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$620,000
3 Beds ⋅ 2 Baths ⋅ 26005877 MLS
NEW ROOF, SOFFIT, AND GUTTERS!!! ACREAGE, FARM, TRANQUILITY, LOCATION, VIEWS, and COUNTRY LIVING, all in one property! WOW! Now is your opportunity to own this beautiful home with over 2,000 square feet of living space and only about 7 minutes from Main Street. Built in 2002, and situated on over 47 acres of usable land, this home has custom cabinets throughout. The stairs and door frames, and large kitchen island are custom made as well. You are sure to love the flow from the kitchen into the living room. With vaulted ceilings and a fireplace that goes from the first floor to the top of the second, this home feels spacious, open, and at the same time has a cozy, country feel. There is white oak hardwood flooring throughout. All bedrooms and baths are on the first floor! Upstairs there is a large finished area which can be used for an additional bedroom, play room, study, or a place for you to enjoy your favorite hobby. This home boasts ample storage. There is a huge barn on the property to store all your farm equipment in! Sit on the front porch or back deck with your favorite drink and enjoy the beautiful views and sunset! DON'T MISS THIS OPPORTUNITY!!!

54 Jess Crisswell Rd, Monticello
$580,000
5 Beds ⋅ 4 Baths ⋅ 26006531 MLS
Welcome to your private Kentucky retreat, where rustic charm meets modern comfort just a stones throw away from beautiful Lake Cumberland! This a stunning 5-bedroom, 4-bath home is in a gated community! "COMES FULLY FURNISHED" On AirBNB making 70k annually! From the moment you arrive, the warm cedar-toned exterior, expansive wraparound decking, and serene natural setting create an inviting escape from the everyday. Step inside to soaring ceilings, exposed timber beams, and an open-concept living area filled with natural light. The great room showcases floor-to-ceiling windows, rich hardwood floors, and a cozy, lodge-style ambiance, perfect for both entertaining and relaxing. The spacious kitchen and dining area flow seamlessly to the outdoor living spaces, where you'll enjoy peaceful wooded views, morning coffee, and evening gatherings. Multiple levels of decking provide the perfect setting for hosting or simply unwinding in nature. The home features: 5 generously sized bedrooms 4 full bathrooms Lofted spaces and architectural detail throughout Walk-out lower level with additional living/entertaining space Abundant windows bringing the outdoors in Outside, enjoy a fire pit area, mature trees, and plenty of space for recreation or future enhancements. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity near the lake, this property offers unmatched versatility. Highlights: • Private, wooded setting • Expansive wraparound deck • Striking timber frame interior • Ideal for entertaining or relaxing retreats • Minutes to boating, fishing, and outdoor recreation If you've been searching for a home that feels like a getaway every day, this is it!

100 Waters Edge Trl, Monticello
$520,000
4 Beds ⋅ 4 Baths ⋅ 26006763 MLS
LIKE-NEW 2024 BUILD IN A PRIME LAKE LIFESTYLE LOCATION—JUST 5 MINUTES FROM CONLEY BOTTOM! This 4 bedroom, 3.5 bath home offers the perfect combination of modern design, quality craftsmanship, and sought-after access to Lake Cumberland, situated on 1.06 +/- acres per PVA. Inside, you'll find an open-concept layout with soaring wood ceilings, a stunning fireplace focal point, and abundant natural light throughout. The kitchen is designed to impress with custom cabinetry, a large island, and seamless flow into the main living and dining areas—ideal for entertaining or hosting family and friends. The main-level primary suite provides a true retreat, featuring a spa-style bathroom with soaking tub, custom tile walk-in shower, and a spacious walk-in closet. Enjoy approximately 3,000 sq ft of composite decking, creating an incredible setting for outdoor living, entertaining, and taking in the peaceful surroundings along with a seasonal lake view. The lower level adds flexibility and function, including a reinforced safe room for added peace of mind. Located in a golf cart-friendly community, this property offers the unique ability to ride directly to two nearby lake access points and multiple private boat ramps, making lake days effortless. Whether you're searching for a full-time residence, luxury lake retreat, or investment opportunity—this property delivers on location, design, and lifestyle. Don't miss your chance to own in one of Lake Cumberland's most desirable areas.

185 Big Beech Ln, Monticello
$500,000
26005703 MLS
259.34 nrestricted acres in the heart of Monticello! This beautiful property offers the perfect blend of privacy and convenience for hunting and outdoor adventures. Featuring Meadow Creek running through the land, you'll enjoy a peaceful natural setting with scenic views, wooded areas, and abundant wildlife. Ideal for building your dream home, placing a mobile or tiny home, or creating a private getaway. Plenty of space for multiple homes or future expansion. Conveniently located just a short drive to Lake Cumberland. Don't miss this opportunity to own versatile land with a rare water feature! Water and electric at the road and approximately 3000 feet of road frontage. Survey has been completed as well.

1330 Kentucky 790, Monticello
$484,900
3 Beds ⋅ 2 Baths ⋅ 26012544 MLS
Lake View Retreat on 2.3 Acres with Exceptional Storage & Endless Possibilities! Welcome to 59 Green Hill Way in Monticello, Kentucky—where breathtaking Lake Cumberland views, abundant space, and versatile living come together on 2.3 beautiful acres. This well-maintained 3-bedroom, 2-bath home features an inviting open-concept design with soaring vaulted ceilings, exposed wood beams, and a cozy wood-burning fireplace that creates the perfect gathering space. Large windows fill the home with natural light while showcasing the stunning lake views. Just off the main living area, you'll find a cozy sunroom—an ideal spot to enjoy your morning coffee, unwind with a good book, or take in the changing seasons and peaceful surroundings. Step outside onto the open back deck, perfect for entertaining guests, grilling, or simply relaxing while overlooking the scenic countryside and lake views. The main floor offers convenient one-level living, while the attached 2-car garage provides easy access and everyday functionality. Below the home, you'll discover an impressive 6 additional garage bays offering ample room for boats, vehicles, ATVs, lake toys, equipment, or future finished living space. Whether you envision a game room, guest quarters, hobby area, or home gym, the possibilities are endless. Ideally located for lake enthusiasts, this property is approximately 15 minutes from Burnside Marina and approximately 20 minutes from Conley Bottom Resort, providing convenient access to boating, fishing, dining, and all that Lake Cumberland has to offer. Whether you're seeking a full-time residence, vacation getaway, or investment property near Lake Cumberland, this unique property offers space, flexibility, and views that are hard to find. Property Highlights: 3 Bedrooms | 2 Bathrooms 2.3 Acres Beautiful Lake Cumberland Views Open Concept Floor Plan Vaulted Ceilings with Exposed Wood Beams Cozy Wood-Burning Fireplace Sunroom with Scenic Views Open Back Deck for Outdoor Living Main Floor Living Attached 2-Car Garage 6 Additional Garage Bays Under Home Detached Workshop Building Excellent Boat & Recreational Storage Potential for Additional Finished Living Space Approximately 15 Minutes to Burnside Marina Approximately 20 Minutes to Conley Bottom Resort Experience the beauty of Lake Cumberland living with room to relax, entertain, store your toys, and create the lifestyle you've been dreaming of at 59 Green Hill Way.

59 Green Hill Way, Monticello
$475,000
4 Beds ⋅ 4 Baths ⋅ 26019708 MLS
Rare opportunity to own a one of a kind property on approximately 2.5 secluded, wooded acres just minutes from two concrete boat ramps on beautiful Lake Cumberland. Whether you're looking for a full time residence, vacation home, or investment property with short term rental potential, this unique estate offers endless possibilities. The custom built primary home features soaring 12 foot ceilings, crown molding, stained glass windows, custom built-ins, abundant cabinetry and countertop space, a walk-in pantry, steam room, laundry chute, an oversized walk-in shower in the primary suite, and a built-in bed with integrated storage. An unfinished upper level with 12-foot ceilings offers excellent potential for additional bedrooms, a game room, home office, or expanded living space. The detached guest house is located above the oversized two-bay garage and is ideal as a mother-in-law suite, private guest quarters, or income-producing Airbnb. It features a full kitchen, spacious living area with king-size sleeping space, a full bath with a walk-in shower, two built-in twin window beds, and a loft for additional sleeping accommodations. The garage level also includes a laundry area and convenient half bath. Outside, you'll enjoy multiple decks, two covered porches, a screened-in porch, beautifully landscaped grounds, peaceful sitting areas, and a fire pit. This would be perfect for entertaining or relaxing after a day on Lake Cumberland. Underground utilities and city water provide modern convenience while preserving the property's private, natural setting. Properties offering this combination of privacy, acreage, proximity to Lake Cumberland, guest accommodations, and short-term rental potential are hard to find. Schedule your private showing today.

1560 Bell Phipps Rd, Monticello
$425,000
5 Beds ⋅ 4 Baths ⋅ 26005726 MLS
YEAR ROUND LAKE VIEW home on Lake Cumberland!!! Boasting over 3800 sq ft with breathtaking year round lake views of beautiful Lake Cumberland. This one owner home was custom built with 5 spacious bedrooms and 3.5 bathrooms. A grand stone fireplace that gives privacy between your cozy living room and your open dining/kitchen area making it perfect for rest or entertaining. The finished walkout basement adds plenty of room for additional living or a large gaming/entertainment area for guests. A sun porch w/a perfect view to enjoy your morning coffee and evening delights. There is also a three car garage that gives plenty of space for your vehicles or lake toys and is even a large workshop in the basement. Would make the perfect year round home, lake get away or even a VRBO/AIRBNB. Conveniently located between Somerset and Monticello and is only about 10 min from Burnside Marina. Call today for your private showing!!

1636 Green Hill Estates Rd, Monticello
$397,500
4 Beds ⋅ 3 Baths ⋅ 26009040 MLS
Welcome to a stunning Monticello home set in a peaceful, park-like setting with walking paths, custom stonework, and inviting outdoor spaces perfect for relaxing or entertaining. This spacious two-level home features 3 bedrooms and 2 baths upstairs, including a large master suite, plus a cozy living room with fireplace, formal sitting area, and a kitchen/dining combo with hardwood and tile flooring, while the finished basement offers a flexible office or bedroom, full bath, second fireplace, and kitchenette hookups. With two concrete driveways and four garage bays, this property offers rare space and acreage in town. The detached garage has its own bathroom. Property is located roughly 10 miles from Lake Cumberland, Conley Bottom Marina and Beaver Creek Marina. Call for more information.

568 Castle St, Monticello
$375,000
4 Beds ⋅ 2 Baths ⋅ 25017219 MLS
Welcome to your dream retreat! This beautifully custom-built 4-bedroom, 2-bathroom home sits on a picturesque 2-acre lot+/-, offering the perfect blend of privacy, comfort, and outdoor living. With over 1,800 square feet of thoughtfully designed living space, this home is ideal for full-time living, a vacation getaway, or a lake lover's paradise. Step inside to find a spacious open floor plan filled with natural light, featuring quality finishes and room for the whole family. The large kitchen is perfect for entertaining, and the comfortable bedrooms provide plenty of space to unwind after a long day. Outdoors, enjoy your own private oasis! Cool off in the above-ground swimming pool complete with a surrounding deck—perfect for lounging or hosting weekend BBQs. The outdoor kitchen is a true bonus, offering everything you need to cook and dine al fresco. Need storage or extra space? The detached garage includes a bonus room, ideal for a home office, game room, or guest suite. Located just minutes from Conley Bottom Resort and multiple boat ramps, this home puts you right in the heart of Kentucky lake life, with boating, fishing, and outdoor recreation at your fingertips.

8 Gehring Way, Monticello
$375,000
3 Beds ⋅ 3 Baths ⋅ 26005074 MLS
Welcome to this well-maintained home located at 785 Frazer Rd in Monticello, KY, offering the perfect combination of comfort, space, and convenience. Ideally situated between Monticello and Somerset, this property provides a peaceful country setting while still being just a short drive to shopping, dining, schools, and Lake Cumberland. This home features 3 bedrooms and 2.5 bathrooms with a functional layout designed for everyday living. A full unfinished basement offers endless potential for additional living space, a workshop, or extra storage to fit your needs. You'll appreciate the convenience of the 2-car attached garage, along with a 22x16 detached garage that is perfect for storing a boat, camper, or additional vehicles. The large blacktop circle driveway provides easy access and plenty of parking for guests. Enjoy relaxing on the welcoming covered brick paver front porch or entertaining on the rear patio while taking in the peaceful surroundings. The spacious yard offers plenty of room for outdoor activities, gardening, or simply enjoying the quiet setting. An additional lot is also available for purchase, giving you even more opportunity to expand or invest. This property truly offers the ideal blend of country living, storage, and convenience—don't miss your chance to make it yours!

785 Frazer Rd, Monticello
$350,000
2 Beds ⋅ 3 Baths ⋅ 26006252 MLS
Lake Cumberland Log Cabin Retreat | Mystic View Subdivision Welcome to your perfect lake getaway at 160 Mystic View Rd! This beautifully maintained 2-bedroom + loft area, 2.5-bath log cabin offers the ideal blend of rustic charm and modern updates in one of Lake Cumberland's most desirable communities. Lovingly cared for and lightly used as a vacation home since 2007, this property is truly move-in ready. Step inside to a warm and inviting layout, then head outdoors to enjoy the wraparound deck spanning three sides of the home, perfect for relaxing or entertaining. Take in the peaceful farm views in the rear and seasonal lake views from the front, offering the best of both worlds. The unfinished walk-out basement provides endless possibilities—create additional living space, a game room, or customize it to fit your vision. Located in the sought-after Mystic View neighborhood, you'll enjoy access to a community boat ramp, making lake days easy and convenient. Whether you're looking for a vacation retreat, investment opportunity, or full-time residence, this Lake Cumberland cabin checks all the boxes. In 2025 upgrades included: New Roof ($25,000), all new Andersen Renewal Windows ($35,000), New Window Coverings, New Refrigerator. In 2024 upgrades included: Exterior Logs Stained, Porch Soffits Replaced. This home comes furnished & move in ready.

160 Mystic View Rd, Monticello
$349,000
3 Beds ⋅ 2 Baths ⋅ 26008603 MLS
Peaceful rural living with all the comforts you could imagine! This stunning home was custom built for handicap accessibility with 3 bedrooms and 2 full baths. Sitting on over 3 acres with one of the most gorgeous views in Wayne County you will find this absolutely beautiful home is awaiting your arrival! Only 30 minutes from ALL of the major boat docks (Dale Hollow, Conley Bottom Resort, Beaver Creek Marina, Grider Hill and Rowena Marina) it is located exactly where you want to be! There is room to build a barn, grow a huge garden, put in an orchard, build a pool or whatever your heart desires. The possibilities are limitless! Culinary enthusiasts will love the stunning kitchen prep table, stainless appliances, and abundance of cabinetry! There is a den / family room to the right of the great room that is both cozy and private as well with a French door to shut off the outside world! All 3 of the bedrooms are delightful with sitting areas in 2 of the 3. The master offers a full bath with an appealing walk-in tiled shower. There are 9 Foot ceilings throughout. The garage is a 2 car with a ramp built to the kitchen door for easy access. Relax on the outside either sitting on the front porch with extraordinary views or in the back screened-in porch with built in wooden bars made from the family farm. The exterior of the home has fabulous landscaping expertly done by the owners themselves who have put so much extra love and care into this wonderful home!

241 Perdue Rd, Monticello
$349,000
4 Beds ⋅ 3 Baths ⋅ 26003358 MLS
Welcome to your dream home in the prestigious Cumberland Shores gated community — where timeless craftsmanship meets year-round lake living. This stunning 4-bedroom, 3-bath custom brick home offers breathtaking, unobstructed views of the sparkling waters of Lake Cumberland all year long. Perfectly positioned to capture both sunrise serenity and golden evening reflections, this home blends elegance, comfort, and outdoor adventure. Boasting over 2,200 square feet (+/-) of thoughtfully designed living space, this home features rich hardwood floors that flow throughout the main living areas, adding warmth and sophistication. The spacious open-concept layout is perfect for entertaining, with generous living areas, abundant natural light, and picturesque lake views from multiple vantage points. The well-planned floor design includes four comfortable bedrooms and three full baths, offering ample space for family and guests alike. Step outside and take in peaceful mornings and relaxing evenings overlooking the water. A convenient walking path leads directly to the lake. For boating enthusiasts, you're just minutes from a nearby boat ramp, providing quick and easy access to endless days of fishing, cruising, and watersports. Located within the security and exclusivity of Cumberland Shores, this property offers privacy, scenic beauty, and the ultimate lake lifestyle — all while remaining conveniently close to local amenities. Whether you're searching for a full-time residence or the perfect lake retreat, this exceptional property delivers the very best of luxury living at Lake Cumberland. Call today to schedule a private showing!

642 N Shore Dr, Monticello
$335,000
26012038 MLS
167 acres of Timberland

1023 Crabtree Hollow Rd, Monticello
$325,000
26008118 MLS
Discover the perfect blend of convenience and freedom with this exceptional 20± acre tract, ideally located just minutes from downtown yet comfortably outside the city limits. This completely unrestricted property offers endless possibilities—whether you're looking to develop, invest, or build your dream home in a peaceful, private setting. The land is predominantly level, making it highly versatile and easy to work with for a variety of uses. A standout feature of the property is the impressive 36x60 insulated garage, thoughtfully finished with drywall and custom cabinetry—perfect for storage, a workshop, or hobby space. With ample space, prime location, and no restrictions, this property is a rare opportunity to create exactly what you envision without compromise. Call today to schedule a private showing!

1555 E Kentucky 92, Monticello
$300,000
4 Beds ⋅ 3 Baths ⋅ 26009287 MLS
**Lake Cumberland Home for Sale | 4 Bedroom Home Near Boat Ramp | Ramsey Point Subdivision** Looking for the perfect **Lake Cumberland home**? This beautiful **4-bedroom, 2.5-bath lake house** in the desirable **Ramsey Point Subdivision** offers the ideal blend of privacy, space, and convenience. Situated on a **0.92-acre wooded lot at the end of a quiet cul-de-sac**, this two-story home features seasonal views of Lake Cumberland and is located **less than one mile from a public boat ramp**, making it an excellent choice for boating enthusiasts, full-time living, or a weekend getaway. The inviting **wrap-around porches** are the perfect place to relax with your morning coffee or unwind after a day on the lake. Inside, you'll find a cozy **fireplace**, and a **freshly painted interior** (scheduled) that gives the home a bright, move-in-ready feel. The spacious floor plan provides plenty of room for family and guests, with four generously sized bedrooms and two and a half bathrooms. The unfinished basement offers endless possibilities to create additional living space, a recreation room, bunk room, home gym, workshop, or extra storage. A **one-car attached garage** and **storage shed** provide plenty of space for lawn equipment, tools, and lake gear. Need more room for your boats, trailers, or hobbies? An **additional 0.50-acre lot with two garages is available for purchase**, offering incredible flexibility for storage, a workshop, or future expansion. Whether you're searching for a **Lake Cumberland vacation home**, a **primary residence near the lake**, or an investment property with room to grow, this home checks all the boxes. Enjoy the peaceful setting of a wooded lot, the privacy of a cul-de-sac location, and quick access to boating, fishing, and everything Lake Cumberland has to offer. ### Property Features: * 4 Bedrooms | 2.5 Bathrooms * Two-story home * 0.92-acre wooded lot * Located at the end of a quiet cul-de-sac * Seasonal views of Lake Cumberland * Less than 1 mile to a public boat ramp * Wrap-around porch * Hardwood floors * Fireplace * Freshly painted interior * Unfinished basement ready for your finishing touches * One-car attached garage * Storage shed * Additional 0.50-acre lot with two garages available separately If you've been searching for a **Lake Cumberland home for sale with lake views, privacy, and easy boat access**, this Ramsey Point property is one you won't want to miss. Schedule your private showing today and start enjoying the Lake Cumberland lifestyle!

340 Hunters Paradise Rd, Monticello
$300,000
25506886 MLS
Unlock exceptional business potential with this versatile 2,580-square-foot commercial building offering outstanding visibility and accessibility. With 150 feet of Highway 90 frontage and a high daily traffic count, this location provides unmatched exposure for retail, office, service, or mixed-use operations. Inside, you'll find a well-maintained structure equipped with central heating and air, ensuring year-round comfort for staff and customers alike. The property sits on a spacious, fully fenced lot, ideal for secure parking, equipment storage, or future expansion. Whether you're launching a new venture or relocating an established business, this property delivers the space, location, and flexibility needed for success. Excellent opportunity for investors or owners seeking a high-visibility commercial site in a growing corridor. Call today to schedule a private showing! Owner/Agent.

2104 Ky-90, Monticello
$295,000
4 Beds ⋅ 3 Baths ⋅ 25500689 MLS
HIGHLY MOTIVATED SELLERS! Spacious 4-Bedroom Home on Double Corner Lot Near Lake Cumberland! Discover the perfect blend of comfort, convenience, and opportunity in this 4-bedroom, 2.5-bath home situated on a flat 1.29± acre double corner lot—just 5 miles from Conley Bottom Boat Dock and beautiful Lake Cumberland! Main Floor Highlights: Bright & open kitchen with ample cabinetry Dining area & oversized living room with soaring two-story ceilings Primary suite, laundry room, half bath, and 2-car garage Second Floor: 3 spacious bedrooms and a full bath Outdoor Living: Recently added covered private back deck Above-ground pool with privacy fencing for summertime fun Recent Upgrades: Major items like HVAC, roof, and more updated within the last couple of years Extra Lot Potential: The property includes an additional .5-acre lot—perfect for a large garage for your boat/RV and toys ...or even build a second home for family or investment. Conveniently located close to schools, shopping, dining, medical, and all the essentials—plus just minutes to Lake Cumberland adventures!

49 Mountain Laurel Way, Monticello
$293,000
2 Beds ⋅ 1 Baths ⋅ 26015983 MLS
34.49 Acre Ml Mountain View Farm with Remodeled Country Home This charming country home was extensively remodeled in 2016 and offers 2 bedrooms, living room with hardwood floors, kitchen, bath and large utility room with two closets and a walk-in shower. Home has central heat/air, a water well with municipal water available. Acreage offers open ground, timberland with some mature timber and abundant wildlife. Property has 51'x32' All Purpose Barn, excellent fencing and pond.Work Shop Building, Detached One Car Garage, and additional small older residence that is used for storage. Property is 0.9 miles from Tn/Ky State Line. 14 miles ML Gunnells Fishing Camp on Dale Hollow Lake. 17 miles from Sunset Marina on Dale Hollow Lake. 17 miles from Wolf River Dock on Dale Hollow Lake. 30 miles from Picket State Park. 34 miles from Dale Hollow Ky State Park. If you are looking for a cattle farm, horse farm, a place with excellent hunting, or just a place to get away, call today to see this unique property!

17141 Hwy 200, Monticello
$290,000
4 Beds ⋅ 3 Baths ⋅ 26019647 MLS
Don't miss your chance to own this beautiful 4 bedroom, 3 bath home in Country Lane Estates! This well-maintained home features an oversized 2-car garage, a finished bonus room, and unfinished attic space with plenty of storage or future expansion potential. Inside, you'll find hardwood flooring, ceramic tile, vaulted ceilings, a spacious living room, and a versatile second living area that could serve as a den, formal living room, entertainment space, or potential second primary suite. Recent updates include a newer roof, newer windows, newer HVAC, new flooring in the primary bedroom, and new chain link fence. The fourth bedroom is perfect for a home office, craft room, or guest bedroom. Enjoy peaceful farmland views from the front porch or spend your evenings on the back deck, perfect for outdoor gatherings. An 8' x 10' storage shed, generator hookup, and exterior RV hookup add extra convenience. With its flexible floor plan, numerous updates, and great location, this home is ready for its next owner. Selling AS IS; inspections are welcome. Schedule your private showing today!

230 Turner Ln, Monticello
$280,000
4 Beds ⋅ 2 Baths ⋅ 26009998 MLS
Completely remodeled and move-in ready, this 4 bedroom, 1.5 bath home sits on a .67 acre lot (per PVA) in a highly desirable Lake Cumberland area. This property has been fully updated with new flooring, fresh paint throughout, updated light fixtures, and new ceiling fans, comes with newer washer and dryer, along with a remodeled garage for added functionality. The kitchen features custom cabinetry with slide-out drawers, offering both quality and convenience. The bathroom has been upgraded with a tile shower and tile flooring. Additional major improvements include a new HVAC system (with warranty), newer hot water heater, and a new refrigerator. Outdoor features include a freshly stained deck with a 220 plug already installed--perfect for a hot tub setup. A dedicated pad is already in place for an RV spot or future garage build, along with electric, water, septic, and RV hookup options. Located just minutes from Conley Bottom Marina and multiple boat ramps, this home is ideal for full-time living or a lake getaway. Situated in a golf cart-friendly community, you can ride directly to the water with access at two nearby points. Owner is a licensed real estate agent in the state of Kentucky and is the listing agent. Property has been professionally renovated as part of an investment project.

1080 Hwy 2393, Monticello
$275,000
4 Beds ⋅ 3 Baths ⋅ 26007101 MLS
Just 15 Minutes to Beautiful Lake Cumberland! The seller has purchased a new home and is motivated—"let's make a deal!" Welcome to this charming Cape Cod residence, blending timeless appeal with modern updates. Nestled in a serene neighborhood, this spacious home offers 4 bedrooms, 3 full bathrooms, and a thoughtful layout perfect for both entertaining and everyday living. Step inside to gleaming hardwood floors that extend throughout the main level, creating warmth and character. The bright, inviting living spaces include a cozy living room, ideal for relaxing with family and friends. The main floor also features a fully equipped kitchen, a dining area, and the primary bedroom with its own private bath. Two additional generously sized bedrooms share a full bathroom on the main level. The home's fully finished basement adds incredible versatility, featuring a second kitchen, a bedroom, and a full bathroom. This space is perfect for a home office, guest suite, or easily converted into an in-law suite with its own entrance and full amenities. Outside, enjoy a covered front porch perfect for morning coffee or evening relaxation. The back deck provides an ideal spot for grilling and entertaining, while a covered patio off the basement adds even more space to unwind or host guests. With ample room for everyone and the added bonus of an in-law or guest suite, this Cape Cod home combines comfort, charm, and functionality. Don't miss the opportunity to make it yours!

78 Francie Blvd, Monticello
$270,000
3 Beds ⋅ 2 Baths ⋅ 26006159 MLS
PRICE SLASHED — motivated sellers are relocating!! Looking for a cozy retreat near Lake Cumberland? This unique fully-furnished 3-bedroom 2-full-bathroom home home is ready for your summer get-away or full-time living! The home can also be used as an income producing investment since it's approved by the HOA for short term rental ($50 annual HOA fee). Lake enthusiasts will love this location, just minutes from both Lakeshore Community Dock and Fall Creek Recreation Area, with prestigious Conley Bottom Resort less than 4 miles away! There's plenty of room for lake toys with the massive two-story, oversized 2-car garage. And invite your friends--there is ample parking available out front. Follow wooden walkways to the front door of this sprawling cottage, Enter into the open concept great room--a living room, dining room and kitchen, with a gorgeous, extra-large "u" shaped countertop island in the center of the space! You'll love the updated finishes and cool lake-inspired color scheme throughout this fully furnished "cabin." The split floor plan offers a large primary suite on one side, featuring a walk-in closet and private bathroom with dual vanities, a large soaking tub and convenient separate shower stall. Across the living room you'll find a foyer between two beautifully decorated bedrooms and a full bath. The kitchen offers lots of cabinets and almost endless countertops--and a huge central island that's sure to be your favorite gathering spot. Stainless appliances and white cabinetry give this home an updated appeal. Just off the kitchen is the laundry room with matching washer and dryer and extra storage. Step down into the large family room in the enclosed all-season porch on the back of the house and enjoy lounging on the electric reclining sofa while watching the large format TV. There's plenty of room for puzzles and game night on the extra dining table and chairs you'll find in this space. With windows all around and doors on either side of the room, you'll have quick access to the expansive deck outdoors. Show off your barbeque skills on the included propane grill, or sink into the comfortable patio furniture while you enjoy views of the adjacent woods and occasional wildlife in your private backyard. The bottom level of the garage has double doors for easy access and would make an amazing man-cave. (or she-shed)! This bonus "downstairs garage" space is also perfect for storage. (A garden shed off the driveway would make a great workshop with only a minor roof repair.) Come visit this cozy getaway before it's gone!

78 White Oak Ln, Monticello
$270,000
3 Beds ⋅ 1 Baths ⋅ 26013842 MLS

81 Red Bird Ln, Monticello
$252,500
3 Beds ⋅ 2 Baths ⋅ 26004257 MLS
This charming 3-bedroom, 2-bath home offers over 2,000 finished square feet of comfortable living space and an excellent location within the city limits of Monticello. The spacious layout features a large den perfect for relaxing or entertaining, along with a bright sunroom that fills the home with natural light and provides a peaceful place to unwind. The property also includes a two-car garage and a large rear deck that's ideal for outdoor gatherings, grilling, or enjoying quiet evenings. A new roof adds peace of mind and long-term value, while the home's location in a great neighborhood provides convenient access to local amenities, schools, and shopping, making it a wonderful opportunity for anyone looking for space, comfort, and a desirable in-town location. Call today to schedule a private showing!

485 Lockett St, Monticello
$245,000
3 Beds ⋅ 2 Baths ⋅ 26015904 MLS
Welcome home to 43 Farmington Avenue in Monticello! This charming, well maintained 3-bedroom, 2-bath home offers the perfect blend of comfort, convenience, and curb appeal. Inside, you'll find beautiful hardwood floors throughout the main living areas, with cozy carpet in the bedrooms for added comfort. The spacious floor plan is complemented by an attached 2-car garage, while the detached garage/shop provides the perfect space for hobbies, storage, or a workshop. Step outside to enjoy the beautifully landscaped yard that enhances the home's inviting charm and creates a peaceful outdoor setting. Situated in the cul-de-sac of a gorgeous, established neighborhood, this property offers a quiet atmosphere while remaining conveniently located between Monticello and Somerset. Outdoor enthusiasts will appreciate the easy access to Conley Bottom Resort & Marina on Lake Cumberland, making boating, fishing, and lakeside recreation just minutes away. Whether you're looking for a full-time residence or a home near the lake, this property offers an exceptional combination of location, character, and functionality. Don't miss your opportunity to make this beautiful home yours!

43 Farmington Ave, Monticello
$239,900
3 Beds ⋅ 2 Baths ⋅ 26008477 MLS
Very nice well maintained manufactured home in F&T Lake Lot Subdivision, golf cart ride to the shores of Lake Cumberland. This home comes completely furnished, down to fork and spoon turn key Lake retreat, Airbnb or year around living in this wonderful lake community, minutes away from Conley Bottom Resort and additional local boat ramps.

18 Hill Dr, Monticello
$235,000
26009490 MLS
Commercial property located on Main Street in Monticello. Building 1 runs parallel to Main Street and has multiple points of ingress and egress. Currently has 6 units, 5 have been converted into apartments and one is being used as an office. Apartments are one bedroom and one bathroom with Electric heating and cooling. Office has a large common room with storage closets and a bathroom. Building 2 is located in the rear has a large parking lot and measures 36x30, has an office and a bathroom. This building is currently being leased to a automotive repair shop. With no zoning and just under an acre of land on Main Street the possibilities are endless with this property, would be great for commercial or mixed use. Landlord currently pays electric and water on Building 1 with the exception of Unit 1. Building 2 electric and water are paid by the tenant. Call today for additional information or to schedule a private showing!

540 N Main St, Monticello
$215,000
1 Beds ⋅ 1 Baths ⋅ 26004624 MLS
!!Conley Bottom!! Cozy Cabin and large garage built in 2023, this 640 sq ft home sits on two tracts totaling 1.13 acres and offers peaceful farm views that are hard to beat. The property is packed with extras including a 30x50 detached garage, a 600 sqft loft, a 12x50 lean-to, and a 12x30 she shed with electric and heat which is perfect for hobbies, storage, or a workshop. There are also camper hookups on site, making it great for guests or additional flexibility. Located just 2 miles from Conley Bottom Resort & Marina, you'll enjoy quick access to Lake Cumberland while still having the privacy and charm of the countryside. A great option for a full-time home, weekend getaway, or investment near the lake. Take a look at the beautiful sunsets this property has to offer! Both lots that can be subdivided and utilized in different ways. Call for more information!

225 Lighthouse Rd, Monticello
$214,900
3 Beds ⋅ 2 Baths ⋅ 26005928 MLS
Back on the market at no fault of the seller or property! Welcome to 875 Hwy 3106 in Monticello, KY—offering the perfect blend of country living, usable land, and modern updates. Situated on approximately 2.15 acres, this 3 bedroom, 2 bath home provides space, privacy, and versatility just minutes from town. Originally built in 1950 and thoughtfully updated, this home features a functional layout with over 1,400 square feet on the main level plus additional finished space in the basement—ideal for extra living, storage, or recreation. Inside, you'll find a warm and inviting feel with a mix of modern updates and classic character, along with a spacious kitchen and comfortable living areas designed for everyday living. The 3-bedroom with a bonus room layout offers flexibility for families, guests, or home office space. Outside is where this property really stands out—over 2 acres of usable land with room for gardening, recreation, or even small-scale hobby farming. A large detached garage/shop provides excellent space for vehicles, equipment, or a workspace, making this property ideal for those needing extra storage or functionality. Located in a peaceful setting while still being convenient to Monticello and Lake Cumberland, this property is perfect as a full-time residence, weekend getaway, or investment opportunity. Don't miss your chance to own a property with acreage, updates, and endless potential—schedule your showing today.

875 State Highway 3106, Monticello