area, spacious kitchen with abundant cabinet space, and a dining area ideal for family meals and entertaining. Large windows throughout the home provide plenty of natural light and scenic views of the property. Step outside to enjoy the expansive yard, mature shade trees, and generous outdoor space perfect for gardening, recreation, pets, or future improvements. The large deck offers a great place to relax, entertain guests, or enjoy peaceful Kentucky evenings. Whether you're looking for a full-time residence, investment property, or weekend getaway near Lake Cumberland, this affordable country property offers endless possibilities. Property Highlights- Functional Kitchen with Ample Cabinetry Large Deck for Outdoor Entertaining, Mature Shade Trees, Peaceful Country Setting, Convenient Location Near Monticello & Lake Cumberland, Plenty of Room for Gardening, Pets, and Outdoor Activities Enjoy country living with space to spread out while remaining just minutes from the amenities of Monticello and the recreational opportunities of beautiful Lake Cumberland. Schedule your private showing today!

150 Boston Hill Rd, Monticello

$170,000
3 Beds 2 Baths 25507674 MLS
PRICE IMPROVED! Don't miss this opportunity to own a wonderful in-town 3 bedroom Bedford Stone home offering lots of comfortable living space all on one level. Situated on three corner lots totaling .51 acres, this property provides ample outdoor room for recreation or future expansion. You'll love the oversized 1,024 sq ft detached garage with carport, perfect for parking, storage, or hobbies. Recent updates include new shingles and new heat & air, both in 2020, delivering peace of mind for years to come. Enjoy cozy evenings by the gas fireplace, and take advantage of the great location close to everything you need. This versatile ranch home can fit the needs of almost any family. In addition to having almost no steps, there are several handicap accessible features added for convenience & safety. Other features include 2 full bathrooms, laundry room, and private covered back patio. This home truly has it all — schedule your tour today!

20 Maryland Ave, Monticello

$165,000
26009100 MLS
44± Acres - Secluded Land on Simpson Hollow Rd Discover the perfect blend of open pasture and wooded privacy with this beautiful 44± acre tract located on Simpson Hollow Road. Featuring approximately 8± acres of pasture and 36± acres of mature timber, this property offers endless possibilities for building, recreation, or investment. Tucked away in a secluded setting, yet conveniently located just 10 minutes from Monticello, KY and 15 minutes from Albany, KY, you'll enjoy peaceful country living without sacrificing accessibility. This property is also ideally positioned near Lake Cumberland and Dale Hollow Lake, making it perfect for those who love boating, fishing, and outdoor recreation. With no restrictions, the opportunities are wide open—build your dream home, cabin getaway, mini farm, or use it as a hunting retreat. Property Highlights: * 44± acres total (per PVA) * 8± acres open pasture * 36± acres wooded * Private & secluded setting * Unrestricted land * Approx. 10 minutes to Monticello * Approx. 15 minutes to Albany * Close to Lake Cumberland & Dale Hollow Lake Don't miss your chance to own a versatile piece of Kentucky countryside with both usability and privacy.

02 Simpson Hollow Rd Unit 01, Monticello

$160,000
2 Beds 3 Baths 26009192 MLS
This charming duplex offers a fantastic opportunity for both investors and vacation property seekers, featuring two well-sized units—an upstairs unit with over 700 square feet and a spacious lower unit with over 1,300 square feet that also includes an additional half bath—providing comfortable, low-maintenance living ideal for long-term tenants or short-term rentals. Situated on a large lot, the property includes a spacious rear deck perfect for relaxing or entertaining, along with a large, detached garage with electric that provides ample storage for boats, vehicles, or recreational equipment. Recent updates include a new roof in 2019 and a new HVAC system in 2021, offering peace of mind and added value. Located just minutes from multiple boat ramps and close to Lake Cumberland, this property is perfectly positioned to attract outdoor enthusiasts, making it an excellent choice for an investment property or vacation rental. Call today to schedule a private showing!

679b Bell Phipps Rd, Monticello

$142,000
3 Beds 2 Baths 26018131 MLS
Nestled on a private, wooded 1.5-acre lot, this beautifully renovated 1,216 sq ft home offers new windows, and gutters perfectly blends contemporary utility with a rustic, cabin-style aesthetic. Whether you are looking for a turnkey permanent residence, a peaceful lake getaway, or a lucrative Airbnb/investment property, home checks every single box. Exterior & Outdoor Living Modern Cabin Aesthetic: Striking new matte-black vertical siding contrasted beautifully by warm, natural wood-look finishes around the central entryway and perimeter skirt. Outdoor Entertaining: Features an inviting raised front porch, a brand-new back deck perfect for grilling, and a dedicated outdoor sitting area. Storage & Toys: Includes a spacious storage shed, ideal for housing a golf cart, jet skis, kayaks, and lake toys. Interior Features Spacious Layout: A roomy and functional footprint offering 3 bedrooms and 2 full bathrooms. Primary Suite: Features an updated, modern walk-in shower designed for comfort and style. Cozy Atmosphere: Fully furnished with a lodge-like vibe that welcomes you home after a day on the water. Unbelievable Location: Located about 2 miles from Beavercreek Marina for seamless lake access plus additional boat ramps sit within a half-mile radius, making it incredibly easy to launch boats, jet skis, or kayaks. Don't let this unique property slip away. Call today to schedule your private showing!

58 Cart Bell Ridge Rd, Monticello

$140,000
3 Beds 2 Baths 26019390 MLS
Opportunity awaits on this charming country property offering approximately 3 cleared acres, with most of the land currently used for hay. Conveniently located just minutes from downtown Monticello and only a short drive to beautiful Lake Cumberland, this property combines peaceful country living with easy access to shopping, dining, recreation, and boating. The home features 3 bedrooms, 2 bathrooms, a comfortable living room, kitchen, and a partially unfinished basement that provides additional storage or the opportunity for future expansion. Outside, you'll find a detached 2-car garage and a barn, offering plenty of space for vehicles, equipment, hobbies, or livestock. Whether you're looking for your next family home, an investment property, a potential VRBO, or your next renovation project, this property offers tremendous potential. With a little updating, it could truly shine. Don't miss this wonderful opportunity to own a versatile property in a highly desirable location!

709 Old Hwy 90, Monticello

$140,000
2 Beds 1 Baths 26011401 MLS
Have you been looking for a secluded cabin, acreage to hunt in and room to roam? Then check out this new to the market listing with 67 Acres that offer access to ATV riding trails, hiking, scenic views and recreational opportunities. You'll appreciate the cabin that was constructed in 2020 that has 898 square feet. Features on the main level include a Living Room with a gas log fireplace and a wood stove, 1 Full Bath, Kitchen area has a propane cooktop. The second level has 2 Bedrooms, one is very close to being finished, and the other one isn't. It is currently powered by rechargeable 12-volt batteries, or you could bring a generator, or install Solar Panels. Two propane tanks support the hot water heater, cooktop and fireplace. There is a spring on the property that supplies the water source. The 29x29 Detached Garage is perfect for parking, storing ATV's, canoes, kayaks or other water sports. The land is accessed by a gravel road and has its own private drive with gate. The acreage is mostly wooded, consisting primarily of young timber and vegetation, with food plots. This habitat provides cover and forage for local wildlife species, which there is an abundance of on the property. Observed on trail cameras are deer, turkey, bear, bobcat, and other small game, with ample areas for tree stands and box blinds. This variation in terrain offers multiple potential building sites, some which would provide stunning views. Buyers are welcome to research access to utility connections during the due diligence period. The property's location offers proximity to nearby recreational resources. This feature supports activities such as boating, fishing, and general water recreation. In addition to its natural attributes, this parcel is within reasonable driving distance offering access to medical facilities, shopping, dining, and other local services. Don't forget that Conley Bottom & Beaver Creek Marinas are approximately 30-40 minutes away and they provide access to our beautiful Lake Cumberland. The combination of a rural setting and nearby amenities may appeal to a variety of buyers seeking land for residential, recreational, or long-term holding. This property may be considered for diverse uses, including multiple home sites, recreational retreat, or land investment. Property has a Survey.

1658 Dry Hollow Rd, Monticello

$134,000
2 Beds 2 Baths 26002648 MLS
BACK ON MARKET AGAIN - DUE TO NO FAULT OF THIS CUTE HOME. Country lliving at its finest. Newly renovated kitchen with solid kitchen cabinets and granite countertop. Cozy single-wide mobile home with rustic living on 4+ acres. Close proximity to local deer, bear and squirrel hunting. Buyer to verify square footage and acerage of property. Enjoy the evening sitting out on a screened in coverd porch with shading blinds for privacy. Cistern and well. Well produces approx. 200 gallons per day. Ample room for a garden and small livestock. There is an existing chicken coop and hog pen with electric on the property for those who want to get back to the basic Small utility trailer and 2 water storage tanks convey with the property as well as a transfer pump for the cistern,

814 Parmleysville Rd, Monticello

$130,000
3 Beds 2 Baths 25504035 MLS
For Sale: 2019 Mobile Home on 4.13 Acres - Monticello, KY Looking for privacy, nature, and the perfect place to start your mini farm or just enjoy secluded country living? This 2019 model mobile home offers 3 bedrooms, 2 bathrooms, and 924 sq. ft. of cozy living space, all set on 4.13 +/- acres per PVA. Property Features: • 3 Bedrooms, 2 Bathrooms - A well-designed layout with an open-concept living area • Move-in ready - Modern finishes and appliances • Secluded & peaceful - No neighbors in sight • Beautiful stream runs beside the property, adding to the natural charm • Perfect for a mini farm - Plenty of space for gardening, animals, or just enjoying the land Enjoy the quiet life while still being close to all the amenities of Monticello. This is a rare opportunity to own a slice of Kentucky Paradise!!

124 Bens Cliff Rd, Monticello

$127,000
3 Beds 2 Baths 26021880 MLS
Ultimate lake retreat or high yield investment property! Located just 1/2 mile from the Apple Orchard public boat ramp and 2.5 miles from Beaver Creek Marina, this fully furnished 3 bedroom, 1.5 bathroom mobile home offers extraordinary versatility and space. Situated on a cleared, level lot backed by private, serene woods, the property features a massive covered screened in front porch, a durable metal roof, and an outdoor fire pit area perfect for evening gatherings."Peace of mind is included! The home features all-new plumbing and electrical systems throughout, providing modern reliability and efficiency." Seller is also willing to transfer their covered boat slip at Beaver Creek Marina, making lake days effortless! The ultimate setup for recreation and storage includes: An extended 24x32 Detached Garage: Equipped with concrete floors, electricity, and twin 10'x7' garage doors ideal for boats, jet skis, and recreational vehicles. 14x28 Workshop/Shed: Features a 10'x7' garage door, perfect for extra storage, tools, or a dedicated workspace. Bonus Guest Accommodations: Includes two additional campers on-site, a 32' Salem Bunkhouse and a 31' Dutchmen (both hooked up)—allowing the property to comfortably sleep 15+ guests! Whether you are looking for a full-time residence, a private getaway, or a turnkey short term rental/Airbnb, this rare find offers unmatched value, storage, and proximity to the water. Schedule your tour today!

229 Cart Bell Ridge Rd, Monticello

$125,000
3 Beds 2 Baths 26003854 MLS
PRCE DROP!!!! Step onto the front porch and take in the scenic views with a morning cup of coffee or evening sweet tea break. The kind of view that kick starts the morning or ending to a pleasant evening. This property is tucked away off the main road on gentle country gravel road away from the hustle and bustle of the day. This location is perfect as you are just minutes away from all the amenities as shopping, schools, church, atv riding, springs to explore and local parks. This 1300 sq ft plus 3 bed 2 bath home nestled in a quite country setting overlooking the beautiful mountains of Wayne County. This home has an unfinished basement/crawlspace. There is also a reinforced storm shelter in the basement for canning or preserving your garden goods plus shelter Tthis his home is located just about a mile from the mountain water spring runoff of Flat Springs if you like good refreshing water you will want to check this out.

167 Sexton Rd, Monticello

$115,000
3 Beds 1 Baths 26003736 MLS
3BR/1BA Home Near Beaver Creek Marina - Investor Opportunity Located just 3 miles from Beaver Creek Marina, this 3-bedroom, 1-bath home sits on a 1-acre lot and offers incredible potential for the right buyer. Featuring durable stone siding and a detached garage, this property is the perfect fixer-upper for investors, flippers, or anyone looking to create their own lake-area getaway. With its close proximity to the marina, this home would make a great primary residence, vacation retreat, or rental opportunity. Even more appealing — the property can be purchased with an additional 32 acres, providing endless possibilities for expansion, recreation, or development. Opportunities this close to the water at this price point are hard to find. Bring your vision and make it your own!

1012 Ky-674 Unit 1, Monticello

$112,000
3 Beds 1 Baths 26009179 MLS
Tucked away just minutes from beautiful Lake Cumberland, this charming A-frame home offers the perfect blend of cozy retreat and smart investment opportunity, boasting over 1,700+/- square feet of inviting living space. With its distinctive architecture and warm character, this property is ideal as a vacation getaway, short-term rental, or year-round residence. The home features a durable metal roof and is equipped with central heating and air, ensuring comfort in every season, while the interior is filled with natural light that enhances its welcoming feel. Step outside to the spacious rear deck—perfect for morning coffee, evening gatherings, or simply taking in the peaceful surroundings. Whether you're looking to expand your investment portfolio or secure a personal escape near one of the region's most popular recreational destinations, this A-frame delivers both charm and potential. Call today to schedule a private showing!

679a Bell Phipps Rd, Monticello