Somerset Homes with Water View

Somerset Homes with Water View

Welcome to Somerset, Kentucky—a hidden gem nestled in the heart of Pulaski County, where picturesque landscapes meet charming Southern hospitality. Known for its breathtaking lake views and vibrant community spirit, Somerset is the perfect place to call home for those seeking tranquility and adventure.

Somerset is beautifully situated along the shores of Lake Cumberland, one of the largest man-made lakes in the United States. This stunning body of water offers endless recreational opportunities, from boating and fishing to hiking along the scenic trails that wind through the surrounding hills. Imagine waking up to the gentle sounds of water lapping at the shore and the sight of sunrises painting the sky with hues of orange and pink—this is the everyday magic of living in Somerset.

The real estate market in Somerset boasts an impressive selection of homes with captivating water views. Whether you’re looking for a cozy cottage or a spacious family home, you’ll find properties that perfectly blend comfort with stunning scenery. Many homes feature expansive decks or patios, ideal for entertaining guests or simply enjoying a quiet evening while gazing at the shimmering waters of Lake Cumberland.

Somerset is more than just a beautiful location; it’s a thriving community with excellent schools, vibrant local businesses, and a variety of cultural events throughout the year. With its friendly atmosphere and a plethora of outdoor activities, Somerset is the ideal place for families, retirees, and anyone seeking a serene lifestyle. Come discover your dream home in Somerset, where the beauty of nature meets the warmth of community.

Newest Somerset Homes with Water View

2 Beds ⋅ 2 Baths ⋅ 26020481 MLS

Discover your own Lake Cumberland getaway in Hail's Haven! Situated on three lots, this fully furnished 2-bedroom, 2-bath home directly adjoins the Army Corps of Engineers boundary along Buck Creek, with a community boat ramp just a short walk away. Enjoy convenient access to boating, kayaking, fishing, hiking and outdoor adventure, plus a short boat ride to the open waters of Lake Cumberland and Safe Harbor Burnside Marina. The Daniel Boone National Forest is nearby, along with Bee Rock Recreation Area, known for its beautiful hiking trails and access to both the whitewater and flatwater sections of the Rockcastle River. A covered front porch welcomes you inside, where an open floor plan features a spacious living room and large eat-in kitchen. One of the home's most unique features is the hidden laundry and pantry area tucked behind two cabinet doors in the kitchen. The split-bedroom floor plan offers a large primary suite with a spacious walk-in closet and private en suite bathroom. On the opposite side of the home, an additional generously sized bedroom and second full bathroom provide privacy and plenty of room for guests. Recent updates include a roof and dishwasher replaced approximately two years ago and a water heater replaced approximately one year ago. Out back, a large deck overlooks the water and surrounding trees, creating a peaceful, private place to relax after a day on the lake. Whether you are searching for a weekend retreat, potential short-term rental or full-time residence, this furnished lake property offers space, privacy and convenient access to some of Kentucky's most beautiful outdoor destinations. Selling as-is. Inspections are welcomed.

286 Kelly Pl, Somerset

5 Beds ⋅ 4 Baths ⋅ 26018992 MLS

Welcome to a one-of-a-kind lakeview retreat where thoughtful design, high-end finishes, and extensive updates come together on approximately one acre at the end of a quiet peninsula. This architect-designed home offers four bedrooms, three full baths, and one half bath, with expansive living spaces filled with natural light and multiple lake views that change beautifully throughout the day. Recent improvements make this home as practical as it is impressive. In 2024, the property received a rebuilt roof structure with high-performance foam insulation, new impact-resistant asphalt shingles, a new HVAC system, a new septic pump, and a Samsung washer and dryer. Fifteen skylights with remote-controlled shades provide abundant daylight while allowing you to adjust light and temperature with ease. The home's energy-efficient features include a 12-panel solar array, whole-house water filtration with five custom filters, a gravity-fed greywater system for the washer, a maintained 100-gallon water heater, and numerous system upgrades designed to reduce maintenance and improve everyday comfort. Inside, exposed wood ceilings, hardwood and tile flooring, and walls of windows create a warm, inviting atmosphere. The spacious floor plan includes a finished walkout basement and a dedicated home office, providing flexibility for entertaining, guests, or working from home. The kitchen was built for those who love to cook and entertain, featuring imported French granite countertops, a Wolf gas range with grill, wall oven, warming drawer, steamer, Sub-Zero refrigerator, Asko dishwasher, and distinctive dual cast iron Cane Sugar sinks. The open layout keeps everyone connected while preparing meals or hosting gatherings. Outside, enjoy privacy at the end of a peaceful cul-de-sac in one of Somerset's desirable lake communities. The brick and stucco exterior, generous yard, finished walkout lower level, and ample parking provide plenty of space for family, friends, and lake toys. The attached two-car garage also includes a Tesla charger and a 50-amp outlet, making it ready for electric vehicle owners. From the extensive mechanical upgrades to the timeless architectural design, this move-in-ready property offers the rare combination of luxury, efficiency, and lake living.

3934 Hickory Hill Dr, Somerset

4 Beds ⋅ 4 Baths ⋅ 26018804 MLS

Rarely does an opportunity like this become available in the prestigious Waitsboro Estates community. Perched atop a scenic hillside overlooking beautiful Lake Cumberland, this impressive 4-bedroom, (Plus bonus room) 3.5-bath executive home offers timeless architecture, exceptional living space, and breathtaking views from multiple levels. Step inside the grand two-story foyer featuring soaring ceilings, gleaming hardwood floors, and an elegant staircase that sets the tone for the rest of the home. The spacious great room is filled with natural light and anchored by a fireplace, while formal living and dining areas provide the perfect setting for entertaining family and guests. The gourmet kitchen boasts custom cabinetry, granite countertops, stainless steel appliances, double wall ovens, a large center island, and abundant workspace for both everyday living and special occasions. The main-level primary suite serves as a private retreat, complete with a beautifully remodeled marble and tile walk-in shower and an oversized walk-in closet. Upstairs, you'll find three additional bedrooms, two full baths, and a versatile bonus room perfect for a home office, media room, or guest space. Outdoor living is equally impressive with an expansive covered patio and terrace designed to capture panoramic views of Lake Cumberland, the surrounding countryside, and the iconic bridge in the distance. An unfinished walk-out basement offers endless possibilities for future expansion, recreation, or storage. Recent updates include a new furnace, Generac generator, water softener, and professional landscaping. Located just minutes from Burnside Marina, restaurants, shopping, and all the recreational opportunities Lake Cumberland is known for, this remarkable property delivers luxury, space, and views in one of Somerset's most desirable neighborhood. *Lake Cumberland Views *Grand Two-Story Foyer *Hardwood & Travertine Flooring *Gourmet Kitchen with Island & Double Ovens *Main-Level Primary Suite *Bonus Room *Covered Patio & Terrace *Walk-Out Basement *Generac Generator *Minutes to Burnside Marina

514 Waitsboro Dr, Somerset

6 Beds ⋅ 4 Baths ⋅ 26003290 MLS

$50,000 PRICE REDUCTION! This is the one you've been waiting for! Approximately 5,000 Sq Ft on over 2.5 acres, what more could you want? Step inside and feel the warmth of the beautiful, open concept living room and dining room, filled with natural light. Off the living room, you have a cozy back porch overlooking the back yard, and a peaceful creek. Perfect to watch beautiful sunsets, or the kids running across the expansive yard. Coming back inside you'd want to check out the amazing primary bedroom, complete with walk in closet, stand-up shower and stand alone tub! The rest of the home is chock full of charm and character that you have to see to truly appreciate, including a BEAUTIFUL stone hearth and fireplace surround (actual fireplace would need converted to gas for use) in the second living room. Outside this property boasts spectacular views, an expansive yard and creek as previously mentioned, and a 60x40 3 bay garage, perfect for storing you boat, camper and other adult toys! All this along with a location that places it just 20 minutes from Lake Linville, 30 minutes to Lake Cumberland, and 45 minutes from Laurel Lake, this home makes the PERFECT place to call home, or even use as an air BnB. Don't let it pass you by! Check it out today!

731 Bee Lick Creek Rd, Somerset

4 Beds ⋅ 3 Baths ⋅ 26016373 MLS

Sunset views and three levels of lake living await in this beautifully furnished home overlooking Lee's Ford Marina. Offering 4 bedrooms and 3 full baths, this turnkey property is ideal as a full-time residence, weekend getaway, or short-term rental. The open main level is filled with natural light from a wall of windows that showcase the marina views. The spacious kitchen offers plenty of room for gathering, while the main level primary suite opens to a private lanai overlooking the lake. Upstairs, you'll find three additional bedrooms, a full bath, and a loft-style sitting area overlooking the great room. The finished walkout basement adds even more space with a family room, pool table, full bath, and direct access to the hot tub. Recent updates include fresh paint, new flooring, updated vinyl shake siding, retractable sun shades, smart TVs, washer and dryer, and all appliances. An extra-deep garage, electric car charger and the included lot across the street provide additional space for guests, vehicles, or lake toys. Located on a quiet dead end street just five miles from town, this home offers the perfect balance of privacy and convenience while putting the views of Lee's Ford Marina front and center.

949 Hideaway Dr, Somerset

5 Beds ⋅ 3 Baths ⋅ 26004247 MLS

Welcoming Lakefront Home with Panoramic Views of Lake Cumberland in the peaceful Lake Forest Subdivision. Experience relaxing lakefront living in this beautiful all-brick, two-story residence overlooking scenic Lake Cumberland. This exceptional home offers versatile space, elegance, and panoramic lake views that can be enjoyed from every room on the lake side of the home. With five spacious bedrooms and three full baths, including a Master Suite and a second Bedroom and a full bath on the main floor, this home accommodates all stages of life from families needing an extra first floor bedroom to empty nesters who desire first floor living but need extra space upstairs for guests. This thoughtfully designed home provides the perfect balance of comfort and sophistication for both everyday living and entertaining. The heart of the home is a beautifully designed kitchen, featuring granite countertops, stainless steel appliances, a wet bar, and a generous breakfast area, all flowing seamlessly into the formal and casual living spaces. A large dining room provides the perfect setting for hosting gatherings, while the formal living room and expansive family room create inviting spaces to relax and unwind. One of the homes most captivating features is the sun-drenched all-season sunroom offering breathtaking views of the lake and a peaceful retreat to enjoy year-round. This home has exceptional outdoor living spaces! Step into the rear, screened-in porch and enjoy the lake view or dinner while watching the sunset. The deck overlooking the lake is perfect for morning coffee, sunset views, or entertaining guests while taking in the natural beauty of the surrounding landscape, including the fully fenced backyard. There is literally a place to be for everyone. Throughout the home you'll find beautiful hardwood flooring, built-in cabinetry and bookcases, and thoughtfully designed living spaces that enhance both character and functionality. The home offers 4075 square feet of finished living space above grade, along with 906 square feet of unfinished basement space, providing excellent storage and endless possibilities for customization. Additional highlights include: an oversized 2 car garage on the main level, an additional 1+ car garage in the basement, and two attic spaces offering abundant storage. Recent updates provide peace of mind, including main level HVAC replaced in 2020 and the second floor HVAC replaced in 2024. This exceptional property offers the rare opportunity to own a spacious lakefront home on .79 acres in one of the most desirable communities near Lake Cumberland. The community boat ramp is just three minutes away. Comfort, scenic beauty and timeless design come together to create an extraordinary place to call home.

512 Water Cliff Dr, Somerset

3 Beds ⋅ 2 Baths ⋅ 26005301 MLS

Discover your own private retreat with this exceptional property that perfectly combines peaceful country living with everyday convenience. Situated on a spacious 1.7+/- acre unrestricted lot, this 2024 16x76 singlewide home offers beautiful creek views and endless potential. Step inside to a bright, open floor plan featuring a modern gray and white color palette that creates a warm, inviting feel throughout. The oversized eat-in kitchen is ideal for cooking, entertaining, and gathering with family and friends. A split-bedroom layout provides added privacy and functionality. Outside, enjoy relaxing on the brand-new deck while taking in the serene surroundings. The 21x20 garage with concrete floors and electricity offers plenty of space for storage, hobbies, or a workshop, and the 10x10 outbuilding adds even more versatility. With no restrictions, this property opens the door to countless opportunities—whether you're looking for a primary residence, investment property, or future building site for additional homes or duplexes. Conveniently located just minutes from town, this property offers the perfect balance of tranquil living and accessibility. Don't miss your chance to own this versatile piece of paradise!

1571 Kit Cowan Rd, Somerset

4 Beds ⋅ 3 Baths ⋅ 26007076 MLS

Tucked away in a private, peaceful setting, this one-of-a-kind property offers the perfect blend of space, versatility, and opportunity. Situated on 28 +/- beautiful acres, this property is more than just a home—it's a lifestyle. The main home features 4 bedrooms and 3 bathrooms, with a fully finished walkout basement that lives like a second home. Complete with its own entrance, the lower level includes a living room, kitchen, dining area, bedroom, and full bath—ideal for multi-generational living, guests, or even income potential. Step outside and you'll find everything you need to enjoy country living at its finest. The fully stocked pond, mature fruit trees, and established grapevines create a serene, self-sufficient feel, while the expansive acreage offers both privacy and room to grow. This property is also uniquely equipped for future development or expansion. Four additional lots already have utilities in place, making them ready for building—perfect for family, investment opportunities, or creating your own private compound. A large barn sits toward the back of the property and includes a separate room with electric already in place, offering potential for conversion into living quarters, a guest suite, or workspace. The oversized RV garage provides ample storage and could easily function as a workshop, making it ideal for hobbyists, business owners, or anyone needing extra space. Whether you're looking for a private retreat, multi-family living, income potential, or room to expand, this property truly has it all.

7800 Hwy 1643, Somerset

4 Beds ⋅ 3 Baths ⋅ 26010272 MLS

Lake Views, Waterfront Living & Room to Spread Out! Wake up to sweeping year-round lake views in this beautifully updated 4-bedroom, 3-bath waterfront home situated on 6 spacious lots. With direct water access and Fishing Creek boat ramp less than a mile away, this property is perfectly positioned for boating, fishing, and easy lake days. Inside, you'll find oak hardwood floors, detailed crown molding, new windows by Window World , wood blinds, and two cozy gas fireplaces. The renovated main kitchen features white cabinetry, granite countertops, new stainless appliances, and modern finishes, while the second kitchen in the basement offers great flexibility for entertaining, guests, or extended living. Recent updates include 2 brand-new HVAC systems, new gutters, and a newer roof for added peace of mind. A 24x35 detached garage with a 12-foot door provides plenty of space for boats, vehicles, or a workshop. With expansive views, generous space, modern updates, and convenient lake access, this property delivers the Lake Cumberland lifestyle buyers are looking for. Oh, did I mention a 2 minute drive to Fishing Creek boat ramp and park with only a 5-10 minutes drive to Lee's Ford Marina.

3823 Hickory Hill Dr, Somerset

6 Beds ⋅ 6 Baths ⋅ 26004962 MLS

Welcome to lakefront luxury on Lake Cumberland! This fully furnished, turn-key home offers stunning lake views and upscale living. Currently a successful short-term rental generating over $100K in gross revenue annually. Vaulted tongue-and-groove ceilings in the dining and great room create an open, inviting space. The main level features a home office and four bedrooms, each with an ensuite bath. The walkout basement includes a second kitchen, family/game room with panoramic views, a master suite, bunk room, and half bath, perfect for guests or multi-gen living. Enjoy a large deck, covered patio, hot tub, and fire pit. Ample parking for 9 vehicles or a pontoon. Walk to the boat ramp, Cumberland Grill, and Reno's Steakhouse. Minutes from General Burnside Island and top-rated golf. A rare lakefront retreat or prime investment! Buyer to verify square footage.

389 Lakeview Dr, Somerset

3 Beds ⋅ 2 Baths ⋅ 26008822 MLS

New construction, lake views, and unbeatable location with this beautiful 3-bedroom, 2-bath home in Somerset, overlooking Buck Creek at Lake Cumberland. Situated on a spacious half acre lot, this property offers a rare year-round water view, making it an ideal full time residence, weekend getaway, or short-term rental opportunity. Step inside this thoughtfully designed new home and enjoy comfortable living spaces, a functional kitchen, and spacious bedrooms. The open feel and natural light complement the peaceful lake setting, creating a welcoming atmosphere throughout. Outside is where this property truly shines. A partially covered back deck provides the perfect space to relax or entertain while taking in the stunning water views year-round. The attached carport offers convenient covered parking. The lot has additional space for boats, trailers, or guests, a major bonus this close to the water. This property directly connects to the U.S. Army Corps of Engineers boundary, adding a sense of privacy and natural buffer, and is located just approximately 400 feet from the boat ramp at the end of Rush Branch Road, making lake access incredibly quick and convenient. Whether you're looking for a primary home, vacation retreat, or investment property near Lake Cumberland, this one checks all the boxes with location, views, and brand new construction. Don't miss your opportunity to own a slice of lake life in one of the most desirable areas of Pulaski County! Virtual and video views are available.

9622 Rush Branch Rd, Somerset

5 Beds ⋅ 4 Baths ⋅ 26011584 MLS

Discover your dream lake-life home at 312 George St, Somerset, KY. While the breathtaking, expanded deck offers sensational views of Lake Cumberland all day long, the home itself delivers on comfort, style, and convenience. This spacious ranch-style home features a full walkout basement and boasts 5 bedrooms and 3.5 bathrooms, all thoughtfully updated. Key features include a gourmet kitchen, updated with sleek granite countertops and subway tile backsplash. The elegant main level features new flooring throughout for a fresh, modern look. Retreat to the luxurious primary suite, where the fully renovated primary bath offers a stylish double vanity, a stunning tiled walk-in shower, and heated floors for ultimate comfort. Outdoor living is exceptional with the newly expanded back deck featuring durable Timber Tech flooring, a beautiful tongue and groove ceiling, and modern railing--perfect for enjoying the lake views. The full walkout basement is designed to be an entertainment hub, featuring a newly renovated wet bar and direct access to the lower deck. Enjoy the ultimate in Lake Cumberland living with quick access to water and town: the David H. Godby Boat Ramp is just 5 minutes away, and both Lee's Ford and Burnside Marina are less than 15 minutes away. Plus, downtown Somerset's shopping and restaurants are also just a 15-minute drive. If you are looking for the perfect blend of luxury, views, and lake-area convenience, this is the home for you.

312 George St, Somerset

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