Rural Homes with Walk Up Access Basement

Rural Homes with Walk Up Access Basement

Welcome to the serene charm of rural Kentucky, where tranquility meets the beauty of nature in a picturesque subdivision that promises a lifestyle of peace and comfort. Nestled amidst rolling hills and lush landscapes, this community offers an idyllic retreat from the hustle and bustle of city life. With its friendly atmosphere and close-knit community, you’ll find that this is more than just a place to live; it’s a place to call home.

One of the standout features of the homes in this subdivision is the convenient walk-up access basement. Imagine the possibilities! This versatile space can serve as a cozy guest suite, a home office, or even a recreational area for family gatherings. The walk-up access ensures ease of use, making it a perfect extension of your living space, while providing an abundance of natural light and outdoor connectivity.

Each home in this rural enclave is thoughtfully designed, blending modern amenities with classic charm. Spacious layouts and inviting interiors create a warm atmosphere that welcomes you from the moment you step inside. With ample outdoor space, you can enjoy the beauty of Kentucky’s scenic landscapes right from your backyard, whether it’s gardening, hosting barbecues, or simply soaking in the stunning sunsets.

Living in this subdivision means embracing a lifestyle that values community, nature, and comfort. With easy access to local parks, recreational activities, and the rich culture of Kentucky, you’ll find endless opportunities for exploration and connection. Discover the perfect blend of rural charm and modern living—your dream home awaits!

Newest Rural Homes with Walk Up Access Basement

3 Beds ⋅ 2 Baths ⋅ 26024379 MLS

Now offering 85 Florence Ln. in Somerset, Ky. This beautiful, completely renovated and updated home is timeless and absolutely FULL of character and charm. Sitting on a private 1.39 acres with mature shade trees, plenty of space to spread out, entertain, relax, and even garden! The one and a half story home features 3 bedrooms and 2 full baths, a full unfinished basement great for storage, and an enclosed sunroom/all season room overlooking the backyard that acts as a great utility/mudroom to transition into the home. Metal roof, new HVAC systems, and water heater! The elegance and charm of the home speaks for itself inside and out! The detached 2 bay garage is a wonderful addition! Location is another huge benefit having a country setting but right at the edge of town. Just off of the southern bypass, you can be anywhere in town in a matter of minutes. Not to mention, there is a large public boat ramp to Lake Cumberland just 5 minutes away! This is truly a "must see" one-of-a-kind home and property that has so much to offer.

85 Florence Ln, Somerset

3 Beds ⋅ 2 Baths ⋅ 26024168 MLS

Welcome to 211 L Hancock Road in Columbia, KY! This beautifully upgraded 3-bedroom, 2-bath split-level home offers the perfect blend of comfortable living, usable acreage, and outdoor amenities. Situated on 3.17 acres of beautiful, mostly flat land, this property gives you plenty of room to spread out while still being conveniently located. Inside, you'll find a well-maintained and thoughtfully upgraded home with spacious living areas and a large bonus room that offers endless possibilities. Use it as a family room, home office, playroom, gym, or additional entertaining space. The layout provides plenty of flexibility for everyday living and hosting guests. Step outside and enjoy the expansive property, where the flat, usable acreage provides plenty of space for recreation, gardening, animals, or simply enjoying the peace and privacy of your own land. An above-ground pool offers the perfect spot to cool off and relax during the warmer months. Multiple sheds and an additional building are included with the sale, providing excellent storage and workspace options for hobbies, equipment, lawn tools, or a workshop. With its upgraded interior, spacious bonus room, 3.17 acres, pool, and multiple outbuildings, this property offers a rare combination of comfort and usable land. Come see all that 211 L Hancock Road has to offer!

211 L Hancock Rd, Columbia

3 Beds ⋅ 3 Baths ⋅ 26021247 MLS

YEAR-ROUND LAKE CUMBERLAND VIEW • EXTENSIVELY UPDATED • MOVE-IN READY! PRIVACY! Welcome to 217 S. Riverwood Rd., Bronston, KY 42518—a beautifully maintained and extensively updated home offering an exceptional year-round view of Lake Cumberland! Built in 2002 and lovingly cared for, this 3-bedroom, 3-bath home offers approximately 2,765 sq. ft. of finished living space, with approximately 1,545 sq. ft. on the main level and another 1,220 sq. ft. of finished space on the lower level, all situated on a spacious .64-acre lot. The home underwent extensive updates in 2020, making it truly move-in ready. The completely remodeled kitchen features quartz countertops, KraftMaid cabinetry, subway tile backsplash, an eat-in bar, and new appliances. The open-concept kitchen, dining, and living areas provide an inviting space for entertaining and everyday living, with the living area opening directly onto the expansive back deck. One of the home's most impressive features is the two-level decking spanning the back of the home, providing plenty of room to relax, entertain, and take in the beautiful Lake Cumberland views. The upper deck was doubled in size in 2020, and the deck furniture can convey with the home. All three bathrooms were remodeled in 2020, including a handicap-accessible master bathroom on the main level. Additional 2020 improvements include new flooring, ceiling lights, ceiling fans, and a new front door. Custom blinds throughout the home add a finished touch. The lower level offers a wonderful great room, along with abundant storage. There are oversized closets throughout the home, including an impressive wall of built-in closets on the lower level—perfect for keeping everything organized. Major improvements include a new roof in 2021, HVAC system replaced in 2014, and water heater installed in 2015. A new security door was added to the lower level in 2025, and 25-year gutter guards were installed in 2025. Outside, the .64-acre property has been thoughtfully prepared for additional improvements. The front portion of the property has been leveled and prepared for a pole barn, and the land closer to the home has also been prepared for a garage addition, offering excellent potential for additional storage, parking, workshop space, or boat/toy storage. If you're looking for a turnkey Lake Cumberland property with a spectacular year-round view, extensive updates, abundant storage, multiple outdoor living spaces, and room to add a garage or pole barn, this one deserves a look! Come see why 217 S. Riverwood Rd. could be the perfect place to enjoy Lake Cumberland living year-round. (Furnishings are negotiable)

217 S Riverwood Rd, Bronston

3 Beds ⋅ 4 Baths ⋅ 26020849 MLS

Welcome to 4394 Rush Branch Road! Sitting on 4.6 acres! Space, quality, and functionality come together beautifully in this well-maintained 3-bedroom, 3½-bath brick home offering approximately 4,256 square feet of finished living space. With 2,728 square feet on the main level and an additional 1,528 square feet of finished space in the basement, there is room for everyone and everything! The roof is only 5 years old! The main level features a welcoming living room with high ceilings and beautiful hardwood flooring, a spacious den, dining room, utility room, and three huge bedrooms with large closets. The kitchen offers wood cabinetry and ceramic tile flooring, while brand-new carpet has been added in the bedrooms and dining room. The finished lower level has a10 ft. ceiling provides even more living space with luxury vinyl flooring, a full bathroom, and an open area that can easily be used as a family room, recreation area, home office, guest space, or whatever best suits your needs. The basement offers both walk-up and walk-out access, along with an abundance of storage. Car enthusiasts, boat owners, hobbyists, and those needing extra workspace will appreciate the two-car attached garage on the main level, plus an impressive 25' x 40' lower-level attached garage. No expense spared in this structurally sound home! Step outside and you'll discover a beautifully landscaped property with a nice back deck and an acre of land is designed with horse lovers in mind. The property includes a six-stall horse barn with trailer storage, wash rack, tack room, and hay storage. There is also pasture land and a plank fence with paddock areas, providing a wonderful setup for horses and other livestock. This home has been lovingly cared for and offers an exceptional combination of generous living space, multiple garages, finished basement space, extensive storage, and outstanding horse facilities. If you've been searching for a property that gives you room to live, work, store your belongings, and enjoy your animals, 4394 Rush Branch Road deserves a look!

4394 Rush Branch Rd, Somerset

3 Beds ⋅ 3 Baths ⋅ 26019361 MLS

Welcome home! Enjoy all the beauty of Kentucky farm country without the work of owning a farm. Nestled on a peaceful 0.7-acre lot, this property offers a setting that's hard to beat. Your drive home along scenic country roads just off the Cumberland Parkway passes rolling farmland and beautiful Guernsey cows, giving you a chance to unwind before you even pull into the driveway. During the growing season, the surrounding cornfields create a natural privacy screen, adding to the peaceful sense of seclusion. Off season you'll enjoy the expansive rural scenery. Inside, you'll appreciate the ease of one-level living with over 2,100 square feet of well-designed space. The inviting living room features real hardwood floors and a cozy gas fireplace, while the tastefully updated kitchen is the heart of the home. Just beyond it, the oversized family room provides the perfect place to relax, entertain, watch the game, or gather with friends and family. The updated bathrooms are beautifully finished, including a luxurious soaking tub in one bath and a walk-in shower in the primary suite. The spacious primary bedroom also offers two walk-in closets for exceptional storage. Step outside to the relaxing back deck, fire up the grill, enjoy a game of cornhole, or simply take in the peaceful surroundings. The basement offers over 1300 sq ft of endless possibilities for a workshop, home gym, hobby space, or future in-law suite. Add in the attached two-car garage, move-in-ready condition, and you're looking at a home that truly checks all the boxes. Best of all, you're only about 10 minutes from Lake Cumberland Marina, making it easy to enjoy boating, fishing, and lake life whenever the mood strikes.

586 Harristown Rd, Russell Springs

2 Beds ⋅ 1 Baths ⋅ 26016575 MLS

This ranch-style home with a walk-up basement sits on approximately 2 unrestricted acres (acreage is approximate; buyer to verify with a survey) and offers endless possibilities. The property features an attached garage, a huge two-car carport, and a storage building, with plenty of room for an Airbnb, a second home, storage units, or other investment opportunities. Conveniently located just 4 minutes from Lake Cumberland Marina and Alligator Boat Ramp, only 3 minutes from the Wolf Creek Recreation Area, approximately 15 minutes to the Louie B. Nunn Cumberland Parkway and the town of Jamestown, and about 30 minutes to Somerset, you'll enjoy easy access to restaurants, shopping, and hospitals while still enjoying the peace and privacy of country living.

660 Hwy 1383, Russell Springs

3 Beds ⋅ 1 Baths ⋅ 26015568 MLS

Welcome home to this beautifully remodeled 3-bedroom, 1-bath home, updated in 2024 and perfectly situated on a level 0.60-acre lot. Conveniently located just minutes from both Ferguson and Somerset, you'll enjoy the perfect balance of easy access to shopping, dining, schools, and everyday conveniences. Whether you're a first-time homebuyer, a growing small family, or looking to simplify with one-level living, this home offers the comfort and convenience you've been searching for. Inside, you'll find tasteful updates throughout, while the full unfinished walkout basement provides endless possibilities for storage, a workshop, or future expansion. Additional highlights include a recently installed HVAC system, a recently updated bathroom, a durable metal roof, and low-maintenance brick and vinyl construction. With its thoughtful updates, functional layout, spacious flat yard, and convenient location, this move-in-ready home is one you won't want to miss!

102 Walnut St, Ferguson

5 Beds ⋅ 4 Baths ⋅ 26011396 MLS

Beautifully remodeled 5-bedroom, 3.5-bath home in Somerset, KY offering exceptional space and flexibility for larger households, multi-generational living, or anyone needing room to spread out. Thoughtfully renovated with custom details throughout, this move-in-ready home combines modern finishes with a floor plan designed for comfortable everyday living. The main level features engineered hardwood flooring, custom feature walls, an electric fireplace, and a split-bedroom layout with four bedrooms conveniently located on the main floor. At the heart of the home is a spacious kitchen featuring quartz countertops, all-new stainless steel appliances, beautiful wood ceilings, a large walk-in pantry, and an oversized island with seating for six—perfect for family meals, homework, entertaining, and gathering with friends. The primary suite offers a private retreat with a spacious walk-in closet and beautifully updated bath featuring quartz countertops and a walk-in tile shower. A large walk-in laundry room adds even more storage and functionality. The partially finished basement creates an ideal second living area and offers excellent potential for multi-generational living, older children, guests, or a private work-from-home setup. This level includes the fifth bedroom with a sitting area, third full bathroom, bonus room ideal for an office or gaming room, and an impressive theater room with an 85-inch TV that conveys with the property. Outdoor living includes a two-tier back patio with a covered and enclosed upper level for added privacy and an open lower level with access to the yard and driveway. Additional features include a 1-car attached garage, new metal roof, two HVAC systems with one serving each level, and a circle driveway providing convenient parking and easier access for multiple vehicles, boats, or campers. Conveniently located near schools, shopping, restaurants, and everyday amenities in Somerset, this home offers the space today's households are looking for without sacrificing location. For those who enjoy Lake Cumberland recreation, multiple boat ramps and Burnside Marina are less than approximately 8 minutes away. With five bedrooms, multiple living areas, abundant storage, flexible spaces, and extensive renovations already completed, this Somerset home is ready for its next chapter. Agent/Owner

530 Parkers Mill Rd, Somerset

4 Beds ⋅ 5 Baths ⋅ 25507055 MLS

This contemporary home on Lake Cumberland offers modern comfort with large windows that bring in natural light and highlight the surrounding views. The open-concept layout features a striking triple-height main living area that makes the space feel bright and spacious. Situated on nearly an acre across two combined lots, the property sits at the end of a quiet cul-de-sac and is only 10 minutes from multiple boat ramps and Wolf Creek Marina. Inside, you'll find custom two-tone white oak cabinetry, quartz countertops, and exposed white oak beams that add quality and character. The home sleeps 15+ guests comfortably and includes a full range of amenities for everyday living or vacation rentals. With four years of strong Airbnb performance and Superhost status, this property offers excellent income potential in addition to being a high-quality lake retreat. Owner/Agent

348 Restful Run Rd, Nancy

4 Beds ⋅ 3 Baths ⋅ 26011636 MLS

Welcome to this impeccably maintained vintage charmer. where original craftsmanship meets modern updates. Located in the sought after city of Somerset this 4 bedroom 2.5 bath offers over 3000 sq ft of finished living space. This home is embellished with vintage charm around each corner, 2 beautiful fireplaces, beautiful original hardwood flooring, original ornate tile work, crystal door knobs and cedar wood lined closets. Perfectly curated and strategically placed you will find modern finishes that perfectly compliment the original design of this home. The exterior brick and trim have been pressure washed, fresh landscaping, newly wrapped porch columns, new ceiling fans throughout and freshly painted. Enjoy a full finished walk out basement, 2 bedrooms, 1 full bath, laundry room, great room with fireplace and a kitchenette. Could be utilized as an in-law suite or for expanded family living. Walking distance to the court house and the center of downtown Somerset.

131 N Richardson Dr, Somerset

3 Beds ⋅ 3 Baths ⋅ 26010013 MLS

Motivated Seller! This well-maintained, fully updated 3 Bed, 3 Bath home offers an impressive 3,760 square feet of finished living space, with 1,880 sq ft above grade and an additional 1,880 sq ft in a fully finished walkout basement. It is sitting on 8.64 acres! It is a wonderful family home, it could be a fun vacation home and would be a business opportunity for an Air B&B, VRBO, or even double your rental income since there is a full apartment in the basement. This property is excellent for hunting! Close to the lake for fishing and boating! Welcome to your private retreat at 11279 Kentucky Highway 196 in Nancy, KY—where comfort, space, and nature come together beautifully. Whether you need room to grow, entertain, or create a multi-generational setup, this home delivers. Surrounded by peaceful countryside, you'll enjoy watching deer, birds, and other wildlife right from your front porch or back patio, with scenic views of farmland, trees, and rolling hills. Inside, the home features granite countertops throughout the kitchen and bathrooms, along with a thoughtfully designed basement that includes a second kitchen and plenty of space for additional bedrooms or living quarters—perfect for guests or extended family. The poured concrete basement offers both walkout and walk-up access, adding convenience and durability. Car enthusiasts and outdoor lovers will appreciate the abundance of garage space, including an attached garage, detached garage, and basement garage—accommodating up to five vehicles. Recent updates provide peace of mind, including a brand-new HVAC system installed in April 2026 (with warranty) and a new, 1 year old Metal Roof (with warranty). For lake lovers, you're just minutes from multiple boat ramps—one less than a mile away and another within three miles—making it easy to enjoy the water anytime. This is a rare opportunity to own a move-in-ready home with space, privacy, and modern updates in a beautiful setting.

11279 Kentucky, Nancy

Positioned on one of the busiest streets in the county, this +-6,720 sq ft medical office building delivers exceptional visibility and consistent traffic flow, directly across from Tractor Supply Company. Located just off Main Street, the property offers strong accessibility and a commanding commercial presence. The upper level is fully configured for medical use with 14 rooms, a reception area, spacious waiting room, break room, dedicated X-ray room, two half baths, and additional storage closets. The lower level adds flexibility with two full bathrooms and a large concrete vault room, well suited for secure storage, records, or specialized equipment. The building is supported by three HVAC units, single phase 400 amp electric service, city water, and sewer. A large blacktop parking lot provides space for 30 plus vehicles, offering convenience for both staff and clients. Recent improvements include a newer roof, gutters, and water heater, helping minimize upfront costs. Whether expanding a medical practice or establishing a wellness, mental health, therapy center, or insurance agency, this property offers the layout, location, and infrastructure to perform.

1104 N Main St, Monticello

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