Rural Homes with Finished Basement

Rural Homes with Finished Basement

Welcome to the serene charm of rural Kentucky, where the beauty of nature meets the warmth of community living. Nestled in this picturesque landscape, our subdivision offers an idyllic escape from the hustle and bustle of city life, making it the perfect place to call home.

Imagine waking up to the gentle sounds of nature, surrounded by sprawling fields and lush greenery. Our homes, featuring finished basements, provide an abundance of space and versatility, allowing you to create the perfect retreat for family gatherings, a home office, or even a cozy entertainment area. Each residence is thoughtfully designed to blend comfort with functionality, ensuring that your living experience is as delightful as the stunning surroundings.

The charm of rural Kentucky extends beyond the homes themselves. This tranquil community fosters a strong sense of belonging, where neighbors become friends and local events bring everyone together. Enjoy leisurely strolls along scenic paths, or take advantage of nearby parks and recreational areas that invite you to embrace the great outdoors.

With easy access to local amenities, including quaint shops and farm-to-table dining, you’ll find everything you need just a short drive away. Whether you’re sipping sweet tea on your porch or exploring the natural beauty of the rolling hills, life in this rural subdivision offers a perfect blend of relaxation and adventure.

Come discover your dream home in rural Kentucky, where finished basements provide extra room for your ideas, and the tranquility of the countryside awaits you. Experience the charm of community living today!

Newest Rural Homes with Finished Basement

3 Beds ⋅ 2 Baths ⋅ 26020628 MLS

Looking for the comfort of country living with the convenience of nearby amenities? Welcome to this spacious and inviting home in Eubank, Kentucky, offering plenty of room to spread out with four lots included. The home sits on two lots, with two additional adjoining lots providing added privacy, extra outdoor space, or the opportunity to build another home for family, guests, rental income, or future investment. Enjoy a peaceful rural setting while still being just a short drive to Somerset, Stanford, and within easy reach of Lexington. A full-length covered front porch creates the perfect spot to enjoy your morning coffee or unwind after a long day. Inside, you'll find a warm and welcoming living room featuring a beautiful fireplace with a built-in media center, making it an ideal gathering space for family and friends. The updated kitchen is both functional and stylish, offering butcher block countertops, abundant cabinetry, and a spacious dining area with direct access to the back deck—perfect for grilling, entertaining, or simply enjoying the outdoors. The oversized primary suite is conveniently located on the main level and features a private bath, walk-in closet, and additional closet space for extra storage. The finished lower level provides two additional bedrooms, a full bath, and a flexible bonus room that can easily serve as a home office, media room, fitness space, playroom, or guest area. Outside, you'll appreciate the oversized garage with workshop space, RV hookup, a detached carport, circular driveway, paved road frontage, and a generous yard with plenty of room for gardening, pets, or outdoor activities. The home is connected to public water and also includes a separate well that's ideal for watering the garden or other outdoor uses. Conveniently located just a short drive from beautiful Lake Cumberland, Cave Hill Vineyard, shopping, dining, and everyday conveniences, this property offers the space, flexibility, and relaxed lifestyle you've been searching for. Whether you're looking for your first home, room to grow, or simply a place to enjoy the Kentucky countryside, this home is ready to welcome you.

26 Stella Ln Ln, Eubank

4 Beds ⋅ 3 Baths ⋅ 26019959 MLS

Timeless Character. Modern Comfort. Prime Downtown Location. Step into the perfect blend of historic charm and modern convenience in this beautifully updated two-story brick home with a finished walkout basement, ideally located in the heart of downtown Somerset. Close to local restaurants, coffee shops, boutiques, and the scenic Rocky Hollow Park & Recreation Area, this home offers the convenience of downtown living while providing the privacy of your own backyard retreat. Featuring 4 bedrooms and 2.5 baths, this spacious home showcases the craftsmanship and character older homes are known for, complemented by thoughtful updates today's buyers will appreciate. The beautifully remodeled upstairs bathroom features a tiled tub/shower combination and stylish updates, creating a fresh, modern space while preserving the home's timeless appeal. The finished walkout basement provides exceptional additional living space with a large family room, fourth bedroom with closet, full bathroom, laundry room, wet bar, and private entrance from the rear deck—perfect for guests, multi-generational living, entertaining, or a private home office. Outside, enjoy a peaceful fenced backyard surrounded by mature trees, charming walkways, and outbuildings that create your own private oasis in the heart of town. Relax on the expansive covered front porch, or entertain family and friends on the rear deck while enjoying the beauty of this established neighborhood. If you've been searching for a home that combines historic character, modern updates, generous living space, and an unbeatable location, 138 Crawford Avenue is a rare opportunity you won't want to miss. Buyer to verify all information.

138 Crawford Ave, Somerset

4 Beds ⋅ 2 Baths ⋅ 26019555 MLS

Beautiful updated split-foyer home located just minutes from Lake Cumberland! This spacioous 4-bedroom, 2-bath home offers a functional layout with a finished lower level, providing plenty of room for family, guest, a home office, or recreation. The updated interior blends comfort and style, while the attached garage and spacious large yard provide added convenience and outdoor space. Situated in an established neighborhood with easy acess to Burnside Marina, shopping, dining, schools, and outdoor recreation, this home is ideal as a full-time residence or weekend retreat. Don't miss your opportunity to own this move-in-ready home in one of Burnside's most disirable locations! Schedule your private showing today! Buyer and buyer's agent to verify all aspects of the property, including square footage, lot size, schools, and any information deemed important.

85 Cherry Ln, Burnside

5 Beds ⋅ 4 Baths ⋅ 26018510 MLS

27-ACRE PRIVATE ESTATE NEAR GREEN RIVER LAKE WITH DUAL LIVING SPACES, SALTWATER POOL, AND EXCEPTIONAL VERSATILITY. Experience privacy, space, and flexibility with this remarkable retreat located just minutes from Green River Lake in Columbia, Kentucky. Offering more than 4,200 square feet of living space, this 5-bedroom, 4-bath home is designed for comfortable everyday living and memorable gatherings. A scenic combination of open pasture and mature woods creates opportunities for recreation, horses, hunting, farming, or simply enjoying the peaceful Kentucky countryside. Outdoor living is enhanced by a beautiful inground saltwater pool, providing an inviting setting for summer gatherings and relaxation. Inside, the home features spacious living areas, a well-appointed main kitchen, abundant natural light, and picturesque views throughout. The finished walkout lower level offers a second kitchen and separate living quarters, providing flexibility for multigenerational living, extended guests, or other household needs. A 3-car garage, generous storage, and expansive acreage add to the property's functionality and privacy. Conveniently located in the Egypt community of Adair County, the property offers access to Holmes Bend Marina, Green River Lake State Park, and several of the region's popular outdoor destinations, including Lake Cumberland and Dale Hollow Lake. Situated approximately two hours from Louisville, Lexington, and Nashville, this distinctive property combines rural tranquility with convenient access to major cities. With substantial acreage, multiple living areas, recreational amenities, and room to enjoy the outdoors, this is more than a home—it is a Kentucky lifestyle.

200 1/2 English Ln, Columbia

4 Beds ⋅ 2 Baths ⋅ 26018157 MLS

Conveniently located yet offering a private setting, this move-in ready 4-bedroom, 2-bath home combines comfort, functionality, and thoughtful updates throughout. The updated kitchen comes fully equipped with all appliances, and for added convenience, the washer, dryer, and all mounted TVs will convey with the home. Step outside and enjoy your own private retreat featuring a hot tub, fire pit, and plenty of space to relax or entertain. The property also includes two separate detached two-car garages, providing exceptional room for vehicles, storage, hobbies, or a workshop. Over the past two years, the home has received numerous quality improvement, providing added peace of mind and long-term value.

1862 Shopville Rd, Somerset

3 Beds ⋅ 4 Baths ⋅ 26017581 MLS

Attention lake lovers and investors! This home offers so much living space and would make the perfect lake house or short term rental being only one mile to Cumberland Point Boat Ramp and overlooking Conley Bottom Marina! Featuring an extra large living room with bonus office area, eat-in kitchen with pantry, laundry room, primary and guest bedroom and 3 bathrooms on the main level. Enjoy the view of Lake Cumberland from the screened-in covered deck with ceiling fans. The basement offers a bedroom, bathroom, bar area, living room, bonus room that could be a hobby room or office and an attached two car garage with lots of built-in shelving. Bring all the boats and lake toys because there is a 4-bay pole barn with EV charger. Off the pole barn is ANOTHER covered deck and circle driveway. There is an additional detached garage/workshop. What an amazing property- this will not last!

8882 Hwy 761, Nancy

5 Beds ⋅ 4 Baths ⋅ 26016942 MLS

Welcome to 305 Beech Street, a truly special Tudor-inspired home tucked along year-round Elk Creek in the heart of Monticello. Located within the city limits, this 23 +/- acre unique property offers the convenience of town with the peaceful feel of country living. Lovingly designed and enjoyed for generations, it is a place filled with beauty, character, and history. A winding asphalt driveway shaded by mature dogwood trees and lined with carefully trimmed evergreens welcomes you home. Inspired by the owners' travels through Europe, the grounds feature expansive lawns, mature shade trees, and a beautiful formal French garden with brick-lined beds, statuary, boxwoods, flowering arches of Sweet Autumn Clematis, a vegetable garden, and an automated irrigation system. In the spring, hundreds of daffodils bloom throughout the property, while the shady creekside setting provides the perfect place for picnics, cookouts, and simply enjoying nature. Built of native mountain stone, stucco, and custom milled fir trim, the home reflects exceptional craftsmanship and timeless style. A two-level screened gazebo porch with sliding glass windows creates a wonderful space to enjoy in every season. Inside, soaring beamed ceilings, hand-painted details, custom stained glass, beautiful millwork, and Italian porcelain flooring create a warm and inviting atmosphere. The spacious great room is centered around a striking custom stone fireplace with a heatilator system and flows easily into the dining room overlooking Elk Creek. The kitchen is both beautiful and functional, featuring custom cabinetry, quartz countertops, a center island, walk-in pantry, GE Monogram dual-fuel six-burner range with double ovens, KitchenAid appliances, and a cozy bay window breakfast area with views of the creek. The main-level primary suite offers an 11-foot beamed ceiling, stone fireplace with gas logs, sitting area, private deck, large walk-in closet, and a luxurious bath with heated floors, double shower, and clawfoot soaking tub. A guest bedroom and bath are also conveniently located on the main level. Upstairs is an additional private suite with custom built-ins, dormer windows, abundant storage, and its own bath. The walk-out basement provides generous additional living space with a fireplace, recreation areas, two more bedrooms, including one with an en suite bath, and plenty of storage. Additional features include three separate HVAC systems, an automatic generator, oversized garage, city water and sewer, and a new roof installed in May 2026. Rich in local history and surrounded by natural beauty, 305 Beech Street is more than just a house. It is a place where memories have been made for generations and where the next owners will have the opportunity to enjoy a truly remarkable setting along Elk Creek. Convenient location near Lake Cumberland in South Central Kentucky!

305 Beech St, Monticello

5 Beds ⋅ 3 Baths ⋅ 25008955 MLS

Looking for space, comfort, and country charm? This breathtaking 5-bedroom, 3-bathroom home sits on 17 acres of rolling green pasture in beautiful Nancy, KY—the perfect blend of privacy and convenience. Inside, you'll find a spacious layout with two full kitchens, a fully finished basement, recreation room, and dedicated office space—ideal for entertaining, extended family living, or working from home. The large primary suite features oversized closets and plenty of room to relax. Outside, enjoy the views and freedom that only 17 acres can offer. Store all your toys with ease in the huge detached garage, big enough to fit an RV, boat, and lawn equipment, plus an attached 2-car garage for daily convenience. This is more than a home—it's a lifestyle. Don't miss the chance to own a private slice of rural paradise!

223 Lanetown Rd, Nancy

5 Beds ⋅ 3 Baths ⋅ 26012526 MLS

Lakefront living on Lake Cumberland with room for everyone and Airbnb permitted. This furnished 5 bedroom, 3 bath home offers nearly 2,800 square feet of finished living space and is set up perfectly for a personal lake retreat, short-term rental, or both. With multiple levels of living, there is plenty of space for family, guests, and entertaining after a day on the water. Enjoy beautiful lakefront surroundings, outdoor living space, and the peaceful setting that makes Lake Cumberland so special. Whether you are looking for a weekend getaway, an income-producing Airbnb opportunity, or a full-time lake home, this property checks the boxes. Spacious layout, strong rental potential, furnished convenience, and a location that lets you take full advantage of lake life. Lakefront, furnished, spacious, and Airbnb permitted,this one is ready for its next owner.

364 Twin Rivers Dr, Bronston

7 Beds ⋅ 6 Baths ⋅ 26006561 MLS

Spacious and versatile, this exceptional property offers seven bedrooms, 5.5 bathrooms, and over 4700 sq. ft. of living space on 3 unrestricted acres. The home features an in-law suite, a walk-in butler's pantry, three bonus rooms or office spaces, two laundry rooms, and a fully finished basement with a utility garage. Outside, enjoy a private setting at the end of a dead-end street with a fenced-in backyard, large back deck, storage shed with electric, and a 40x50 detached garage. Plenty of space, privacy, and flexibility—perfect for a variety of living needs.

80 Wild Cat Ln, Somerset

3 Beds ⋅ 2 Baths ⋅ 26008195 MLS

Welcome to your own private Kentucky retreat—a custom-built luxury home nestled on 1.18 secluded acres just minutes from downtown Somerset and Lake Cumberland. If you've been searching for a custom home in Somerset, KY that offers privacy, quality craftsmanship, and convenience, this is the one you've been waiting for. Offered for the first time ever, this stunning 3-bedroom, 2-bath home offers over 3,000 square feet of thoughtfully designed living space where every detail reflects quality and comfort. From the moment you arrive, you'll appreciate the peaceful wooded setting that creates the feeling of living in your own private retreat while still being only minutes from shopping, restaurants, schools, and outdoor recreation. Step inside to an inviting open-concept floor plan featuring soaring ceilings with exposed beams, beautiful custom finishes, abundant natural light, and spacious living areas perfect for entertaining or relaxing after a day on the lake. The heart of the home is designed for gathering, with seamless flow between the living room, dining area, and kitchen, making it ideal for hosting family and friends. The spacious primary suite is your personal sanctuary, complete with a spa-inspired bathroom featuring a luxurious soaking tub—the perfect place to unwind at the end of the day. Downstairs, the finished walkout basement provides incredible flexibility. Whether you're looking for a media room, home office, guest quarters, recreation space, multigenerational living, or even potential Airbnb accommodations, this additional living space adapts to your lifestyle. Outside, you'll discover what truly sets this property apart. Imagine sipping your morning coffee while watching deer wander through the trees, enjoying evenings on the covered porch, gathering around a fire with friends, or simply soaking in the peace and quiet that only a private wooded property can offer. With 1.18 acres, you'll have room to enjoy nature without sacrificing convenience. The oversized 3-car garage provides ample space for vehicles, recreational equipment, workshop space, or all the toys that come with living near Lake Cumberland. Located just minutes from downtown Somerset and only a short drive to multiple Lake Cumberland boat ramps and marinas, this home offers the perfect balance of luxury living and outdoor adventure. Spend your weekends boating, fishing, hiking, or exploring one of Kentucky's premier recreational destinations, then return home to your own peaceful retreat. If you've been searching for: A custom home in Somerset, KY A private home on acreage A luxury home near Lake Cumberland A move-in-ready home with a finished basement A home with a 3-car garage A wooded retreat close to town ...this exceptional property checks every box. Homes offering this level of craftsmanship, privacy, and location rarely become available. Don't miss your opportunity to own a one-of-a-kind custom home where luxury, nature, and convenience come together in one remarkable property. Schedule your private showing today and experience why this hidden gem is one of Somerset's best-kept secrets.

217 E Hwy 1248, Somerset

7 Beds ⋅ 6 Baths ⋅ 26003187 MLS

Spacious and versatile, this exceptional property offers seven bedrooms, 5.5 bathrooms, and over 4700 sq. ft. of living space on 3.79 partially unrestricted acres. The home features an in-law suite, a walk-in butler's pantry, three bonus rooms or office spaces, two laundry rooms, and a fully finished basement with a utility garage. Outside, enjoy a private setting at the end of a dead-end street with a fenced-in backyard, large back deck, storage shed with electric, and a 40x50 detached garage. Plenty of space, privacy, and flexibility—perfect for a variety of living needs.

80 Wild Cat Ln, Somerset

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