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$259,000
3 Beds ⋅ 2 Baths ⋅ 26025701 MLS
Nestled at the top of the hill in town, 338 Harper Drive is being offered under appraisal value. The home offers privacy, panoramic views, and exceptional flexibility. This move-in ready home features 3 spacious bedrooms and 2 full bathrooms, complemented by an open kitchen complete with elegant granite countertops and modern stainless steel appliances. Situated across 3 expansive lots, the property provides abundant outdoor space and parking for boats, RVs, or recreational vehicles. A standout feature is the 24' x 25' detached garage, offering ideal space for a workshop, vehicle storage, or hobby studio. Conveniently located near town amenities while maintaining a private setting, this home is a must-see property.

338 Harper Dr, Monticello
$159,000
3 Beds ⋅ 2 Baths ⋅ 26025517 MLS
Welcome to this immaculate 3-bedroom, 2-bathroom manufactured home nestled in the desirable Steubenville area, just minutes from downtown Monticello. Key Highlights & Upgrades: Structural Stability: Fully retrofitted onto a solid, permanent block foundation. Exterior Improvements: Brand-new siding and gutters offer clean curb appeal and low-maintenance upkeep. Outdoor Living: Enjoy morning coffee or evening relaxation on the newly added front and back decks, surrounded by fresh, thoughtful landscaping. Layout: Generous 3-bedroom, 2-bath split floor plan featuring open living spaces, ideal for both everyday comfort and entertaining. Prime Location: Peaceful country feel with the convenience of being just minutes from local shopping, dining, and main routes in Monticello. Perfect as a primary residence, starter home, or investment opportunity. Schedule your tour today!

172 Boston Hill Rd Rd, Monticello
$165,000
3 Beds ⋅ 2 Baths ⋅ 26025482 MLS
Escape to your own private 4.8-acre wooded retreat, just minutes from downtown Monticello. Bordering scenic Beaver Creek, this beautifully maintained 3-bedroom, 2-bathroom residence offers the perfect blend of peaceful country living and everyday convenience. Property Highlights & Exterior: 4.8 Wooded Acres: Unwind in ultimate privacy with direct Beaver Creek border access right in your backyard. Ultimate Detached Garage/Shop: A massive 30x30 fully insulated garage featuring a solid concrete floor, full electric, dedicated heat, and 2 automatic overhead doors—ideal for hobbyists, mechanics, or extra storage. Outdoor Living: Take in the peaceful nature views from the 10x20 screened-in porch, perfect for morning coffee or relaxing evenings. Recent Upgrades & Key Features: Upgraded, long-lasting metal roof High-efficiency heat pump system Updated gutters featuring low-maintenance leaf guards Washer and dryer included Move-in ready with high-value improvements already done for you. Schedule your private tour today to experience this rare creekside sanctuary!

1185 Furnace Mountain Rd Rd, Monticello
$439,900
3 Beds ⋅ 2 Baths ⋅ 26025435 MLS
Discover the space, privacy, and possibilities of this 18-acre homestead in Monticello, Kentucky. The property features cleared, level acreage with fencing already in place, making it well suited for livestock, horses, gardening, or a variety of agricultural uses. Enjoy peaceful rural Kentucky views, a private pond, a large detached barn, and an additional storage shed. The one-level home offers comfortable and convenient living with a primary suite, two additional bedrooms, a second full bathroom, and an attached garage. The current owners have completed several improvements, including new flooring, a new HVAC system, and other updates throughout the home. Whether you dream of starting a small farm, creating a self-sufficient homestead, or simply enjoying wide-open space in a quiet country setting, this unique Monticello property offers the acreage and improvements needed to bring that vision to life.

46 Pendleton Hollow Rd, Monticello
$334,900
2 Beds ⋅ 1 Baths ⋅ 26025426 MLS
Welcome to 267 Mystic View Rd, a well-maintained, fully furnished Lake Cumberland retreat located on 2 lots in the coveted Mystic View subdivision! This charming 2-bedroom, 1-bath home offers year-round lake views, numerous recent updates, and exceptional space for storing boats, vehicles, and all your lake toys. The home has been thoughtfully updated with a remodeled kitchen and bathroom, new flooring and fresh paint in 2025, new gutters with leaf guards and a new septic system in 2024, new windows in 2023, plus an updated electrical panel. An inviting four-season room takes full advantage of the beautiful year-round lake views and provides additional living and entertaining space. One of the property's standout features is its impressive FOUR garage spaces (24 x 30 with 12ft, 15.5 ft doors both 9 ft high) , providing plenty of room for boats, vehicles, lake toys, workshop space, or additional storage. With multiple expandable options, the property also offers exciting possibilities for buyers who want to create additional living or recreational space. Best of all, the neighborhood boat ramp is less than half a mile away, making it easy to launch the boat and enjoy everything Lake Cumberland has to offer. Offered fully furnished, this property is ready to enjoy as a full-time residence, weekend lake getaway, or vacation home. Come experience the lake lifestyle at Mystic View—where the water is close, the views are beautiful, and there's room for all the toys!

267 Mystic View Rd, Monticello
$350,000
4 Beds ⋅ 3 Baths ⋅ 26024531 MLS
LAKE CUMBERLAND GETAWAY READY TO ENJOY! Welcome to 1009 Ramseys Point Road, a fantastic 4-bedroom, 2.5-bath home in the desirable Ramseys Point area of Monticello. Built in 2015 and offering approximately 1,860 square feet, this property delivers the perfect combination of comfortable living, incredible garage space, outdoor entertaining, and convenient access to Lake Cumberland. One of the biggest advantages? The seller is leaving much of the furnishings for the convenience of the next owner! However, personal belongings and select items will be removed prior to closing. Whether you're looking for a full-time residence, weekend retreat, vacation home, or investment property, this is a true turnkey opportunity. The oversized HEATED AND COOLED GARAGE is an absolute standout feature. With approximately 34 feet of depth and tall overhead doors, there is plenty of room for boats, vehicles, ATVs, motorcycles, lake toys, and all the gear that comes with enjoying Lake Cumberland. Because it is heated and cooled, the space can be comfortably used year-round as a workshop, hobby area, recreation space, or simply incredible storage. Step outside and enjoy the spacious rear deck, patio, and firepit area — the perfect setting for grilling, entertaining family and friends, relaxing after a day on the water, or enjoying Kentucky evenings under the stars. And then there's the lake! Conveniently located just minutes from Lake Cumberland recreation and a nearby boat ramp, you'll have easy access to some of the best boating, fishing, swimming, and outdoor recreation in the region. This is the kind of property Lake Cumberland buyers are looking for — FOUR BEDROOMS, 2.5 BATHS, AN OVERSIZED HEATED & COOLED GARAGE, GREAT OUTDOOR LIVING, AND CONVENIENT LAKE ACCESS. Don't miss your opportunity to own a move-in-ready Lake Cumberland property where you can start making memories from day one!

1009 Ramseys Point Rd, Monticello
$465,000
3 Beds ⋅ 3 Baths ⋅ 26024377 MLS
Welcome to 2963 Hwy 833 in Monticello, Kentucky—a spacious 3-bedroom, 3-bath home offering over 3,700 square feet of living space, a 2-car garage, a bonus room above the garage, and 1.28 acres in the beautiful Lake Cumberland region. This generously sized home offers plenty of room for family, guests, entertaining, hobbies, or working from home. The bonus room above the garage provides additional flexible space that could serve as a media room, game room, home office, guest space, craft room, or whatever best fits your needs. One of the home's inviting features is the sunroom on the back of the home, offering a wonderful place to relax, enjoy your morning coffee, entertain guests, or simply take in the peaceful surroundings. The property also includes an additional 12x32 storage building in the yard that stays, providing even more room for tools, lawn equipment, recreational gear, hobbies, and seasonal storage. Recent improvements include a new roof and new gutters, offering valuable peace of mind for the next owner. The 2-car garage provides convenient parking and storage, while the 1.28-acre lot gives you room to enjoy the outdoors while remaining conveniently located near town. Outdoor enthusiasts will appreciate the home's convenient location near Lake Cumberland, one of Kentucky's premier destinations for boating, fishing, recreation, and summer fun. Conley Bottom Resort & Marina is nearby, making it easy to enjoy boating and all that Lake Cumberland has to offer. You'll also appreciate the convenience of being close to Monticello shopping, restaurants, services, and beautiful downtown attractions. Everyday necessities, including Walmart, are conveniently located nearby. For buyers relocating from out of state, this property offers the opportunity to enjoy the relaxed pace, natural beauty, and recreational lifestyle of south-central Kentucky. For local buyers, this is an excellent opportunity to own a substantial home with acreage, garage space, additional finished living area, a sunroom, and plenty of storage. PROPERTY HIGHLIGHTS: • 3 bedrooms • 3 bathrooms • 3,700+ sq. ft. of living space • Bonus room above the garage • Spacious sunroom on the back of the home • 1.28 acres • 2-car garage • New roof • New gutters • Additional 12x32 storage building included • Convenient to Lake Cumberland • Close to Conley Bottom Resort & Marina • Convenient to Walmart and Monticello shopping • Close to beautiful downtown Monticello • 1-year home warranty included If you've been searching for a spacious home in Monticello, KY, a Lake Cumberland home, a Kentucky lake property, or a home with acreage near Conley Bottom Marina, don't miss the opportunity to see 2963 Hwy 833. With its generous living space, bonus room, sunroom, garage, acreage, storage building, recent exterior improvements, and convenient Lake Cumberland-area location, this property offers the space and flexibility you've been looking for—whether you're making it your full-time home, second home, or Kentucky getaway.

2963 State Hwy 833, Monticello
$140,000
4 Beds ⋅ 1 Baths ⋅ 26024309 MLS
Sweet rural setting on 1.4 acres m/l. This charming 1960s home offers 4 beds and 1 bath and features several updates including a new roof, electric fireplace, new porch railing, new water heater, and the seller will be installing a mini-split system for heating and cooling. Enjoy the outdoors while sitting on the covered front porch or the front patio. The property offers space for a future garage, plenty of parking, a storage building with cellar, and a nice yard. The property is located 30 minutes from Jamestown TN, Albany or Monticello KY and a short drive to both Dale Hollow Lake and Lake Cumberland, as well as the Alvin C York State Historic Park.

16202 16202 State Highway 200, Monticello
$265,000
3 Beds ⋅ 2 Baths ⋅ 26023863 MLS
If you are looking for quite country living with an open view of the countryside and farms then stop! Take a look at this beautiful bedford stone home that has been remodeled to with all amenities that you could want. Large open floor plan for kitchen/dining/living room. 3 large bedroom with large walk-in closets for each bedroom. 2 full baths with one walk in shower. This home has raised ceilings that brings the newer modern living vibe. There is a large laundry room tied with large pantry off of the kitchen for functional daily living. This home boast 3 coverd porches to sit out relax and enjoy the view. One cover screened in porch to enjoy the nighttime atmosphere without the insects. Outside boast a 576 sq ft 2 car garage with a shed attachment. There is a poured concrete pad to add to the property. This can be used as a base for extra storage shed, provide fencing to make a dog kennel. If you are wanting to start your own garden ther is lots of room to have a large garden . Ample ground to have chickens, goats, sheep or other livestock. This home has too many things to offer to list. Even comes with 2 cute built in bed. Directions: follow hey 90 approximately 9 miles toward the Alpha community of Wayne County. Turn right onto Rector Road and then turn left onto Old Zula Road and follow .2 mile.. Turn right onto ky Hwy 1009N, go .16 mile then turn left onto Old Bethel Church Road, travel 1.1 miles and the home is located on your left. Sign in Yard. Latitude: 36.782392 Longitude: -84.982593

1169 Old Bethel Church Rd, Monticello
$250,000
3 Beds ⋅ 2 Baths ⋅ 26023768 MLS
First Time on the Market! This one owner home has been very well maintained and cared for over the years. Situated on a spacious 1.72 acre lot, this property offers 3 bedrooms and 2 full baths, along with new windows, beautiful hardwood floors and carpet throughout. Enjoy relaxing on the covered front porch or covered back patio while taking in the peaceful surroundings. The full unfinished basement provides plenty of additional storage and potential for future use. The property has city water and a septic system and has been surveyed. A 28 x 50 detached shop with concrete floor and electric provides an excellent space for a workshop, hobbies, storage, or other needs. Don't miss your opportunity to make this property your own!

4927 Ky-92, Monticello
$349,000
4 Beds ⋅ 3 Baths ⋅ 26023170 MLS
Welcome to 90 Sumac Monticello, Kentucky to this spacious home located in the beautiful Eastview Subdivision. This home offers 4 bedrooms and 2.5 bathrooms with a 2 car attached garage. There is also a 2 bay detached garage that is large enough to accommodate a runabout, pontoon and/or other lake toys. Conveniently located to Monticello, Somerset and several boat ramps. This spacious home offers a living room, family room with fireplace, kitchen, dining, and half bath on main level. The second story has the primary bedroom/bath with 3 additional bedrooms and another full bath. Home also has a partial unfinished basement, front covered small porch with a larger patio at rear of home. Home has 2 HVAC units with one being replaced 2 years ago. Roof was replaced approximately 6 years ago and water heater approximately 5 years ago. Within the past five years new flooring and paint along with other updates, this home is a must see! Call today to schedule your tour of this beautiful home.

90 Sumac Rd, Monticello
$474,900
4 Beds ⋅ 3 Baths ⋅ 26023115 MLS
This stunning 4-bedroom, 3-bath home offers 2,950 sq ft of spacious, open living space and is located just 2 miles from Conley Bottom Resort & Marina. The private primary wing features a huge bathroom and oversized walk-in closet. The kitchen includes a custom hidden butler's pantry, while propane amenities include a fireplace, range, and tankless water heater. Enjoy +-1,000 sq ft of porch space plus a 28x32 insulated attached 2-car garage, with plenty of room to add a detached garage. Space, comfort, storage, and an incredible location near Lake Cumberland—this home has it all. Check it out!

420 Fall Cir, Monticello
$314,900
3 Beds ⋅ 2 Baths ⋅ 26022510 MLS
New construction and move-in ready! Welcome to 1003 Hickory Point Drive in Monticello, Kentucky. Built in 2026 and situated on approximately 2.5 acres in the Hickory Point HOA community, this 3-bedroom, 2-bath home offers approximately 1,408 sq. ft. of thoughtfully designed living space with quality finishes throughout. The home features steel D-log siding, a metal roof, covered porch, stone accents, and a warm cabin-inspired design. Inside, you'll find wood trim throughout, vaulted wood ceilings, exposed beams, and an open-concept living, kitchen, and dining area filled with natural light. The kitchen offers natural wood cabinetry, open shelving, ample counter space, and stainless steel appliances. The primary bedroom includes generous closet space and a private bath, while two additional bedrooms and a second full bath provide plenty of flexibility. Additional highlights include concrete and Trex decking, an approximately 60-inch encapsulated crawl space, and a private wooded setting. With its brand-new construction, distinctive finishes, acreage, and move-in-ready condition, this property offers a rare combination of comfort, character, and privacy.

1003 Hickory Point Dr, Monticello
$145,000
4 Beds ⋅ 1 Baths ⋅ 26022479 MLS
Charming and affordable brick ranch is located at 88 Adair Street, in the convenient Green Acres Subdivision, near the Wayne County School Campus, shopping, and medical facilities. This home is all on one level with features that include: 4 Bedrooms, 1 Full Bath, spacious Living Room, Eat-in Kitchen with Pantry, Laundry Area, and an attached 1-car carport with utility room for added storage. The roof was replaced in July 2026, and the water heater is only a few years old. The property is situated on an extra lot that totals a 0.34-acre tract, has a large back and side yard, a paved driveway, and a storage building. Schedule your own private showing today!

88 Adair St, Monticello
$55,000
26022210 MLS
Investors special! This property is an excellent opportunity to add to your rental portfolio or take on as your next investment project. The home features a brand-new roof installed in 2026, providing a major improvement already completed. The current owners have removed all the old fixtures and cleared the way for a fresh start! Bring your vision and tools to transform this 2 bedroom, 1 full-bath home into a great rental property or starter home.

403 Ridgewood Ave, Monticello
$79,990
3 Beds ⋅ 1 Baths ⋅ 26021338 MLS
BACK ON THE MARKET - DUE TO NO FAULT OF THIS COZY LITTLE BIT OF PARADISE- DON'T MISS OUT ON THE OPPORTUNITY TO CALL THIS QUAINT & COZY PROPERTY HOME This is a rural 3-bedroom, 1-bathroom property featuring two covered porches, a storage shed, and a 30-amp RV hookup. It offers a quiet, country setting designed for a slow and relaxing pace of life.Property FeaturesLayout: 3 bedrooms and 1 bathroom.Outdoor Space: Two covered porches for relaxing outside.Extras: A storage shed for your gear or tools.RV Hookup: A 30-amp electrical hookup for an RV or camper. Setting: A quiet and calm country location.

517 Kelsey Rd, Monticello
$249,000
3 Beds ⋅ 2 Baths ⋅ 26020285 MLS
Completely renovated and move-in ready! This beautifully updated 3-bedroom, 2-bath home offers approximately 2,100± square feet of living space on an estimated 0.93± acre lot. A new boundary survey is currently underway, with property lines already marked. Final acreage will be determined upon completion of the recorded survey. Step inside to a bright, open-concept floor plan featuring luxury flooring, a spacious living area, a custom floor-to-ceiling stone accent wall with an electric fireplace, butcher block countertops, and a beautifully updated kitchen designed for both everyday living and entertaining. The home offers two updated full bathrooms, including one with a custom walk-in tile shower and another featuring a jetted soaking tub. Extensive improvements include new windows (2025), HVAC (2023), roof (2015), French doors (2026), flooring (2025), custom walk-in shower (2025), jetted tub (2026), underfloor insulation (2025), fencing (2025), covered front porch addition (2026), plus new sinks, light fixtures, microwave, and numerous additional updates throughout. Outside, enjoy the spacious yard complete with mature shade trees, a fire pit, basketball court, and plenty of room for entertaining, children, or pets. The oversized den was formerly a garage and offers the potential to be converted back if desired. Above the den, the roof has already been framed, providing an excellent opportunity for future office or bonus space. Conveniently located just minutes from Monticello, this property combines modern updates, flexible living space, and a generous lot, making it an exceptional place to call home. Schedule your private showing today!

230 Carter Gregory Rd, Monticello
$179,000
3 Beds ⋅ 2 Baths ⋅ 26020137 MLS
Discover this well-kept 3-bedroom, 2-bath home offering the perfect blend of comfort and practicality. Inside, you'll find a bright, welcoming interior with an easy-flowing layout designed for everyday living. The kitchen provides plenty of workspace and storage, making meal preparation and entertaining a breeze. Step outside to a spacious yard that's ideal for morning coffee, evening gatherings, or simply enjoying the outdoors. The property also features a carport with electric and a storage outbuilding that's wired with 50-amp service, providing added convenience for RVs, hobbies, or workshop use. Recent updates include a new roof installed in 2026, a new HVAC system in 2021, and a new water heater in 2023, giving buyers added peace of mind. Conveniently situated just minutes from shopping, restaurants, schools, and other local amenities, this home also offers quick access to Lake Cumberland for boating, fishing, and year-round recreation. Whether you're searching for a full-time residence, a vacation retreat, or a great investment property, this move-in-ready home is one you won't want to miss.

25 Wilson Ct, Monticello
$117,000
3 Beds ⋅ 1 Baths ⋅ 26017860 MLS
Welcome to 102 Davis Street Monticello KY. Convenience and Affordability welcomes you to this 3-bedroom one bath home. This home has been remodeled to include wiring, new cabinets, flooring, and jetted tub in bathroom. The home has an open floor plan to include living room, kitchen and dining area. The kitchen has new custom cabinets, stainless steel appliances. All appliances as well as the stack washer and dryer will convey with the property. Home has cedar tongue and groove boards on some of the walls. Central Air is currently not working, but has a window air unit. The home is on a slab, with block on outside, with beautiful stone up on bottom of home. Front and side have wood siding from stone up. This property also offers ample driveway parking with plenty of space for multiple vehicles. The left and right side has fencing as current homeowner ran a daycare.

102 Davis St, Monticello
$1,645,000
5 Beds ⋅ 4 Baths ⋅ 26016942 MLS
Welcome to 305 Beech Street, a truly special Tudor-inspired home tucked along year-round Elk Creek in the heart of Monticello. Located within the city limits, this 23 +/- acre unique property offers the convenience of town with the peaceful feel of country living. Lovingly designed and enjoyed for generations, it is a place filled with beauty, character, and history. A winding asphalt driveway shaded by mature dogwood trees and lined with carefully trimmed evergreens welcomes you home. Inspired by the owners' travels through Europe, the grounds feature expansive lawns, mature shade trees, and a beautiful formal French garden with brick-lined beds, statuary, boxwoods, flowering arches of Sweet Autumn Clematis, a vegetable garden, and an automated irrigation system. In the spring, hundreds of daffodils bloom throughout the property, while the shady creekside setting provides the perfect place for picnics, cookouts, and simply enjoying nature. Built of native mountain stone, stucco, and custom milled fir trim, the home reflects exceptional craftsmanship and timeless style. A two-level screened gazebo porch with sliding glass windows creates a wonderful space to enjoy in every season. Inside, soaring beamed ceilings, hand-painted details, custom stained glass, beautiful millwork, and Italian porcelain flooring create a warm and inviting atmosphere. The spacious great room is centered around a striking custom stone fireplace with a heatilator system and flows easily into the dining room overlooking Elk Creek. The kitchen is both beautiful and functional, featuring custom cabinetry, quartz countertops, a center island, walk-in pantry, GE Monogram dual-fuel six-burner range with double ovens, KitchenAid appliances, and a cozy bay window breakfast area with views of the creek. The main-level primary suite offers an 11-foot beamed ceiling, stone fireplace with gas logs, sitting area, private deck, large walk-in closet, and a luxurious bath with heated floors, double shower, and clawfoot soaking tub. A guest bedroom and bath are also conveniently located on the main level. Upstairs is an additional private suite with custom built-ins, dormer windows, abundant storage, and its own bath. The walk-out basement provides generous additional living space with a fireplace, recreation areas, two more bedrooms, including one with an en suite bath, and plenty of storage. Additional features include three separate HVAC systems, an automatic generator, oversized garage, city water and sewer, and a new roof installed in May 2026. Rich in local history and surrounded by natural beauty, 305 Beech Street is more than just a house. It is a place where memories have been made for generations and where the next owners will have the opportunity to enjoy a truly remarkable setting along Elk Creek. Convenient location near Lake Cumberland in South Central Kentucky!

305 Beech St, Monticello
$69,900
1 Beds ⋅ 1 Baths ⋅ 26006448 MLS
This 2010 Keys Travel home sits on a spacious 0.37-acre lot, offering both comfort and added functionality with multiple outbuildings. The property features a well-maintained main residence, perfect for easy living or a weekend retreat. Outside, you'll find a detached outbuilding equipped with electricity, providing excellent potential for a guest space, or ideal for a workshop, storage, or hobby space. A second outbuilding adds even more convenience, complete with washer and dryer and breaker box, for utility use. With nearly four-tenths of an acre, there's plenty of room to enjoy outdoor living, gardening, or future improvements. This property offers a great combination of practicality and versatility, making it a solid option for homeowners or investors alike. Enjoy the lake with Beaver creek Marina/ resort within 1 mile. The property also comes with a washer and dryer refrigerator and a forty gallon water heater. If you were thinking of building a home the septic tank is more than adequate.

7939 Ky-92, Monticello
$280,000
3 Beds ⋅ 2 Baths ⋅ 26009923 MLS
LAKE CUMBERLAND OPPORTUNITY WITH WATERFRONT PROPERTY LINE! Whether you're looking for a peaceful weekend retreat vacation home, an investment property for short term rentals, or your next renovation project, this 3-bedroom, 1.5-bath home on 6.65± acres offers incredible potential. While the home is ready for cosmetic updates, its spacious layout and unbeatable location make it an excellent candidate for a place to get away or profitable lake rental. Surrounded by mature timber (that could be sold) and abundant wildlife, you'll enjoy frequent sightings of deer, turkey, and even eagles that give Eagles Bluff Road its name. The property line extends to the water behind the home, providing the feel of waterfront living, and the neighborhood boat ramp on Otter Creek offers convenient access to beautiful Lake Cumberland for boating, fishing, swimming, and kayaking. Only a couple of miles to Sid Bell Falls. Inside, you'll find an open-concept living and kitchen area with an eat-in island, a large sunroom, a spacious deck perfect for entertaining, and a covered front porch where you can relax and enjoy the peaceful surroundings. There's also a two-car garage and plenty of storage space. And with so much acreage there is still potential for so much more - boat storage, detached garage, or even a second home! With its combination of acreage, privacy, water access, and investment potential, this property is a rare opportunity to create your own Lake Cumberland escape. Schedule your private showing today!

439 Eagles Bluff Rd, Monticello
$129,900
2 Beds ⋅ 1 Baths ⋅ 26011345 MLS
Pack your swimsuit and toothbrush and bring the toys! Cute as a button furnished lake cottage right up the hill from Camp Attrahunt boat ramp on Lake Cumberland (right around Harmon Creek). Very cute inside- vaulted ceilings- clean- it will be a great place to spend your summer. Huge 10X30' deck is where you'll spend most of your time though. And there is great potential to add your personal touches. It does have a double lot (.33 acre) so there is plenty of privacy AND a spot to build a larger garage or expand. It does have a boat storage as well that will store a 18' boat. Stove and refrigerator replaced in 2025. Water heater was bought new in 2025. Plus you get a 4-wheeler and lawn mower as part of the package. It would be a great short term rental as well. What are you waiting for?! Let's get you into something before summer starts.

277 Camp Attrahunt Rd, Monticello
$349,999
4 Beds ⋅ 4 Baths ⋅ 26016628 MLS
BACK ON THE MARKET DUE TO NO FAULT OF THIS BEAUTIFULLY REMODELED 4- BEDROOM HOME NEAR HISTORIC KENDRICK AVENUE. Experience the perfect blend of modern luxury and small-town charm in this beautifully remodeled 4-bedroom 3.5 bath home, ideally located in one of Monticello's most desirable neighborhoods just of historic Kendric Avenue. Designed with both comfort and entertaining in mind, this open-concept home features spacious living areas, a versatile lower -level bonus room ideal for an office or guest space, and an exceptional primary suite complete with a large walk-in closet, spa-like ensuite bath, private sitting room, and a stunning two-sided fireplace that passes from the extra room into the living room. The beautifully updated kitchen with stone fireplace flows effortlessly into the main living area and out to the expansive deck and pergola, creating the perfect setting for gatherings. Outside, you will enjoy a large yard, partial privacy fencing, and a convenient wrap around driveway. Recent upgrades provide peace of mind and lasting value including a new metal roof, new siding, newer gutters, a professionally sealed crawlspace for long term pest protection, and a spacious laundry room with a utility sink. Located just minutes from schools, shopping, dining, churches and Monticello-Wayne County Memorial Park, this home offers the convience of in-town living while maintaining the charm of a quite, family-friendly neighborhoodd. For outdoor enthusiasts, you're only minues from Lake Cumberland and Dale Hollow lake, with easy access to Conley Bottom Resort, Fall Creeek Recreation Area, Beaver Creek Marina, Burnside Marina and Lee's Ford Marina - making boating, fishing, and lakeside adventures part of evreyday life. This is a rare opportunity to own a move-in-ready home that combines timeless style, quality updates and an unbeatable location.

75 Hickory Hill Dr, Monticello
$654,000
5 Beds ⋅ 5 Baths ⋅ 26010372 MLS
Elegant Colonial Estate on 8 Acres with Exceptional Amenities... Discover this stunning two-story brick home set on 8 acres of mixed open and wooded land, offering the privacy and tranquility of a private estate. Featuring over 5,000 square feet of living space, this 5-bedroom, 4.5-bath home combines thoughtful updates with timeless elegance. The property includes a finished basement, an attached oversized 2-car garage, a detached 2-car garage, and an additional lawn/cart building, perfect for vehicles, toys, and storage. Energy efficiency is ensured with a well-maintained geothermal heating and cooling system. Inside, the home has been refreshed with new paint, crown molding, updated flooring, Franklin Brass hand-forged finishes, and select blown-glass light fixtures. The kitchen has been thoughtfully updated with new tile flooring, abundant cabinetry, custom rollout drawers, modern lighting, and an upgraded appliance package. The main living areas feature vaulted ceilings, abundant natural light, and a gas log fireplace flanked by built-in wood bookshelves. The spacious floor plan includes two large living rooms, an enclosed all-seasons room, a screened back porch, and a backyard courtyard with a fire pit—ideal for entertaining or relaxing. The master suite offers a private retreat with a renovated bathroom and ample closet space. A full secondary suite, located in its own private wing, provides comfort and privacy for guests or family. The grounds are thoughtfully landscaped with a "green fence" of Magnolia, Wisteria, Maple, and Crepe Myrtle trees, offering future privacy. Multiple flower gardens bloom nearly year-round with tulips, lilies, and roses, while a small orchard features pecan, almond, hazelnut, nectarine, pear, apple, and cherry trees. Enjoy scenic mountain views, abundant wildlife, and serene surroundings on this exceptional property. Additional highlights include a large attic/playroom, a 16x18 sunroom, a screened-in patio, a propane fireplace, and convenient proximity—just 3 miles to Conley Bottom Resort and multiple nearby boat ramps. Priced under $119 per square foot, this elegant Colonial estate offers both luxury and value. Don't miss the opportunity to experience this truly remarkable home.

137 Indian Cave Rd, Monticello
$224,500
3 Beds ⋅ 2 Baths ⋅ 26010443 MLS
Spacious Monticello home with recent updates and usable living space on both levels! The main level features a living room with fireplace, kitchen with new granite countertops, three bedrooms, and one full bathroom. The finished basement offers a family room, second fireplace, full bathroom, large utility room, and storage area. Seller-noted updates include new heat and air in 2025, updated kitchen sink, new toilet and bath vanity, new living room flooring, and waterproof/fire-resistant composite flooring in the basement. Enjoy a covered patio, metal roof, and a convenient location near the hospital, school, and local amenities.

142 Hwy 3284, Monticello
$179,000
2 Beds ⋅ 1 Baths ⋅ 26011506 MLS
Nestled on a quiet street less than 1.5 miles from Beaver Creek Marina on beautiful Lake Cumberland, this well maintained home offers a perfect blend of comfort, convenience, and peaceful living. Whether you are looking for a full time residence or a relaxing getaway near the water, this property is ready to welcome you home. Home features 2 bedrooms, 1 bath, detached garage and concrete driveway all situated on a large approximately 1.93 acre lot.

220 Webster Spradlin Rd, Monticello
$625,000
5 Beds ⋅ 3 Baths ⋅ 26010384 MLS
Welcome to the "Perfect Shade of Green" Home — a stunning custom-built log-style retreat featured in Log Homes Magazine. Completed in 2013 after years of thoughtful planning and craftsmanship, this extraordinary property sits on 3.43 acres in the desirable Hickory Point subdivision on beautiful Lake Cumberland. Positioned on a peninsula with breathtaking lake views, this spacious 5-bedroom, 3-bath home was designed for gathering, entertaining, and making lifelong family memories. From the moment you step through the front door, you'll be captivated by the soaring cathedral ceilings, floor-to-ceiling windows, and warm rustic charm throughout. The main level offers approximately 1,949 finished square feet and features two bedrooms, 2 full baths, and an impressive family room that opens onto a large deck with both open and covered entertaining spaces overlooking the lake. At the heart of the home is a chef's kitchen with a one-of-a-kind handcrafted wraparound bar offering abundant seating — perfect for hosting family and friends. The second floor adds approximately 830 finished square feet with three additional bedrooms and a full bath, providing plenty of space for guests and large families. One of the home's greatest opportunities is the 1,852-square-foot unfinished walkout basement, ready for a future owner to customize to their own style and needs. The basement opens to a spacious concrete patio and backyard area. This home also showcases unique custom wood finishes crafted from timber harvested directly from the property, adding authentic character you simply can't replicate. Built with efficiency and durability in mind, the home includes: 10-inch poured concrete basement walls 3-inch log veneers on both interior and exterior walls 6 inches of Styrofoam insulation between the veneers for excellent energy efficiency Located in an HOA-protected community in Wayne County, this property offers privacy, craftsmanship, and incredible potential. With a little TLC, this could become the ultimate lake home or family retreat. Property is being sold AS-IS. All inspections are welcome.

234 Cedar Point Ln, Monticello
$224,900
3 Beds ⋅ 2 Baths ⋅ 26008258 MLS
Welcome home to your 131 Golden Pond Road lake getaway, where you can't wait for the weekends to arrive! This is one of the most coveted Lake Cumberland resort communities in Wayne County. Step inside this lake area home that has been well taken care of, and has an open floor concept that offers the idyllic setting for hosting and entertaining guests. There is an expansive screened in back porch to enjoy the atmosphere that our beautiful Lake Cumberland has to offer. The main level offers a spacious Great Room, Eat-in Kitchen, 2 Bedrooms, 1 Full Bath, and a Laundry/Utility Room. The lower level features a Family Room, 1 Bedroom, 1 Full Bath, a Bonus Room, and an Attached Garage equipped with a 9x12 door suitable for housing your pontoon, boat & watercrafts, saving you a storage bill! There are community amenities available, for a fee, if you desire to utilize the tennis court, swimming pool, and common areas. Conley Bottom Resort & Marina is only 5 minutes away, offering close access for boating access. There are additional accessible boat ramps in the area that are available. Don't miss this opportunity to own your vacation getaway, permanent residence, or your possible VRBO Income Producing Property! Schedule your private tour today!

131 Golden Pond Rd, Monticello
$279,000
3 Beds ⋅ 3 Baths ⋅ 25503942 MLS
3 bedroom, 3 bath Home and boat slip! You won't find homes like this for sale often, Located on a scenic road with views of Lake Cumberland, this property offers a relaxing setting for daily living and entertaining. The large master suite is on the main floor, and wrap-around decks provide lake views from multiple rooms including the Master Bedroom, living room and Kitchen. With approximately 3,400 square feet of finished space and living rooms upstairs and downstairs, there's plenty of room for gatherings or extended family. This home has an attached 2 car garage for parking and storage, including a storm shelter on the bottom level for extra storage and safety. Additionally, a boat slip at a recently renovated private community dock is available with no waitlist, offering immediate access. The property borders the Army Corps of Engineers land, allowing for lake views from multiple rooms and decks. Located just minutes from Conley Bottom and Beaver Creek Marina by boat, this home is ideal for lake enthusiasts.

607 Old Lck 21st Rd, Monticello