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$485,000
4 Beds ⋅ 4 Baths ⋅ 26019708 MLS
Rare opportunity to own a one of a kind property on approximately 2.5 secluded, wooded acres just minutes from two concrete boat ramps on beautiful Lake Cumberland. Whether you're looking for a full time residence, vacation home, or investment property with short term rental potential, this unique estate offers endless possibilities. The custom built primary home features soaring 12 foot ceilings, crown molding, stained glass windows, custom built-ins, abundant cabinetry and countertop space, a walk-in pantry, steam room, laundry chute, an oversized walk-in shower in the primary suite, and a built-in bed with integrated storage. An unfinished upper level with 12-foot ceilings offers excellent potential for additional bedrooms, a game room, home office, or expanded living space. The detached guest house is located above the oversized two-bay garage and is ideal as a mother-in-law suite, private guest quarters, or income-producing Airbnb. It features a full kitchen, spacious living area with king-size sleeping space, a full bath with a walk-in shower, two built-in twin window beds, and a loft for additional sleeping accommodations. The garage level also includes a laundry area and convenient half bath. Outside, you'll enjoy multiple decks, two covered porches, a screened-in porch, beautifully landscaped grounds, peaceful sitting areas, and a fire pit. This would be perfect for entertaining or relaxing after a day on Lake Cumberland. Underground utilities and city water provide modern convenience while preserving the property's private, natural setting. Properties offering this combination of privacy, acreage, proximity to Lake Cumberland, guest accommodations, and short-term rental potential are hard to find. Schedule your private showing today.

1560 Bell Phipps Rd, Monticello
$499,000
25001213 MLS
Discover an incredible commercial opportunity with this prime property, previously home to a Sonic Drive-In. Located in a high-traffic area, this site is ready for its next chapter. Whether you continue the legacy of fast, convenient dining, a coffeeshop or would like to transform it into whatever your dream business looks like, the possibilities are endless. With existing drive-thru infrastructure and ample parking, this versatile space is a dream for entrepreneurs looking to make their mark. Call today for your private showing.

54 Access Dr, Monticello
$499,000
24017440 MLS
Discover an incredible commercial opportunity with this prime property, previously home to a Sonic Drive-In. Located in a high-traffic area, this site is ready for its next chapter. Whether you continue the legacy of fast, convenient dining, a coffeeshop or would like to transform it into whatever your dream business looks like, the possibilities are endless. With existing drive-thru infrastructure and ample parking, this versatile space is a dream for entrepreneurs looking to make their mark. Call today for your private showing.

54 Access Dr, Monticello
$28,000
25017759 MLS
Buildable Lots Near Lake Cumberland - Multiple Options! Located just minutes from Lake Cumberland and Ramsey's Point boat ramp, these prime lots offer the ideal location for your lake home or investment property. Choose from three different lot sizes with flexible purchase options to suit your needs. Enjoy quick access to boating, fishing, and outdoor recreation in one of Kentucky's most desirable lake areas. Lot 28

61 Brittany Dr, Monticello
$699,000
4 Beds ⋅ 3 Baths ⋅ 26006968 MLS
Income-producing barndominium just 1 minute from New Fall Creek boat ramp and 7 minutes to Conley Bottom Marina. Featuring an open floor plan with soaring ceilings, 4 bedrooms, 3 baths, lake views, and a wraparound porch. Includes a 30x40 garage perfect for a boat and camper. Selling fully furnished and currently operating as a successful short-term rental with strong bookings in place.

856 New Fall Creek Rd, Monticello
$649,999
5 Beds ⋅ 4 Baths ⋅ 26009685 MLS
2,769 sq ft main level + 2,140 sq ft lower level with heat and air — approx. 4,909 sq ft total ='s - A whole lot of space for the money. Newly built in 2024, this beautifully crafted 1.5-story home offers 5 bedrooms and 4 full baths with an open layout designed for comfort and entertaining. Real hickory hardwood floors, 10'+ cathedral ceilings, custom trim, and a striking fireplace anchor the main living space, while the kitchen features upscale finishes with granite countertops and white oak cabinetry. Large windows bring in natural light and capture lake views throughout. The lower level is already framed, plumbed, and HVAC- installed, giving you immediate flexibility to expand to suit your needs. Step out onto the oversized, partially enclosed composite back deck overlooking Lake Cumberland, with a fenced yard below perfect for everyday use. Complete with a 3-car garage and additional parking, all just a few minutes from Somerset, multiple boat ramps and Lee's Ford Marina.

56 E Golden Is, Nancy
$749,900
5 Beds ⋅ 4 Baths ⋅ 26012535 MLS
Rare opportunity to own a brand new home in a gated community with lake access on the shores of Lake Cumberland, conveniently located between Burnside Marina and Conley Bottom Resort just off Highway 90. Situated on approximately one acre, this home offers year-round lake views and an open floor plan designed to take advantage of the beautiful setting. Enjoy the ability to walk or ride down to the water whenever you want to fish, kayak, swim, or simply take in the scenery. The basement is still under construction, giving buyers a chance to select some finishes and add their own personal touches before completion. Properties like this are hard to find. Call today for pricing, construction updates, and additional information.

554 Colson Dr, Bronston
$19,000
25017760 MLS
Buildable Lots Near Lake Cumberland - Multiple Options! Located just minutes from Lake Cumberland and Ramsey's Point boat ramp, these prime lots offer the ideal location for your lake home or investment property. Choose from three different lot sizes with flexible purchase options to suit your needs. Enjoy quick access to boating, fishing, and outdoor recreation in one of Kentucky's most desirable lake areas. Lot 29

62 Brittany Dr, Monticello
$999,000
26009297 MLS
Positioned on one of the busiest streets in the county, this +-6,720 sq ft medical office building delivers exceptional visibility and consistent traffic flow, directly across from Tractor Supply Company. Located just off Main Street, the property offers strong accessibility and a commanding commercial presence. The upper level is fully configured for medical use with 14 rooms, a reception area, spacious waiting room, break room, dedicated X-ray room, two half baths, and additional storage closets. The lower level adds flexibility with two full bathrooms and a large concrete vault room, well suited for secure storage, records, or specialized equipment. The building is supported by three HVAC units, single phase 400 amp electric service, city water, and sewer. A large blacktop parking lot provides space for 30 plus vehicles, offering convenience for both staff and clients. Recent improvements include a newer roof, gutters, and water heater, helping minimize upfront costs. Whether expanding a medical practice or establishing a wellness, mental health, therapy center, or insurance agency, this property offers the layout, location, and infrastructure to perform.

1104 N Main St, Monticello
$2,200,000
25014938 MLS
Prime 2.2-Acre Commercial Opportunity on Somerset's Busiest Highway Strategically positioned on Highway 27—the most heavily traveled road in Somerset—this 2.2-acre commercial tract boasts a massive 25,000± sq ft building with exceptional visibility and access. Surrounded by high-traffic anchors such as Walmart, Lowe's, major car dealerships, restaurants, and the regional hospital, this location offers unmatched exposure and convenience. Zoned for commercial use and equipped with sewer and natural gas, the site is ideal for a variety of ventures including entertainment, retail, medical, or distribution operations. The existing structure can be repurposed or removed to suit redevelopment needs. The property features expansive parking and easy ingress/egress, with ample room for large truck circulation. The building can be removed for a blank canvas. This is a rare opportunity to establish your business in the heart of Somerset's commercial district with traffic counts and surrounding synergy that are hard to beat.

1084 S Hwy 27, Somerset
$35,000
26006941 MLS
Build your getaway or full-time home on these two adjoining lots totaling ±1.75 acres in Monticello. Set in a quiet area with light restrictions, this property offers privacy, space, and is just 5 minutes from Conley Bottom Marina and Lake Cumberland. Allows up to 2 head of livestock, with a minimum of 1,000 sq ft for a single residence or 750 sq ft per unit for multi-housing. Call for more information.

199 Lynne Dr, Monticello
$479,000
3 Beds ⋅ 2 Baths ⋅ 26009267 MLS
Modern lakefront living at its finest. This stunning 3 bed, 2 bath home sits on .73 acres in the highly desirable Shepola Shores Subdivision, offering the perfect blend of style, space, and location. Inside, you'll find a clean, modern design highlighted by oversized custom tile showers that set this home apart. Step outside and enjoy true lakefront access, with multiple boat ramps nearby and just minutes from Lees Ford Marina. For those wanting even more room or investment potential, the adjoining lot is also available. Whether you're looking for a full-time residence or a weekend escape, this one checks the boxes.

22 E Golden Is, Nancy
$399,000
25003547 MLS
Seize this rare opportunity to own high-visibility commercial property on one of Somerset's busiest roads! Located on Highway 39, just off Highway 80, this prime lot is positioned near Pulaski County High School and Northern Middle School, ensuring a steady flow of daily traffic. With city sewer and water already on site, this property is ready for development. Currently zoned Commercial R-3, it offers flexibility and can be adjusted to accommodate your specific business needs. Whether you're looking to establish a multi-use development, gas station or housing, this location provides the exposure and accessibility needed for success. Don't miss out! Contact us for more details.

1156 Hwy 39, Somerset
$39,000
24000499 MLS
Situated on the shore of Lake Cumberland, this lot offers great views of the lake. Easy access to the water, whether by walking or a small UTV, makes it perfect for fishing and swimming. The lake is known for abundant fish, making it an ideal spot for anglers. Lake Cumberland was rated the #1 Lake in the US by USA Today in 2023. Enjoy the simplicity of building your dream getaway here, where each day is set against the backdrop of Lake Cumberland's scenic charm—a place for creating lasting memories in nature. All boating and lake enthusiast welcome. Call Today. Gated, high end subdivision. Lot #9 of Colson Cove Subdivision.

516 Colson Dr, Bronston
$2,900,000
25012518 MLS
Located directly off the busiest stretch of Highway 27 in Somerset and just across from the breathtaking shores of Lake Cumberland, this 18.31-acre tract offers one of the last remaining large-acreage development opportunities in the area. With unobstructed lake views and multiple points of ingress and egress, this property is ideal for a wide range of commercial and residential projects. Perfectly positioned for a boutique lakeview hotel or lodging (with zero existing lakeview accommodations in the area), retail, restaurants, storage, or mixed-use development, this land presents unmatched potential. The front 2-3 acres are ideal for immediate commercial use such as a hotel, with ample room behind for expansion, housing, or supporting businesses. Surrounded by multiple marinas, boat ramps, and minutes from downtown Somerset, this is a once-in-a-generation opportunity to build something iconic overlooking Lake Cumberland.

5800 S Hwy 27, Somerset
$549,000
26006967 MLS
±20.02 acres of prime pastureland with stunning farm and mountain views. Fully fenced, gated, and ready for horses or livestock. Featuring a massive 60x70 garage with 14' doors for large equipment, plus four livestock shelters already in place. A perfect blend of open pasture and scattered woods with no restrictions, ideal for your dream farmhouse. Call for sizes of buildings and with any questions.

2301 Kentucky 92, Monticello
$498,000
3 Beds ⋅ 3 Baths ⋅ 26006822 MLS
Fully remodeled custom home or office offering 3 bedrooms, 2.5 baths, an eat-in kitchen, home office, laundry/mudroom, and three spacious living/entertaining areas, all on the main level. The updated kitchen features quartz countertops, stainless appliances, and modern finishes, while the primary suite includes a tiled walk-in shower, double vanities, and a walk-in closet. A 2,600+ sq ft unfinished basement provides endless potential. Situated on 1.25 acres in the heart of Monticello, this property also includes a wraparound blacktop driveway, propane fireplace, 30x30 detached garage, 24x28 attached garage, and a large backyard with room to add another detached garage. Would be a great commercial space for any business.

726 N Main St, Monticello
$299,000
25017765 MLS
Positioned right on the Pulaski-Rockcastle county line, this 5.26± acre commercial site delivers visibility, access, and flexibility—perfect for a box store, gas station/travel center, quick-service concept, or other commercial use. The land is flat to gently rolling with a broad buildable area, allowing efficient parking and circulation. Central to the Somerset and Mt. Vernon markets, it's well-placed to draw daily commuters and regional traffic. Clean slate (no existing structures) for straightforward engineering. Just bring your own site plan.

9300 Lake Cumberland Road Mt, Mt Vernon
$19,000
25017758 MLS
Buildable Lots Near Lake Cumberland - Multiple Options! Located just minutes from Lake Cumberland and Ramsey's Point boat ramp, these prime lots offer the ideal location for your lake home or investment property. Choose from three different lot sizes with flexible purchase options to suit your needs. Enjoy quick access to boating, fishing, and outdoor recreation in one of Kentucky's most desirable lake areas. Lots 31 and 32

26 Brittany Dr, Monticello
$269,000
24025516 MLS
Prime Commercial Opportunity on Highway 90 near Conley Bottom Marina This 2-acre commercial property, perfectly situated off Highway 90 at the Conley Bottom Marina turnoff, offers unmatched potential in a high-traffic location. As one of the largest and busiest marinas on Lake Cumberland, Conley Bottom attracts millions of visitors annually, making this spot ideal for businesses catering to lake enthusiasts, tourists, and locals alike. Need more space? Up to 5 acres of Highway 90 road frontage is available, providing flexibility to suit your business needs. Don't miss this chance to secure a prime piece of property in one of Lake Cumberland's most sought-after areas.

8274 Hwy 90, Monticello
$939,000
25000013 MLS
Opportunities like this are rare! This premier commercial lot boasts sweeping 180º views of Lake Cumberland, making it one of the best locations available. Ideal for restaurants, hotels, bars, or a variety of ventures, this property offers endless potential for your vision. Commercial lakeview lots are hard to find—why wait? For even greater possibilities, combine it with an adjacent tract, totaling 3.72 acres of spectacular lakefront property. Act now to secure this unparalleled investment!

5785 S Hwy 27, Somerset
$14,900
26006983 MLS
Lot 43 of Deer Run Subdivision. 1.17 Acres. Enjoy a great balance of privacy and convenience. Just minutes to town and close to multiple boat ramps, including Conley Bottom Marina. A solid opportunity to build in a prime location. Reach out for details.

158 Wild Rose Dr, Monticello
$939,000
25000014 MLS
Opportunities like this are rare! This premier commercial lot boasts sweeping 180º views of Lake Cumberland, making it one of the best locations available. Ideal for restaurants, hotels, bars, or a variety of ventures, this property offers endless potential for your vision. Commercial lakeview lots are hard to find—why wait? For even greater possibilities, combine it with an adjacent tract, totaling 3.72 acres of spectacular lakefront property. Act now to secure this unparalleled investment!

5901 S Hwy 27, Somerset
$1,398,000
25009320 MLS
106 Acres - A Hunter & Angler's Paradise - !!You can walk or ride to the water from this property!! Escape to your own private retreat with this stunning 106-acre tract, bordered by ±230 acres of landlocked U.S. Army Corps of Engineers property—providing unmatched seclusion and abundant wildlife. Whether you're chasing trophy bucks or casting a line, this property delivers the ultimate in outdoor recreation. A public boat ramp is just under a mile away, giving you quick access to Lake Cumberland, with Beaver Creek Marina just minutes downstream. All the essentials are within reach, with town only 15 minutes away. If you've been dreaming of a hunting and fishing haven, this is it. Many lakefront building lots. Call for your private tour.

333 Acreyville Rd, Monticello
$14,900
26006982 MLS
Lot 29 - .82 Acres. Enjoy a great balance of privacy and convenience. Just minutes to town and close to multiple boat ramps, including Conley Bottom Marina. A solid opportunity to build in a prime location. Reach out for details.

97 Wild Rose Dr, Monticello
$75,000
25501442 MLS
Located directly across Highway 90 from Monticello Medical Center and Wayne County Hospital, this cleared 2.2-acre tract offers exceptional visibility in a prime location. The front portion of the property is fairly level for easy access and buildability, while the land gently slopes upward, providing natural elevation that could enhance views and site design. Perfect for a commercial business, medical offices, or apartment development, this parcel combines convenience, exposure, and flexibility for your next project. No Restrictions

180 Gregory St, Monticello