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$249,000
26023820 MLS
This 24 +/- acre property is conveniently located just minutes from downtown Monticello and offers over 600 feet of road frontage. The property provides plenty of opportunities for agricultural use, making it ideal for crops, cattle, pasture, or a combination of uses. With its convenient location, unrestricted zoning, and substantial road frontage, this property also offers excellent potential for residential, commercial, or other development opportunities. Whether you're looking for productive farmland, a place for livestock, or a property with future development potential, this tract offers the space, location, and flexibility to make it a great investment. Call today to schedule a private showing!

4998 E Kentucky 92, Monticello
$249,000
3 Beds ⋅ 2 Baths ⋅ 26020285 MLS
Completely renovated and move-in ready! This beautifully updated 3-bedroom, 2-bath home offers approximately 2,100± square feet of living space on an estimated 0.93± acre lot. A new boundary survey is currently underway, with property lines already marked. Final acreage will be determined upon completion of the recorded survey. Step inside to a bright, open-concept floor plan featuring luxury flooring, a spacious living area, a custom floor-to-ceiling stone accent wall with an electric fireplace, butcher block countertops, and a beautifully updated kitchen designed for both everyday living and entertaining. The home offers two updated full bathrooms, including one with a custom walk-in tile shower and another featuring a jetted soaking tub. Extensive improvements include new windows (2025), HVAC (2023), roof (2015), French doors (2026), flooring (2025), custom walk-in shower (2025), jetted tub (2026), underfloor insulation (2025), fencing (2025), covered front porch addition (2026), plus new sinks, light fixtures, microwave, and numerous additional updates throughout. Outside, enjoy the spacious yard complete with mature shade trees, a fire pit, basketball court, and plenty of room for entertaining, children, or pets. The oversized den was formerly a garage and offers the potential to be converted back if desired. Above the den, the roof has already been framed, providing an excellent opportunity for future office or bonus space. Conveniently located just minutes from Monticello, this property combines modern updates, flexible living space, and a generous lot, making it an exceptional place to call home. Schedule your private showing today!

230 Carter Gregory Rd, Monticello
$249,000
24025516 MLS
Prime Commercial Opportunity on Highway 90 near Conley Bottom Marina This 2-acre commercial property, perfectly situated off Highway 90 at the Conley Bottom Marina turnoff, offers unmatched potential in a high-traffic location. As one of the largest and busiest marinas on Lake Cumberland, Conley Bottom attracts millions of visitors annually, making this spot ideal for businesses catering to lake enthusiasts, tourists, and locals alike. Need more space? Up to 5 acres of Highway 90 road frontage is available, providing flexibility to suit your business needs. Don't miss this chance to secure a prime piece of property in one of Lake Cumberland's most sought-after areas.

8274 Hwy 90, Monticello
$245,000
3 Beds ⋅ 2 Baths ⋅ 26023768 MLS
First Time on the Market! This one owner home has been very well maintained and cared for over the years. Situated on a spacious 1.72 acre lot, this property offers 3 bedrooms and 2 full baths, along with new windows, beautiful hardwood floors and carpet throughout. Enjoy relaxing on the covered front porch or covered back patio while taking in the peaceful surroundings. The full unfinished basement provides plenty of additional storage and potential for future use. The property has city water and a septic system and has been surveyed. A 28 x 50 detached shop with concrete floor and electric provides an excellent space for a workshop, hobbies, storage, or other needs. Don't miss your opportunity to make this property your own!

4927 Ky-92, Monticello
$225,000
3 Beds ⋅ 2 Baths ⋅ 26023455 MLS
**First time ever on the market!** This custom-built home offers wonderful space, character, and a convenient in-town location! Featuring 3 bedrooms and 2 full baths, the home welcomes you with an impressive living room boasting soaring ceilings and a beautiful stone fireplace that serves as the centerpiece of the space. The large eat-in kitchen provides plenty of room for cooking, dining, and gathering, while the oversized laundry room offers additional convenience and storage. Step outside and enjoy the screened-in porch—perfect for relaxing or entertaining throughout the seasons. The property also includes a detached outbuilding, providing extra storage or workspace. Situated on a desirable corner lot within the city limits, you'll love being just minutes from shopping, dining, schools, and everyday conveniences. This well-built home could use a little TLC and updating to truly make it shine, but it has great bones, tons of potential, and is **priced to sell!** Don't miss the opportunity to make this one your own!

16 Country Hl, Monticello
$225,000
26021014 MLS
UNRESTRICTED LAND 74+/- acres! Located just minutes from Monticello and Lake Cumberland, this stunning tract offers endless possibilities. Ideal for hunting, ATV/RV recreation, or building your dream home, the property features multiple suitable building sites. There are two gravel parking spots for RVs/campers as well as several ATV trails throughout. Wildlife is abundant and a small pond fed by a natural spring enhances the land's appeal. Perc test completed and the water tap fee has been paid.

2453 Ky-1258, Monticello
$224,900
3 Beds ⋅ 2 Baths ⋅ 26008258 MLS
Welcome home to your 131 Golden Pond Road lake getaway, where you can't wait for the weekends to arrive! This is one of the most coveted Lake Cumberland resort communities in Wayne County. Step inside this lake area home that has been well taken care of, and has an open floor concept that offers the idyllic setting for hosting and entertaining guests. There is an expansive screened in back porch to enjoy the atmosphere that our beautiful Lake Cumberland has to offer. The main level offers a spacious Great Room, Eat-in Kitchen, 2 Bedrooms, 1 Full Bath, and a Laundry/Utility Room. The lower level features a Family Room, 1 Bedroom, 1 Full Bath, a Bonus Room, and an Attached Garage equipped with a 9x12 door suitable for housing your pontoon, boat & watercrafts, saving you a storage bill! There are community amenities available, for a fee, if you desire to utilize the tennis court, swimming pool, and common areas. Conley Bottom Resort & Marina is only 5 minutes away, offering close access for boating access. There are additional accessible boat ramps in the area that are available. Don't miss this opportunity to own your vacation getaway, permanent residence, or your possible VRBO Income Producing Property! Schedule your private tour today!

131 Golden Pond Rd, Monticello
$224,500
3 Beds ⋅ 2 Baths ⋅ 26010443 MLS
Spacious Monticello home with recent updates and usable living space on both levels! The main level features a living room with fireplace, kitchen with new granite countertops, three bedrooms, and one full bathroom. The finished basement offers a family room, second fireplace, full bathroom, large utility room, and storage area. Seller-noted updates include new heat and air in 2025, updated kitchen sink, new toilet and bath vanity, new living room flooring, and waterproof/fire-resistant composite flooring in the basement. Enjoy a covered patio, metal roof, and a convenient location near the hospital, school, and local amenities.

142 Hwy 3284, Monticello
$219,900
26009134 MLS
72 acres of unrestricted land offering privacy, recreation, and multiple opportunities with this exceptional tract in Monticello, Kentucky. Whether you're searching for a premier hunting property, a weekend getaway, or the ideal spot to build your dream homestead, this land checks a bunch of boxes. This property is predominantly wooded, offering excellent cover and habitat for wildlife, making it a prime location for hunting and outdoor recreation. Established trails wind throughout the acreage, providing easy access for ATVs and hiking. A small hunting building is already in place, giving you a ready-made basecamp for your outdoor adventures. In addition to its recreational appeal, this property offers several acres of cleared area with level areas perfectly suited for building. Whether you envision a secluded cabin, a full-time residence, or a garage for storing equipment and lake toys, the groundwork has already been laid. The property has successfully passed a perc test, and both water and electric are already run onto the property, saving you time and expense as you plan your build. Along the road frontage, you'll find fencing in place with two gated entrances, offering both security and convenient access. With its combination of natural beauty, functional improvements, and close proximity to Lake Cumberland, this property is a rare find in today's market. Just a short 15-minute drive to multiple boat ramps on beautiful Lake Cumberland. Don't miss your chance to own a versatile piece of land that offers immediate enjoyment in Southern Kentucky.

1051 Kelley Ln, Monticello
$219,000
5 Beds ⋅ 2 Baths ⋅ 26012835 MLS
If you've been searching for a property with character, acreage, and stunning views, this one is a must-see. Situated on approximately 5 acres just outside the city limits, this unique rustic stone home offers 1,920 square feet of living space, 5 bedrooms, 2 bathroom, and a peaceful setting overlooking the beautiful countryside of Wayne County. The home's distinctive stone exterior creates timeless curb appeal, while the two-story layout provides plenty of space for family, guests, or a weekend retreat. Covered porches on both levels offer the perfect place to enjoy morning coffee, unwind after a long day, or take in the breathtaking views that stretch across the surrounding landscape. Inside, you'll find a warm and inviting atmosphere filled with rustic charm and endless potential. With five bedrooms, there's plenty of room for a growing family, visiting guests, or even a home office setup. The home's unique design and country setting make it a rare find in today's market. A detached two-car garage provides additional storage and workspace, while the 5-acre property offers room for outdoor activities, gardening, or simply enjoying the privacy and tranquility of country living. Despite its secluded feel, the property is conveniently located just minutes from town, giving you easy access to shopping, dining, schools, and everyday necessities. For outdoor enthusiasts and lake lovers, several Lake Cumberland boat ramps are located nearby, making it easy to spend weekends fishing, boating, and enjoying everything the area has to offer. Properties with this much character, acreage, and scenic beauty rarely come available. Don't miss your opportunity to own this truly unique Wayne County property.

1493 Missouri Hollow Rd, Monticello
$209,000
3 Beds ⋅ 2 Baths ⋅ 26013815 MLS
Looking for a small farm of 11.26 acres that is all cleared and within 2 miles of downtown Monticello. Property has 2 barns, 2 sheds, and a detached garage. Property also has a main house, with another house and a tiny home that is wired for electric, but is not hooked up. All structures may need some TLC. The farm has multiple uses, and has currently been used for goats and horses. This property would make a great investment for multi family farm, live in one home and rent out the other 2, or purchase and rent out the homes and the land. The choice is yours and priced to sell !

1434 Hwy 167 Se Highway 167 Highway, Monticello
$180,000
3 Beds ⋅ 2 Baths ⋅ 26014817 MLS
This 3 bedroom, 2 bath brick home is located in a beautiful rural setting in Wayne County and offers an affordable opportunity for the right buyer. The home features approximately 1,447 sq ft of living space, a full unfinished basement, attached 1.5 -car garage, covered front porch, rear deck, fireplace, and poured concrete foundation. With its brick exterior, full basement, garage, and peaceful rural location, this home has tons of potential

10113 Kentucky 92, Monticello
$179,900
3 Beds ⋅ 2 Baths ⋅ 26023860 MLS
This 3 bedroom, 2 bath brick ranch offers 1,458 sq ft of living space on a spacious .52 acre lot right in the middle of town. Recent updates include a new roof, gutters, HVAC system, and water heater, taking care of several of the big ticket items. With city sewer, a convenient location, and plenty of yard space, this home is ready for its next owner. Don't miss your chance to check this one out! This wont last long!

44 Tradeway Ave, Monticello
$179,900
3 Beds ⋅ 2 Baths ⋅ 26010003 MLS
Like-New Home Near Lake Cumberland - Shop Lover's Dream Welcome to 980 N Hwy 1009, Monticello, KY! Built in 2020, this well-maintained 3 bedroom, 2 bath home offers 1,342 sq ft of comfortable living space situated on 1.7 acres +/- per PVA. Step inside to find a clean, move-in-ready interior with a modern feel and functional layout—perfect for full-time living, a weekend retreat, or investment opportunity. Outside features a 35x35 detached garage/shop with 10x10 doors, providing ample space for boats, vehicles, equipment, or workshop use. Located just 2 miles from a boat ramp at Carters Dock on Lake Cumberland, offering quick and convenient lake access. Just minutes from Monticello, this property combines privacy, space, and convenience.

980 State Highway 1009, Monticello
$179,000
3 Beds ⋅ 2 Baths ⋅ 26020137 MLS
Discover this well-kept 3-bedroom, 2-bath home offering the perfect blend of comfort and practicality. Inside, you'll find a bright, welcoming interior with an easy-flowing layout designed for everyday living. The kitchen provides plenty of workspace and storage, making meal preparation and entertaining a breeze. Step outside to a spacious yard that's ideal for morning coffee, evening gatherings, or simply enjoying the outdoors. The property also features a carport with electric and a storage outbuilding that's wired with 50-amp service, providing added convenience for RVs, hobbies, or workshop use. Recent updates include a new roof installed in 2026, a new HVAC system in 2021, and a new water heater in 2023, giving buyers added peace of mind. Conveniently situated just minutes from shopping, restaurants, schools, and other local amenities, this home also offers quick access to Lake Cumberland for boating, fishing, and year-round recreation. Whether you're searching for a full-time residence, a vacation retreat, or a great investment property, this move-in-ready home is one you won't want to miss.

25 Wilson Ct, Monticello
$179,000
2 Beds ⋅ 1 Baths ⋅ 26011506 MLS
Nestled on a quiet street less than 1.5 miles from Beaver Creek Marina on beautiful Lake Cumberland, this well maintained home offers a perfect blend of comfort, convenience, and peaceful living. Whether you are looking for a full time residence or a relaxing getaway near the water, this property is ready to welcome you home. Home features 2 bedrooms, 1 bath, detached garage and concrete driveway all situated on a large approximately 1.93 acre lot.

220 Webster Spradlin Rd, Monticello
$174,900
3 Beds ⋅ 2 Baths ⋅ 26025005 MLS
Downtown Monticello, a large yard, and new flooring already in. 244 Walnut Street sits close to everything Monticello has to offer. It is a 3 bedroom, 2 bath ranch built in 1960 on 0.55 acres, with 1,492 square feet on one level. Luxury vinyl and wood flooring run throughout, and the primary bedroom includes its own walk in closet and large primary bath. French doors separate the living room and kitchen areas. The kitchen has been updated with rustic countertops. Heat runs on baseboard, with oil heat installed but untested. A covered front porch runs the width of the house, and two outbuildings sit on the large yard. Tasteful updates ready for it's new owner!

244 Walnut St, Monticello
$171,900
2 Beds ⋅ 1 Baths ⋅ 25508315 MLS
Welcome to this beautifully maintained 2-bedroom, 1-bath home that combines comfort, style, and convenience. Step inside to find warm hardwood floors and a bright, inviting living space. The kitchen features sleek stainless steel appliances and plenty of functionality for everyday living or entertaining. Outside, enjoy a spacious back deck perfect for relaxing or hosting guests. The property includes an insulated detached garage, a convenient carport, and ample storage options. Ideally located close to all local amenities, shopping, and dining, this home is also just minutes from Lake Cumberland—perfect for boating, fishing, and outdoor adventures. Whether you're looking for a primary residence, a weekend getaway, or an investment opportunity, this move-in-ready home offers the best of comfort and location.

209 Tate Dr, Monticello
$169,999
3 Beds ⋅ 2 Baths ⋅ 26011121 MLS
Welcome to 183 Vine St, located in the heart of downtown Monticello! Marrying comfort and convenience, this home offers an expansive living area and kitchen, three bedrooms, one and a half bathrooms, a den or formal dining space, a large fenced in yard with a fire pit, perfect for entertaining, and easy accessibility to downtown amenities. This one won't last long! Call today for your private showing!

183 Vine St, Monticello
$169,000
26007523 MLS
Discover 57.95 acers of Kentucky wonderland located just across the Little south fork River from the Steele Hollow State Natural Area. This rare tract offers a blend of privacy, natural beauty, and recreational opportunity-ideal for hunters, hikers, nature lovers or anyone seeking a secluded retreat. The property features diverse wildlife habitat, multiple potential cabin or camp locations. Weather your looking for a getaway, a homestead site, or the perfect place to build your mountain retreat this acreage delivers the peace and freedom only the Steele Hollow area can deliver. There's 1,183 feet of frontage on Greenford Road come have a look today!

2000b Greenford Rd, Monticello
$167,500
3 Beds ⋅ 1 Baths ⋅ 26016624 MLS
Welcome to 342 Highway 1808, Monticello, KY—a beautifully updated 3-bedroom, 1-bath home that is being sold fully furnished, making it truly move-in ready! Whether you're searching for a permanent residence, weekend getaway, or a profitable short-term rental, this property checks all the boxes. Ideally situated between Somerset and Monticello and just 7 miles from Conley Bottom Resort & Marina on beautiful Lake Cumberland, you'll enjoy quick access to boating, fishing, dining, and outdoor recreation. The home features numerous recent upgrades throughout, creating a fresh, comfortable space you'll love from the moment you walk in. Enjoy the peaceful country setting while remaining conveniently close to town. With its turnkey furnishings, updated interior, and prime location near Lake Cumberland, this property is a fantastic opportunity for homeowners, vacationers, or investors alike. Schedule your private showing today! Home inspections welcome. Property and furnishings are being sold as is.

342 Hwy 1808, Monticello
$165,000
3 Beds ⋅ 2 Baths ⋅ 26025482 MLS
Escape to your own private 4.8-acre wooded retreat, just minutes from downtown Monticello. Bordering scenic Beaver Creek, this beautifully maintained 3-bedroom, 2-bathroom residence offers the perfect blend of peaceful country living and everyday convenience. Property Highlights & Exterior: 4.8 Wooded Acres: Unwind in ultimate privacy with direct Beaver Creek border access right in your backyard. Ultimate Detached Garage/Shop: A massive 30x30 fully insulated garage featuring a solid concrete floor, full electric, dedicated heat, and 2 automatic overhead doors—ideal for hobbyists, mechanics, or extra storage. Outdoor Living: Take in the peaceful nature views from the 10x20 screened-in porch, perfect for morning coffee or relaxing evenings. Recent Upgrades & Key Features: Upgraded, long-lasting metal roof High-efficiency heat pump system Updated gutters featuring low-maintenance leaf guards Washer and dryer included Move-in ready with high-value improvements already done for you. Schedule your private tour today to experience this rare creekside sanctuary!

1185 Furnace Mountain Rd Rd, Monticello
$165,000
3 Beds ⋅ 2 Baths ⋅ 26019487 MLS
Fantastic investment opportunity in the heart of Monticello, KY! This unique property features two move-in-ready manufactured homes on one property, offering endless possibilities for investors or owner-occupants. The primary home offers 3 bedrooms, 2 bathrooms, and 924± sq. ft., while the second home features 2 bedrooms, 1 bathroom, and 728± sq. ft. Perfect for investors looking to add two easy-to-rent properties to their portfolio, or live in one home while renting the other to help offset your mortgage. Conveniently located in town, you'll be just minutes from shopping, restaurants, schools, and everyday amenities, making these homes highly desirable for future tenants. Both homes have been extensively updated with new metal roofs, new mini-split HVAC systems, fresh interior paint, updated bathrooms, new interior doors, and brand-new front and back porches. The larger home also features new flooring. With the major improvements already completed, these homes are move-in ready and ready to begin producing rental income from day one. Whether you're looking for a turnkey investment, a multi-generational living setup, or a property with excellent rental potential, this is an opportunity you won't want to miss!

16 E High St, Monticello
$165,000
3 Beds ⋅ 2 Baths ⋅ 26011394 MLS
Nestled in a peaceful country setting just minutes from downtown Monticello, this spacious 3 bedroom, 2 bath double wide offers the perfect blend of comfort, convenience, and room to roam. Featuring just over 1,400 square feet of living space, this home includes a large front porch perfect for relaxing mornings, a covered rear deck for entertaining, and a versatile bonus room ideal for an office, playroom, or extra living area. Situated on approximately 2 unrestricted acres+/-, the property is perfect for hobby farming, small animals, or horses. A small barn adds even more functionality and country charm. Enjoy the freedom of unrestricted land while still being close to shopping, dining, schools, and everything downtown Monticello has to offer. Whether you're looking for a mini farm, a peaceful retreat, or a place with space for the whole family, this property checks all the boxes. Call today to schedule a private showing!

82 Abbott Broadhurst Rd, Monticello
$159,000
3 Beds ⋅ 2 Baths ⋅ 26025517 MLS
Welcome to this immaculate 3-bedroom, 2-bathroom manufactured home nestled in the desirable Steubenville area, just minutes from downtown Monticello. Key Highlights & Upgrades: Structural Stability: Fully retrofitted onto a solid, permanent block foundation. Exterior Improvements: Brand-new siding and gutters offer clean curb appeal and low-maintenance upkeep. Outdoor Living: Enjoy morning coffee or evening relaxation on the newly added front and back decks, surrounded by fresh, thoughtful landscaping. Layout: Generous 3-bedroom, 2-bath split floor plan featuring open living spaces, ideal for both everyday comfort and entertaining. Prime Location: Peaceful country feel with the convenience of being just minutes from local shopping, dining, and main routes in Monticello. Perfect as a primary residence, starter home, or investment opportunity. Schedule your tour today!

172 Boston Hill Rd Rd, Monticello
$157,900
3 Beds ⋅ 1 Baths ⋅ 26015160 MLS
Freshly Remodeled & Move-In Ready! Welcome to 370 Green Acres, Monticello, KY 42633—a beautifully updated 3-bedroom, 1-bath home that offers modern comfort in an unbeatable location! Step inside to discover a completely refreshed interior featuring a stylish new kitchen with brand-new appliances, updated flooring, fresh paint, and a beautifully remodeled bathroom. The partial basement provides plenty of room for storage, a workshop, or future possibilities. Location is everything, and this home delivers! You're just minutes from beautiful Lake Cumberland, the Wayne County Hospital, local schools, shopping, restaurants, and everything downtown Monticello has to offer. Whether you're looking for your first home, a place to retire, or a vacation getaway near the lake, this property checks all the boxes. Property Features: • 3 Bedrooms | 1 Bathroom • Freshly remodeled throughout • Brand-new kitchen appliances included • Beautifully updated bathroom • Partial basement for storage or hobbies • Convenient location close to Lake Cumberland, schools, hospital, shopping & dining • Move-in ready! Don't miss your opportunity to own this charming home in one of Monticello's most convenient locations. Schedule your private showing today!

370 Green Acres Dr, Monticello
$150,000
26004496 MLS
Gorgeous ±50 acres offering the perfect blend of privacy, natural beauty, and recreational opportunity. This property is loaded with wildlife including turkey, deer, and bear, making it an excellent hunting retreat. Timber was harvested approximately 15-20 years ago, with additional marketable timber still remaining on the land. An ideal setting to build a cabin, getaway, or private homestead, the property features breathtaking views overlooking Turkey Creek and Silver Mine Hollow. The land is rich with natural features including springs, caves, unique rock formations, and an old mine, giving it exceptional character and exploration potential. Electric is available nearby, making future development convenient while still enjoying the peace and seclusion of rural acreage. A rare opportunity for outdoor enthusiasts, hunters, or anyone seeking a scenic piece of land.

Lot 1 Lower Turkey Creek, Monticello
$145,000
4 Beds ⋅ 1 Baths ⋅ 26022479 MLS
Charming and affordable brick ranch is located at 88 Adair Street, in the convenient Green Acres Subdivision, near the Wayne County School Campus, shopping, and medical facilities. This home is all on one level with features that include: 4 Bedrooms, 1 Full Bath, spacious Living Room, Eat-in Kitchen with Pantry, Laundry Area, and an attached 1-car carport with utility room for added storage. The roof was replaced in July 2026, and the water heater is only a few years old. The property is situated on an extra lot that totals a 0.34-acre tract, has a large back and side yard, a paved driveway, and a storage building. Schedule your own private showing today!

88 Adair St, Monticello
$140,000
4 Beds ⋅ 1 Baths ⋅ 26024309 MLS
Sweet rural setting on 1.4 acres m/l. This charming 1960s home offers 4 beds and 1 bath and features several updates including a new roof, electric fireplace, new porch railing, new water heater, and the seller will be installing a mini-split system for heating and cooling. Enjoy the outdoors while sitting on the covered front porch or the front patio. The property offers space for a future garage, plenty of parking, a storage building with cellar, and a nice yard. The property is located 30 minutes from Jamestown TN, Albany or Monticello KY and a short drive to both Dale Hollow Lake and Lake Cumberland, as well as the Alvin C York State Historic Park.

16202 16202 State Highway 200, Monticello
$139,000
26023301 MLS
18 acre tract of land that backs up to Lake Cumberland. This is unrestricted wooded land that joins the Army corps of engineers. Recent survey and 164 Feet of Road frontage on Harmon Creek Road.

1117 Harmon Creek Rd, Monticello