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$259,000
3 Beds ⋅ 2 Baths ⋅ 26025701 MLS
Nestled at the top of the hill in town, 338 Harper Drive is being offered under appraisal value. The home offers privacy, panoramic views, and exceptional flexibility. This move-in ready home features 3 spacious bedrooms and 2 full bathrooms, complemented by an open kitchen complete with elegant granite countertops and modern stainless steel appliances. Situated across 3 expansive lots, the property provides abundant outdoor space and parking for boats, RVs, or recreational vehicles. A standout feature is the 24' x 25' detached garage, offering ideal space for a workshop, vehicle storage, or hobby studio. Conveniently located near town amenities while maintaining a private setting, this home is a must-see property.

338 Harper Dr, Monticello
$159,000
3 Beds ⋅ 2 Baths ⋅ 26025517 MLS
Welcome to this immaculate 3-bedroom, 2-bathroom manufactured home nestled in the desirable Steubenville area, just minutes from downtown Monticello. Key Highlights & Upgrades: Structural Stability: Fully retrofitted onto a solid, permanent block foundation. Exterior Improvements: Brand-new siding and gutters offer clean curb appeal and low-maintenance upkeep. Outdoor Living: Enjoy morning coffee or evening relaxation on the newly added front and back decks, surrounded by fresh, thoughtful landscaping. Layout: Generous 3-bedroom, 2-bath split floor plan featuring open living spaces, ideal for both everyday comfort and entertaining. Prime Location: Peaceful country feel with the convenience of being just minutes from local shopping, dining, and main routes in Monticello. Perfect as a primary residence, starter home, or investment opportunity. Schedule your tour today!

172 Boston Hill Rd Rd, Monticello
$165,000
3 Beds ⋅ 2 Baths ⋅ 26025482 MLS
Escape to your own private 4.8-acre wooded retreat, just minutes from downtown Monticello. Bordering scenic Beaver Creek, this beautifully maintained 3-bedroom, 2-bathroom residence offers the perfect blend of peaceful country living and everyday convenience. Property Highlights & Exterior: 4.8 Wooded Acres: Unwind in ultimate privacy with direct Beaver Creek border access right in your backyard. Ultimate Detached Garage/Shop: A massive 30x30 fully insulated garage featuring a solid concrete floor, full electric, dedicated heat, and 2 automatic overhead doors—ideal for hobbyists, mechanics, or extra storage. Outdoor Living: Take in the peaceful nature views from the 10x20 screened-in porch, perfect for morning coffee or relaxing evenings. Recent Upgrades & Key Features: Upgraded, long-lasting metal roof High-efficiency heat pump system Updated gutters featuring low-maintenance leaf guards Washer and dryer included Move-in ready with high-value improvements already done for you. Schedule your private tour today to experience this rare creekside sanctuary!

1185 Furnace Mountain Rd Rd, Monticello
$369,000
3 Beds ⋅ 3 Baths ⋅ 26025479 MLS
Welcome to this beautifully maintained 3-bedroom, 3-bath brick ranch in the highly desirable Stonehedge Subdivision. Situated on 1.4± acres, this property offers the perfect blend of space, comfort, and convenience. Inside, you'll find beautiful hardwood floors, a spacious bonus room perfect for a home office, playroom, or additional living area, and a bright sunroom that provides year round enjoyment of the peaceful surroundings. The home's warm, functional layout makes everyday living easy and entertaining effortless. Outside, the property features a circle driveway for convenient access and ample parking, along with wide-open yard space ideal for outdoor activities, gardening, or simply enjoying the quiet setting. Located just minutes from Conley Bottom Marina and multiple boat ramps, this home is a dream for lake lovers and outdoor enthusiasts. With its combination of land, layout, and location, this Stonehedge property is ready to welcome you home. Call today to schedule your private showing.

111 Stonehedge Ct, Monticello
$439,900
3 Beds ⋅ 2 Baths ⋅ 26025435 MLS
Discover the space, privacy, and possibilities of this 18-acre homestead in Monticello, Kentucky. The property features cleared, level acreage with fencing already in place, making it well suited for livestock, horses, gardening, or a variety of agricultural uses. Enjoy peaceful rural Kentucky views, a private pond, a large detached barn, and an additional storage shed. The one-level home offers comfortable and convenient living with a primary suite, two additional bedrooms, a second full bathroom, and an attached garage. The current owners have completed several improvements, including new flooring, a new HVAC system, and other updates throughout the home. Whether you dream of starting a small farm, creating a self-sufficient homestead, or simply enjoying wide-open space in a quiet country setting, this unique Monticello property offers the acreage and improvements needed to bring that vision to life.

46 Pendleton Hollow Rd, Monticello
$334,900
2 Beds ⋅ 1 Baths ⋅ 26025426 MLS
Welcome to 267 Mystic View Rd, a well-maintained, fully furnished Lake Cumberland retreat located on 2 lots in the coveted Mystic View subdivision! This charming 2-bedroom, 1-bath home offers year-round lake views, numerous recent updates, and exceptional space for storing boats, vehicles, and all your lake toys. The home has been thoughtfully updated with a remodeled kitchen and bathroom, new flooring and fresh paint in 2025, new gutters with leaf guards and a new septic system in 2024, new windows in 2023, plus an updated electrical panel. An inviting four-season room takes full advantage of the beautiful year-round lake views and provides additional living and entertaining space. One of the property's standout features is its impressive FOUR garage spaces (24 x 30 with 12ft, 15.5 ft doors both 9 ft high) , providing plenty of room for boats, vehicles, lake toys, workshop space, or additional storage. With multiple expandable options, the property also offers exciting possibilities for buyers who want to create additional living or recreational space. Best of all, the neighborhood boat ramp is less than half a mile away, making it easy to launch the boat and enjoy everything Lake Cumberland has to offer. Offered fully furnished, this property is ready to enjoy as a full-time residence, weekend lake getaway, or vacation home. Come experience the lake lifestyle at Mystic View—where the water is close, the views are beautiful, and there's room for all the toys!

267 Mystic View Rd, Monticello
$174,900
3 Beds ⋅ 2 Baths ⋅ 26025005 MLS
Downtown Monticello, a large yard, and new flooring already in. 244 Walnut Street sits close to everything Monticello has to offer. It is a 3 bedroom, 2 bath ranch built in 1960 on 0.55 acres, with 1,492 square feet on one level. Luxury vinyl and wood flooring run throughout, and the primary bedroom includes its own walk in closet and large primary bath. French doors separate the living room and kitchen areas. The kitchen has been updated with rustic countertops. Heat runs on baseboard, with oil heat installed but untested. A covered front porch runs the width of the house, and two outbuildings sit on the large yard. Tasteful updates ready for it's new owner!

244 Walnut St, Monticello
$350,000
4 Beds ⋅ 3 Baths ⋅ 26024531 MLS
LAKE CUMBERLAND GETAWAY READY TO ENJOY! Welcome to 1009 Ramseys Point Road, a fantastic 4-bedroom, 2.5-bath home in the desirable Ramseys Point area of Monticello. Built in 2015 and offering approximately 1,860 square feet, this property delivers the perfect combination of comfortable living, incredible garage space, outdoor entertaining, and convenient access to Lake Cumberland. One of the biggest advantages? The seller is leaving much of the furnishings for the convenience of the next owner! However, personal belongings and select items will be removed prior to closing. Whether you're looking for a full-time residence, weekend retreat, vacation home, or investment property, this is a true turnkey opportunity. The oversized HEATED AND COOLED GARAGE is an absolute standout feature. With approximately 34 feet of depth and tall overhead doors, there is plenty of room for boats, vehicles, ATVs, motorcycles, lake toys, and all the gear that comes with enjoying Lake Cumberland. Because it is heated and cooled, the space can be comfortably used year-round as a workshop, hobby area, recreation space, or simply incredible storage. Step outside and enjoy the spacious rear deck, patio, and firepit area — the perfect setting for grilling, entertaining family and friends, relaxing after a day on the water, or enjoying Kentucky evenings under the stars. And then there's the lake! Conveniently located just minutes from Lake Cumberland recreation and a nearby boat ramp, you'll have easy access to some of the best boating, fishing, swimming, and outdoor recreation in the region. This is the kind of property Lake Cumberland buyers are looking for — FOUR BEDROOMS, 2.5 BATHS, AN OVERSIZED HEATED & COOLED GARAGE, GREAT OUTDOOR LIVING, AND CONVENIENT LAKE ACCESS. Don't miss your opportunity to own a move-in-ready Lake Cumberland property where you can start making memories from day one!

1009 Ramseys Point Rd, Monticello
$465,000
3 Beds ⋅ 3 Baths ⋅ 26024377 MLS
Welcome to 2963 Hwy 833 in Monticello, Kentucky—a spacious 3-bedroom, 3-bath home offering over 3,700 square feet of living space, a 2-car garage, a bonus room above the garage, and 1.28 acres in the beautiful Lake Cumberland region. This generously sized home offers plenty of room for family, guests, entertaining, hobbies, or working from home. The bonus room above the garage provides additional flexible space that could serve as a media room, game room, home office, guest space, craft room, or whatever best fits your needs. One of the home's inviting features is the sunroom on the back of the home, offering a wonderful place to relax, enjoy your morning coffee, entertain guests, or simply take in the peaceful surroundings. The property also includes an additional 12x32 storage building in the yard that stays, providing even more room for tools, lawn equipment, recreational gear, hobbies, and seasonal storage. Recent improvements include a new roof and new gutters, offering valuable peace of mind for the next owner. The 2-car garage provides convenient parking and storage, while the 1.28-acre lot gives you room to enjoy the outdoors while remaining conveniently located near town. Outdoor enthusiasts will appreciate the home's convenient location near Lake Cumberland, one of Kentucky's premier destinations for boating, fishing, recreation, and summer fun. Conley Bottom Resort & Marina is nearby, making it easy to enjoy boating and all that Lake Cumberland has to offer. You'll also appreciate the convenience of being close to Monticello shopping, restaurants, services, and beautiful downtown attractions. Everyday necessities, including Walmart, are conveniently located nearby. For buyers relocating from out of state, this property offers the opportunity to enjoy the relaxed pace, natural beauty, and recreational lifestyle of south-central Kentucky. For local buyers, this is an excellent opportunity to own a substantial home with acreage, garage space, additional finished living area, a sunroom, and plenty of storage. PROPERTY HIGHLIGHTS: • 3 bedrooms • 3 bathrooms • 3,700+ sq. ft. of living space • Bonus room above the garage • Spacious sunroom on the back of the home • 1.28 acres • 2-car garage • New roof • New gutters • Additional 12x32 storage building included • Convenient to Lake Cumberland • Close to Conley Bottom Resort & Marina • Convenient to Walmart and Monticello shopping • Close to beautiful downtown Monticello • 1-year home warranty included If you've been searching for a spacious home in Monticello, KY, a Lake Cumberland home, a Kentucky lake property, or a home with acreage near Conley Bottom Marina, don't miss the opportunity to see 2963 Hwy 833. With its generous living space, bonus room, sunroom, garage, acreage, storage building, recent exterior improvements, and convenient Lake Cumberland-area location, this property offers the space and flexibility you've been looking for—whether you're making it your full-time home, second home, or Kentucky getaway.

2963 State Hwy 833, Monticello
$140,000
4 Beds ⋅ 1 Baths ⋅ 26024309 MLS
Sweet rural setting on 1.4 acres m/l. This charming 1960s home offers 4 beds and 1 bath and features several updates including a new roof, electric fireplace, new porch railing, new water heater, and the seller will be installing a mini-split system for heating and cooling. Enjoy the outdoors while sitting on the covered front porch or the front patio. The property offers space for a future garage, plenty of parking, a storage building with cellar, and a nice yard. The property is located 30 minutes from Jamestown TN, Albany or Monticello KY and a short drive to both Dale Hollow Lake and Lake Cumberland, as well as the Alvin C York State Historic Park.

16202 16202 State Highway 200, Monticello
$265,000
3 Beds ⋅ 2 Baths ⋅ 26023863 MLS
If you are looking for quite country living with an open view of the countryside and farms then stop! Take a look at this beautiful bedford stone home that has been remodeled to with all amenities that you could want. Large open floor plan for kitchen/dining/living room. 3 large bedroom with large walk-in closets for each bedroom. 2 full baths with one walk in shower. This home has raised ceilings that brings the newer modern living vibe. There is a large laundry room tied with large pantry off of the kitchen for functional daily living. This home boast 3 coverd porches to sit out relax and enjoy the view. One cover screened in porch to enjoy the nighttime atmosphere without the insects. Outside boast a 576 sq ft 2 car garage with a shed attachment. There is a poured concrete pad to add to the property. This can be used as a base for extra storage shed, provide fencing to make a dog kennel. If you are wanting to start your own garden ther is lots of room to have a large garden . Ample ground to have chickens, goats, sheep or other livestock. This home has too many things to offer to list. Even comes with 2 cute built in bed. Directions: follow hey 90 approximately 9 miles toward the Alpha community of Wayne County. Turn right onto Rector Road and then turn left onto Old Zula Road and follow .2 mile.. Turn right onto ky Hwy 1009N, go .16 mile then turn left onto Old Bethel Church Road, travel 1.1 miles and the home is located on your left. Sign in Yard. Latitude: 36.782392 Longitude: -84.982593

1169 Old Bethel Church Rd, Monticello
$179,900
3 Beds ⋅ 2 Baths ⋅ 26023860 MLS
This 3 bedroom, 2 bath brick ranch offers 1,458 sq ft of living space on a spacious .52 acre lot right in the middle of town. Recent updates include a new roof, gutters, HVAC system, and water heater, taking care of several of the big ticket items. With city sewer, a convenient location, and plenty of yard space, this home is ready for its next owner. Don't miss your chance to check this one out! This wont last long!

44 Tradeway Ave, Monticello
$250,000
3 Beds ⋅ 2 Baths ⋅ 26023768 MLS
First Time on the Market! This one owner home has been very well maintained and cared for over the years. Situated on a spacious 1.72 acre lot, this property offers 3 bedrooms and 2 full baths, along with new windows, beautiful hardwood floors and carpet throughout. Enjoy relaxing on the covered front porch or covered back patio while taking in the peaceful surroundings. The full unfinished basement provides plenty of additional storage and potential for future use. The property has city water and a septic system and has been surveyed. A 28 x 50 detached shop with concrete floor and electric provides an excellent space for a workshop, hobbies, storage, or other needs. Don't miss your opportunity to make this property your own!

4927 Ky-92, Monticello
$225,000
3 Beds ⋅ 2 Baths ⋅ 26023455 MLS
**First time ever on the market!** This custom-built home offers wonderful space, character, and a convenient in-town location! Featuring 3 bedrooms and 2 full baths, the home welcomes you with an impressive living room boasting soaring ceilings and a beautiful stone fireplace that serves as the centerpiece of the space. The large eat-in kitchen provides plenty of room for cooking, dining, and gathering, while the oversized laundry room offers additional convenience and storage. Step outside and enjoy the screened-in porch—perfect for relaxing or entertaining throughout the seasons. The property also includes a detached outbuilding, providing extra storage or workspace. Situated on a desirable corner lot within the city limits, you'll love being just minutes from shopping, dining, schools, and everyday conveniences. This well-built home could use a little TLC and updating to truly make it shine, but it has great bones, tons of potential, and is **priced to sell!** Don't miss the opportunity to make this one your own!

16 Country Hl, Monticello
$349,000
4 Beds ⋅ 3 Baths ⋅ 26023170 MLS
Welcome to 90 Sumac Monticello, Kentucky to this spacious home located in the beautiful Eastview Subdivision. This home offers 4 bedrooms and 2.5 bathrooms with a 2 car attached garage. There is also a 2 bay detached garage that is large enough to accommodate a runabout, pontoon and/or other lake toys. Conveniently located to Monticello, Somerset and several boat ramps. This spacious home offers a living room, family room with fireplace, kitchen, dining, and half bath on main level. The second story has the primary bedroom/bath with 3 additional bedrooms and another full bath. Home also has a partial unfinished basement, front covered small porch with a larger patio at rear of home. Home has 2 HVAC units with one being replaced 2 years ago. Roof was replaced approximately 6 years ago and water heater approximately 5 years ago. Within the past five years new flooring and paint along with other updates, this home is a must see! Call today to schedule your tour of this beautiful home.

90 Sumac Rd, Monticello
$474,900
4 Beds ⋅ 3 Baths ⋅ 26023115 MLS
This stunning 4-bedroom, 3-bath home offers 2,950 sq ft of spacious, open living space and is located just 2 miles from Conley Bottom Resort & Marina. The private primary wing features a huge bathroom and oversized walk-in closet. The kitchen includes a custom hidden butler's pantry, while propane amenities include a fireplace, range, and tankless water heater. Enjoy +-1,000 sq ft of porch space plus a 28x32 insulated attached 2-car garage, with plenty of room to add a detached garage. Space, comfort, storage, and an incredible location near Lake Cumberland—this home has it all. Check it out!

420 Fall Cir, Monticello
$314,900
3 Beds ⋅ 2 Baths ⋅ 26022510 MLS
New construction and move-in ready! Welcome to 1003 Hickory Point Drive in Monticello, Kentucky. Built in 2026 and situated on approximately 2.5 acres in the Hickory Point HOA community, this 3-bedroom, 2-bath home offers approximately 1,408 sq. ft. of thoughtfully designed living space with quality finishes throughout. The home features steel D-log siding, a metal roof, covered porch, stone accents, and a warm cabin-inspired design. Inside, you'll find wood trim throughout, vaulted wood ceilings, exposed beams, and an open-concept living, kitchen, and dining area filled with natural light. The kitchen offers natural wood cabinetry, open shelving, ample counter space, and stainless steel appliances. The primary bedroom includes generous closet space and a private bath, while two additional bedrooms and a second full bath provide plenty of flexibility. Additional highlights include concrete and Trex decking, an approximately 60-inch encapsulated crawl space, and a private wooded setting. With its brand-new construction, distinctive finishes, acreage, and move-in-ready condition, this property offers a rare combination of comfort, character, and privacy.

1003 Hickory Point Dr, Monticello
$145,000
4 Beds ⋅ 1 Baths ⋅ 26022479 MLS
Charming and affordable brick ranch is located at 88 Adair Street, in the convenient Green Acres Subdivision, near the Wayne County School Campus, shopping, and medical facilities. This home is all on one level with features that include: 4 Bedrooms, 1 Full Bath, spacious Living Room, Eat-in Kitchen with Pantry, Laundry Area, and an attached 1-car carport with utility room for added storage. The roof was replaced in July 2026, and the water heater is only a few years old. The property is situated on an extra lot that totals a 0.34-acre tract, has a large back and side yard, a paved driveway, and a storage building. Schedule your own private showing today!

88 Adair St, Monticello
$55,000
26022210 MLS
Investors special! This property is an excellent opportunity to add to your rental portfolio or take on as your next investment project. The home features a brand-new roof installed in 2026, providing a major improvement already completed. The current owners have removed all the old fixtures and cleared the way for a fresh start! Bring your vision and tools to transform this 2 bedroom, 1 full-bath home into a great rental property or starter home.

403 Ridgewood Ave, Monticello
$320,000
3 Beds ⋅ 2 Baths ⋅ 26021660 MLS
Wonderful Lake Cumberland 3.6 acre mini-farm only 3 miles from Conley Bottom Marina with several area ramps for easy lake access. Whether you use it to raise a horse or livestock or develop it out, it'd be a great property. You could ride your horse to the lake even. How cool would that be?! Spacious 3-bedroom, 2-bathroom single-level floor plan. Low maintenance brick so you can enjoy yourself and not work on things all the time. There is a basement garage for mower storage and a workshop. But one of the highlights of the property is the 30 X 40 garage with 9 & 10 ft. doors. There is another old barn on the property if you did need a place for your horses/livestock. As to development potential this would be a great spot for RV or STR short term rental cabins due to the proximity to Lake Cumberland. There is 300' feet of road frontage on Hwy 2393 for easy access. Make this dream of a property yours.

100 Buffalo Trce, Monticello
$78,000
3 Beds ⋅ 1 Baths ⋅ 26021338 MLS
BACK ON THE MARKET - DUE TO NO FAULT OF THIS COZY LITTLE BIT OF PARADISE- DON'T MISS OUT ON THE OPPORTUNITY TO CALL THIS QUAINT & COZY PROPERTY HOME This is a rural 3-bedroom, 1-bathroom property featuring two covered porches, a storage shed, and a 30-amp RV hookup. It offers a quiet, country setting designed for a slow and relaxing pace of life.Property FeaturesLayout: 3 bedrooms and 1 bathroom.Outdoor Space: Two covered porches for relaxing outside.Extras: A storage shed for your gear or tools.RV Hookup: A 30-amp electrical hookup for an RV or camper. Setting: A quiet and calm country location.

517 Kelsey Rd, Monticello
$269,900
2 Beds ⋅ 2 Baths ⋅ 26021252 MLS
Welcome to Lake Cumberland! This immaculate, move-in ready home is located only 3.4 miles to the nearest public boat ramp (Tom Carroll Landing) and comes mostly furnished! Built in 2019, this property offers peace of mind, convenience and ample space for those lake toys! The open floor plan offers 2 bedrooms, 2 full bathrooms, a modern, eat-in kitchen with island and a generous sized loft perfect for guests! When you step outside you are met by nature and beauty all around. Imagine those peaceful mornings sipping coffee on the deck! The 2-bay garage provides storage for your boat and other lake toys, along with a concrete covered patio perfect for grilling or lounging when you're not on the lake. Most notably, there is community access to Lake Cumberland at the end of Old Sawmill Rd! Whether you're looking for a primary residence or vacation getaway, this property is ready to bring your vision to life. The home has successful short-term rental income through Airbnb, making it a fantastic investment to add to your portfolio. Amenities are close by in Monticello and their thriving downtown. Don't miss out on this opportunity to own your own Lake Cumberland escape!

81 Eagles Bluff Rd, Monticello
$249,000
3 Beds ⋅ 2 Baths ⋅ 26020285 MLS
Completely renovated and move-in ready! This beautifully updated 3-bedroom, 2-bath home offers approximately 2,100± square feet of living space on an estimated 0.93± acre lot. A new boundary survey is currently underway, with property lines already marked. Final acreage will be determined upon completion of the recorded survey. Step inside to a bright, open-concept floor plan featuring luxury flooring, a spacious living area, a custom floor-to-ceiling stone accent wall with an electric fireplace, butcher block countertops, and a beautifully updated kitchen designed for both everyday living and entertaining. The home offers two updated full bathrooms, including one with a custom walk-in tile shower and another featuring a jetted soaking tub. Extensive improvements include new windows (2025), HVAC (2023), roof (2015), French doors (2026), flooring (2025), custom walk-in shower (2025), jetted tub (2026), underfloor insulation (2025), fencing (2025), covered front porch addition (2026), plus new sinks, light fixtures, microwave, and numerous additional updates throughout. Outside, enjoy the spacious yard complete with mature shade trees, a fire pit, basketball court, and plenty of room for entertaining, children, or pets. The oversized den was formerly a garage and offers the potential to be converted back if desired. Above the den, the roof has already been framed, providing an excellent opportunity for future office or bonus space. Conveniently located just minutes from Monticello, this property combines modern updates, flexible living space, and a generous lot, making it an exceptional place to call home. Schedule your private showing today!

230 Carter Gregory Rd, Monticello
$259,000
3 Beds ⋅ 2 Baths ⋅ 26020139 MLS
Great investment opportunity on Lake Cumberland! Property consists of 3.91+/- of unrestricted acres located off of Lakepoint View Rd in Monticello. With no restrictions this property is prime for investors or someone looking to build their dream home, Property currently has two cabins, Cabin one is 12 x 28 with a 10 x 16 storage building. Cabin one is completely finished and comes ready to move in with appliances and HVAC. Cabin two is a 16x32 custom built cabin with metal siding, front porch, and a loft. This cabin will need to be finished, currently framed and ready for plumbing, electric, and finishings. Both Cabins have their own water meter already in place. Property is located minutes to Ramseys Point and Camp Attrahunt boat ramps in the eadsville community of Wayne County. Both units are brand new and have never been occupied, perfect for a weekend retreat or short-term rental, call today for additional information or to schedule a private showing!

439 Lakepoint View Rd, Monticello
$179,000
3 Beds ⋅ 2 Baths ⋅ 26020137 MLS
Discover this well-kept 3-bedroom, 2-bath home offering the perfect blend of comfort and practicality. Inside, you'll find a bright, welcoming interior with an easy-flowing layout designed for everyday living. The kitchen provides plenty of workspace and storage, making meal preparation and entertaining a breeze. Step outside to a spacious yard that's ideal for morning coffee, evening gatherings, or simply enjoying the outdoors. The property also features a carport with electric and a storage outbuilding that's wired with 50-amp service, providing added convenience for RVs, hobbies, or workshop use. Recent updates include a new roof installed in 2026, a new HVAC system in 2021, and a new water heater in 2023, giving buyers added peace of mind. Conveniently situated just minutes from shopping, restaurants, schools, and other local amenities, this home also offers quick access to Lake Cumberland for boating, fishing, and year-round recreation. Whether you're searching for a full-time residence, a vacation retreat, or a great investment property, this move-in-ready home is one you won't want to miss.

25 Wilson Ct, Monticello
$499,000
3 Beds ⋅ 3 Baths ⋅ 26019876 MLS
Enjoy the perfect combination of privacy, comfort, and beautiful lake views in this custom-built 3,300+/- square foot home featuring 3 bedrooms and 3 bathrooms, situated on approximately 5 acres. This well-maintained property offers hardwood floors, two fireplaces, a bright sunroom, a spacious finished garage, and a recently replaced roof. The large back deck provides the perfect space for entertaining or relaxing while overlooking the scenic surroundings. Outside, you'll find two large greenhouses and plenty of room to enjoy the peaceful setting. Conveniently located just minutes from Conley Bottom Marina and several other public boat ramps, this exceptional property offers easy access to boating, fishing, and all the recreational opportunities of Lake Cumberland, making it an ideal full-time residence, vacation home, or investment opportunity. Call today to schedule a private showing!

202 Peaceful Cove Ln, Monticello
$165,000
3 Beds ⋅ 2 Baths ⋅ 26019487 MLS
Fantastic investment opportunity in the heart of Monticello, KY! This unique property features two move-in-ready manufactured homes on one property, offering endless possibilities for investors or owner-occupants. The primary home offers 3 bedrooms, 2 bathrooms, and 924± sq. ft., while the second home features 2 bedrooms, 1 bathroom, and 728± sq. ft. Perfect for investors looking to add two easy-to-rent properties to their portfolio, or live in one home while renting the other to help offset your mortgage. Conveniently located in town, you'll be just minutes from shopping, restaurants, schools, and everyday amenities, making these homes highly desirable for future tenants. Both homes have been extensively updated with new metal roofs, new mini-split HVAC systems, fresh interior paint, updated bathrooms, new interior doors, and brand-new front and back porches. The larger home also features new flooring. With the major improvements already completed, these homes are move-in ready and ready to begin producing rental income from day one. Whether you're looking for a turnkey investment, a multi-generational living setup, or a property with excellent rental potential, this is an opportunity you won't want to miss!

16 E High St, Monticello
$424,900
3 Beds ⋅ 2 Baths ⋅ 26019393 MLS
Escape to the beauty of Lake Cumberland with this charming 3 bedroom, 2 bath home with spacious 2 car basement garage situated on 2.439 acres in the Cumberland Ridge area. Whether you're searching for a full time residence, a relaxing vacation getaway, or a potential Airbnb investment, this property offers endless possibilities and can comfortably accommodate 8-10 guests. Enjoy beautiful views of Lake Cumberland and Conley Bottom Marina from the large bay window in the living room or while relaxing on the front porch. Recent updates include new LVP flooring, new windows in 2022, new gutters in 2025, new garage doors/side doors/front door/storm door in 2023, and a new partial wood privacy fence in 2026. The oversized basement garage offers plenty of space for vehicles, storage, a home gym, or an entertainment area. Located just minutes from Conley Bottom Marina and nearby boat ramps, this home provides easy access to boating, fishing, and all the recreation Lake Cumberland has to offer!

2247 Ky-2393, Monticello
$130,000
2 Beds ⋅ 1 Baths ⋅ 26018568 MLS
Welcome to 183 Shoemaker Lane where you will find privacy and seclusion. This property has a lot to offer with 2 m/l acres of land, you will find a workshop, garage that has additions added to each side and a porch on the back. You will also find another cute building with storm shelter underneath, a cute playhouse, and chicken house. The home is a 1990 Clayton Mobile Home with an addition that has been started on the end. The home offers open concept with large living and kitchen, 2 bedrooms, bath and laundry area. In February of 2022 a new HVAC was installed, water heater was replaced in 2023. Home has front and back porch. Home has no carpet, laminate and vinyl flooring, At the back of the home you can walk down to Beaver Creek with waterfall that lots of folks enjoy seeing but is not part of this property. Lots of wooded areas behind the property, most of the outbuildings have electricity. Located close to the Sportsman Club this property has lots of potential. On the left as you enter the property there use to be another residence - mobile home site with electric, etc.

183 183 Shoemaker Ln Lane, Monticello
$117,000
3 Beds ⋅ 1 Baths ⋅ 26017860 MLS
Welcome to 102 Davis Street Monticello KY. Convenience and Affordability welcomes you to this 3-bedroom one bath home. This home has been remodeled to include wiring, new cabinets, flooring, and jetted tub in bathroom. The home has an open floor plan to include living room, kitchen and dining area. The kitchen has new custom cabinets, stainless steel appliances. All appliances as well as the stack washer and dryer will convey with the property. Home has cedar tongue and groove boards on some of the walls. Central Air is currently not working, but has a window air unit. The home is on a slab, with block on outside, with beautiful stone up on bottom of home. Front and side have wood siding from stone up. This property also offers ample driveway parking with plenty of space for multiple vehicles. The left and right side has fencing as current homeowner ran a daycare.

102 Davis St, Monticello