Somerset Homes under $600,000

Somerset Homes under $600,000

Welcome to Somerset, Kentucky – a hidden gem nestled in the heart of Pulaski County! Known for its picturesque landscapes and vibrant community spirit, Somerset offers a unique blend of small-town charm and modern conveniences. With a rich history and a warm, welcoming atmosphere, this city is the perfect place to call home.

Somerset is surrounded by stunning natural beauty, including Lake Cumberland, one of the largest man-made lakes in the United States. Here, residents enjoy year-round recreational activities such as boating, fishing, and hiking, making it an outdoor enthusiast's paradise. The city also boasts a thriving downtown area filled with delightful shops, local eateries, and cultural attractions, ensuring that there’s always something to explore.

For those looking to settle down in Somerset, you’ll be pleased to find a diverse selection of homes available for under $600,000. Whether you're a first-time homebuyer, a growing family, or looking to downsize, Somerset has something for everyone. From charming historic homes with character to modern developments featuring the latest amenities, the real estate market here is both affordable and appealing.

With a strong sense of community, excellent schools, and a variety of local events throughout the year, Somerset is not just a place to live – it’s a place to thrive. Discover the inviting neighborhoods and beautiful homes that await you in Somerset, Kentucky, where your dream home is just a visit away!

Newest Somerset Homes under $600,000

4795 Grundy Rd, Somerset
$185,000
3 Beds ⋅ 1 Baths ⋅ 26027247 MLS
Enjoy the peaceful country setting without giving up the convenience of town! Located just minutes from downtown Somerset and surrounded by beautiful farmland and rolling countryside, this 3 bedroom, 1 bath brick home offers comfortable main-level living with plenty of opportunity to add more space in the future. Inside, the home features an easy-flowing layout with a spacious living room that opens into the dining area and kitchen. Wood-look flooring runs throughout the main living areas, while the kitchen offers an abundance of cabinetry, generous counter space and a functional layout with room for additional storage. All three bedrooms are located on the main level along with the full bathroom. One of the biggest bonuses is the full unfinished basement, providing an abundance of additional space for storage, a workshop, hobbies or the potential to finish additional living square footage to suit the next owner's needs. Outside, the classic brick exterior is complemented by a metal roof and an oversized covered carport/patio area, offering plenty of room for parking while doubling as a great covered outdoor entertaining space. The surrounding open farmland, mature trees and rolling Kentucky hills create a setting that feels tucked away in the country, all while keeping shopping, dining and downtown Somerset only a few minutes away.

4795 Grundy Rd, Somerset
411 Boat Dock Rd, Somerset
$365,000
4 Beds ⋅ 3 Baths ⋅ 26027150 MLS
Lake Cumberland Living with Room for Everyone! Discover the perfect blend of space, versatility, and lake-lifestyle convenience in this spacious 3,375 sq. ft. brick home, featuring 4 bedrooms and 3 full baths. With gorgeous hardwood flooring and two gas fireplaces, this home offers warmth and comfort throughout every season. The fully finished walk-out basement includes a full kitchen, making it ideal for guest, Mother/Father in law suite, a second living area, or an income-producing rental. The possibilities are endless! Move-in Ready and windows are only 3 years old. Outside, you'll find an oversized detached 3-bay 40*50 garage, Large separate workshop 38*24 with roughed-in bathroom, Bonus room upstairs, plus two storage sheds, providing plenty of room for boats, vehicles, lake toys, and equipment. A covered patio and gazebo create the perfect setting for relaxing or entertaining after a day on the water. Best of all, you're just minutes from Lake Cumberland, multiple boat ramps, and area marinas, making it easy to get out on the water and enjoy everything Lake Cumberland has to offer.

411 Boat Dock Rd, Somerset
354 Deer Haven Dr, Somerset
$549,900
5 Beds ⋅ 5 Baths ⋅ 26027098 MLS
Welcome to 354 Deer Haven Drive, located in the highly sought after subdivision, Cedar Cove Estates! Welcome home to this custom-built, move-in-ready home offering the perfect combination of comfort, space, and quality. Featuring 4 spacious bedrooms and 4½ bathrooms, this home is designed with both everyday living and entertaining in mind. The desirable split-bedroom floor plan provides privacy and functionality, while the generously sized bedrooms and spacious closets give everyone plenty of room to spread out. One of the standout features is the huge bonus room located above the garage. This versatile space could easily be transformed into a 5th bedroom, home gym, office, playroom, media room, or additional living space—the possibilities are endless! Step outside and discover your own backyard retreat with a heated inground swimming pool. The pool can be maintained as saltwater or chlorine, giving you flexibility to choose the system that best fits your lifestyle. With its custom construction, spacious rooms, flexible bonus space, and incredible pool area, 354 Deer Haven Drive is a home you'll want to see in person. Come take a look—you may have just found your forever home!

354 Deer Haven Dr, Somerset
10305 Kentucky, Somerset
$349,900
3 Beds ⋅ 3 Baths ⋅ 26027103 MLS
Discover the possibilities at this unique 36+/- acre property in Somerset! This Bedford stone home offers 3 bedrooms, 3 full bathrooms, a full basement, and garage, providing plenty of space for comfortable living, storage, hobbies or future customization. The property offers a rare combination of home and acreage, with wooded areas, open space, and beautiful natural surroundings. Whether you're looking for room to spread out, a place for recreational activities, additional space for equipment and toys, or simply the privacy that comes with acreage, this property has plenty of potential. A barn is also located on the property, which could offer additional space for storage.

10305 Kentucky, Somerset
125 Holly Hill Dr, Somerset
$359,000
3 Beds ⋅ 2 Baths ⋅ 26027060 MLS
Welcome to 125 Holly Hill. Located in the desirable Oak Hill community near schools, churches and shopping. This home has many upgrades and features. Within the last 3 years this home has had the addition of a new roof, hardwood flooring, HVAC, Water heater, lighting fixtures among other updates. This home is all on one level and has easy access from oversized 2 car garage. Each generously sized bedroom has nice large closets. Fenced back yard with nice storage shed.

125 Holly Hill Dr, Somerset
30b Melrose Dr, Somerset
$167,500
2 Beds ⋅ 2 Baths ⋅ 26027052 MLS
Check out this one-level brick semi-detached patio home superbly located in the highly desirable north end of Somerset in Melrose Place! With 2 generous bedrooms and 2 bathrooms, this 1,288 square foot residence could make the perfect rental! Enjoy high ceilings throughout and attractive tile floors that combine style with easy upkeep. Relish the peace-of-mind of brand new shingles installed, plus carpet newly-laid in the bedrooms & living room! Designed for comfort and convenience, this one-level home has virtually no steps, making it ideal for anyone seeking accessibility and very low maintenance living. The excellent location puts you close to everything Somerset has to offer, all at an affordable price. Great income potential! Agent/Part-Owner

30b Melrose Dr, Somerset
121 Sycamore Trl, Somerset
$189,900
2 Beds ⋅ 1 Baths ⋅ 26026926 MLS
This home has it all! Beautifully remodeled and move-in ready, this home is conveniently located close to town while still offering a peaceful setting. Recent updates include a new HVAC system installed in November 2025, a 2021 water heater, termite preventative treatment completed in December 2025, and a new roof in 2024. The kitchen features new cabinets and newer appliances. Enjoy your morning coffee on the deck off the primary bedroom while taking in the scenery. A spacious front porch provides another great place to relax, while the back patio overlooks beautiful trees. A one-car garage adds convenient parking and storage. With its beautiful remodeling, numerous updates, and great location, this home is a must-see in person!

121 Sycamore Trl, Somerset
140 Oak Hill Rd, Somerset
$229,900
3 Beds ⋅ 2 Baths ⋅ 26026864 MLS
Location location location! Exquisite home completely fresh painted walls & ceilings. Looks like a brand new home!! New flooring in kitchen, 3 yr old water heater, new A/C compressor, appliances stay, new commode, Two new out buildings. Some furniture stays. Gorgeous home and super convenient!! This home speaks for its self! At this price, get ready to bring your offer!!

140 Oak Hill Rd, Somerset
21 Leaflet Ave, Somerset
$243,800
2 Beds ⋅ 2 Baths ⋅ 26026827 MLS
Well-maintained two-bedroom, two-bath home built in 2017 and located in the Goldenleaf community within Somerset city limits. This home features an open floor plan, stainless steel appliances, and an attached garage. Enjoy the backyard porch and gazebo, perfect for entertaining. The roof and siding are just one year old, and the owner has kept up with regular maintenance. Conveniently located near town and healthcare services, and just 15 minutes from Lake Cumberland Marina.

21 Leaflet Ave, Somerset
451 Woodside Dr, Somerset
$489,900
4 Beds ⋅ 3 Baths ⋅ 26026717 MLS
Tucked among mature trees on just over 2.8 acres at the top of the hill in the highly sought-after Bent Creek Subdivision, this spacious two-story home offers approximately 2,700 sq ft, an in-ground pool, and a convenient location just minutes from Pulaski County elementary, middle, and high schools. Step inside to an impressive two-story foyer featuring hardwood flooring and a beautiful staircase with stained wood accents. A formal dining room sits just off the entry, while the spacious living room features architectural ceilings, a stone-accented fireplace, and large windows overlooking the backyard and pool. The updated kitchen offers white cabinetry, dark countertops, stainless appliances, tile backsplash, center island, and an adjoining breakfast nook filled with natural light. The main-level primary suite provides plenty of privacy and features a spacious ensuite with double vanity, soaking tub, separate bath areas, and generous closet space. Upstairs you'll find three additional bedrooms, a full bath, and bonus/exercise space, providing flexibility for a home office, playroom, or hobby area. Outside, the wooded setting creates a private backyard retreat complete with an in-ground swimming pool, large concrete pool deck, black metal fencing, firepit area, and storage building. Numerous improvements have been completed since 2023, including a new HVAC system, in-ground pool, kitchen remodel, new flooring, interior paint, and crawlspace encapsulation. This is one you have to see!

451 Woodside Dr, Somerset
179 Walnut Ridge Dr, Somerset
$550,000
5 Beds ⋅ 3 Baths ⋅ 26026714 MLS
Move-in ready 5-bedroom, 3-bath home situated on a hill with beautiful views of the surrounding subdivision and expansive views of the sky and distance. The welcoming foyer opens to a spacious living room and open kitchen featuring a connecting island with breakfast bar seating, plus a dedicated dining area. The main level offers a large primary suite with private bath featuring double vanity, shower, and makeup station, along with three additional bedrooms, full bath, utility closet, and attached two-car garage. The spacious walk-out basement provides excellent additional living and entertaining space with a large recreation/entertainment area, kitchenette, fifth bedroom, full bath, mechanical room, and an additional garage ideal for storage, mowers, lawn equipment, or recreational items. Outside, enjoy two spacious lots, a private backyard, and a covered back deck with vaulted ceiling, creating an inviting outdoor living area and an ideal spot to enjoy the elevated setting and beautiful views. A versatile floor plan, abundant storage, multiple garages, finished walk-out basement, spacious outdoor areas, and desirable views make this a move-in-ready home with room for everyone and plenty of options for entertaining and everyday living.

179 Walnut Ridge Dr, Somerset
111 Lair St, Somerset
$129,900
2 Beds ⋅ 2 Baths ⋅ 26026303 MLS
Welcome to 111 Lair Street, a charming and conveniently located home nestled on a corner lot within the city limits of Somerset, Kentucky! Whether you're a first-time homebuyer, investor, healthcare professional looking for a home close to town, or someone searching for a getaway near beautiful Lake Cumberland, this property offers plenty of possibilities! Built in 1970, this 2-bedroom, 1.5-bath home offers 969 square feet of living space with a functional layout and several recent updates, including all-new windows, fresh interior paint, and new carpet in the bedrooms. Step inside to discover a spacious kitchen with ample room for everyday living, complete with appliances and a washer and dryer that convey with the home. The kitchen flows into a separate dining area, conveniently located near the half bath, before opening into the living room. Both bedrooms offer closet space, with the rear bedroom providing access to the full bathroom. An added feature is the partially accessible crawl space beneath the home. The area beneath the living room offers enough height to stand and houses the HVAC system and water heater, while also providing useful additional storage space or the potential to serve as a sheltered area during severe weather. Outside, you'll appreciate the corner lot with a relatively level yard and mature trees that create a more peaceful, private setting while keeping you close to everything Somerset has to offer. Enjoy your morning coffee on the covered front porch or unwind in the evenings on the covered back porch. A concrete driveway provides convenient off-street parking, while the storage shed offers additional space for tools, lawn equipment, and seasonal belongings. Location is another standout feature! Situated just minutes from downtown Somerset, local shopping, dining, healthcare facilities, and everyday conveniences, this property offers easy access to the amenities that make life simple. Its proximity to Lake Cumberland also makes it an appealing option for those seeking a vacation retreat, potential short-term rental investment, or affordable home base for enjoying all that the area has to offer. With its manageable size, recent improvements, convenient location, and versatile possibilities, 111 Lair Street is ready for its next chapter. Schedule your private showing today and discover the potential this Somerset property has to offer!

111 Lair St, Somerset
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