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Panoramic Lake Cumberland Views!! Custom Waterfront Home offering 8BR's 8BA's Rare opportunity to own a one-of-a-kind, custom-built waterfront home with breathtaking main channel views of Lake Cumberland. This 2-owner property offers the perfect lakeside retreat, comfortably accommodating up to 21 guests, making it ideal for family gatherings, entertaining, or a private getaway. Designed for both comfort and convenience, the home features an in-home elevator for easy access between levels. Multiple living and entertainment areas create inviting spaces to relax and unwind, including a study for quiet reflection, a game area with billiards and ping pong, and three cozy indoor fireplaces perfect for gathering with family and friends. The gourmet kitchen makes meal preparation a delight, while the outdoor kitchen and expansive decking provide the perfect setting for outdoor dining and enjoying the stunning lake views. Recent upgrades include: • New metal roof (2024) • New kitchen appliances (2025) • Culligan water system installed (2025) • New deck section with updated fencing • Entire deck freshly repainted • Garage doors, front door, and master bedroom doors freshly painted • Driveway resealed (Fall 2025) Front door, central alarm system and thermostat are Wifi Compatible, Safety Cameras added inside and outside. Furniture is negotiable, offering a potential turnkey opportunity. This property is more than a home—it's a private sanctuary where comfort, space, and the natural beauty of Kentucky's landscape come together. Enjoy peaceful lakeside living with panoramic views and unmatched serenity. Call today to schedule your private showing and experience this extraordinary Lake Cumberland retreat.

8 Beds ⋅ 8 Baths ⋅ 26005198 MLS

Panoramic Lake Cumberland Views!! Custom Waterfront Home offering 8BR's 8BA's Rare opportunity to own a one-of-a-kind, custom-built waterfront home with breathtaking main channel views of Lake Cumberland. This 2-owner property offers the perfect lakeside retreat, comfortably accommodating up to 21 guests, making it ideal for family gatherings, entertaining, or a private getaway. Designed for both comfort and convenience, the home features an in-home elevator for easy access between levels. Multiple living and entertainment areas create inviting spaces to relax and unwind, including a study for quiet reflection, a game area with billiards and ping pong, and three cozy indoor fireplaces perfect for gathering with family and friends. The gourmet kitchen makes meal preparation a delight, while the outdoor kitchen and expansive decking provide the perfect setting for outdoor dining and enjoying the stunning lake views. Recent upgrades include: • New metal roof (2024) • New kitchen appliances (2025) • Culligan water system installed (2025) • New deck section with updated fencing • Entire deck freshly repainted • Garage doors, front door, and master bedroom doors freshly painted • Driveway resealed (Fall 2025) Front door, central alarm system and thermostat are Wifi Compatible, Safety Cameras added inside and outside. Furniture is negotiable, offering a potential turnkey opportunity. This property is more than a home—it's a private sanctuary where comfort, space, and the natural beauty of Kentucky's landscape come together. Enjoy peaceful lakeside living with panoramic views and unmatched serenity. Call today to schedule your private showing and experience this extraordinary Lake Cumberland retreat.

97 Black Walnut Ln, Monticello

$750,000

New price!! Lakefront luxury can be yours in this breathtakingly gorgeous lake home that is completely furnished, all you'll need is your toothbrush! Lake Cumberland memories will begin and last forever as the nearly 5,000 sq ft of meticulously designed spaces will accommodate an abundance of friends and family! This stunning 6 bedroom, 5.5 bath custom built craftsman style home sits beautifully on 1.3 acres with a majestic view of the lake and lush, surrounding hills. Enjoy these breathtaking views from nearly every room including the spacious great room, with soaring wood-beamed ceilings and a striking 2 story stone fireplace. The elegant kitchen features hardwood flooring, a huge bar and an expansive dining area, perfect for entertaining. Step outside onto the massive, wrap around screened porch, complete with a cozy stone fireplace and all the beauty and privacy that surrounds you. You can retreat to the private master suite or unwind in the finished walkout basement that features additional bedroom spaces (even a bunk room), a cozy family room and a large recreational area. Looking for income possibilities? If so, you may want to take advantage of nightly rental opportunities as this is permitted in this upscale gated community that has amazingly low HOA dues of only $200.00 annually. With just a short drive to Beaver Creek Marina, this magnificent property offers both luxury and convenience for lake living at its finest. Don't miss a chance to own this exceptional Lake Cumberland retreat!

6 Beds ⋅ 6 Baths ⋅ 26006647 MLS

New price!! Lakefront luxury can be yours in this breathtakingly gorgeous lake home that is completely furnished, all you'll need is your toothbrush! Lake Cumberland memories will begin and last forever as the nearly 5,000 sq ft of meticulously designed spaces will accommodate an abundance of friends and family! This stunning 6 bedroom, 5.5 bath custom built craftsman style home sits beautifully on 1.3 acres with a majestic view of the lake and lush, surrounding hills. Enjoy these breathtaking views from nearly every room including the spacious great room, with soaring wood-beamed ceilings and a striking 2 story stone fireplace. The elegant kitchen features hardwood flooring, a huge bar and an expansive dining area, perfect for entertaining. Step outside onto the massive, wrap around screened porch, complete with a cozy stone fireplace and all the beauty and privacy that surrounds you. You can retreat to the private master suite or unwind in the finished walkout basement that features additional bedroom spaces (even a bunk room), a cozy family room and a large recreational area. Looking for income possibilities? If so, you may want to take advantage of nightly rental opportunities as this is permitted in this upscale gated community that has amazingly low HOA dues of only $200.00 annually. With just a short drive to Beaver Creek Marina, this magnificent property offers both luxury and convenience for lake living at its finest. Don't miss a chance to own this exceptional Lake Cumberland retreat!

1166 Sandstone Point Trl, Monticello

$620,000

NEW ROOF, SOFFIT, AND GUTTERS!!! ACREAGE, FARM, TRANQUILITY, LOCATION, VIEWS, and COUNTRY LIVING, all in one property! WOW! Now is your opportunity to own this beautiful home with over 2,000 square feet of living space and only about 7 minutes from Main Street. Built in 2002, and situated on over 47 acres of usable land, this home has custom cabinets throughout. The stairs and door frames, and large kitchen island are custom made as well. You are sure to love the flow from the kitchen into the living room. With vaulted ceilings and a fireplace that goes from the first floor to the top of the second, this home feels spacious, open, and at the same time has a cozy, country feel. There is white oak hardwood flooring throughout. All bedrooms and baths are on the first floor! Upstairs there is a large finished area which can be used for an additional bedroom, play room, study, or a place for you to enjoy your favorite hobby. This home boasts ample storage. There is a huge barn on the property to store all your farm equipment in! Sit on the front porch or back deck with your favorite drink and enjoy the beautiful views and sunset! DON'T MISS THIS OPPORTUNITY!!!

3 Beds ⋅ 2 Baths ⋅ 26005877 MLS

NEW ROOF, SOFFIT, AND GUTTERS!!! ACREAGE, FARM, TRANQUILITY, LOCATION, VIEWS, and COUNTRY LIVING, all in one property! WOW! Now is your opportunity to own this beautiful home with over 2,000 square feet of living space and only about 7 minutes from Main Street. Built in 2002, and situated on over 47 acres of usable land, this home has custom cabinets throughout. The stairs and door frames, and large kitchen island are custom made as well. You are sure to love the flow from the kitchen into the living room. With vaulted ceilings and a fireplace that goes from the first floor to the top of the second, this home feels spacious, open, and at the same time has a cozy, country feel. There is white oak hardwood flooring throughout. All bedrooms and baths are on the first floor! Upstairs there is a large finished area which can be used for an additional bedroom, play room, study, or a place for you to enjoy your favorite hobby. This home boasts ample storage. There is a huge barn on the property to store all your farm equipment in! Sit on the front porch or back deck with your favorite drink and enjoy the beautiful views and sunset! DON'T MISS THIS OPPORTUNITY!!!

54 Jess Crisswell Rd, Monticello

$580,000

Welcome to your private Kentucky retreat, where rustic charm meets modern comfort just a stones throw away from beautiful Lake Cumberland! This a stunning 5-bedroom, 4-bath home is in a gated community! "COMES FULLY FURNISHED" On AirBNB making 70k annually! From the moment you arrive, the warm cedar-toned exterior, expansive wraparound decking, and serene natural setting create an inviting escape from the everyday. Step inside to soaring ceilings, exposed timber beams, and an open-concept living area filled with natural light. The great room showcases floor-to-ceiling windows, rich hardwood floors, and a cozy, lodge-style ambiance, perfect for both entertaining and relaxing. The spacious kitchen and dining area flow seamlessly to the outdoor living spaces, where you'll enjoy peaceful wooded views, morning coffee, and evening gatherings. Multiple levels of decking provide the perfect setting for hosting or simply unwinding in nature. The home features: 5 generously sized bedrooms 4 full bathrooms Lofted spaces and architectural detail throughout Walk-out lower level with additional living/entertaining space Abundant windows bringing the outdoors in Outside, enjoy a fire pit area, mature trees, and plenty of space for recreation or future enhancements. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity near the lake, this property offers unmatched versatility. Highlights: • Private, wooded setting • Expansive wraparound deck • Striking timber frame interior • Ideal for entertaining or relaxing retreats • Minutes to boating, fishing, and outdoor recreation If you've been searching for a home that feels like a getaway every day, this is it!

5 Beds ⋅ 4 Baths ⋅ 26006531 MLS

Welcome to your private Kentucky retreat, where rustic charm meets modern comfort just a stones throw away from beautiful Lake Cumberland! This a stunning 5-bedroom, 4-bath home is in a gated community! "COMES FULLY FURNISHED" On AirBNB making 70k annually! From the moment you arrive, the warm cedar-toned exterior, expansive wraparound decking, and serene natural setting create an inviting escape from the everyday. Step inside to soaring ceilings, exposed timber beams, and an open-concept living area filled with natural light. The great room showcases floor-to-ceiling windows, rich hardwood floors, and a cozy, lodge-style ambiance, perfect for both entertaining and relaxing. The spacious kitchen and dining area flow seamlessly to the outdoor living spaces, where you'll enjoy peaceful wooded views, morning coffee, and evening gatherings. Multiple levels of decking provide the perfect setting for hosting or simply unwinding in nature. The home features: 5 generously sized bedrooms 4 full bathrooms Lofted spaces and architectural detail throughout Walk-out lower level with additional living/entertaining space Abundant windows bringing the outdoors in Outside, enjoy a fire pit area, mature trees, and plenty of space for recreation or future enhancements. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity near the lake, this property offers unmatched versatility. Highlights: • Private, wooded setting • Expansive wraparound deck • Striking timber frame interior • Ideal for entertaining or relaxing retreats • Minutes to boating, fishing, and outdoor recreation If you've been searching for a home that feels like a getaway every day, this is it!

100 Waters Edge Trl, Monticello

$525,000

Must-See 40± Acre Unrestricted Property Near Conley Bottom! Discover the perfect blend of privacy, convenience, and opportunity with this exceptional 40± acre, non-restricted property located just minutes from Conley Bottom Resort. Whether you're looking for a working farm, equestrian estate, or future development, this property is truly ready for your vision. This fully cleared, level acreage is beautifully maintained and offers road frontage, gated entry, and complete privacy—a rare combination in such a prime location. Property Highlights: • Fully fenced with paddock and multiple fields • Produces approximately 4,600 square bales annually • City water and electric already on site • Natural spring at the front of the property • Water line extended to the center of the land • Five additional fields with room to expand Equestrian and agricultural buyers will love the massive 200' x 60' horse barn, complete with: • 5 spacious stalls • Feed and tack rooms • Large hay and equipment storage • 200-amp electrical service Enjoy stunning mountain and farm views while being just minutes from marinas and boat ramps on Lake Cumberland! This versatile, agricultural-ready property offers endless possibilities—ideal for horses, cattle, crops, or even subdivision development. Prime location. Unrestricted land. Priced to sell. Approximately 5 miles from Conley Bottom—don't miss this rare opportunity!

26007609 MLS

Must-See 40± Acre Unrestricted Property Near Conley Bottom! Discover the perfect blend of privacy, convenience, and opportunity with this exceptional 40± acre, non-restricted property located just minutes from Conley Bottom Resort. Whether you're looking for a working farm, equestrian estate, or future development, this property is truly ready for your vision. This fully cleared, level acreage is beautifully maintained and offers road frontage, gated entry, and complete privacy—a rare combination in such a prime location. Property Highlights: • Fully fenced with paddock and multiple fields • Produces approximately 4,600 square bales annually • City water and electric already on site • Natural spring at the front of the property • Water line extended to the center of the land • Five additional fields with room to expand Equestrian and agricultural buyers will love the massive 200' x 60' horse barn, complete with: • 5 spacious stalls • Feed and tack rooms • Large hay and equipment storage • 200-amp electrical service Enjoy stunning mountain and farm views while being just minutes from marinas and boat ramps on Lake Cumberland! This versatile, agricultural-ready property offers endless possibilities—ideal for horses, cattle, crops, or even subdivision development. Prime location. Unrestricted land. Priced to sell. Approximately 5 miles from Conley Bottom—don't miss this rare opportunity!

878 Horizon Loop, Monticello

$520,000

LIKE-NEW 2024 BUILD IN A PRIME LAKE LIFESTYLE LOCATION—JUST 5 MINUTES FROM CONLEY BOTTOM! This 4 bedroom, 3.5 bath home offers the perfect combination of modern design, quality craftsmanship, and sought-after access to Lake Cumberland, situated on 1.06 +/- acres per PVA. Inside, you'll find an open-concept layout with soaring wood ceilings, a stunning fireplace focal point, and abundant natural light throughout. The kitchen is designed to impress with custom cabinetry, a large island, and seamless flow into the main living and dining areas—ideal for entertaining or hosting family and friends. The main-level primary suite provides a true retreat, featuring a spa-style bathroom with soaking tub, custom tile walk-in shower, and a spacious walk-in closet. Enjoy approximately 3,000 sq ft of composite decking, creating an incredible setting for outdoor living, entertaining, and taking in the peaceful surroundings along with a seasonal lake view. The lower level adds flexibility and function, including a reinforced safe room for added peace of mind. Located in a golf cart-friendly community, this property offers the unique ability to ride directly to two nearby lake access points and multiple private boat ramps, making lake days effortless. Whether you're searching for a full-time residence, luxury lake retreat, or investment opportunity—this property delivers on location, design, and lifestyle. Don't miss your chance to own in one of Lake Cumberland's most desirable areas.

4 Beds ⋅ 4 Baths ⋅ 26006763 MLS

LIKE-NEW 2024 BUILD IN A PRIME LAKE LIFESTYLE LOCATION—JUST 5 MINUTES FROM CONLEY BOTTOM! This 4 bedroom, 3.5 bath home offers the perfect combination of modern design, quality craftsmanship, and sought-after access to Lake Cumberland, situated on 1.06 +/- acres per PVA. Inside, you'll find an open-concept layout with soaring wood ceilings, a stunning fireplace focal point, and abundant natural light throughout. The kitchen is designed to impress with custom cabinetry, a large island, and seamless flow into the main living and dining areas—ideal for entertaining or hosting family and friends. The main-level primary suite provides a true retreat, featuring a spa-style bathroom with soaking tub, custom tile walk-in shower, and a spacious walk-in closet. Enjoy approximately 3,000 sq ft of composite decking, creating an incredible setting for outdoor living, entertaining, and taking in the peaceful surroundings along with a seasonal lake view. The lower level adds flexibility and function, including a reinforced safe room for added peace of mind. Located in a golf cart-friendly community, this property offers the unique ability to ride directly to two nearby lake access points and multiple private boat ramps, making lake days effortless. Whether you're searching for a full-time residence, luxury lake retreat, or investment opportunity—this property delivers on location, design, and lifestyle. Don't miss your chance to own in one of Lake Cumberland's most desirable areas.

185 Big Beech Ln, Monticello

$500,000

259.34 nrestricted acres in the heart of Monticello! This beautiful property offers the perfect blend of privacy and convenience for hunting and outdoor adventures. Featuring Meadow Creek running through the land, you'll enjoy a peaceful natural setting with scenic views, wooded areas, and abundant wildlife. Ideal for building your dream home, placing a mobile or tiny home, or creating a private getaway. Plenty of space for multiple homes or future expansion. Conveniently located just a short drive to Lake Cumberland. Don't miss this opportunity to own versatile land with a rare water feature! Water and electric at the road and approximately 3000 feet of road frontage. Survey has been completed as well.

26005703 MLS

259.34 nrestricted acres in the heart of Monticello! This beautiful property offers the perfect blend of privacy and convenience for hunting and outdoor adventures. Featuring Meadow Creek running through the land, you'll enjoy a peaceful natural setting with scenic views, wooded areas, and abundant wildlife. Ideal for building your dream home, placing a mobile or tiny home, or creating a private getaway. Plenty of space for multiple homes or future expansion. Conveniently located just a short drive to Lake Cumberland. Don't miss this opportunity to own versatile land with a rare water feature! Water and electric at the road and approximately 3000 feet of road frontage. Survey has been completed as well.

1330 Kentucky 790, Monticello

$484,900

Lake View Retreat on 2.3 Acres with Exceptional Storage & Endless Possibilities! Welcome to 59 Green Hill Way in Monticello, Kentucky—where breathtaking Lake Cumberland views, abundant space, and versatile living come together on 2.3 beautiful acres. This well-maintained 3-bedroom, 2-bath home features an inviting open-concept design with soaring vaulted ceilings, exposed wood beams, and a cozy wood-burning fireplace that creates the perfect gathering space. Large windows fill the home with natural light while showcasing the stunning lake views. Just off the main living area, you'll find a cozy sunroom—an ideal spot to enjoy your morning coffee, unwind with a good book, or take in the changing seasons and peaceful surroundings. Step outside onto the open back deck, perfect for entertaining guests, grilling, or simply relaxing while overlooking the scenic countryside and lake views. The main floor offers convenient one-level living, while the attached 2-car garage provides easy access and everyday functionality. Below the home, you'll discover an impressive 6 additional garage bays offering ample room for boats, vehicles, ATVs, lake toys, equipment, or future finished living space. Whether you envision a game room, guest quarters, hobby area, or home gym, the possibilities are endless. Ideally located for lake enthusiasts, this property is approximately 15 minutes from Burnside Marina and approximately 20 minutes from Conley Bottom Resort, providing convenient access to boating, fishing, dining, and all that Lake Cumberland has to offer. Whether you're seeking a full-time residence, vacation getaway, or investment property near Lake Cumberland, this unique property offers space, flexibility, and views that are hard to find. Property Highlights: 3 Bedrooms | 2 Bathrooms 2.3 Acres Beautiful Lake Cumberland Views Open Concept Floor Plan Vaulted Ceilings with Exposed Wood Beams Cozy Wood-Burning Fireplace Sunroom with Scenic Views Open Back Deck for Outdoor Living Main Floor Living Attached 2-Car Garage 6 Additional Garage Bays Under Home Detached Workshop Building Excellent Boat & Recreational Storage Potential for Additional Finished Living Space Approximately 15 Minutes to Burnside Marina Approximately 20 Minutes to Conley Bottom Resort Experience the beauty of Lake Cumberland living with room to relax, entertain, store your toys, and create the lifestyle you've been dreaming of at 59 Green Hill Way.

3 Beds ⋅ 2 Baths ⋅ 26012544 MLS

Lake View Retreat on 2.3 Acres with Exceptional Storage & Endless Possibilities! Welcome to 59 Green Hill Way in Monticello, Kentucky—where breathtaking Lake Cumberland views, abundant space, and versatile living come together on 2.3 beautiful acres. This well-maintained 3-bedroom, 2-bath home features an inviting open-concept design with soaring vaulted ceilings, exposed wood beams, and a cozy wood-burning fireplace that creates the perfect gathering space. Large windows fill the home with natural light while showcasing the stunning lake views. Just off the main living area, you'll find a cozy sunroom—an ideal spot to enjoy your morning coffee, unwind with a good book, or take in the changing seasons and peaceful surroundings. Step outside onto the open back deck, perfect for entertaining guests, grilling, or simply relaxing while overlooking the scenic countryside and lake views. The main floor offers convenient one-level living, while the attached 2-car garage provides easy access and everyday functionality. Below the home, you'll discover an impressive 6 additional garage bays offering ample room for boats, vehicles, ATVs, lake toys, equipment, or future finished living space. Whether you envision a game room, guest quarters, hobby area, or home gym, the possibilities are endless. Ideally located for lake enthusiasts, this property is approximately 15 minutes from Burnside Marina and approximately 20 minutes from Conley Bottom Resort, providing convenient access to boating, fishing, dining, and all that Lake Cumberland has to offer. Whether you're seeking a full-time residence, vacation getaway, or investment property near Lake Cumberland, this unique property offers space, flexibility, and views that are hard to find. Property Highlights: 3 Bedrooms | 2 Bathrooms 2.3 Acres Beautiful Lake Cumberland Views Open Concept Floor Plan Vaulted Ceilings with Exposed Wood Beams Cozy Wood-Burning Fireplace Sunroom with Scenic Views Open Back Deck for Outdoor Living Main Floor Living Attached 2-Car Garage 6 Additional Garage Bays Under Home Detached Workshop Building Excellent Boat & Recreational Storage Potential for Additional Finished Living Space Approximately 15 Minutes to Burnside Marina Approximately 20 Minutes to Conley Bottom Resort Experience the beauty of Lake Cumberland living with room to relax, entertain, store your toys, and create the lifestyle you've been dreaming of at 59 Green Hill Way.

59 Green Hill Way, Monticello

$475,000

Rare opportunity to own a one of a kind property on approximately 2.5 secluded, wooded acres just minutes from two concrete boat ramps on beautiful Lake Cumberland. Whether you're looking for a full time residence, vacation home, or investment property with short term rental potential, this unique estate offers endless possibilities. The custom built primary home features soaring 12 foot ceilings, crown molding, stained glass windows, custom built-ins, abundant cabinetry and countertop space, a walk-in pantry, steam room, laundry chute, an oversized walk-in shower in the primary suite, and a built-in bed with integrated storage. An unfinished upper level with 12-foot ceilings offers excellent potential for additional bedrooms, a game room, home office, or expanded living space. The detached guest house is located above the oversized two-bay garage and is ideal as a mother-in-law suite, private guest quarters, or income-producing Airbnb. It features a full kitchen, spacious living area with king-size sleeping space, a full bath with a walk-in shower, two built-in twin window beds, and a loft for additional sleeping accommodations. The garage level also includes a laundry area and convenient half bath. Outside, you'll enjoy multiple decks, two covered porches, a screened-in porch, beautifully landscaped grounds, peaceful sitting areas, and a fire pit. This would be perfect for entertaining or relaxing after a day on Lake Cumberland. Underground utilities and city water provide modern convenience while preserving the property's private, natural setting. Properties offering this combination of privacy, acreage, proximity to Lake Cumberland, guest accommodations, and short-term rental potential are hard to find. Schedule your private showing today.

4 Beds ⋅ 4 Baths ⋅ 26019708 MLS

Rare opportunity to own a one of a kind property on approximately 2.5 secluded, wooded acres just minutes from two concrete boat ramps on beautiful Lake Cumberland. Whether you're looking for a full time residence, vacation home, or investment property with short term rental potential, this unique estate offers endless possibilities. The custom built primary home features soaring 12 foot ceilings, crown molding, stained glass windows, custom built-ins, abundant cabinetry and countertop space, a walk-in pantry, steam room, laundry chute, an oversized walk-in shower in the primary suite, and a built-in bed with integrated storage. An unfinished upper level with 12-foot ceilings offers excellent potential for additional bedrooms, a game room, home office, or expanded living space. The detached guest house is located above the oversized two-bay garage and is ideal as a mother-in-law suite, private guest quarters, or income-producing Airbnb. It features a full kitchen, spacious living area with king-size sleeping space, a full bath with a walk-in shower, two built-in twin window beds, and a loft for additional sleeping accommodations. The garage level also includes a laundry area and convenient half bath. Outside, you'll enjoy multiple decks, two covered porches, a screened-in porch, beautifully landscaped grounds, peaceful sitting areas, and a fire pit. This would be perfect for entertaining or relaxing after a day on Lake Cumberland. Underground utilities and city water provide modern convenience while preserving the property's private, natural setting. Properties offering this combination of privacy, acreage, proximity to Lake Cumberland, guest accommodations, and short-term rental potential are hard to find. Schedule your private showing today.

1560 Bell Phipps Rd, Monticello

$460,000

Welcome to this stunning custom-built brick home located in the highly sought-after Indian Cave Subdivision — just minutes from Conley Bottom Marina and multiple convenient boat ramps. Offering over 4,200 +/- square feet of finished living space, this spacious residence features 5 bedrooms and 3.5 bathrooms, thoughtfully designed for both everyday living and entertaining. Step inside to find beautiful hardwood floors, expansive living areas, and quality craftsmanship throughout. The main level boasts a luxurious primary master suite, complete with a large tile shower and generous closet space. A dedicated home office provides the perfect work-from-home setup, while the additional bedrooms provide flexibility for family, guests, or hobby space. Designed with versatility in mind, the home includes two full kitchens, making it ideal for multi-generational living, extended guests, or the perfect in-law suite setup. The walk-out basement expands your living and entertaining options and features a lower-level garage, providing additional storage for vehicles, tools, lawn equipment, or lake toys. Safety and peace of mind are built in with a storm shelter, offering added protection during severe weather. Step outside to enjoy the large screened-in back porch, the perfect place to relax after a day on the water or entertain friends and family year-round. In addition to the lower garage, the home also features an attached two-car main-level garage for everyday convenience. With its prime lake-area location, spacious and flexible layout, and thoughtful custom details throughout, this exceptional property offers comfort, functionality, and timeless appeal. Call today to schedule a private showing! Owner/Agent

5 Beds ⋅ 4 Baths ⋅ 26003662 MLS

Welcome to this stunning custom-built brick home located in the highly sought-after Indian Cave Subdivision — just minutes from Conley Bottom Marina and multiple convenient boat ramps. Offering over 4,200 +/- square feet of finished living space, this spacious residence features 5 bedrooms and 3.5 bathrooms, thoughtfully designed for both everyday living and entertaining. Step inside to find beautiful hardwood floors, expansive living areas, and quality craftsmanship throughout. The main level boasts a luxurious primary master suite, complete with a large tile shower and generous closet space. A dedicated home office provides the perfect work-from-home setup, while the additional bedrooms provide flexibility for family, guests, or hobby space. Designed with versatility in mind, the home includes two full kitchens, making it ideal for multi-generational living, extended guests, or the perfect in-law suite setup. The walk-out basement expands your living and entertaining options and features a lower-level garage, providing additional storage for vehicles, tools, lawn equipment, or lake toys. Safety and peace of mind are built in with a storm shelter, offering added protection during severe weather. Step outside to enjoy the large screened-in back porch, the perfect place to relax after a day on the water or entertain friends and family year-round. In addition to the lower garage, the home also features an attached two-car main-level garage for everyday convenience. With its prime lake-area location, spacious and flexible layout, and thoughtful custom details throughout, this exceptional property offers comfort, functionality, and timeless appeal. Call today to schedule a private showing! Owner/Agent

463 Indian Cave Subdivision, Monticello

$425,000

YEAR ROUND LAKE VIEW home on Lake Cumberland!!! Boasting over 3800 sq ft with breathtaking year round lake views of beautiful Lake Cumberland. This one owner home was custom built with 5 spacious bedrooms and 3.5 bathrooms. A grand stone fireplace that gives privacy between your cozy living room and your open dining/kitchen area making it perfect for rest or entertaining. The finished walkout basement adds plenty of room for additional living or a large gaming/entertainment area for guests. A sun porch w/a perfect view to enjoy your morning coffee and evening delights. There is also a three car garage that gives plenty of space for your vehicles or lake toys and is even a large workshop in the basement. Would make the perfect year round home, lake get away or even a VRBO/AIRBNB. Conveniently located between Somerset and Monticello and is only about 10 min from Burnside Marina. Call today for your private showing!!

5 Beds ⋅ 4 Baths ⋅ 26005726 MLS

YEAR ROUND LAKE VIEW home on Lake Cumberland!!! Boasting over 3800 sq ft with breathtaking year round lake views of beautiful Lake Cumberland. This one owner home was custom built with 5 spacious bedrooms and 3.5 bathrooms. A grand stone fireplace that gives privacy between your cozy living room and your open dining/kitchen area making it perfect for rest or entertaining. The finished walkout basement adds plenty of room for additional living or a large gaming/entertainment area for guests. A sun porch w/a perfect view to enjoy your morning coffee and evening delights. There is also a three car garage that gives plenty of space for your vehicles or lake toys and is even a large workshop in the basement. Would make the perfect year round home, lake get away or even a VRBO/AIRBNB. Conveniently located between Somerset and Monticello and is only about 10 min from Burnside Marina. Call today for your private showing!!

1636 Green Hill Estates Rd, Monticello

$425,000

Welcome to this impressive in-town property on Sunset Blvd offering nearly 4,000± sq ft of well-designed living space on a level 0.97± acre lot—an increasingly rare combination of space, functionality, and convenience in today's market. From the moment you step inside, the home sets itself apart with a grand entry and soaring ceilings that create an open, upscale feel throughout the main living area. Designed for both everyday living and entertaining, the layout flows seamlessly between the living room, formal dining area, and spacious kitchen featuring ample cabinetry, a breakfast bar, and dedicated dining space. The main-level primary suite offers both comfort and convenience, highlighted by a fully remodeled bathroom (2024) that delivers a clean, modern finish. Recent updates throughout the home include fresh interior paint (2022), plantation shutters in the living room, updated fixtures, three updated toilets, a new dishwasher (2025), and a new hot water heater (2026). Upstairs provides additional bedrooms, bathrooms, and flexible living space, while the fully finished walk-out basement significantly expands the home's functionality with a second living area, kitchenette, bedroom, bathroom, bonus room, and storm shelter—ideal for guests, extended family, or multi-generational living. Additional features include a 3-car garage, generous storage throughout, and multiple indoor and outdoor living spaces. Enjoy both an elevated deck and lower-level patio overlooking the spacious yard—perfect for relaxing or entertaining. Homes offering this level of space, layout, and recent updates—especially in a convenient in-town location—are rarely available. Schedule your private showing today.

6 Beds ⋅ 5 Baths ⋅ 26007152 MLS

Welcome to this impressive in-town property on Sunset Blvd offering nearly 4,000± sq ft of well-designed living space on a level 0.97± acre lot—an increasingly rare combination of space, functionality, and convenience in today's market. From the moment you step inside, the home sets itself apart with a grand entry and soaring ceilings that create an open, upscale feel throughout the main living area. Designed for both everyday living and entertaining, the layout flows seamlessly between the living room, formal dining area, and spacious kitchen featuring ample cabinetry, a breakfast bar, and dedicated dining space. The main-level primary suite offers both comfort and convenience, highlighted by a fully remodeled bathroom (2024) that delivers a clean, modern finish. Recent updates throughout the home include fresh interior paint (2022), plantation shutters in the living room, updated fixtures, three updated toilets, a new dishwasher (2025), and a new hot water heater (2026). Upstairs provides additional bedrooms, bathrooms, and flexible living space, while the fully finished walk-out basement significantly expands the home's functionality with a second living area, kitchenette, bedroom, bathroom, bonus room, and storm shelter—ideal for guests, extended family, or multi-generational living. Additional features include a 3-car garage, generous storage throughout, and multiple indoor and outdoor living spaces. Enjoy both an elevated deck and lower-level patio overlooking the spacious yard—perfect for relaxing or entertaining. Homes offering this level of space, layout, and recent updates—especially in a convenient in-town location—are rarely available. Schedule your private showing today.

575 Sunset Blvd, Monticello

$397,500

Welcome to a stunning Monticello home set in a peaceful, park-like setting with walking paths, custom stonework, and inviting outdoor spaces perfect for relaxing or entertaining. This spacious two-level home features 3 bedrooms and 2 baths upstairs, including a large master suite, plus a cozy living room with fireplace, formal sitting area, and a kitchen/dining combo with hardwood and tile flooring, while the finished basement offers a flexible office or bedroom, full bath, second fireplace, and kitchenette hookups. With two concrete driveways and four garage bays, this property offers rare space and acreage in town. The detached garage has its own bathroom. Property is located roughly 10 miles from Lake Cumberland, Conley Bottom Marina and Beaver Creek Marina. Call for more information.

4 Beds ⋅ 3 Baths ⋅ 26009040 MLS

Welcome to a stunning Monticello home set in a peaceful, park-like setting with walking paths, custom stonework, and inviting outdoor spaces perfect for relaxing or entertaining. This spacious two-level home features 3 bedrooms and 2 baths upstairs, including a large master suite, plus a cozy living room with fireplace, formal sitting area, and a kitchen/dining combo with hardwood and tile flooring, while the finished basement offers a flexible office or bedroom, full bath, second fireplace, and kitchenette hookups. With two concrete driveways and four garage bays, this property offers rare space and acreage in town. The detached garage has its own bathroom. Property is located roughly 10 miles from Lake Cumberland, Conley Bottom Marina and Beaver Creek Marina. Call for more information.

568 Castle St, Monticello

$375,000

Welcome to your dream retreat! This beautifully custom-built 4-bedroom, 2-bathroom home sits on a picturesque 2-acre lot+/-, offering the perfect blend of privacy, comfort, and outdoor living. With over 1,800 square feet of thoughtfully designed living space, this home is ideal for full-time living, a vacation getaway, or a lake lover's paradise. Step inside to find a spacious open floor plan filled with natural light, featuring quality finishes and room for the whole family. The large kitchen is perfect for entertaining, and the comfortable bedrooms provide plenty of space to unwind after a long day. Outdoors, enjoy your own private oasis! Cool off in the above-ground swimming pool complete with a surrounding deck—perfect for lounging or hosting weekend BBQs. The outdoor kitchen is a true bonus, offering everything you need to cook and dine al fresco. Need storage or extra space? The detached garage includes a bonus room, ideal for a home office, game room, or guest suite. Located just minutes from Conley Bottom Resort and multiple boat ramps, this home puts you right in the heart of Kentucky lake life, with boating, fishing, and outdoor recreation at your fingertips.

4 Beds ⋅ 2 Baths ⋅ 25017219 MLS

Welcome to your dream retreat! This beautifully custom-built 4-bedroom, 2-bathroom home sits on a picturesque 2-acre lot+/-, offering the perfect blend of privacy, comfort, and outdoor living. With over 1,800 square feet of thoughtfully designed living space, this home is ideal for full-time living, a vacation getaway, or a lake lover's paradise. Step inside to find a spacious open floor plan filled with natural light, featuring quality finishes and room for the whole family. The large kitchen is perfect for entertaining, and the comfortable bedrooms provide plenty of space to unwind after a long day. Outdoors, enjoy your own private oasis! Cool off in the above-ground swimming pool complete with a surrounding deck—perfect for lounging or hosting weekend BBQs. The outdoor kitchen is a true bonus, offering everything you need to cook and dine al fresco. Need storage or extra space? The detached garage includes a bonus room, ideal for a home office, game room, or guest suite. Located just minutes from Conley Bottom Resort and multiple boat ramps, this home puts you right in the heart of Kentucky lake life, with boating, fishing, and outdoor recreation at your fingertips.

8 Gehring Way, Monticello

$375,000

Welcome to this well-maintained home located at 785 Frazer Rd in Monticello, KY, offering the perfect combination of comfort, space, and convenience. Ideally situated between Monticello and Somerset, this property provides a peaceful country setting while still being just a short drive to shopping, dining, schools, and Lake Cumberland. This home features 3 bedrooms and 2.5 bathrooms with a functional layout designed for everyday living. A full unfinished basement offers endless potential for additional living space, a workshop, or extra storage to fit your needs. You'll appreciate the convenience of the 2-car attached garage, along with a 22x16 detached garage that is perfect for storing a boat, camper, or additional vehicles. The large blacktop circle driveway provides easy access and plenty of parking for guests. Enjoy relaxing on the welcoming covered brick paver front porch or entertaining on the rear patio while taking in the peaceful surroundings. The spacious yard offers plenty of room for outdoor activities, gardening, or simply enjoying the quiet setting. An additional lot is also available for purchase, giving you even more opportunity to expand or invest. This property truly offers the ideal blend of country living, storage, and convenience—don't miss your chance to make it yours!

3 Beds ⋅ 3 Baths ⋅ 26005074 MLS

Welcome to this well-maintained home located at 785 Frazer Rd in Monticello, KY, offering the perfect combination of comfort, space, and convenience. Ideally situated between Monticello and Somerset, this property provides a peaceful country setting while still being just a short drive to shopping, dining, schools, and Lake Cumberland. This home features 3 bedrooms and 2.5 bathrooms with a functional layout designed for everyday living. A full unfinished basement offers endless potential for additional living space, a workshop, or extra storage to fit your needs. You'll appreciate the convenience of the 2-car attached garage, along with a 22x16 detached garage that is perfect for storing a boat, camper, or additional vehicles. The large blacktop circle driveway provides easy access and plenty of parking for guests. Enjoy relaxing on the welcoming covered brick paver front porch or entertaining on the rear patio while taking in the peaceful surroundings. The spacious yard offers plenty of room for outdoor activities, gardening, or simply enjoying the quiet setting. An additional lot is also available for purchase, giving you even more opportunity to expand or invest. This property truly offers the ideal blend of country living, storage, and convenience—don't miss your chance to make it yours!

785 Frazer Rd, Monticello

$360,000

BACK ON THE MARKET!!!!Beautiful, lightly secluded 4-bedroom, 3-bath brick home offering space, versatility, and unique features for both comfort and functionality. This property includes a partially finished basement, along with a large unfinished room that can easily be completed to add even more living space. The spacious primary bedroom features a private sitting area and a walkout sliding door leading to the deck—perfect for enjoying peaceful mornings or relaxing evenings. The basement is equipped with a window A/C unit and baseboard heating, and also includes a flue cleanout, making it ready for a wood-burning stove or gas heating option. A standout feature of this home is the walk-in cooler—ideal for wild game enthusiasts, homesteaders, or anyone interested in processing and storing their own meat. Located less than one mile from a public boat launch, this property is perfect for outdoor lovers. Additional highlights include: •A walkout basement with a full kitchen, full bath with laundry room and 2 full size bedrooms. A detached 2-bay garage with 10-foot-high doors, underground electric, and a separate meter • An attached workshop or game room, perfect for hobbies or entertaining • An additional outbuilding that can serve as a workshop with side storage for boats, ATVs, mowers, or equipment This property offers a rare combination of privacy, practicality, and recreational convenience—making it a must-see! New flooring in basement living area.

4 Beds ⋅ 3 Baths ⋅ 26005589 MLS

BACK ON THE MARKET!!!!Beautiful, lightly secluded 4-bedroom, 3-bath brick home offering space, versatility, and unique features for both comfort and functionality. This property includes a partially finished basement, along with a large unfinished room that can easily be completed to add even more living space. The spacious primary bedroom features a private sitting area and a walkout sliding door leading to the deck—perfect for enjoying peaceful mornings or relaxing evenings. The basement is equipped with a window A/C unit and baseboard heating, and also includes a flue cleanout, making it ready for a wood-burning stove or gas heating option. A standout feature of this home is the walk-in cooler—ideal for wild game enthusiasts, homesteaders, or anyone interested in processing and storing their own meat. Located less than one mile from a public boat launch, this property is perfect for outdoor lovers. Additional highlights include: •A walkout basement with a full kitchen, full bath with laundry room and 2 full size bedrooms. A detached 2-bay garage with 10-foot-high doors, underground electric, and a separate meter • An attached workshop or game room, perfect for hobbies or entertaining • An additional outbuilding that can serve as a workshop with side storage for boats, ATVs, mowers, or equipment This property offers a rare combination of privacy, practicality, and recreational convenience—making it a must-see! New flooring in basement living area.

815 Jr Phipps Rd, Monticello

$350,000

Lake Cumberland Log Cabin Retreat | Mystic View Subdivision Welcome to your perfect lake getaway at 160 Mystic View Rd! This beautifully maintained 2-bedroom + loft area, 2.5-bath log cabin offers the ideal blend of rustic charm and modern updates in one of Lake Cumberland's most desirable communities. Lovingly cared for and lightly used as a vacation home since 2007, this property is truly move-in ready. Step inside to a warm and inviting layout, then head outdoors to enjoy the wraparound deck spanning three sides of the home, perfect for relaxing or entertaining. Take in the peaceful farm views in the rear and seasonal lake views from the front, offering the best of both worlds. The unfinished walk-out basement provides endless possibilities—create additional living space, a game room, or customize it to fit your vision. Located in the sought-after Mystic View neighborhood, you'll enjoy access to a community boat ramp, making lake days easy and convenient. Whether you're looking for a vacation retreat, investment opportunity, or full-time residence, this Lake Cumberland cabin checks all the boxes. In 2025 upgrades included: New Roof ($25,000), all new Andersen Renewal Windows ($35,000), New Window Coverings, New Refrigerator. In 2024 upgrades included: Exterior Logs Stained, Porch Soffits Replaced. This home comes furnished & move in ready.

2 Beds ⋅ 3 Baths ⋅ 26006252 MLS

Lake Cumberland Log Cabin Retreat | Mystic View Subdivision Welcome to your perfect lake getaway at 160 Mystic View Rd! This beautifully maintained 2-bedroom + loft area, 2.5-bath log cabin offers the ideal blend of rustic charm and modern updates in one of Lake Cumberland's most desirable communities. Lovingly cared for and lightly used as a vacation home since 2007, this property is truly move-in ready. Step inside to a warm and inviting layout, then head outdoors to enjoy the wraparound deck spanning three sides of the home, perfect for relaxing or entertaining. Take in the peaceful farm views in the rear and seasonal lake views from the front, offering the best of both worlds. The unfinished walk-out basement provides endless possibilities—create additional living space, a game room, or customize it to fit your vision. Located in the sought-after Mystic View neighborhood, you'll enjoy access to a community boat ramp, making lake days easy and convenient. Whether you're looking for a vacation retreat, investment opportunity, or full-time residence, this Lake Cumberland cabin checks all the boxes. In 2025 upgrades included: New Roof ($25,000), all new Andersen Renewal Windows ($35,000), New Window Coverings, New Refrigerator. In 2024 upgrades included: Exterior Logs Stained, Porch Soffits Replaced. This home comes furnished & move in ready.

160 Mystic View Rd, Monticello

$349,000

Peaceful rural living with all the comforts you could imagine! This stunning home was custom built for handicap accessibility with 3 bedrooms and 2 full baths. Sitting on over 3 acres with one of the most gorgeous views in Wayne County you will find this absolutely beautiful home is awaiting your arrival! Only 30 minutes from ALL of the major boat docks (Dale Hollow, Conley Bottom Resort, Beaver Creek Marina, Grider Hill and Rowena Marina) it is located exactly where you want to be! There is room to build a barn, grow a huge garden, put in an orchard, build a pool or whatever your heart desires. The possibilities are limitless! Culinary enthusiasts will love the stunning kitchen prep table, stainless appliances, and abundance of cabinetry! There is a den / family room to the right of the great room that is both cozy and private as well with a French door to shut off the outside world! All 3 of the bedrooms are delightful with sitting areas in 2 of the 3. The master offers a full bath with an appealing walk-in tiled shower. There are 9 Foot ceilings throughout. The garage is a 2 car with a ramp built to the kitchen door for easy access. Relax on the outside either sitting on the front porch with extraordinary views or in the back screened-in porch with built in wooden bars made from the family farm. The exterior of the home has fabulous landscaping expertly done by the owners themselves who have put so much extra love and care into this wonderful home!

3 Beds ⋅ 2 Baths ⋅ 26008603 MLS

Peaceful rural living with all the comforts you could imagine! This stunning home was custom built for handicap accessibility with 3 bedrooms and 2 full baths. Sitting on over 3 acres with one of the most gorgeous views in Wayne County you will find this absolutely beautiful home is awaiting your arrival! Only 30 minutes from ALL of the major boat docks (Dale Hollow, Conley Bottom Resort, Beaver Creek Marina, Grider Hill and Rowena Marina) it is located exactly where you want to be! There is room to build a barn, grow a huge garden, put in an orchard, build a pool or whatever your heart desires. The possibilities are limitless! Culinary enthusiasts will love the stunning kitchen prep table, stainless appliances, and abundance of cabinetry! There is a den / family room to the right of the great room that is both cozy and private as well with a French door to shut off the outside world! All 3 of the bedrooms are delightful with sitting areas in 2 of the 3. The master offers a full bath with an appealing walk-in tiled shower. There are 9 Foot ceilings throughout. The garage is a 2 car with a ramp built to the kitchen door for easy access. Relax on the outside either sitting on the front porch with extraordinary views or in the back screened-in porch with built in wooden bars made from the family farm. The exterior of the home has fabulous landscaping expertly done by the owners themselves who have put so much extra love and care into this wonderful home!

241 Perdue Rd, Monticello

$349,000

Welcome to your dream home in the prestigious Cumberland Shores gated community — where timeless craftsmanship meets year-round lake living. This stunning 4-bedroom, 3-bath custom brick home offers breathtaking, unobstructed views of the sparkling waters of Lake Cumberland all year long. Perfectly positioned to capture both sunrise serenity and golden evening reflections, this home blends elegance, comfort, and outdoor adventure. Boasting over 2,200 square feet (+/-) of thoughtfully designed living space, this home features rich hardwood floors that flow throughout the main living areas, adding warmth and sophistication. The spacious open-concept layout is perfect for entertaining, with generous living areas, abundant natural light, and picturesque lake views from multiple vantage points. The well-planned floor design includes four comfortable bedrooms and three full baths, offering ample space for family and guests alike. Step outside and take in peaceful mornings and relaxing evenings overlooking the water. A convenient walking path leads directly to the lake. For boating enthusiasts, you're just minutes from a nearby boat ramp, providing quick and easy access to endless days of fishing, cruising, and watersports. Located within the security and exclusivity of Cumberland Shores, this property offers privacy, scenic beauty, and the ultimate lake lifestyle — all while remaining conveniently close to local amenities. Whether you're searching for a full-time residence or the perfect lake retreat, this exceptional property delivers the very best of luxury living at Lake Cumberland. Call today to schedule a private showing!

4 Beds ⋅ 3 Baths ⋅ 26003358 MLS

Welcome to your dream home in the prestigious Cumberland Shores gated community — where timeless craftsmanship meets year-round lake living. This stunning 4-bedroom, 3-bath custom brick home offers breathtaking, unobstructed views of the sparkling waters of Lake Cumberland all year long. Perfectly positioned to capture both sunrise serenity and golden evening reflections, this home blends elegance, comfort, and outdoor adventure. Boasting over 2,200 square feet (+/-) of thoughtfully designed living space, this home features rich hardwood floors that flow throughout the main living areas, adding warmth and sophistication. The spacious open-concept layout is perfect for entertaining, with generous living areas, abundant natural light, and picturesque lake views from multiple vantage points. The well-planned floor design includes four comfortable bedrooms and three full baths, offering ample space for family and guests alike. Step outside and take in peaceful mornings and relaxing evenings overlooking the water. A convenient walking path leads directly to the lake. For boating enthusiasts, you're just minutes from a nearby boat ramp, providing quick and easy access to endless days of fishing, cruising, and watersports. Located within the security and exclusivity of Cumberland Shores, this property offers privacy, scenic beauty, and the ultimate lake lifestyle — all while remaining conveniently close to local amenities. Whether you're searching for a full-time residence or the perfect lake retreat, this exceptional property delivers the very best of luxury living at Lake Cumberland. Call today to schedule a private showing!

642 N Shore Dr, Monticello

$335,000

167 acres of Timberland

26012038 MLS

167 acres of Timberland

1023 Crabtree Hollow Rd, Monticello

$325,000

Discover the perfect blend of convenience and freedom with this exceptional 20± acre tract, ideally located just minutes from downtown yet comfortably outside the city limits. This completely unrestricted property offers endless possibilities—whether you're looking to develop, invest, or build your dream home in a peaceful, private setting. The land is predominantly level, making it highly versatile and easy to work with for a variety of uses. A standout feature of the property is the impressive 36x60 insulated garage, thoughtfully finished with drywall and custom cabinetry—perfect for storage, a workshop, or hobby space. With ample space, prime location, and no restrictions, this property is a rare opportunity to create exactly what you envision without compromise. Call today to schedule a private showing!

26008118 MLS

Discover the perfect blend of convenience and freedom with this exceptional 20± acre tract, ideally located just minutes from downtown yet comfortably outside the city limits. This completely unrestricted property offers endless possibilities—whether you're looking to develop, invest, or build your dream home in a peaceful, private setting. The land is predominantly level, making it highly versatile and easy to work with for a variety of uses. A standout feature of the property is the impressive 36x60 insulated garage, thoughtfully finished with drywall and custom cabinetry—perfect for storage, a workshop, or hobby space. With ample space, prime location, and no restrictions, this property is a rare opportunity to create exactly what you envision without compromise. Call today to schedule a private showing!

1555 E Kentucky 92, Monticello

$310,000

Welcome to your perfect getaway or full-time retreat in the highly desirable Golden Pond Resort area! This beautifully updated 4 bedroom, 3 full bathroom home offers the ideal blend of comfort, functionality, and proven income potential. Step inside to a spacious, open-concept layout featuring a warm and inviting living room with hardwood flooring and seamless flow into the kitchen and dining area—perfect for entertaining or hosting guests. The kitchen is well-appointed with abundant cabinetry, generous countertop space, and comes fully equipped with all appliances. Just off the main living space, you'll find comfortable bedrooms and updated bathrooms designed with both style and convenience in mind. This home is uniquely suited for large gatherings or short-term rental use, with the ability to comfortably sleep multiple guests. Currently operating on a successful rental program, this property presents an excellent opportunity for immediate income or continued investment. Outdoor living truly shines here with a large screened-in back deck, offering a private and relaxing setting to unwind. The hot tub conveys, creating the ultimate space to relax after a day on the lake. The home also includes a 2-car attached garage and ample parking space for guests. Located just minutes from multiple public boat ramps and less than 5 minutes to Conley Bottom Resort, this property is perfectly positioned for lake lovers and vacationers alike. Additional features include: • Kitchen appliances convey • Washer & dryer convey • Hot tub conveys • Triple bunk bed conveys • Updated flooring throughout • Proven short-term rental performance Whether you're searching for a primary residence, vacation home, or income-producing property near Lake Cumberland, this one checks all the boxes. Don't miss your chance to own a turnkey property in one of the area's most sought-after locations!

4 Beds ⋅ 3 Baths ⋅ 26006388 MLS

Welcome to your perfect getaway or full-time retreat in the highly desirable Golden Pond Resort area! This beautifully updated 4 bedroom, 3 full bathroom home offers the ideal blend of comfort, functionality, and proven income potential. Step inside to a spacious, open-concept layout featuring a warm and inviting living room with hardwood flooring and seamless flow into the kitchen and dining area—perfect for entertaining or hosting guests. The kitchen is well-appointed with abundant cabinetry, generous countertop space, and comes fully equipped with all appliances. Just off the main living space, you'll find comfortable bedrooms and updated bathrooms designed with both style and convenience in mind. This home is uniquely suited for large gatherings or short-term rental use, with the ability to comfortably sleep multiple guests. Currently operating on a successful rental program, this property presents an excellent opportunity for immediate income or continued investment. Outdoor living truly shines here with a large screened-in back deck, offering a private and relaxing setting to unwind. The hot tub conveys, creating the ultimate space to relax after a day on the lake. The home also includes a 2-car attached garage and ample parking space for guests. Located just minutes from multiple public boat ramps and less than 5 minutes to Conley Bottom Resort, this property is perfectly positioned for lake lovers and vacationers alike. Additional features include: • Kitchen appliances convey • Washer & dryer convey • Hot tub conveys • Triple bunk bed conveys • Updated flooring throughout • Proven short-term rental performance Whether you're searching for a primary residence, vacation home, or income-producing property near Lake Cumberland, this one checks all the boxes. Don't miss your chance to own a turnkey property in one of the area's most sought-after locations!

235 Golden Pond Rd, Monticello

$308,000

Highlights: This property offers a charming cabin-style 3 bed/2 bath home and barn situated on 36.04+/- unrestricted acres, complete with a spring-fed pond. If you've been looking for a place where life can slow down and the outdoors take center stage, this property is worth a look! The home features classic hemlock siding and a large front porch, some recent kitchen updates, and a few new light fixtures, but the land itself is the true highlight—partially wooded with untouched timber. Whether you enjoy hunting, exploring, or simply being immersed in nature, this property delivers. A picturesque spring-fed pond sits just outside your dining room window, your own personal fishing hole and a serene backdrop for everyday life. While the home could use a little TLC, it provides a foundation for a rustic getaway, hunting cabin, or full time residence for those seeking a simpler lifestyle. A barn on the property adds additional functionality, perfect for covered storage, equipment, or hobby farming. If you're dreaming of wide-open spaces in a part of the world that moves a little slower, come see 656 Thompson Road in friendly Monticello, Kentucky! *Property is located on a dead-end road, so there is no through traffic coming by the house. *There are multiple places on the property that would be suitable building lots. *Suitable for cattle or horses; no fencing currently.

3 Beds ⋅ 2 Baths ⋅ 26005409 MLS

Highlights: This property offers a charming cabin-style 3 bed/2 bath home and barn situated on 36.04+/- unrestricted acres, complete with a spring-fed pond. If you've been looking for a place where life can slow down and the outdoors take center stage, this property is worth a look! The home features classic hemlock siding and a large front porch, some recent kitchen updates, and a few new light fixtures, but the land itself is the true highlight—partially wooded with untouched timber. Whether you enjoy hunting, exploring, or simply being immersed in nature, this property delivers. A picturesque spring-fed pond sits just outside your dining room window, your own personal fishing hole and a serene backdrop for everyday life. While the home could use a little TLC, it provides a foundation for a rustic getaway, hunting cabin, or full time residence for those seeking a simpler lifestyle. A barn on the property adds additional functionality, perfect for covered storage, equipment, or hobby farming. If you're dreaming of wide-open spaces in a part of the world that moves a little slower, come see 656 Thompson Road in friendly Monticello, Kentucky! *Property is located on a dead-end road, so there is no through traffic coming by the house. *There are multiple places on the property that would be suitable building lots. *Suitable for cattle or horses; no fencing currently.

656 Thompson Rd, Monticello

$300,000

**Lake Cumberland Home for Sale | 4 Bedroom Home Near Boat Ramp | Ramsey Point Subdivision** Looking for the perfect **Lake Cumberland home**? This beautiful **4-bedroom, 2.5-bath lake house** in the desirable **Ramsey Point Subdivision** offers the ideal blend of privacy, space, and convenience. Situated on a **0.92-acre wooded lot at the end of a quiet cul-de-sac**, this two-story home features seasonal views of Lake Cumberland and is located **less than one mile from a public boat ramp**, making it an excellent choice for boating enthusiasts, full-time living, or a weekend getaway. The inviting **wrap-around porches** are the perfect place to relax with your morning coffee or unwind after a day on the lake. Inside, you'll find a cozy **fireplace**, and a **freshly painted interior** (scheduled) that gives the home a bright, move-in-ready feel. The spacious floor plan provides plenty of room for family and guests, with four generously sized bedrooms and two and a half bathrooms. The unfinished basement offers endless possibilities to create additional living space, a recreation room, bunk room, home gym, workshop, or extra storage. A **one-car attached garage** and **storage shed** provide plenty of space for lawn equipment, tools, and lake gear. Need more room for your boats, trailers, or hobbies? An **additional 0.50-acre lot with two garages is available for purchase**, offering incredible flexibility for storage, a workshop, or future expansion. Whether you're searching for a **Lake Cumberland vacation home**, a **primary residence near the lake**, or an investment property with room to grow, this home checks all the boxes. Enjoy the peaceful setting of a wooded lot, the privacy of a cul-de-sac location, and quick access to boating, fishing, and everything Lake Cumberland has to offer. ### Property Features: * 4 Bedrooms | 2.5 Bathrooms * Two-story home * 0.92-acre wooded lot * Located at the end of a quiet cul-de-sac * Seasonal views of Lake Cumberland * Less than 1 mile to a public boat ramp * Wrap-around porch * Hardwood floors * Fireplace * Freshly painted interior * Unfinished basement ready for your finishing touches * One-car attached garage * Storage shed * Additional 0.50-acre lot with two garages available separately If you've been searching for a **Lake Cumberland home for sale with lake views, privacy, and easy boat access**, this Ramsey Point property is one you won't want to miss. Schedule your private showing today and start enjoying the Lake Cumberland lifestyle!

4 Beds ⋅ 3 Baths ⋅ 26009287 MLS

**Lake Cumberland Home for Sale | 4 Bedroom Home Near Boat Ramp | Ramsey Point Subdivision** Looking for the perfect **Lake Cumberland home**? This beautiful **4-bedroom, 2.5-bath lake house** in the desirable **Ramsey Point Subdivision** offers the ideal blend of privacy, space, and convenience. Situated on a **0.92-acre wooded lot at the end of a quiet cul-de-sac**, this two-story home features seasonal views of Lake Cumberland and is located **less than one mile from a public boat ramp**, making it an excellent choice for boating enthusiasts, full-time living, or a weekend getaway. The inviting **wrap-around porches** are the perfect place to relax with your morning coffee or unwind after a day on the lake. Inside, you'll find a cozy **fireplace**, and a **freshly painted interior** (scheduled) that gives the home a bright, move-in-ready feel. The spacious floor plan provides plenty of room for family and guests, with four generously sized bedrooms and two and a half bathrooms. The unfinished basement offers endless possibilities to create additional living space, a recreation room, bunk room, home gym, workshop, or extra storage. A **one-car attached garage** and **storage shed** provide plenty of space for lawn equipment, tools, and lake gear. Need more room for your boats, trailers, or hobbies? An **additional 0.50-acre lot with two garages is available for purchase**, offering incredible flexibility for storage, a workshop, or future expansion. Whether you're searching for a **Lake Cumberland vacation home**, a **primary residence near the lake**, or an investment property with room to grow, this home checks all the boxes. Enjoy the peaceful setting of a wooded lot, the privacy of a cul-de-sac location, and quick access to boating, fishing, and everything Lake Cumberland has to offer. ### Property Features: * 4 Bedrooms | 2.5 Bathrooms * Two-story home * 0.92-acre wooded lot * Located at the end of a quiet cul-de-sac * Seasonal views of Lake Cumberland * Less than 1 mile to a public boat ramp * Wrap-around porch * Hardwood floors * Fireplace * Freshly painted interior * Unfinished basement ready for your finishing touches * One-car attached garage * Storage shed * Additional 0.50-acre lot with two garages available separately If you've been searching for a **Lake Cumberland home for sale with lake views, privacy, and easy boat access**, this Ramsey Point property is one you won't want to miss. Schedule your private showing today and start enjoying the Lake Cumberland lifestyle!

340 Hunters Paradise Rd, Monticello

$300,000

Unlock exceptional business potential with this versatile 2,580-square-foot commercial building offering outstanding visibility and accessibility. With 150 feet of Highway 90 frontage and a high daily traffic count, this location provides unmatched exposure for retail, office, service, or mixed-use operations. Inside, you'll find a well-maintained structure equipped with central heating and air, ensuring year-round comfort for staff and customers alike. The property sits on a spacious, fully fenced lot, ideal for secure parking, equipment storage, or future expansion. Whether you're launching a new venture or relocating an established business, this property delivers the space, location, and flexibility needed for success. Excellent opportunity for investors or owners seeking a high-visibility commercial site in a growing corridor. Call today to schedule a private showing! Owner/Agent.

25506886 MLS

Unlock exceptional business potential with this versatile 2,580-square-foot commercial building offering outstanding visibility and accessibility. With 150 feet of Highway 90 frontage and a high daily traffic count, this location provides unmatched exposure for retail, office, service, or mixed-use operations. Inside, you'll find a well-maintained structure equipped with central heating and air, ensuring year-round comfort for staff and customers alike. The property sits on a spacious, fully fenced lot, ideal for secure parking, equipment storage, or future expansion. Whether you're launching a new venture or relocating an established business, this property delivers the space, location, and flexibility needed for success. Excellent opportunity for investors or owners seeking a high-visibility commercial site in a growing corridor. Call today to schedule a private showing! Owner/Agent.

2104 Ky-90, Monticello

$295,000

HIGHLY MOTIVATED SELLERS! Spacious 4-Bedroom Home on Double Corner Lot Near Lake Cumberland! Discover the perfect blend of comfort, convenience, and opportunity in this 4-bedroom, 2.5-bath home situated on a flat 1.29± acre double corner lot—just 5 miles from Conley Bottom Boat Dock and beautiful Lake Cumberland! Main Floor Highlights: Bright & open kitchen with ample cabinetry Dining area & oversized living room with soaring two-story ceilings Primary suite, laundry room, half bath, and 2-car garage Second Floor: 3 spacious bedrooms and a full bath Outdoor Living: Recently added covered private back deck Above-ground pool with privacy fencing for summertime fun Recent Upgrades: Major items like HVAC, roof, and more updated within the last couple of years Extra Lot Potential: The property includes an additional .5-acre lot—perfect for a large garage for your boat/RV and toys ...or even build a second home for family or investment. Conveniently located close to schools, shopping, dining, medical, and all the essentials—plus just minutes to Lake Cumberland adventures!

4 Beds ⋅ 3 Baths ⋅ 25500689 MLS

HIGHLY MOTIVATED SELLERS! Spacious 4-Bedroom Home on Double Corner Lot Near Lake Cumberland! Discover the perfect blend of comfort, convenience, and opportunity in this 4-bedroom, 2.5-bath home situated on a flat 1.29± acre double corner lot—just 5 miles from Conley Bottom Boat Dock and beautiful Lake Cumberland! Main Floor Highlights: Bright & open kitchen with ample cabinetry Dining area & oversized living room with soaring two-story ceilings Primary suite, laundry room, half bath, and 2-car garage Second Floor: 3 spacious bedrooms and a full bath Outdoor Living: Recently added covered private back deck Above-ground pool with privacy fencing for summertime fun Recent Upgrades: Major items like HVAC, roof, and more updated within the last couple of years Extra Lot Potential: The property includes an additional .5-acre lot—perfect for a large garage for your boat/RV and toys ...or even build a second home for family or investment. Conveniently located close to schools, shopping, dining, medical, and all the essentials—plus just minutes to Lake Cumberland adventures!

49 Mountain Laurel Way, Monticello

$293,000

34.49 Acre Ml Mountain View Farm with Remodeled Country Home This charming country home was extensively remodeled in 2016 and offers 2 bedrooms, living room with hardwood floors, kitchen, bath and large utility room with two closets and a walk-in shower. Home has central heat/air, a water well with municipal water available. Acreage offers open ground, timberland with some mature timber and abundant wildlife. Property has 51'x32' All Purpose Barn, excellent fencing and pond.Work Shop Building, Detached One Car Garage, and additional small older residence that is used for storage. Property is 0.9 miles from Tn/Ky State Line. 14 miles ML Gunnells Fishing Camp on Dale Hollow Lake. 17 miles from Sunset Marina on Dale Hollow Lake. 17 miles from Wolf River Dock on Dale Hollow Lake. 30 miles from Picket State Park. 34 miles from Dale Hollow Ky State Park. If you are looking for a cattle farm, horse farm, a place with excellent hunting, or just a place to get away, call today to see this unique property!

2 Beds ⋅ 1 Baths ⋅ 26015983 MLS

34.49 Acre Ml Mountain View Farm with Remodeled Country Home This charming country home was extensively remodeled in 2016 and offers 2 bedrooms, living room with hardwood floors, kitchen, bath and large utility room with two closets and a walk-in shower. Home has central heat/air, a water well with municipal water available. Acreage offers open ground, timberland with some mature timber and abundant wildlife. Property has 51'x32' All Purpose Barn, excellent fencing and pond.Work Shop Building, Detached One Car Garage, and additional small older residence that is used for storage. Property is 0.9 miles from Tn/Ky State Line. 14 miles ML Gunnells Fishing Camp on Dale Hollow Lake. 17 miles from Sunset Marina on Dale Hollow Lake. 17 miles from Wolf River Dock on Dale Hollow Lake. 30 miles from Picket State Park. 34 miles from Dale Hollow Ky State Park. If you are looking for a cattle farm, horse farm, a place with excellent hunting, or just a place to get away, call today to see this unique property!

17141 Hwy 200, Monticello

$292,500

Experience the best of Lake Cumberland living in this beautifully updated, 3-bedroom, 2-bath home located just minutes from Conley Bottom Resort & Marina. Situated on 0.86 acres, this turnkey property is ready for you to enjoy from day one. The spacious covered carport offers plenty of room for your boat, jet skis, and other lake toys, while also providing the perfect setting for outdoor entertaining, family gatherings, or relaxing evenings after a day on the water. Whether you're looking for a full-time residence, a weekend escape, or an income-producing vacation rental, this home offers outstanding versatility. With tasteful updates, comfortable furnishings, and a sought-after location near one of Lake Cumberland's premier marinas, this is an exceptional opportunity to own your own lake retreat. Just bring your suitcase and start making memories! Select personal property may convey; contact agent for details. More photos will be available soon

3 Beds ⋅ 2 Baths ⋅ 26015584 MLS

Experience the best of Lake Cumberland living in this beautifully updated, 3-bedroom, 2-bath home located just minutes from Conley Bottom Resort & Marina. Situated on 0.86 acres, this turnkey property is ready for you to enjoy from day one. The spacious covered carport offers plenty of room for your boat, jet skis, and other lake toys, while also providing the perfect setting for outdoor entertaining, family gatherings, or relaxing evenings after a day on the water. Whether you're looking for a full-time residence, a weekend escape, or an income-producing vacation rental, this home offers outstanding versatility. With tasteful updates, comfortable furnishings, and a sought-after location near one of Lake Cumberland's premier marinas, this is an exceptional opportunity to own your own lake retreat. Just bring your suitcase and start making memories! Select personal property may convey; contact agent for details. More photos will be available soon

189 Ronnie Sexton Rd, Monticello

$290,000

Don't miss your chance to own this beautiful 4 bedroom, 3 bath home in Country Lane Estates! This well-maintained home features an oversized 2-car garage, a finished bonus room, and unfinished attic space with plenty of storage or future expansion potential. Inside, you'll find hardwood flooring, ceramic tile, vaulted ceilings, a spacious living room, and a versatile second living area that could serve as a den, formal living room, entertainment space, or potential second primary suite. Recent updates include a newer roof, newer windows, newer HVAC, new flooring in the primary bedroom, and new chain link fence. The fourth bedroom is perfect for a home office, craft room, or guest bedroom. Enjoy peaceful farmland views from the front porch or spend your evenings on the back deck, perfect for outdoor gatherings. An 8' x 10' storage shed, generator hookup, and exterior RV hookup add extra convenience. With its flexible floor plan, numerous updates, and great location, this home is ready for its next owner. Selling AS IS; inspections are welcome. Schedule your private showing today!

4 Beds ⋅ 3 Baths ⋅ 26019647 MLS

Don't miss your chance to own this beautiful 4 bedroom, 3 bath home in Country Lane Estates! This well-maintained home features an oversized 2-car garage, a finished bonus room, and unfinished attic space with plenty of storage or future expansion potential. Inside, you'll find hardwood flooring, ceramic tile, vaulted ceilings, a spacious living room, and a versatile second living area that could serve as a den, formal living room, entertainment space, or potential second primary suite. Recent updates include a newer roof, newer windows, newer HVAC, new flooring in the primary bedroom, and new chain link fence. The fourth bedroom is perfect for a home office, craft room, or guest bedroom. Enjoy peaceful farmland views from the front porch or spend your evenings on the back deck, perfect for outdoor gatherings. An 8' x 10' storage shed, generator hookup, and exterior RV hookup add extra convenience. With its flexible floor plan, numerous updates, and great location, this home is ready for its next owner. Selling AS IS; inspections are welcome. Schedule your private showing today!

230 Turner Ln, Monticello

$280,000

MOTIVATED SELLER! This home is just minutes from Conley Bottom and Burnside Marina! It would make the perfect vacation home or VRBO or Air B&B Rental! WIth both the attached and detached garages there is plenty of room for your boat and lake toys as well as your cars! Welcome to 2371 Highway 1568, where breathtaking views of rolling farmland, mountains, and mature trees create the perfect private country retreat. This well-built home offers 2,683 square feet of comfortable living space with 5 spacious bedrooms and 3 full bathrooms, providing room for everyone to spread out and enjoy. The main level features a welcoming living room, kitchen, dining room, 3 bedrooms, and 2 full baths. Downstairs, the partially finished basement includes 2 additional bedrooms, a large family room, utility room, and garage space, offering flexibility for guests, extended family, or additional entertaining areas. You'll appreciate the abundance of storage throughout the home, along with recent updates including new luxury vinyl flooring and new carpet. Enjoy the peaceful surroundings from the two back porches — one enclosed for year-round enjoyment and one open-air porch perfect for relaxing and taking in the beautiful scenery. Situated on 3.11 Non- Restricted acres, this property offers both privacy and opportunity. The mature timber has never been logged, creating potential future income possibilities. In addition to the attached garage, there is an impressive detached 1,376-square-foot garage providing excellent space for vehicles, equipment, hobbies, or workshop use. Additional features include a Silent Guard security system that is owned and can convey with the property. If you are looking for a spacious home with scenic views, quiet surroundings, and endless possibilities, this beautiful country property is a must-see.

5 Beds ⋅ 3 Baths ⋅ 26011322 MLS

MOTIVATED SELLER! This home is just minutes from Conley Bottom and Burnside Marina! It would make the perfect vacation home or VRBO or Air B&B Rental! WIth both the attached and detached garages there is plenty of room for your boat and lake toys as well as your cars! Welcome to 2371 Highway 1568, where breathtaking views of rolling farmland, mountains, and mature trees create the perfect private country retreat. This well-built home offers 2,683 square feet of comfortable living space with 5 spacious bedrooms and 3 full bathrooms, providing room for everyone to spread out and enjoy. The main level features a welcoming living room, kitchen, dining room, 3 bedrooms, and 2 full baths. Downstairs, the partially finished basement includes 2 additional bedrooms, a large family room, utility room, and garage space, offering flexibility for guests, extended family, or additional entertaining areas. You'll appreciate the abundance of storage throughout the home, along with recent updates including new luxury vinyl flooring and new carpet. Enjoy the peaceful surroundings from the two back porches — one enclosed for year-round enjoyment and one open-air porch perfect for relaxing and taking in the beautiful scenery. Situated on 3.11 Non- Restricted acres, this property offers both privacy and opportunity. The mature timber has never been logged, creating potential future income possibilities. In addition to the attached garage, there is an impressive detached 1,376-square-foot garage providing excellent space for vehicles, equipment, hobbies, or workshop use. Additional features include a Silent Guard security system that is owned and can convey with the property. If you are looking for a spacious home with scenic views, quiet surroundings, and endless possibilities, this beautiful country property is a must-see.

2371 State Highway 1568, Monticello

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