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$35,000
26011024 MLS
*Updated City Ordinances Going Into Affect in July 2026- Mobile Home or Manufacture Homes can be put in city limits but must block or brick foundations with 5/12 pitch roof.* Build-ready and conveniently located in Eubank! This 0.57-acre surveyed lot at 130 Maple Street is already cleared and level, making it an excellent opportunity for your future home or investment property. Water is already connected, septic system is installed, and electricity is available at the road, helping save time and expense when preparing to build. The property also features a metal storage building/shop already in place, offering additional storage or workspace potential. Enjoy the convenience of having much of the groundwork already completed while still having room to create the property you want.

130 Maple St, Eubank

$475,000
4 Beds 3 Baths 26007076 MLS
Tucked away in a private, peaceful setting, this one-of-a-kind property offers the perfect blend of space, versatility, and opportunity. Situated on 28 +/- beautiful acres, this property is more than just a home—it's a lifestyle. The main home features 4 bedrooms and 3 bathrooms, with a fully finished walkout basement that lives like a second home. Complete with its own entrance, the lower level includes a living room, kitchen, dining area, bedroom, and full bath—ideal for multi-generational living, guests, or even income potential. Step outside and you'll find everything you need to enjoy country living at its finest. The fully stocked pond, mature fruit trees, and established grapevines create a serene, self-sufficient feel, while the expansive acreage offers both privacy and room to grow. This property is also uniquely equipped for future development or expansion. Four additional lots already have utilities in place, making them ready for building—perfect for family, investment opportunities, or creating your own private compound. A large barn sits toward the back of the property and includes a separate room with electric already in place, offering potential for conversion into living quarters, a guest suite, or workspace. The oversized RV garage provides ample storage and could easily function as a workshop, making it ideal for hobbyists, business owners, or anyone needing extra space. Whether you're looking for a private retreat, multi-family living, income potential, or room to expand, this property truly has it all.

7800 Hwy 1643, Somerset

$299,900
3 Beds 2 Baths 26006574 MLS
Situated on Pumpkin Creek Circle, this cabin offers an unbeatable location near Lake Cumberland State Resort Park and just minutes from Rowena Landing. Enjoy quick access to the water, nearby trails, and all the recreational opportunities that make Lake Cumberland one of the top lake destinations in the country. Ideal for both personal use or investment...short term rentals are welcome. Whatever your goal, this property puts you right where you want to be. 3 bedrooms, 2 on main level and loft bedroom upstairs. Open kitchen and living concept. big wrap around porch with the back screened in. Spend the day on the water and fun around the fire-pit with neighbors in the evening. Close-nit community adds to the fun and memories

131 Pumpkin Creek Cir, Jamestown

$29,900
26005754 MLS
Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend retreat or an income producing investment. This versatile tract is completely unrestricted, making it perfect for campers, RV setups, barndominiums, tiny homes, or your own private vacation getaway. With water and electric available along the road, much of the groundwork is already in place to start enjoying the property right away or developing it to suit your vision. Surrounded by the natural beauty of southern Kentucky and just a short drive to Monticello, you'll enjoy the peace and privacy of country living while still being close to town, dining, and shopping. The proximity to Lake Cumberland makes this an ideal spot for boating enthusiasts, Airbnb potential, or anyone looking to escape and unwind. Whether you're planning a personal retreat, rental property, or recreational haven, this unrestricted lot near Beaver Creek Marina is a rare opportunity to own a slice of lake life with unlimited potential.

Lot 3 Phase 2 Stearns Hollow, Monticello

$466,500
5 Beds 4 Baths 26015152 MLS
Don't let the discreet street appeal fool you—stepping inside reveals a spectacular, wide-open Lake Cumberland paradise with breathtaking, year-round panoramic water views from nearly every room. Everyone who visits falls in love with this property. Words truly cannot capture the incredible scale and unique magic of this home—we invite you in to experience it for yourself and see what all the excitement is about. Welcome to 27 Waterworks Drive, a sprawling masterwork of waterfront living designed to frame the lake like a living painting. This expansive home lives and feels like a luxury single-family estate, offering an unmatched combination of private lakeside serenity and incredible floor-plan flexibility. Step through the front door and your eyes are immediately drawn across the open-concept great room to the massive wall of glass showcasing the sparkling waters of Lake Cumberland. Crafted for seamless indoor-outdoor living, the home features sun-drenched spaces at every turn. Choose to relax and enjoy the lake action from the comfort of the air-conditioned primary suite and four-season sunroom, either of the two three-season rooms, or any of the sprawling outdoor decks. Built with two entirely independent, side-by-side living quarters connected under one roof. Featuring an substantial single-level unit on one side and a spacious two-story unit on the other, this fully furnished and completely turn-key property offers incredible versatility: • The Luxury Lakeside Retreat: Keep the entire sprawling footprint to yourself as a massive 5-bedroom, 4-bathroom family compound with double the entertaining space. • The Multi-Generational Setup: Perfect for anyone needing a single step entry, parents, adult children, or frequent weekend guests will enjoy total privacy, their own kitchen, and pristine lake views right next door. • The Ultimate Mortgage Helper: Live on one stunning lakeside wing and let vacation rentals on the other side effortlessly fund your lake-life dream. • The Premium Airbnb Machine: Rent the units independently or together as a 'Mega-Cabin' to maximize high-yield vacation rental revenue. Just minutes from Somerset's shopping, dining, and premier boat ramps. Schedule your private walkthrough today—you have to see this to believe it! (At an additional cost: There is a detached garage 32x 32 (Amish Built) has both commercial and residential zoning, offering incredible flexibility for a home-based business, workshop, boat storage, guest quarters, or future apartment. There is an extra parking pad and added gravel parking area beside the detached metal garage.)

27 Waterworks Dr, Somerset

$168,500
26003344 MLS
MOTIVATED SELLER - TURNKEY RESTAURANT OPPORTUNITY ! Don't miss this incredible opportunity to own a fully equipped restaurant in the heart of the beautiful Lake Cumberland area! This well-established commercial property has previously operated successfully as both a BBQ restaurant and a pizza restaurant — proving its versatility and prime location. Situated in a high-traffic area in Russell Springs just off Highway 127, this property is approximately half a mile from the Cumberland Parkway and less than a quarter mile from Russell County High School, offering excellent visibility and steady local traffic. The building features a spacious covered patio perfect for outdoor dining — an inviting space your customers will love. Inside, all commercial kitchen appliances and existing inventory remain with the property, giving you a true turnkey opportunity to step in and start operating immediately. Whether you're launching your first business or expanding your portfolio, this is your chance to be your own boss and build something special in a thriving Lake Cumberland community. All offers will be entertained - bring yours today!

178 Lakeway Dr, Russell Springs

$15,000
25011661 MLS
Lot 64, Leisure Acres - Jabez, KY Nestled in the tranquil community of Jabez, KY, Lot 64 in Leisure Acres presents a prime opportunity to build your ideal retreat or permanent home. Just 8 miles from Wolf Creek Marina, this property offers effortless access to Lake Cumberland, making boating, fishing, and lakeside relaxation easily within reach. The frontage has already been cleared to the driveway culvert, offering a head start on site development. City water is available on the lot, and electric hook-up is conveniently located down the road. Please note, a septic system will be needed as there is currently no septic tank on the lot. Surrounded by natural beauty in a peaceful, quiet area, the property combines the serenity of a rural setting with the convenience of nearby amenities. It's ideally located—only 30 minutes from Somerset and 40 minutes from Jamestown—providing a perfect balance between seclusion and accessibility. Whether you're envisioning a weekend escape or a full-time residence, this buildable lot delivers flexibility and convenience, with close proximity to major highways and all the recreation the Lake Cumberland area has to offer.

Lot 64 Leisure Acres, Jabez

$599,900
3 Beds 2 Baths 26013936 MLS
Rare opportunity to own 41.5 unrestricted acres with road frontage on two separate roads! This unique property features two homes, a stocked pond, timber, abundant wildlife, and endless possibilities for residential, recreational, agricultural, or investment use. The custom-built, one-owner home offers 3 bedrooms, 2 bathrooms, hardwood flooring, a wood-burning fireplace, unfinished basement, and a covered back porch overlooking the pond. Also included is a well-maintained 1995 Fleetwood manufactured home featuring 2 bedrooms, 2 bathrooms, a wood deck, accessibility ramp, and attractive landscaping. Additional improvements include a 30' x 60' detached garage with concrete floor, electricity, 12' overhead door, and 12' ceilings, plus a storage shed that conveys with the property. Enjoy a stocked pond filled with bass, crappie, and catfish, fed by a natural spring that helps maintain water levels year-round. The property also offers timber resources, natural beauty, and excellent wildlife habitat for deer, turkey, and more. With unrestricted acreage, this property presents numerous opportunities, including a family compound, homestead, residential development, agricultural use, or recreational retreat. Conveniently located just minutes from restaurants, convenience stores, and a community park. Properties with this combination of acreage, improvements, water features, and development potential are increasingly hard to find. Schedule your showing today!

1015 Kentucky 70, Eubank

$229,000
3 Beds 2 Baths 26005928 MLS
Back on the market at no fault of the seller or property! Welcome to 875 Hwy 3106 in Monticello, KY—offering the perfect blend of country living, usable land, and modern updates. Situated on approximately 2.15 acres, this 3 bedroom, 2 bath home provides space, privacy, and versatility just minutes from town. Originally built in 1950 and thoughtfully updated, this home features a functional layout with over 1,400 square feet on the main level plus additional finished space in the basement—ideal for extra living, storage, or recreation. Inside, you'll find a warm and inviting feel with a mix of modern updates and classic character, along with a spacious kitchen and comfortable living areas designed for everyday living. The 3-bedroom with a bonus room layout offers flexibility for families, guests, or home office space. Outside is where this property really stands out—over 2 acres of usable land with room for gardening, recreation, or even small-scale hobby farming. A large detached garage/shop provides excellent space for vehicles, equipment, or a workspace, making this property ideal for those needing extra storage or functionality. Located in a peaceful setting while still being convenient to Monticello and Lake Cumberland, this property is perfect as a full-time residence, weekend getaway, or investment opportunity. Don't miss your chance to own a property with acreage, updates, and endless potential—schedule your showing today.

875 State Highway 3106, Monticello

$115,000
1 Beds 1 Baths 26004264 MLS
$5,000.00 credit at closing to be used for a well or other desires! Price significantly reduced and must be sold! Turnkey tiny living on 7.6± private acres! This 544 sq. ft. partially furnished tiny home is ready for immediate move-in, offering the perfect blend of simple living and a taste of adventure. With no zoning in place, the possibilities are endless! This tiny home offers flexible spaces including a living area, eat in kitchen, spacious bedroom that can fit a queen bed, bathroom with side by side laundry, and two loft spaces! Inside, you'll find a newer stove and refrigerator, new washer and dryer, new PEX plumbing, and a new tankless water heater — all designed for efficient, low-maintenance living. Four new baseboard heaters and four new wall-mounted air conditioning units provide year-round comfort in every season. The infrastructure has been extensively improved with new underground electric service to a 200-amp panel, a new septic tank, and a newly installed electric jet pump connected to four IBC water tanks for dependable water supply and refill depot less than 10 minutes down the road! Outside, enjoy peaceful views from two beautiful twin decks flanking each side of the home — ideal for relaxing or entertaining. A new 18x30 carport and two additional new outbuildings (8x12 and 8x8) provide excellent storage and workspace options. Private, practical, and fully equipped — this property offers a rare opportunity to own acreage with modern systems already in place. Selling as-is with due diligence period welcome. Eligible for cash or land/agricultural loan purchase only as tiny home is not attached to permanent foundation. Refilling IBC tanks totaling 1,000 gallon capacity is a $12.00 total one time cost. Lower ceiling areas in the mid-section of cabin for connected enclosed breezeways, but each room has normal height. Walls and ceilings are double insulated, with the bedroom, bathroom, and kitchen having double-walls. Utilities are very low. Outside commercial grade area flood light in place.

24 Sulphur Springs Hollow Rd, Somerset

$1,399,000
6 Beds 6 Baths 26009809 MLS
Welcome to this luxury estate tucked on 20.5 picturesque, unrestricted acres, offering the perfect blend of privacy, elegance, and functionality. The gated entrance leads to a private driveway of over 1,000 ft in length which offers complete privacy and ambiance. Upon entering the foyer, your gaze is drawn to the grand custom polished Brazilian cherry hardwood staircase, which leads to a balcony overlooking the expansive formal great room with stunning views of flower beds and mature oak trees. This stunning space features soaring ceilings, an impressive two-story wall of windows, rich architectural crown molding, detailed trim throughout, and one of three cozy gas fireplaces. The main level showcases a gourmet kitchen highlighted by custom polished Brazilian cherry cabinetry, coffered ceiling, granite countertops, a gas Jenn-Air range, and a double oven—designed to impress and built for both everyday living and entertaining. Located just off the kitchen is a formal dining room with tiered tray ceilings The luxurious primary suite is filled with natural light and offers a true retreat, complete with tiered tray ceilings, a second gas fireplace, and private access to a generously sized covered patio. The spa-inspired ensuite features a beautifully appointed tiled walk-in shower with dual shower heads and a Jacuzzi tub. Featuring 5 spacious bedrooms and 3.5 baths, this home is thoughtfully designed for comfort and versatility. Skylights in two of the bedrooms invite natural light and enhance the home's bright, airy feel. The fully finished walk-out basement expands the living space with a large recreation room—perfect for gatherings, game nights, or a home theater setup—along with a second kitchen, ideal for guests or multi-generational living. Step outside to your own private oasis, an in-ground pool that has a cascading waterfall creates a resort-style setting ideal for relaxation or entertaining. Multiple patios and covered porches provide ample space for outdoor dining, lounging, and enjoying the surrounding landscape. There is a side brick curved stairway that connects the pool area to the main level patio. The grounds are adorned with exquisite landscaping and vibrant flower gardens. The mature producing orchard includes multiple fruit trees along with 7 various kinds of apple trees, 2 peach trees, 2 pear trees, 1 plum tree, 1 papaw tree, and 2 cherry trees. You'll also find raspberries and blackberries on trellises, blueberries as well as a grape arbor with six grave vines of multiple varieties, creating a truly special outdoor sanctuary. Additional features include central vacuum, a barn equipped with a first-flush water collection system—perfect for irrigating the orchard and gardens—along with a 3-car attached garage and a 3-car detached garage complete with a full bath. Above the detached garage, you'll find an approximately 1,200 sq. ft. apartment featuring 1 bedroom and 1 bath—ideal for guests, in-laws, or a private workspace. A new roof with a transferable warranty adds peace of mind. With expansive indoor and outdoor living areas designed for both everyday comfort and entertaining, A boat ramp located only minutes away from this property easily adapts to a variety of lifestyles. This exceptional estate offers the perfect blend of luxury, versatility, and the freedom of unrestricted land—an unparalleled opportunity to enjoy space, privacy, and refined living in a truly remarkable setting.

1836 Ferry Rd, Somerset

$19,900
26000739 MLS
Discover Your Dream Retreat in Nancy! Welcome to .51 acres of breathtaking, unrestricted land nestled close to town! This prime property is the perfect canvas for your vision, whether you're looking to place a mobile home, build a barndo, or create your own personal oasis. Perk test has already been completed. Enjoy the freedom to design your ideal living space without the constraints of zoning restrictions. Imagine waking up to serene views and endless possibilities! With ample space for gardening, outdoor activities, or even a small hobby farm, this land offers a rare opportunity to blend rural charm with convenient access to town amenities. Don't miss your chance to own a piece of paradise in Nancy where opportunity meets tranquility. Contact us today to explore this exceptional property! 161 Johnathan Lane also available to purchase which would five you a total of approximately 1 acre. * Owner Realtor

125 Johnathan Ln, Nancy

$199,900
24026152 MLS
PRIME LAKEFRONT! Tract 1-6.866 acres w/ Lake View of main lake perfectly situated just minutes from Wolf Creek Marina and multiple boat ramps on Lake Cumberland -Welcome to Hidden Springs — a rare opportunity to own land just 1.5 miles from Wolf Creek Marina! With over 500 acres available, you can choose your perfect 1-acre homesite or spread out on 5, 10, even 20 acres—we'll survey it to fit your vision. Located past the marina, enjoy less traffic and more privacy, all while being minutes to Lake Cumberland access at Wolf Creek Marina. Just a short boat ride to other marinas like Jamestown, State Dock, and LC Marina. Hidden Springs is close to Wolf Creek RV Park, known for community events like fireworks, live music, and Derby parties. Not just for summer—imagine fall golf cart rides, bonfires, and day trips to Haney's Apple Farm or Bear Wallow. Whether you're looking to build a full-time residence, vacation home, or investment property—this is a place to make lifelong memories. Don't miss your chance to invest in a growing lake area!

1 Campbell Rd, Nancy

$169,500
3 Beds 1 Baths 26016624 MLS
Welcome to 342 Highway 1808, Monticello, KY—a beautifully updated 3-bedroom, 1-bath home that is being sold fully furnished, making it truly move-in ready! Whether you're searching for a permanent residence, weekend getaway, or a profitable short-term rental, this property checks all the boxes. Ideally situated between Somerset and Monticello and just 7 miles from Conley Bottom Resort & Marina on beautiful Lake Cumberland, you'll enjoy quick access to boating, fishing, dining, and outdoor recreation. The home features numerous recent upgrades throughout, creating a fresh, comfortable space you'll love from the moment you walk in. Enjoy the peaceful country setting while remaining conveniently close to town. With its turnkey furnishings, updated interior, and prime location near Lake Cumberland, this property is a fantastic opportunity for homeowners, vacationers, or investors alike. Schedule your private showing today! Home inspections welcome. Property and furnishings are being sold as is.

342 Hwy 1808, Monticello

$185,000
25506784 MLS
Discover an extraordinary and exclusive, limited opportunity to own (Lot # 6), a 2.35 acre private tract inside one of Somerset's most prestigious gated communities. Tucked discreetly within the Somerset city limits, this property offers the rare combination of seclusion, security, and unbeatable convenience. Surrounded by luxury homes and protected by strict architectural restrictions, this enclave is designed for those who expect the very best. This exceptional tract provides the ideal setting for a custom estate, with underground utilities, refined community standards, and the peace of mind that comes from living in a high-income, highly curated residential development. Enjoy the privacy you deserve while staying just minutes from shopping, dining, medical facilities, and the shores of Lake Cumberland. Opportunities like this simply do not come available often. If you're seeking exclusivity, sophistication, and a premier location to build your dream home, this is the one.

198 Darling Way Unit Lot # 6, Somerset

$559,800
5 Beds 5 Baths 24017103 MLS
Just minutes away from Lake Cumberland and the Jamestown Resort & Marina, this 3500 sq. ft. building is brimming with potential. Boasting two bathrooms and an ample parking area. Building would be a great residence with a little work or could be used as retail. The property's prime location and curb appeal make it a standout opportunity. On top of that, there's a 5-unit efficiency style motel/apartments already set up for immediate rental income. The additional land included in the sale offers potential for expansion, providing 369 feet of road frontage on Hwy.92. With a total land area of 1.71 acres. Apartments could be sold separate. Possibilies are endless and they arent making any more land on the way to the lake.

1655 Ky-92, Jamestown

$479,900
4 Beds 3 Baths 26014655 MLS
Beautiful Custom-Built Raised Ranch with Detached Workshop located in Sunset Place Subdivision. Discover this beautifully maintained custom home offering spacious living areas, quality finishes, and exceptional amenities throughout. The main level features an inviting foyer, a comfortable living room with a gas log fireplace, and a well-appointed kitchen complete with custom-built cabinetry, leather granite countertops, and a breakfast bar. The adjoining dining room provides an ideal setting for family meals and entertaining. The spacious primary suite serves as a private retreat and features a cozy corner gas log fireplace, his-and-her walk-in closets, and a luxurious master bath complete with a whirlpool tub and separate stand-up shower. The main floor also offers two additional bedrooms, a full bath, and a utility room. Hardwood and tile flooring throughout the main level add warmth and elegance to the home. The finished lower level provides even more living space and includes a fourth bedroom, full bath, recreational room, family room, and a storage room. Additional amenities include an attached two-car garage, central heat and air, and a covered rear porch that is perfect for cookouts, relaxing, and entertaining guests. A standout feature of this property is the impressive 2,000-square-foot detached garage/workshop, complete with water, electricity, and an air compressor—ideal for hobbyists, mechanics, small business owners, or additional storage needs. This exceptional property offers the perfect combination of comfort, functionality, and space, all in a beautiful setting. Don't miss this opportunity to own a truly outstanding home.

69 Mercury Dr, Mt Vernon

$150,000
25508642 MLS
Tract #2 offers 2.27 unrestricted acres with lake view and with approximately 188 feet of road frontage—an ideal Lake Cumberland retreat to enjoy right away while you plan your future build. This property is perfectly set up for RV and camper use, featuring two established RV sites with water, electric, and septic, along with an old barn equipped with a water hydrant for added convenience. Whether you're looking for a weekend getaway, seasonal lake basecamp, or long-term recreational spot, this tract is ready for immediate use with no restrictions. A nearby boat ramp is located on Heritage Way Road in the Cumberland Glen subdivision, allowing you to easily launch your boat and leave your boat and trailer. The location places you in a prime section of the lake—between Conley Bottom and the main lake leading toward State Dock—making it ideal for boating and lake days. Wolf Creek Marina is the closest Marina accessible by vehicle and is approximately 10 miles from the property. Tucked away in a quiet, rural setting, this tract is located in the Jabez community of Nancy, just over the Wayne County line, offering peaceful country living near Lake Cumberland. Four tracts are available for purchase, all with lake views—giving you the option to enjoy now and build later.

Tract 2 Tract 2 Hwy 196, Nancy