Jamestown Homes under $400,000

Jamestown Homes under $400,000

Welcome to Jamestown, Kentucky, a charming small town nestled in the heart of Russell County. Known for its warm hospitality and picturesque landscapes, Jamestown is a hidden gem that offers a perfect blend of rural charm and modern convenience. With its rich history, vibrant community, and access to beautiful Lake Cumberland, this delightful city is ideal for families, retirees, and anyone seeking a peaceful lifestyle.

Jamestown boasts an array of homes that cater to various tastes and budgets, with many options available for under $400,000. Whether you’re looking for a cozy single-family home, a spacious property with a large backyard, or a charming cottage that exudes character, you'll find it here. The real estate market in Jamestown is thriving, making it an excellent opportunity for first-time homebuyers and those looking to invest in a serene environment.

The city is not just about beautiful homes; it also offers a range of amenities and activities. Enjoy leisurely strolls through the scenic parks, partake in local events, or explore the stunning waters of Lake Cumberland, perfect for boating and fishing enthusiasts. The community spirit in Jamestown is palpable, with friendly neighbors and a welcoming atmosphere that makes it easy to feel at home.

If you’re ready to discover your dream home in a quaint yet vibrant setting, Jamestown, KY, awaits you. With affordable housing options and a lifestyle that embraces nature and community, this charming city is the perfect place to call home. Come explore the possibilities today!

Newest Jamestown Homes under $400,000

186 Lily Creek Resort Rd, Jamestown
$314,900
4 Beds ⋅ 2 Baths ⋅ 26027406 MLS
Scandinavian-inspired design meets Lake Cumberland living in this distinctive custom-built home in Lily Creek Resort in Jamestown, Kentucky. Completed in late 2024 and lightly lived in, this meticulously maintained property offers a fresh, modern feel and includes an additional lot for extra privacy and outdoor space. Clean lines, abundant natural light, and an open layout create a welcoming atmosphere throughout. The kitchen features stainless steel appliances, butcher block countertops, a large island, and attractive cabinetry. It opens seamlessly to the living area, where expansive windows and direct access to the wraparound deck make relaxing and entertaining effortless. Each of the three main bedrooms includes a closet and sliding glass doors opening onto the deck. A fourth room provides flexible space for a 4th bedroom, home office, or other needs. Two full bathrooms feature modern finishes and beautifully tiled walk-in showers, while high-speed internet availability supports remote work and streaming. Thoughtful construction features include HardiePlank, beaded Cedarmill siding, a spray-foam-insulated crawlspace, a tankless water heater, high-efficiency HVAC, engineered wood flooring, and low-maintenance composite decking. Enjoy convenient access to Lake Cumberland, nearby shopping and dining, and the amenities of this well-maintained community. Whether you're searching for a full-time residence or a vacation retreat, this home brings together distinctive design, modern comfort, and a desirable Lake Cumberland location. 1 year home warranty included with purchase.

186 Lily Creek Resort Rd, Jamestown
1745 Twin Creek Loop, Jamestown
$317,000
3 Beds ⋅ 2 Baths ⋅ 26025902 MLS
Escape to your own private retreat near beautiful Lake Cumberland! Situated on approximately 2.05 acres, this unique 3-bedroom, 2-bath home offers approximately 1,750 sq ft of living space, an abundance of character, and a seasonal view of Lake Cumberland. Surrounded by mature trees, the property offers a peaceful, tucked-away setting while still capturing gorgeous views toward the lake. Inside, soaring ceilings, exposed wood beams, warm wood accents, and rustic architectural details create an inviting lodge-inspired atmosphere. The spacious kitchen features abundant cabinetry, stainless steel appliances, a large center island with seating, and plenty of room for entertaining. A large loft adds valuable additional space that could serve as a second living area, recreation space, office, or guest area. The primary bath is truly one of a kind, featuring a beautiful copper soaking tub, oversized tiled walk-in shower, and distinctive finishes. Outside, the property is designed for enjoying the Lake Cumberland lifestyle with a huge covered porch with ceiling fans, an above-ground pool, 8-person hot tub, storage shed, and plenty of room to relax or entertain. Whether you're searching for a full-time residence, weekend lake getaway, or property with recreational appeal, this home offers a combination that's hard to duplicate. Enjoy privacy, acreage, distinctive craftsmanship, and seasonal Lake Cumberland views all from one property

1745 Twin Creek Loop, Jamestown
220 F Johnson Rd, Jamestown
$395,000
3 Beds ⋅ 1 Baths ⋅ 26025625 MLS
YOUR FARM DREAM STARTS HERE! What if you didn't have to start your farm or homestead from scratch? What if the hard work was already done? Welcome to 220 F Johnson Rd in Jamestown, where 15.5 acres of mostly flat, usable farmland, surrounded by woods, comes with the infrastructure and improvements to make your country-living dreams a reality. The property features a 3-bedroom, 1-bath home with a large eat-in kitchen, attached carport, and full unfinished basement offering plenty of storage or future workshop space. Beautiful cedar throughout the home was harvested right here from the property, giving the house a one-of-a-kind connection to the land. The home has also seen numerous important updates, including a brand-new septic system, updated electrical panels, heat pump, hot water heater, furnace, siding, windows, and doors. A full-house generator offers peace of mind, while city water and a workable spring provide valuable water resources. The home also features reverse osmosis. But the real magic happens outside. This property is already equipped for the person who has always dreamed of having a farm, hobby farm, or self-sufficient homestead. Multiple buildings and improvements include a detached garage, workshop, harvest kitchen, machine shed, chicken coop, cattle barn, and additional outbuildings. There's a dedicated garden area and plenty of open, mostly flat land for livestock, crops, gardening, equipment, or simply enjoying the freedom that comes with having acreage. Imagine walking out your door to your own garden. Raising chickens. Having cattle in the barn. Working on projects in your workshop. Growing your own food. Storing equipment in the machine shed. Or simply sitting back and enjoying the privacy of having your own piece of Kentucky countryside. This isn't just a house with acreage — it's a property with a head start on the country lifestyle. Whether you're looking for a working farm, hobby farm, homestead, or simply a private place where you can spread out and enjoy the land, 220 F Johnson Rd offers the space, buildings, updates, and potential to make it your own. - 15.5 Acres - 3 Bedrooms | 1 Bath - Cattle Barn - Chicken Coop - Workshop - Machine Shed - Detached Garage - Garden Area - Harvest Kitchen - Whole-House Generator - City Water + Workable Spring - Brand-New Septic - Mostly Flat, Usable Farmland Surrounded by Woods - Full Unfinished Basement + Attached Carport Come see the possibilities and start building the farm life you've been dreaming about!

220 F Johnson Rd, Jamestown
183 Linkview Rd, Jamestown
$263,000
4 Beds ⋅ 2 Baths ⋅ 26025480 MLS
Welcome to FULLY FURNISHED 183 Linkview Rd Jamestown KY! (Currently being used as a VRBO) This charming home has everything to offer and it's TURN KEY! So if you are looking for a full time home or a seasonal lake home, this one WILL NOT disappoint! It's only a 2 miles to Jamestown Marina! It has 4 bedrooms (5 beds) 2 baths, a large open concept living room, dining room and a eat-in-kitchen. It has a large covered front deck with lots of sitting room and there is also a rear covered deck AND both decks have gates that lock for added security for kids and pets! There is a nice large fire pit in the back with lighting and grilling space, a storage building for keeping wood, toys or tools. You will also enjoy the HUGE driveway with tons of parking for big boats or big family's...plenty of turnaround space! This beauty comes fully furnished and ready to go!!! Don't delay this one will not last long! It has it all, lots of room, lots of storage, big driveway, close to the lake and it's on a dead end street! What are you waiting for??? Grab your tooth brush and clothes and your HOME! (This home is currently being used as a VRBO/Airbnb and you can request more information)

183 Linkview Rd, Jamestown
145 State Park Rd Unit B3, Jamestown
$144,500
2 Beds ⋅ 2 Baths ⋅ 26025469 MLS
Welcome to this beautiful 2 bedroom, 2 bathroom condo located in the desirable Apple Valley Resort near Lake Cumberland. This well maintained condo offers a comfortable and inviting setting, perfect for a weekend getaway, vacation home, or full time living. Enjoy the convenience of being just minutes from Lake Cumberland, with boating swimming, fishing and outdoor recreation right at your fingertips. Resort offers peaceful atmosphere while still being close to Jamestown and local amenities. Perfect for full time residence or investment property near Lake Cumberland. A must see !!!

145 State Park Rd Unit B3, Jamestown
612 Little Indian Dr, Jamestown
$235,000
2 Beds ⋅ 1 Baths ⋅ 26024340 MLS
Looking for the perfect little getaway near Lake Cumberland? This cozy 1,200 sq. ft. home is tucked away in a friendly, peaceful community just ½ mile from the Cumberland River boat ramp and a little over 1 mile from Kendall Campground and the Lake Cumberland boat ramp at Halcomb's Landing! Whether you're looking for a weekend retreat, vacation home, or full-time residence, this is a great spot to enjoy everything the lake and river have to offer. Inside, you'll find 2 bedrooms, 1 bathroom, an open-concept living room and kitchen, and a separate laundry room. The home has all-new flooring, barnwood-style walls that give it a cozy cabin feel, and an updated bathroom with modern sinks and tile flooring. Even better, it comes fully furnished with a queen bed, two sets of bunk beds, kitchen table, appliances, washer and dryer, and more—making it ready for you to start enjoying right away! Outside, there's plenty of room to relax and entertain. Enjoy the covered front porch, a spacious 14' x 18' screened-in side porch, and a back porch with a wheelchair-accessible ramp that's perfect for grilling. The property also includes a 36' x 24' detached garage with an overhead door and lean-to shed, providing plenty of space for your boat, lake gear, tools, or extra storage. Sitting on approximately 0.45 acres, the property is located in a welcoming neighborhood that runs along a creek. The exterior features low-maintenance metal siding accented with stained porch posts, giving the home a charming look without a lot of upkeep.  Spend your days fishing the Cumberland River, boating on Lake Cumberland, or relaxing on the screened porch. This fully furnished little getaway is ready for its next owner to come enjoy lake life!

612 Little Indian Dr, Jamestown
134 Finn Way, Jamestown
$397,000
4 Beds ⋅ 2 Baths ⋅ 26023761 MLS
Lake Cumberland Lifestyle Resort Vacation Cottage — Turnkey, Furnished & Maintenance-Free Own your Lake Cumberland getaway and enjoy the benefits of a true lifestyle resort—without the upkeep. This beautifully furnished 4-bedroom, 2-bath vacation cottage offers the perfect place for family and friends to gather, relax, and enjoy the Lake Cumberland lifestyle. Designed for easy, worry-free ownership, the property includes a complete maintenance program, allowing you to spend your valuable time enjoying your getaway instead of maintaining it. Located within a private lifestyle resort community, owners and guests can enjoy outstanding amenities including a resort-style pool and spa, walking and riding trails, stocked fishing ponds, and more. The cottage is located just approximately 2 miles from a public boat launching ramp near Jamestown Marina, providing convenient access to beautiful Lake Cumberland for boating, fishing, and days on the water. Property Highlights • 4 bedrooms and 2 full baths • Completely furnished and move-in ready • Hassle-free maintenance program • Resort-style swimming pool and spa • Stocked fishing ponds • Walking and riding trails • Approximately 2 miles from Lake Cumberland boat access • Convenient to Jamestown Marina • Excellent vacation-home and investment potential Offered at $397,000 Two cottages may be purchased together for $790,000. This is a ground-floor opportunity to own in a growing Lake Cumberland vacation community. Enjoy it with your family when you want—and take advantage of its investment potential when you're away. Lake Cumberland living without the maintenance. Come enjoy the property, the amenities, and the lifestyle.

134 Finn Way, Jamestown
127 Clayton Rd, Jamestown
$140,000
3 Beds ⋅ 2 Baths ⋅ 26023654 MLS
Opportunity awaits at 127 Clayton Rd in Jamestown! Priced at $140,000, this bank-owned brick ranch offers 3 bedrooms, 2 full baths, and approximately 1,224 square feet of living space, all on one level with a crawlspace foundation. Located just a few miles from Lake Cumberland, the property offers convenient access to boating, fishing, and everything the lake area has to offer, while still being close to grocery stores, restaurants, shopping, and everyday necessities. The home needs repairs and updates, creating an opportunity for a buyer to make improvements and create a space of their own. It may also appeal to investors looking for their next renovation project or a property near one of Kentucky's most popular recreational destinations. At $140,000, this property offers an affordable entry point into the Jamestown/Lake Cumberland area with plenty of potential for the next owner. Bank-owned property. Buyers and their agents should verify all property information and conduct their own due diligence regarding the property's condition, measurements, systems, and other material facts.

127 Clayton Rd, Jamestown
145 State Park Rd Unit R2, Jamestown
$137,000
1 Beds ⋅ 2 Baths ⋅ 26023452 MLS
Discover your Lake getaway ! Tucked in a wooded setting just minutes from breathtaking Lake Cumberland, this open concept 1 bed 2 bath condo is the perfect blend of comfort and convenience. This layout includes a versatile bonus room, ideal for office, guest, or hobby room. Enjoy the nature with parks, trails and a community pool as well as others!! Come see why life is better by the LAKE!!

145 State Park Rd Unit R2, Jamestown
374 Town Vw, Jamestown
$95,000
2 Beds ⋅ 2 Baths ⋅ 26023190 MLS
This 2-bedroom, 2-bathroom mobile home is designed for comfortable living. The open eat-in kitchen connects effortlessly to the living room, creating a sense of togetherness whether you're hosting guests or enjoying a quiet evening at home. The refrigerator, gas stovetop, dishwasher and microwave are to remain with home. Master bedroom has a private bathroom with walk in shower plus a walk-in closet. Property has central heat and air, new water softener, new water heater, county water, is over a half-acre, and is nestled at the end of a dead-end street, this offering a serene atmosphere, away from the bustle of traffic. The covered porches invite you to step outside and savor the fresh air and enjoying the view which has some trees including pears. The outbuilding provides convenient storage solutions or could easily be a workshop. With easy access to churches, shopping and the public library nearby, you'll have everything you need within reach. Plus, the close proximity to beautiful Lake Cumberland just enhances the appeal, making this home a wonderful retreat.

374 Town Vw, Jamestown
85 Campbells Ferry Ln, Jamestown
$310,000
3 Beds ⋅ 2 Baths ⋅ 26022735 MLS

85 Campbells Ferry Ln, Jamestown
145 State Park Rd Unit Q4, Jamestown
$186,900
1 Beds ⋅ 2 Baths ⋅ 26022658 MLS
Apple Valley Resort - Lake Cumberland Condo Unit Q4 at Apple Valley Resort is a fully furnished, turn-key condo just moments from Lake Cumberland. Everything you need to enjoy the property from day one—including all furnishings, appliances, window treatments, and more—conveys with the home. The unit also includes a large on-site boat/toy storage unit (#24), with dues prepaid through September 22, 2028. Recent updates include cabinets, laminate flooring, renovated bathrooms, a large concrete front walkway, and many other attractive improvements. Apple Valley Resort offers an array of amenities, including a clubhouse, heated pool, tennis and pickleball courts, laundry facilities, basketball court, playground, and a convenient fish-cleaning station. This two-full-bath condo is currently configured as one spacious bedroom with a separate sitting area and walk-in closet, but it could easily be converted back to a two-bedroom layout. The bedroom features a new luxury king-size bed, while the downstairs living area includes a new convertible sleeper sofa and an additional new recliner. Whether you're looking for a low-maintenance vacation getaway or a full-time residence, this condo puts you in the heart of everything Lake Cumberland has to offer—fishing, hiking, skiing, tubing, boating, and endless opportunities for outdoor recreation.

145 State Park Rd Unit Q4, Jamestown
Start Your Search