Somerset Homes with Finished Basement

Somerset Homes with Finished Basement

Welcome to Somerset, Kentucky—an enchanting city nestled in the heart of Pulaski County. Known for its picturesque landscapes and vibrant community, Somerset is a haven for those seeking a blend of small-town charm and modern conveniences. With a rich history and a plethora of recreational opportunities, this city is truly a gem in the Bluegrass State.

Somerset boasts a variety of amenities that cater to residents of all ages. From the serene beauty of Lake Cumberland to the bustling downtown area filled with local shops, restaurants, and cultural attractions, there’s something for everyone. Outdoor enthusiasts can enjoy hiking, fishing, and boating, while families will appreciate the excellent schools and community events that foster a strong sense of belonging.

When it comes to finding your dream home in Somerset, consider the appeal of properties with finished basements. These versatile spaces offer endless possibilities, whether you're looking for a cozy family room, a home office, or an entertainment area for gatherings with friends. Finished basements not only add valuable square footage to your home, but they also enhance your lifestyle by providing additional functionality and comfort.

Imagine unwinding in your beautifully designed finished basement after a day of exploring Somerset’s scenic parks or indulging in the local cuisine. With a variety of homes featuring finished basements available, you can find the perfect space that reflects your unique style and needs. Embrace the Somerset lifestyle and discover the joy of living in a community that feels like home. Your dream home awaits!

Newest Somerset Homes with Finished Basement

1357 Heather Hills Dr, Somerset
$799,900
5 Beds ⋅ 5 Baths ⋅ 26029903 MLS
This stunning 5-bedroom, 4/5 bath home offers approximately 7000 square feet (over 9600 gross sq ft) of beautifully finished living space, including a full walkout basement. Designed with both comfort and craftsmanship in mind, you'll find exceptional detail throughout. From the beautiful staircases to the extensive trim work that highlights the home's quality construction. New countertops, gas cooktop, double oven, and countless additional updates enhance both style and function. The thoughtfully designed floor plan features a dramatic two-story great room filled with natural light from abundant Pella casement windows, creating an airy, open feel. Hardwood flooring, new carpet, and tile flow seamlessly throughout the home, while two gas fireplaces add warmth and charm. The grand primary suite is truly a retreat, complete with separate his-and-hers bathrooms for ultimate convenience and privacy. With a 3-car garage on the main level and an additional 1-car garage on the lower level, storage and parking are plentiful.

1357 Heather Hills Dr, Somerset
111 Burdine St, Somerset
$189,000
4 Beds ⋅ 2 Baths ⋅ 26029816 MLS
Move-in ready brick home situated on a corner lot within the city limits of Somerset! This 4-bedroom, 2-bath home offers plenty of space with a full finished basement, metal roof, and a large back deck overlooking the fenced-in backyard. A carport provides convenient covered parking. With plenty of room inside and out, this property would make a great family home. Conveniently located near shopping, restaurants, schools, and other local amenities.

111 Burdine St, Somerset
2270 Oak Hill Rd, Somerset
$299,900
3 Beds ⋅ 3 Baths ⋅ 26029522 MLS
Updated, spacious, and full of possibilities! This inviting home offers the perfect blend of comfort, convenience, and entertaining space in a desirable neighborhood near the beautiful Lake Cumberland area. Tucked away at the end of a lane while remaining close to area amenities, this property is ideal as a primary residence, vacation getaway, or potential short-term rental. Inside, enjoy new luxury vinyl plank flooring, freshly painted kitchen cabinets with new hardware, new bedroom carpet, and two beautiful fireplaces—one on each level. The eat-in kitchen features an oversized, wood-trimmed window in the dining area, creating a warm and welcoming space for meals and gatherings. The spacious primary suite includes a private en-suite bath, walk-in closet, and convenient access to the sunroom—an ideal spot to enjoy your morning coffee. The finished basement provides additional living and entertaining space, while the spacious side deck is perfect for grilling, outdoor dining, and relaxing with family and friends. A two-car attached garage with side entrance, plus a detached garage/storage building, offers plenty of room for vehicles, hobbies, equipment, and storage. Outside, the flat yard provides space for outdoor activities and enjoyment. With its versatile layout, inviting indoor and outdoor spaces, and convenient Lake Cumberland location, this property offers so much to appreciate. Priced to sell with immediate possession available! Don't miss your opportunity to see all this home has to offer—schedule your showing today!

2270 Oak Hill Rd, Somerset
509 Cardinal Dr, Somerset
$272,000
4 Beds ⋅ 3 Baths ⋅ 26029479 MLS
Discover the space and flexibility you've been looking for in this spacious all-brick home featuring 4 bedrooms, 3 full baths, a NEW ROOF in 2025, and TWO primary suite bedrooms! With room for everyone, this home offers a versatile layout well suited for a variety of living arrangements. And the location couldn't be better - a dead end street offers minimal traffic and safety asking with the golf course right across the street makes it an ideal place to live. Enjoy cozy evenings by the wood-burning fireplaces both on the main level and the basement area. Talk about heat efficiency! There's plenty of room on the main level with a large kitchen and dining room combo featuring a fireplace and lots of counterspace and cabinets. A mudroom sits right off the kitchen and carport area offering accessibility benefits. You'll also find the 1st primary suite on the main level with 2 more additional bedrooms and a 2nd full bath. Enjoy the original hardwood flooring and beautiful large picture window in the living room. And don't forget the long covered front porch. The finished walk-out basement with 2nd fireplace also offers creative spacious areas for entertaining, extended family, or multi-generational living with a 2nd primary suite bedroom featuring a large walk-in closet, and an enormous family room/den area with convenient kitchenette area which provides such varying adaptable based on needs. Step outside to the covered back porch and private backyard to enjoy morning coffee or an evening unwinding with friends. This home is right by the golf course and is right in town close to everything! With two primary suites and generous square footage, this home offers a wonderful combination of comfort, functionality, and room to grow. Come see all the possibilities!

509 Cardinal Dr, Somerset
465 Newell Rd, Somerset
$549,000
5 Beds ⋅ 3 Baths ⋅ 26028860 MLS
Welcome to this exceptionally crafted 5-bedroom, 3-bathroom residence situated on 1.5 unrestricted acres, with additional acreage available for separate purchase. Designed for flexibility and comfort, the layout includes a dedicated main-floor office easily adaptable as a 6th bedroom or nursery. The gourmet kitchen features custom cabinetry, premium stainless steel appliances, and sleek quartz countertops. Elegant hardwood flooring flows seamlessly throughout the primary living areas, complemented by durable tile in all bathrooms. Parking and storage abound with an oversized driveway, an attached 2-car garage, and a separate detached 2-car garage/workshop. Step outside to your private outdoor retreat, featuring an expansive back deck with an above-ground pool—perfect for relaxing or entertaining. A rare opportunity offering space, functionality, and freedom on unrestricted land!

465 Newell Rd, Somerset
146 Kent Haven Dr, Somerset
$375,000
3 Beds ⋅ 3 Baths ⋅ 26029015 MLS
**SPACIOUS BRICK HOME IN THE HIGHLY DESIRABLE WINDING RIDGE SUBDIVISION!** Nestled on a quiet dead-end street, this beautiful 3-bedroom, 2.5-bath brick home offers an abundance of space, incredible outdoor living areas, and a fantastic location just minutes from schools, dining, shopping, and beautiful Lake Cumberland! Step inside to discover a spacious living room featuring soaring vaulted ceilings, a generously sized kitchen with plenty of room to gather, and a wonderful sunroom perfect for relaxing year-round. All three bedrooms are exceptionally spacious and feature walk-in closets! The outdoor living space is just as impressive! Enjoy the covered back porch overlooking the pool and charming gazebo, creating the perfect setting for summer entertaining or peaceful evenings at home. There's even a second covered porch on the lower level! Need more space? The **full finished basement** provides additional living and entertaining areas, with the potential to create a fourth bedroom. Another standout feature is the **detached garage equipped with central heating and air conditioning**, offering climate-controlled space for vehicles, hobbies, storage, or a workshop! This well-located home offers tremendous potential and is ready for a few cosmetic updates to make it truly shine! With its generous floor plan, fantastic outdoor amenities, and sought-after neighborhood, this is an opportunity you won't want to miss! **Bring your vision and make this Winding Ridge beauty your own!**

146 Kent Haven Dr, Somerset
2058 Elihu Cabin Hollow Rd, Somerset
$379,000
3 Beds ⋅ 2 Baths ⋅ 26029172 MLS
UNIQUE PROPERTY WITH INCREDIBLE POTENTIAL ON 4.75 ACRES! Discover the possibilities of this one-of-a-kind property offering multiple living spaces, impressive workshops, and plenty of room to make it your own! The main residence features 3 bedrooms, 2 bathrooms, and a finished basement, along with several valuable updates, including heating and air in 2022, a new roof in 2021, and a water heater in 2021. While the home could benefit from some TLC and personal touches, it offers a wonderful opportunity to create something special! An additional cottage-style dwelling features a kitchen, bathroom, and open-concept living area, while a third smaller structure offers potential for a future tiny home, studio, or creative space. The property also boasts a spacious mechanical workshop, a separate woodworking shop, and several additional storage buildings, providing plenty of room for hobbies, equipment, projects, or storage. Situated on approximately 4.75 acres in a great location, this versatile property offers exciting possibilities for extended family living, hobbyists, or anyone looking for extra space and flexibility. Some tools and equipment may be negotiable with the sale. Bring your vision and explore the possibilities this unique property has to offer!

2058 Elihu Cabin Hollow Rd, Somerset
3839 Rush Branch Rd, Somerset
$529,970
3 Beds ⋅ 3 Baths ⋅ 26029116 MLS
MOVE-IN READY WITH EXCEPTIONAL SPACE & EXTRAS! Up to $15,000 Toward Buyer's Closing Costs! Situated on approximately one acre, this beautifully updated property combines generous living space, standout entertainment amenities, and practical features you'll appreciate every day. With a new roof, fresh interior paint, four-car garage, and huge back deck, this home is ready for its next chapter! The main level offers three bedrooms, while the finished basement includes two bonus rooms with closet space—one featuring an en-suite bathroom. These versatile rooms provide excellent options for guests, home offices, hobbies, or additional living needs. Enjoy movie nights and game-day gatherings in your own basement theater with seating for 12! A second kitchen and additional downstairs living space make entertaining convenient and provide flexibility for a variety of living arrangements. Step outside onto the expansive back deck, perfect for outdoor dining, hosting friends, or simply relaxing. The approximately one-acre lot offers room to enjoy the outdoors, while the four-car garage provides ample space for vehicles, storage, tools, and projects. More than a place to live, this is a substantial property asset with space, versatility, and extras throughout. From the dedicated theater to the additional kitchen, generous garage capacity, and outdoor entertaining areas, this property delivers an exceptional combination of comfort and functionality. MOTIVATED SELLERS! Offered at $529,900, with up to $15,000 toward buyer's allowable closing costs with an acceptable offer, subject to lender approval. Schedule your private showing and discover everything this property has to offer!

3839 Rush Branch Rd, Somerset
16 Field Dr, Somerset
$499,700
5 Beds ⋅ 4 Baths ⋅ 26029066 MLS
Discover the perfect blend of country charm and convenience in this spacious all-brick home situated on a corner lot in a desirable subdivision, just minutes from downtown Somerset amenities! A circular driveway welcomes you to this inviting property, offering generous living space, abundant storage, and versatility throughout. Beautiful hardwood floors and luxury vinyl plank flooring complement the large rooms, while the kitchen features white cabinetry, extra counter space, newer stainless steel appliances, and a convenient food pantry. The main level offers a utility room, dedicated home office space, and French doors off both the living room and primary bedroom. Each bedroom features its own dedicated bathroom, providing comfort and privacy. Enjoy peaceful views of wildlife from the covered deck or relax on the covered lower-level patio. The lower level offers incredible flexibility with a huge great room, kitchenette with potential for conversion to a full kitchen, bedroom with a private bath, and an additional bonus room with a double-door closet. With upper- and lower-level garages, multiple double-door closets, and additional storage options, there is room for just about everything! Additional features include a newer roof, newer HVAC, a wood stove with potential for conversion to a wood-burning fireplace, and extra-wide interior steps. The stacked firewood, cordless blinds, curtains, and exterior furniture and storage bin will remain with the property. The interior was painted approximately four years ago. Whether you're looking for room to spread out, space for guests, or flexible living arrangements, this home offers a wealth of possibilities. Spacious, versatile, and priced to sell—come see all this property has to offer!

16 Field Dr, Somerset
258 Earl Neeley Rd, Somerset
$419,900
4 Beds ⋅ 4 Baths ⋅ 26028992 MLS
**SPACE, CHARM & AN INCREDIBLE 3-CAR DETACHED GARAGE!** Welcome home to this **spacious 4-bedroom, 2.5-bath beauty**, perfectly situated on approximately **TWO ACRES** in a lovely, established neighborhood just minutes from local schools and everyday conveniences! From the moment you arrive, you'll fall in love with the inviting **wraparound country porch**, perfect for morning coffee, relaxing evenings, and enjoying the peaceful surroundings. Step inside to discover a wonderfully maintained home offering generous living spaces, warmth, and functionality throughout. The **custom kitchen** is a standout feature, boasting an abundance of cabinetry and storage space! But here's where this property REALLY shines! **Car enthusiasts, collectors, hobbyists, and handymen, take notice!** The MASSIVE **61' x 30' detached 3-car garage** offers incredible space for vehicles, projects, equipment, and all your favorite toys! Need room for extended family or overnight guests? The **finished basement** offers wonderful additional living space with potential for guest accommodations or a mother-in-law suite. And there's MORE! An **additional wooded lot is included**, providing extra privacy, room to spread out, and endless possibilities! With approximately 1.6 acres, a beautifully maintained home, a spectacular detached garage, and a location that's hard to beat, this property truly offers the best of both worlds! **Space, versatility, and charm—all wrapped into one incredible property! Schedule your private showing today!**

258 Earl Neeley Rd, Somerset
138 Crawford Ave, Somerset
$299,900
4 Beds ⋅ 3 Baths ⋅ 26028768 MLS
Public Remarks: NEW PRICE — $299,900! A Rare Opportunity in the Heart of Downtown Somerset! If you've been searching for a home with history, character, space, and an incredible downtown location, 138 Crawford Avenue offers an opportunity that's becoming increasingly difficult to find. Situated on approximately one acre in downtown Somerset, this 1920s-era brick home offers the charm and craftsmanship of another time, along with substantial living space and a location that puts so much of Somerset within easy reach. This is not a brand-new home, and it isn't pretending to be. It needs some love and additional updating, but that's also part of the opportunity. From the expansive covered front porch and original character to the generous rooms and mature setting, there is so much here to work with for a buyer who appreciates older homes and wants the opportunity to make one their own. The home offers 4 bedrooms and 2.5 baths across three levels. Some improvements have already been completed, including an updated upstairs bathroom with tiled tub/shower. The finished walkout basement adds even more flexibility with a family room, fourth bedroom with closet, full bathroom, laundry room, wet bar, and its own entrance from the rear deck. Outside is where this downtown property becomes especially unique. In the heart of Somerset provides space that's difficult to duplicate this close to downtown. Mature trees, established landscaping, walkways, outbuildings, a fenced backyard, spacious rear deck, and that wonderful covered front porch create the framework for something truly special. And then there's the location. Rocky Hollow Park is approximately one block away, putting walking trails, playgrounds, recreational and exercise facilities practically around the corner. You're also conveniently located near restaurants, coffee shops, shopping, healthcare, the library, bookstores, boutiques, entertainment, festivals, farmers markets, and historic downtown Somerset. Grab coffee, enjoy dinner downtown, take a walk through the park, or head to a community event without having to travel far from home. With approximately one acre, substantial living space, historic character and a highly convenient downtown location. 138 Crawford Avenue presents an exciting opportunity for the buyer who can see its potential. Buyer to verify all information and aspects of the property deemed important to Buyer.

138 Crawford Ave, Somerset
262 Wind Chime Dr, Somerset
$415,000
3 Beds ⋅ 3 Baths ⋅ 26028096 MLS
Beautiful brick home in Summit Point Subdivision featuring 3 bedrooms, 3 full baths, and a versatile split-bedroom floor plan! Enjoy gorgeous hardwood flooring and an updated kitchen with new soft-close cabinetry, breakfast bar, and dining area. The spacious primary suite offers a private en suite bath, while the finished basement takes this home to the next level! Perfect for entertaining, the lower level features a full bar with sink and kegerator, a large bathroom with tiled shower, office space, a cozy den with wood pellet stove, and a gaming area. Need additional sleeping space? There's potential for a 4th bedroom! Ample storage, an oversized main-level 2-car garage, and an additional basement garage offer plenty of room for vehicles, hobbies, and more. Step outside to the back deck overlooking a private backyard, all tucked away on a quiet cul-de-sac. Major bonus: the roof is only 3 years old and the main floor has just been painted! Conveniently located just 2.5 miles from Lees Ford Marina, this home offers space, flexibility, and an ideal location for enjoying everything the area has to offer. Don't miss your chance to make this home yours!

262 Wind Chime Dr, Somerset
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