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$129,900
3 Beds ⋅ 2 Baths ⋅ 26021163 MLS
Imagine spending less time fixing up a house and more time enjoying Lake Cumberland. This move-in-ready 3-bedroom, 2-bath home, built in 2011, gives you a comfortable place to call home just **1.4 miles from Clearwater Boat Ramp**. Inside, you'll find an open living area, new appliances, and plenty of room to relax or entertain. Outside, the fully fenced yard offers space for pets, play, or weekend gatherings, while the new entry decks provide an inviting place to enjoy the outdoors. Whether you're looking for a permanent residence, a weekend lake retreat, or a convenient home base for boating and fishing, this property makes lake living easy. **Owner financing may be available to qualified buyers. Schedule your showing and start enjoying the Lake Cumberland lifestyle!**

64 Longfield Trl, Nancy
$129,900
2 Beds ⋅ 2 Baths ⋅ 26020481 MLS
***Seller offering $5,000 credit at closing with a full price offer!*** Discover your own Lake Cumberland getaway in Hail's Haven! Situated on three lots, this fully furnished 2-bedroom, 2-bath home directly adjoins the Army Corps of Engineers boundary along Buck Creek, with a community boat ramp just a short walk away. Enjoy convenient access to boating, kayaking, fishing, hiking and outdoor adventure, plus a short boat ride to the open waters of Lake Cumberland and Safe Harbor Burnside Marina. The Daniel Boone National Forest is nearby, along with Bee Rock Recreation Area, known for its beautiful hiking trails and access to both the whitewater and flatwater sections of the Rockcastle River. A covered front porch welcomes you inside, where an open floor plan features a spacious living room and large eat-in kitchen. One of the home's most unique features is the hidden laundry and pantry area tucked behind two cabinet doors in the kitchen. The split-bedroom floor plan offers a large primary suite with a spacious walk-in closet and private en suite bathroom. On the opposite side of the home, an additional generously sized bedroom and second full bathroom provide privacy and plenty of room for guests. Recent updates include a roof and dishwasher replaced approximately two years ago and a water heater replaced approximately one year ago. Out back, a large deck overlooks the water and surrounding trees, creating a peaceful, private place to relax after a day on the lake. Whether you are searching for a weekend retreat, potential short-term rental or full-time residence, this furnished lake property offers space, privacy and convenient access to some of Kentucky's most beautiful outdoor destinations. Selling as-is. Inspections are welcomed.

286 Kelly Pl, Somerset
$129,900
3 Beds ⋅ 2 Baths ⋅ 26001773 MLS
Charming 3-Bedroom Retreat in Prime City Location! Welcome to your dream home! Nestled in the heart of the city, this very cute 3-bedroom, 2-bathroom house offers a perfect blend of modern updates and timeless charm. With its spacious layout and a large lot, this property is a rare gem that promises comfort, convenience, and endless possibilities. Key Features: Spacious Living Areas: Step into a welcoming living space that is perfect for relaxation or entertaining. Large windows fill the room with natural light, creating a warm and inviting atmosphere. Three Cozy Bedrooms: Each bedroom is designed with comfort in mind, offering plenty of space for rest and personalization. Whether you need a home office, a guest room, or a nursery, this home can accommodate your needs. Two Full Bathrooms: No more morning rush hour chaos! With two full bathrooms, you and your family can enjoy the luxury of convenience and privacy. Unfinished Basement: Unleash your creativity with the unfinished basement, providing a blank canvas for your vision. Whether you envision a cozy den, a game room, or extra storage space, the possibilities are endless! Large Lot: One of the standout features of this property is its expansive lot. Perfect for gardening, outdoor gatherings, or simply enjoying the fresh air, you'll appreciate the generous outdoor space that city living often lacks. Prime Location: Situated close to all the vibrant city activities, you'll have the best of both worlds—easy access to restaurants, parks, shopping, and entertainment while still enjoying a peaceful residential atmosphere. Investment Opportunity: This home has previously served as a rental, making it not only a perfect place to live but also an excellent investment opportunity. The demand in this area ensures excellent rental potential for those looking to expand their real estate portfolio. Don't miss your chance to own this delightful home with endless potential! Whether you're looking for a new place to settle down or an investment opportunity that's ready to go, this charming property is waiting for you. Schedule a tour today and imagine all the memories you'll create in your new home!

104 Ashurst, Somerset
$129,900
3 Beds ⋅ 1 Baths ⋅ 26000796 MLS
Charming 3BR 1BA Fixer-Upper in Prime Location! Unlock the potential of this adorable house perfect for investors or those looking to create their dream home! Nestled in a fantastic neighborhood just moments from downtown, this property offers incredible rental potential or an ideal starter home. Key Features: Spacious Layout: Open living spaces ready for your personal touch. Large Detached Garage: Ample storage and versatile space for hobbies or a workshop. Great Location: Enjoy the convenience of nearby shops, restaurants, and parks. With a little TLC, this charming home can shine! Don't miss the opportunity to make it your own—schedule a viewing today!

933 W Hwy 635, Science Hill
$125,900
2 Beds ⋅ 1 Baths ⋅ 26023663 MLS
Investor opportunity! This 2-bedroom, 1-bath home is situated on a huge, private, unrestricted lot and offers excellent potential for an investor, first-time buyer, or someone looking to downsize. Recent improvements include newly painted brick, new shutters, new flooring, and a brand-new roof installed in October 2025. Conveniently located near restaurants, shopping, and the hospital, this property also offers potential as a rental or Airbnb, subject to applicable local rules and regulations. The home is being sold AS-IS. Don't miss the opportunity to make this property your next investment or affordable home!

128 Carroll St, Somerset
$125,000
3 Beds ⋅ 2 Baths ⋅ 26006912 MLS
Discover the potential in this 1456 sq ft +/- double wide home on a permanent foundation, perfectly situated in a highly desirable location just minutes from Old Fall Creek Boat Ramp and Conley Bottom Resort. Featuring 3 bedrooms and 2 full baths, this property offers a spacious layout ready to be transformed into your ideal getaway or income-producing investment. Enjoy outdoor living with a large front porch—perfect for relaxing after a day on the water—and a fully fenced backyard providing privacy and space for pets or gatherings. Whether you're looking for a vacation retreat, rental opportunity, or a project to make your own, this property offers endless possibilities. Please note: Home is not move-in ready and will require remodeling. Being sold as-is. Don't miss your chance to invest in a prime location with strong potential! Call today to schedule a private showing!

1015 Old Fall Creek Rd, Monticello
$124,900
2 Beds ⋅ 1 Baths ⋅ 26008713 MLS
LOCATION111 LOCATIN 111 2 bedroom, 1 bath with tub and shower, washer and dryer in bathroom, ranch, covered front and back porch. A detached garage in a very quiet area. 5 minutes from Burnside Marina and 10 minutes from Burnside Island boat ramp and golf course. Close to shopping, Eating, Golfing, and Boating. This is our summer house and vacation house. I used to store my 20 ft. runabout in the garage, the garage is approximately 26x20. The lot is approximately 150x80. Not sure where the boundaries are. Sentri key lock on the front door. DO NOT RAISE GARAGE DOOR HARD TO CLOSE. Inspections welcome,But Selling As Is.

175 S Robinson Dr, Somerset
$124,900
2 Beds ⋅ 1 Baths ⋅ 26013255 MLS
Charming and affordable vinyl home on one level with features that include a spacious Living Room, Eat-in kitchen with dining area, 2 bedrooms, Full bath has tub/shower combo, and a Laundry Room. All appliances convey with the property including refrigerator, self-cleaning range, washer and dryer. The property is situated on a 0.16 corner lot, and has a nice level back yard perfect for growing a garden. Updates in recent years include: central air/heat pump, 10 year old roof, 5 year old water heater, hardwood floors, kitchen countertops and paint. The home has been well maintained, and is move-in ready. There is an attached carport, extended parking space, and a concrete driveway. Wayne County School Campus is close by, as well as medical facilities, shopping, and the conveniences of town. This could be a great starter or retirement home, or rental investment.

12 Maple St, Monticello
$122,000
2 Beds ⋅ 1 Baths ⋅ 26007971 MLS
ATTN LAKE LOVERS OR AIRBNB OWNERS!!If you've been dreaming of the ultimate lake escape or a full-time slice of lake life, this is it!!! Just 1 mile from Wolf Creek Marina, this charming 2-bedroom, 1-bath Amish Built cabin is packed with potential as an AirBNB, LAKE HOME or FULL TIME LIVING and ready for unforgettable memories. Situated on a spacious 0.70-acre lot, there's room for everything—relaxation, recreation, and entertaining. Gather around the fire pit under the stars, store all your lake toys in the outbuilding, and take advantage of the camper parking complete with electric hookup and septic—perfect for hosting friends and family all summer long. Whether you're looking for a personal getaway, a weekend retreat, or a high-demand Airbnb opportunity, this property checks every box. Endless fun, peaceful surroundings, and the lake just minutes away—don't miss your chance to make this incredible property yours!

266 Boaters Aly, Nancy
$121,900
3 Beds ⋅ 2 Baths ⋅ 26007643 MLS
LOCATION! SPACE! VALUE! Don't miss this awesome opportunity at 565 Bell Lane in Monticello, KY! This 3-bedroom, 2-bath home sits on a .46-acre lot and offers the perfect mix of convenience and functionality. You'll love the detached garage—ideal for parking, hobbies, or a workshop—plus an additional storage shed for all your extras. Enjoy the peace of a quiet setting while being just minutes from town and the stunning Lake Cumberland, perfect for boating, fishing, and relaxing weekends! Whether you're looking for a full-time home, investment, or getaway near the lake, this one checks all the boxes! Act fast—properties in this location don't last long!

565 Bell Ln, Monticello
$119,900
26002345 MLS
16.57 acres of secluded land featuring an off-the-grid cabin and a 24x30 detached garage to store side by sides, tractors and any other toys. A great setup for hunting with plenty of wildlife, riding 4-wheelers, or just getting away from it all. The cabin is wired for generator use, giving you a functional base camp while staying off the grid. The property includes a pond and three natural springs, is fenced, and offers plenty of room to explore and enjoy the outdoors. Private, quiet, and hard-to-find acreage like this with improvements already in place.

1657 Dry Hollow Rd, Monticello
$119,900
1 Beds ⋅ 1 Baths ⋅ 26005030 MLS
Lake Getaway in the Jasper Bend Community - Near Lake Cumberland! Welcome to 1954 Jasper Bend Road, where relaxation and outdoor adventure meet. This charming 859 sq. ft. home is nestled within the scenic Daniel Boone National Forest offering the perfect blend of privacy, nature, and lake-life convenience. Located in the desirable Jasper Bend lake community, you'll enjoy easy walking access to a boat ramp on beautiful Lake Cumberland making this an ideal retreat for boating, fishing, and weekend escapes. Inside, the home features a comfortable one-bedroom, one-bath layout with an open-concept kitchen and living room, creating an inviting and functional living space. A spacious 36.4' x 7.2' sunroom/utility room adds valuable extra living area—perfect for relaxing after a day on the water. Step outside to the 20' x 8' covered porch, an ideal spot to enjoy peaceful mornings or unwind in the evenings surrounded by the beauty of the forest. A 24.4' x 30.3' carport with a 11' x 11' canopy also stays with the property. The Jasper Bend community also offers a playground and picnic area, perfect for family gatherings and outdoor fun. Plus, residents can ride side-by-sides throughout the community roads, making it easy to explore and enjoy the neighborhood. Whether you're looking for a lake getaway, vacation rental opportunity, or a peaceful full-time retreat, this property offers an affordable slice of paradise near Lake Cumberland.

1954 Jasper Bend Rd, Burnside
$117,000
3 Beds ⋅ 1 Baths ⋅ 26017860 MLS
Welcome to 102 Davis Street Monticello KY. Convenience and Affordability welcomes you to this 3-bedroom one bath home. This home has been remodeled to include wiring, new cabinets, flooring, and jetted tub in bathroom. The home has an open floor plan to include living room, kitchen and dining area. The kitchen has new custom cabinets, stainless steel appliances. All appliances as well as the stack washer and dryer will convey with the property. Home has cedar tongue and groove boards on some of the walls. Central Air is currently not working, but has a window air unit. The home is on a slab, with block on outside, with beautiful stone up on bottom of home. Front and side have wood siding from stone up. This property also offers ample driveway parking with plenty of space for multiple vehicles. The left and right side has fencing as current homeowner ran a daycare.

102 Davis St, Monticello
$110,000
2 Beds ⋅ 1 Baths ⋅ 26002147 MLS
This cozy 2 bedroom, 1 bath home has seen major upgrades and is ready for its next owner. Recent improvements include a new metal roof, new windows, new water heater, and a new wall-mounted heat pump providing efficient heating and air conditioning. A wood stove fireplace adds warmth and character, offering an additional heat source during cooler months. Tucked into a quiet, wooded setting, this property offers privacy and a peaceful atmosphere while still being close to recreation. Three nearby boat ramps provide quick and easy access for boating, fishing, and lake days—making this an excellent full-time home, weekend getaway, or rental investment. Solid updates, simple living, and a great location for outdoor enthusiasts make this one worth a look.

100 Fieldside Dr, Nancy
$110,000
3 Beds ⋅ 2 Baths ⋅ 26007964 MLS
Here's your opportunity to own a fully furnished, turnkey property in the desirable Dixie Bend community! The seller is highly motivated and ready to make a deal, making this an excellent opportunity for buyers looking for a vacation home, full-time residence, or short-term rental investment. This well-maintained 3-bedroom, 2-bath home is nestled on a peaceful wooded lot and offers seasonal views of Lake Cumberland from the inviting front porch. Sold fully furnished, it's ready for immediate enjoyment or to begin welcoming guests. Enjoy the privacy of the wooded setting, the convenience of a private neighborhood boat slip, and easy access to all the boating, fishing, and outdoor recreation Lake Cumberland has to offer. With a motivated seller, turnkey condition, and an attractive location near one of Kentucky's premier recreational destinations, this is an opportunity you won't want to miss. Schedule your private showing today and bring your offer!

460 N Lake Dr, Burnside
$99,000
4 Beds ⋅ 2 Baths ⋅ 26025154 MLS
Investor Special Near Lake Cumberland! Bring your vision to this 4-bedroom, 2-bath home situated on three lots with plenty of potential. The property has already been completely cleaned out and is ready for a full renovation, giving the next owner a blank slate to create exactly what they want. Whether you're an investor looking for your next project, a buyer wanting to renovate a home to your own style, or searching for a property near Lake Cumberland, this is a great opportunity. With three lots included and a home ready for transformation, the possibilities are endless. Property is being sold as-is.

80 Pine Tree Dr, Burnside
$90,000
3 Beds ⋅ 1 Baths ⋅ 26025252 MLS
ATTENTION FLIPPERS- Roll up your sleeves and breathe some new life in this what could be charming country home. It isn't terrible. Good bones as they say. But very likely will not pass a government loan.

622 Keeney Rd, Science Hill
$90,000
2 Beds ⋅ 1 Baths ⋅ 26018932 MLS
Endless potential awaits! This 2-bedroom, 1-bath fixer-upper, Property consists of Lots 3 & 13 and a portion of Lot 4, Block 9, Candler Addition. Per deed, In a convenient location just minutes from shopping, dining, schools, and other local amenities, close to rocky hollow recreation center. The home features a partially finished basement, a chain-link fenced yard, and plenty of space to make it your own. Whether you're an investor, flipper, or buyer looking for a renovation project, this property offers a great opportunity to build equity. Basement square footage is estimated. Buyers are encouraged to verify square footage, acreage, and all other information to their own satisfaction, Property is being sold as is.

153 Cotter Ave, Somerset
$89,900
2 Beds ⋅ 1 Baths ⋅ 26010342 MLS
Cute and cozy 2 bedroom, 1 bath home with charming retro character throughout! Features vintage wallpaper, classic awnings, carport, and a warm inviting feel. The roof is only a couple of years old. With some updates and TLC, this would make a great investment property, rental, or starter home. Conveniently located in the city limits of Somerset. Inspections welcome but sold as is.

106 Ashurst St, Somerset
$89,000
2 Beds ⋅ 2 Baths ⋅ 26025002 MLS
Welcome to this charming 2-bedroom, 2-bath home situated on a spacious corner lot consisting of two lots, offering beautiful views of the surrounding farmland and plenty of outdoor space to enjoy. The home features an insulated metal roof, large bedrooms, a covered front porch, back deck, and carport. Conveniently located approximately 15 minutes from Lake Cumberland, this property offers the opportunity to enjoy the peace and quiet of the area while remaining close to one of Kentucky's most popular recreational destinations. Whether you're looking for a full-time residence, weekend getaway, or investment property, this home is worth a look!

25 Willow Oak, Nancy
$79,990
3 Beds ⋅ 1 Baths ⋅ 26021338 MLS
BACK ON THE MARKET - DUE TO NO FAULT OF THIS COZY LITTLE BIT OF PARADISE- DON'T MISS OUT ON THE OPPORTUNITY TO CALL THIS QUAINT & COZY PROPERTY HOME This is a rural 3-bedroom, 1-bathroom property featuring two covered porches, a storage shed, and a 30-amp RV hookup. It offers a quiet, country setting designed for a slow and relaxing pace of life.Property FeaturesLayout: 3 bedrooms and 1 bathroom.Outdoor Space: Two covered porches for relaxing outside.Extras: A storage shed for your gear or tools.RV Hookup: A 30-amp electrical hookup for an RV or camper. Setting: A quiet and calm country location.

517 Kelsey Rd, Monticello
$79,900
1 Beds ⋅ 1 Baths ⋅ 26008026 MLS
SELLER IS MOTIVATED!! What an exceptional opportunity to experience elevated living just moments from the Beautiful Lake Cumberland! Perfectly positioned in a charming and peaceful setting, this residence offers so much! Whether you're looking for your vacation family retreat near the water, air BNB, or rental investment. This adorable cozy home brings that cabin feel inside, stepping outside to the covered porch looking at the great size yard of 1.39 acres, there is also a rv hook up, along with a separate electric pole and septic ready to build your dream home on or add another trailer on, driveway for that is already graveled. You don't want to miss this great opportunity! Call today!

84 Sycamore St, Burnside
$75,000
2 Beds ⋅ 1 Baths ⋅ 26011819 MLS
Charming 2-Bed, 1-Bath Cabin in Clearwater Subdivision - Includes 80A/B, 81A/B, 82A/B, 83A/B Tucked away in the tranquil Clearwater Subdivision, this cozy 2-bedroom, 1-bath cabin offers the perfect escape with timeless rustic charm. Built to last, this cabin promises generations of peaceful living and adventure. Whether you're searching for a weekend getaway, a hunting retreat, or a secluded woodland home, the options are endless. The property spans multiple parcels (80A/B, 81A/B, 82A/B, 83A/B), providing ample space for outdoor enjoyment or future development. Come experience the serenity and beauty of The Oakes at Clearwater today!

86 Elm Ave, Nancy
$70,000
2 Beds ⋅ 1 Baths ⋅ 26024298 MLS
Opportunity awaits at 318 Crutchfield Street in Science Hill! This property offers plenty of potential for an investor, flipper, or buyer looking for a renovation project to make their own. This home sits on a beautiful lot with mature trees and a gentle slope. With the right updates and vision, this home could make a great rental property, resale investment, or affordable personal residence. Conveniently located just minutes from Highway 27 and downtown Science Hill. The property is being offered in its current condition, and buyers are encouraged to verify all aspects of the property.

318 Crutchfield St, Science Hill
$69,900
1 Beds ⋅ 1 Baths ⋅ 26006448 MLS
This 2010 Keys Travel home sits on a spacious 0.37-acre lot, offering both comfort and added functionality with multiple outbuildings. The property features a well-maintained main residence, perfect for easy living or a weekend retreat. Outside, you'll find a detached outbuilding equipped with electricity, providing excellent potential for a guest space, or ideal for a workshop, storage, or hobby space. A second outbuilding adds even more convenience, complete with washer and dryer and breaker box, for utility use. With nearly four-tenths of an acre, there's plenty of room to enjoy outdoor living, gardening, or future improvements. This property offers a great combination of practicality and versatility, making it a solid option for homeowners or investors alike. Enjoy the lake with Beaver creek Marina/ resort within 1 mile. The property also comes with a washer and dryer refrigerator and a forty gallon water heater. If you were thinking of building a home the septic tank is more than adequate.

7939 Ky-92, Monticello
$64,500
2 Beds ⋅ 1 Baths ⋅ 26025185 MLS
Location Near Science Hill This older home offers an affordable opportunity for a buyer looking for a property with potential in a convenient location near Science Hill. The home features a traditional, connected-room floor plan with a living room, kitchen, multiple bedrooms, bathroom, and additional flexible living space that can be utilized according to the buyer's needs. The property has received some new floor coverings and freshening. This home is awaiting a new owner to continue the transformation and update as they desire. With some improvements, the property could be suitable as a starter home, rental investment, or a convenient place to stay when visiting the area. The property also offers a spacious yard with plenty of room for outdoor use. Don't miss out on this property with potential in a convenient location, offering an opportunity for a buyer to make updates and improvements to suit their needs.

3745 W Hwy 635, Science Hill
$59,999
2 Beds ⋅ 1 Baths ⋅ 25006144 MLS
AMISH BUILT CABIN! The owner is willing to sell the home separate from the land! Motivated Seller! The grading in back has been done and a gravel driveway added. The buyer could have the cabin moved further back or you can leave the cabin where it is and have a huge backyard! 109 Colleen Drive is a true blank slate for someone wanting to finish out a home!and add their personal touch! It is priced to sell at only $59,999. 560 sq. ft. cabin! You can design the layout exactly how you want it. The flooring and Insulation is complete! The electric wiring has been added. It is being sold as is. The seller does not have the time to finish it. The home needs the drywall finished and the bathroom and kitchen facilities added. The water is on the property, just needs a meter added. The electric was on the property when it was bought, so to have the electric ran to the property will will make the finishing process for the buyer easier. The home sits on .22 of an acre. Lake Access is nearby at Garland Bend. There is a Private Dock and Boat Ramp at Garland Bend. It is also close to Burnside Marina and Burnside Island! The home can be moved further onto the property.

109 Colleen Dr, Burnside
$55,000
26022210 MLS
Investors special! This property is an excellent opportunity to add to your rental portfolio or take on as your next investment project. The home features a brand-new roof installed in 2026, providing a major improvement already completed. The current owners have removed all the old fixtures and cleared the way for a fresh start! Bring your vision and tools to transform this 2 bedroom, 1 full-bath home into a great rental property or starter home.

403 Ridgewood Ave, Monticello