Refine Search
Map
Sort by
$485,000
4 Beds ⋅ 4 Baths ⋅ 26019708 MLS
Rare opportunity to own a one of a kind property on approximately 2.5 secluded, wooded acres just minutes from two concrete boat ramps on beautiful Lake Cumberland. Whether you're looking for a full time residence, vacation home, or investment property with short term rental potential, this unique estate offers endless possibilities. The custom built primary home features soaring 12 foot ceilings, crown molding, stained glass windows, custom built-ins, abundant cabinetry and countertop space, a walk-in pantry, steam room, laundry chute, an oversized walk-in shower in the primary suite, and a built-in bed with integrated storage. An unfinished upper level with 12-foot ceilings offers excellent potential for additional bedrooms, a game room, home office, or expanded living space. The detached guest house is located above the oversized two-bay garage and is ideal as a mother-in-law suite, private guest quarters, or income-producing Airbnb. It features a full kitchen, spacious living area with king-size sleeping space, a full bath with a walk-in shower, two built-in twin window beds, and a loft for additional sleeping accommodations. The garage level also includes a laundry area and convenient half bath. Outside, you'll enjoy multiple decks, two covered porches, a screened-in porch, beautifully landscaped grounds, peaceful sitting areas, and a fire pit. This would be perfect for entertaining or relaxing after a day on Lake Cumberland. Underground utilities and city water provide modern convenience while preserving the property's private, natural setting. Properties offering this combination of privacy, acreage, proximity to Lake Cumberland, guest accommodations, and short-term rental potential are hard to find. Schedule your private showing today.

1560 Bell Phipps Rd, Monticello
$65,000
26019290 MLS
13.64 ACRES! Surveyed and ready to go! This UNRESTRICTED tract features two cleared flats that would make great homesites for a new construction or mobile/manufactured home. Beautiful views and over 800' of road frontage for multiple access points! Awesome for hunting with existing trails throughout. From the upper part of the property, there is even a view of Lake Cumberland! Located just off of the bypass, you can be anywhere in Somerset pretty quickly! Only 7 MINUTES away from Burnside Marina and the General Burnside Island State Park and Golf Course! Don't miss out on your opportunity to own this piece of ground at a great price, AND because it is over 10 acres you may qualify for farm classification through the PVA and receive a tax break. Call today to schedule a tour!

Tr 3 Tr 3 Bend Of The Lakes Rd, Somerset
$49,900
2 Beds ⋅ 1 Baths ⋅ 26019208 MLS
Peaceful mountaintop retreat on 2 acres near Lake Cumberland! Enjoy breathtaking views in a serene, wooded setting from this beautiful property perched atop the mountain. Conveniently located just off South US-27, a well-maintained blacktop road provides easy access directly to the property. Whether you're looking to build a permanent residence, create a vacation getaway, or enjoy a weekend retreat, this property offers endless possibilities. Ideally situated just minutes from Burnside and Somerset, and only 3.5 miles from Burnside Marina, you'll have quick access to all that Lake Cumberland has to offer. An existing manufactured home is located on the property and will require significant repairs or removal. The value is primarily in the exceptional location, stunning views, and proximity to the lake. The refrigerator, stove, washer, and dryer will remain with the property. Property is being sold **AS IS**. Don't miss this opportunity to own a peaceful 2-acre property overlooking beautiful Lake Cumberland! Bonus: A 1995 Honda Accord LX is also available for purchase for $1,000 under a separate agreement. Buyer to verify acreage.

309 Charlie Neal Rd, Burnside
$359,000
3 Beds ⋅ 4 Baths ⋅ 26017581 MLS
Attention lake lovers and investors! This home offers so much living space and would make the perfect lake house or short term rental being only one mile to Cumberland Point Boat Ramp and overlooking Conley Bottom Marina! Featuring an extra large living room with bonus office area, eat-in kitchen with pantry, laundry room, primary and guest bedroom and 3 bathrooms on the main level. Enjoy the view of Lake Cumberland from the screened-in covered deck with ceiling fans. The basement offers a bedroom, bathroom, bar area, living room, bonus room that could be a hobby room or office and an attached two car garage with lots of built-in shelving. Bring all the boats and lake toys because there is a 4-bay pole barn with EV charger. Off the pole barn is ANOTHER covered deck and circle driveway. There is an additional detached garage/workshop. What an amazing property- this will not last!

8882 Hwy 761, Nancy
$399,900
2 Beds ⋅ 2 Baths ⋅ 26017314 MLS
Escape to your own private lake view retreat at 1060 Stone Gate Drive, where comfort, relaxation, and Lake Cumberland living come together. Unwind on the expansive back deck, soak in the hot tub, and enjoy peaceful lake views while entertaining friends from your own custom bar. If privacy, seclusion, and convenient lake access are at the top of your wish list, this home delivers. The inviting open floor plan features an updated kitchen that flows seamlessly into the family room, creating the perfect space for gathering. The main level offers two spacious bedrooms, two beautifully updated bathrooms, a dedicated laundry room, and an impressive bar and recreation area designed for entertaining. Upstairs, a large bonus room provides endless possibilities as additional sleeping quarters, a game room, home office, or media room. Situated on a level, wooded lot with a circular driveway, this property offers both convenience and tranquility. Located just 1.2 miles from Burnside Island and Safe Harbor Marina, you'll enjoy quick and easy access to boating, fishing, and everything Lake Cumberland has to offer. Whether you're searching for a full-time residence, vacation home, or investment property, this exceptional home is ready for you to start making memories.

1060 Stone Gate Dr, Burnside
$699,000
4 Beds ⋅ 3 Baths ⋅ 26006968 MLS
Income-producing barndominium just 1 minute from New Fall Creek boat ramp and 7 minutes to Conley Bottom Marina. Featuring an open floor plan with soaring ceilings, 4 bedrooms, 3 baths, lake views, and a wraparound porch. Includes a 30x40 garage perfect for a boat and camper. Selling fully furnished and currently operating as a successful short-term rental with strong bookings in place.

856 New Fall Creek Rd, Monticello
$1,800,000
25013327 MLS
Seller is offering 0% interest owner financing with two payment options. This stunning 73+ acre parcel of land located in Burnside, Kentucky boasts close to three miles of breathtaking water views along the Cumberland River, making it an ideal location for a residential development or commercial property. The property is conveniently located near the Burnside Marina and Burnside Island on the stunning Lake Cumberland, which is known for its gorgeous views and abundant recreational opportunities. With its prime location and stunning natural beauty, this property is sure to be a highly sought-after destination for anyone looking to enjoy the best that Kentucky has to offer. Survey completed in spring of 2023.

350 Antioch Church Rd, Burnside
$725,000
4 Beds ⋅ 5 Baths ⋅ 25507055 MLS
This contemporary home on Lake Cumberland offers modern comfort with large windows that bring in natural light and highlight the surrounding views. The open-concept layout features a striking triple-height main living area that makes the space feel bright and spacious. Situated on nearly an acre across two combined lots, the property sits at the end of a quiet cul-de-sac and is only 10 minutes from multiple boat ramps and Wolf Creek Marina. Inside, you'll find custom two-tone white oak cabinetry, quartz countertops, and exposed white oak beams that add quality and character. The home sleeps 15+ guests comfortably and includes a full range of amenities for everyday living or vacation rentals. With four years of strong Airbnb performance and Superhost status, this property offers excellent income potential in addition to being a high-quality lake retreat. Owner/Agent

348 Restful Run Rd, Nancy
$439,000
4 Beds ⋅ 3 Baths ⋅ 26016373 MLS
Sunset views and three levels of lake living await in this beautifully furnished home overlooking Lee's Ford Marina. Offering 4 bedrooms and 3 full baths, this turnkey property is ideal as a full-time residence, weekend getaway, or short-term rental. The open main level is filled with natural light from a wall of windows that showcase the marina views. The spacious kitchen offers plenty of room for gathering, while the main level primary suite opens to a private lanai overlooking the lake. Upstairs, you'll find three additional bedrooms, a full bath, and a loft-style sitting area overlooking the great room. The finished walkout basement adds even more space with a family room, pool table, full bath, and direct access to the hot tub. Recent updates include fresh paint, new flooring, updated vinyl shake siding, retractable sun shades, smart TVs, washer and dryer, and all appliances. An extra-deep garage, electric car charger and the included lot across the street provide additional space for guests, vehicles, or lake toys. Located on a quiet dead end street just five miles from town, this home offers the perfect balance of privacy and convenience while putting the views of Lee's Ford Marina front and center.

949 Hideaway Dr, Somerset
$394,700
25000921 MLS
65.79 wooded acres, Lot 3A, off Cave Springs Road in Jabez, KY on Beautiful Lake Cumberland! Water & electric are available close by and seasonal Lake Cumberland views are available when the leaves are off the trees! Hunter's Paradise with lots of deer & turkey! Property is within minutes of multiple boat ramps and Wolf Creek Marina! Multiple choice building sites are available on this property and the owner is willing to subdivide the property! So you say you would only like 5-10 acres or more? Then the owner is open to discuss! Don't miss this opportunity for Lake Property! Lot 4A is available next door to 3A for an additional price and consists of an additional 23.92 acres! Don't wait! inquire today!

3a Cherokee Trl, Nancy
$474,900
3 Beds ⋅ 2 Baths ⋅ 26007781 MLS
NEW LAKEVIEW BUILD nearing completion. Expected completion June 2026 and you can choose some fixtures! Experience easy lake living in this beautiful new construction home with gorgeous Lake views of Lake Cumberland. Impeccably built and designed by an Engineer rest assured it is built to last and no cost was spared. With comfort in mind, the open floor plan offers plenty of space to gather with family and friends. The main level consists of 2 bedrooms, 1 bath with kitchen, great room and dining areas flowing together, creating the perfect spot for entertaining after a day on the water. Large wood beams adorn the living area with wood accents throughout. Separate laundry room that could be curated into a pantry or butlers kitchen. The great room opens to a ¾ wrap around deck with large sliding doors that allow for easy transition to an outdoor oasis. Upstairs you will be greeted with an open loft living area, large primary bedroom with his and her closets and large primary bathroom with jack and jill doors accessible from the loft. Perfect location if you seek privacy and easy access to Lake Cumberland. Located just 1.2 miles from Burnside Island and Safe Harbor Marina.

973 Stonegate Dr, Burnside
$466,500
5 Beds ⋅ 4 Baths ⋅ 26015152 MLS
Don't let the discreet street appeal fool you—stepping inside reveals a spectacular, wide-open Lake Cumberland paradise with breathtaking, year-round panoramic water views from nearly every room. Everyone who visits falls in love with this property. Words truly cannot capture the incredible scale and unique magic of this home—we invite you in to experience it for yourself and see what all the excitement is about. Welcome to 27 Waterworks Drive, a sprawling masterwork of waterfront living designed to frame the lake like a living painting. This expansive home lives and feels like a luxury single-family estate, offering an unmatched combination of private lakeside serenity and incredible floor-plan flexibility. Step through the front door and your eyes are immediately drawn across the open-concept great room to the massive wall of glass showcasing the sparkling waters of Lake Cumberland. Crafted for seamless indoor-outdoor living, the home features sun-drenched spaces at every turn. Choose to relax and enjoy the lake action from the comfort of the air-conditioned primary suite and four-season sunroom, either of the two three-season rooms, or any of the sprawling outdoor decks. Built with two entirely independent, side-by-side living quarters connected under one roof. Featuring an substantial single-level unit on one side and a spacious two-story unit on the other, this fully furnished and completely turn-key property offers incredible versatility: • The Luxury Lakeside Retreat: Keep the entire sprawling footprint to yourself as a massive 5-bedroom, 4-bathroom family compound with double the entertaining space. • The Multi-Generational Setup: Perfect for anyone needing a single step entry, parents, adult children, or frequent weekend guests will enjoy total privacy, their own kitchen, and pristine lake views right next door. • The Ultimate Mortgage Helper: Live on one stunning lakeside wing and let vacation rentals on the other side effortlessly fund your lake-life dream. • The Premium Airbnb Machine: Rent the units independently or together as a 'Mega-Cabin' to maximize high-yield vacation rental revenue. Just minutes from Somerset's shopping, dining, and premier boat ramps. Schedule your private walkthrough today—you have to see this to believe it! (At an additional cost: There is a detached garage 32x 32 (Amish Built) has both commercial and residential zoning, offering incredible flexibility for a home-based business, workshop, boat storage, guest quarters, or future apartment. There is an extra parking pad and added gravel parking area beside the detached metal garage.)

27 Waterworks Dr, Somerset
$350,000
4 Beds ⋅ 2 Baths ⋅ 25018874 MLS
Welcome to lake living! This 4-bedroom, 2-bath cabin offers 2,052 finished sq. ft. on 3.5 acres with tranquil lake views and borders the Army Corps of Engineers. Built in 1997, the home has been extensively updated with a finished basement, second full bath, new plumbing, new service panel, and second laundry room on the main floor. The owners also added a lower deck and stairs, storage rooms, a front porch and retaining wall, and a Generac generator for peace of mind for anyone wanting to live here year-round. Enjoy a wood-burning fireplace, fully furnished interiors (with few exceptions), and both sets of washer/dryer. Heat pump and appliances are just 2 years old. Outdoors, relax on the decks overlooking the lake and woods and store boats and vehicles in the 25x36 metal carport/shed. Just 1 mile to Campbell Rd boat ramp and under 3 miles to Wolf Creek Marina. City water and septic tank. All appliances—including an extra freezer—convey. A true lake retreat ready for your enjoyment!

353 Timber Ridge Rd, Nancy
$143,500
25000923 MLS
23.92 wooded acres, Lot 4A, off Cave Springs Road in Jabez, KY on Beautiful Lake Cumberland! Water & electric are available close by and seasonal Lake Cumberland views are available when the leaves are off the trees! Hunter's Paradise with lots of deer & turkey! Property is within minutes of multiple boat ramps and Wolf Creek Marina! Multiple choice building sites are available on this property and the owner is willing to subdivide the property! So you say you would only like 5-10 acres or more? Then the owner is open to discuss! Don't miss this opportunity for Lake Property! Lot 3A is available next door to 4A for an additional price and consists of an additional 65.79 acres! Don't wait! inquire today!

4a Cherokee Trl, Nancy
$589,900
3 Beds ⋅ 4 Baths ⋅ 26010019 MLS
LAKEFRONT LIVING AT ITS FINEST! Whether you're searching for the ultimate retreat or a full-time residence, this stunning 3-bedroom, 3.5-bath custom waterfront home offers it all. Enjoy breathtaking, year-round lake views and approximately 400 feet of shoreline on beautiful Lake Cumberland—a true paradise for boating, fishing, and outdoor living. Set on 3± acres, this property presents incredible potential for expansion, investment, or even VRBO opportunities. Designed and built by a builder for his own use, every detail reflects quality craftsmanship and thoughtful design. The main level features an open-concept great room with soaring ceilings, a dramatic stone gas-log fireplace, and expansive windows perfectly positioned to capture serene lake and wooded views. The spacious dining area flows seamlessly into the living space, while the private primary suite offers a spa-like ensuite bath complete with a large ceramic-tiled shower, jetted tub, and walk-in closet. Also on the main level: a dedicated home office with custom wood cabinetry and a convenient laundry room. Rich hickory hardwood flooring runs throughout. The walk-out lower level is equally impressive, featuring a large family room with a second stone gas-log fireplace and custom built-in media wall. Two generously sized bedrooms each include private ensuite baths and oversized walk-in closets. Durable LVP flooring extends throughout the lower level, which opens to a covered concrete patio—perfect for relaxing or entertaining. Step outside to enjoy the expansive wraparound deck with two covered, vaulted wood-accented areas—ideal for taking in the peaceful surroundings and watching eagles soar overhead. The low-maintenance exterior features durable Hardie board siding. Additional highlights include an oversized concrete driveway, attached 2-car garage, and a separate 22x30 boathouse/workshop with electric. A short walk or ATV ride leads you directly to the water, and you're just minutes from White Oak Boat Ramp and Lees Ford Marina. Abundant wildlife, unmatched views, and endless possibilities—this waterfront gem is a rare find.

450 White Oak Dr, Nancy
$699,900
4 Beds ⋅ 3 Baths ⋅ 26010272 MLS
Lake Views, Waterfront Living & Room to Spread Out! Wake up to sweeping year-round lake views in this beautifully updated 4-bedroom, 3-bath waterfront home situated on 6 spacious lots. With direct water access and Fishing Creek boat ramp less than a mile away, this property is perfectly positioned for boating, fishing, and easy lake days. Inside, you'll find oak hardwood floors, detailed crown molding, new windows by Window World , wood blinds, and two cozy gas fireplaces. The renovated main kitchen features white cabinetry, granite countertops, new stainless appliances, and modern finishes, while the second kitchen in the basement offers great flexibility for entertaining, guests, or extended living. Recent updates include 2 brand-new HVAC systems, new gutters, and a newer roof for added peace of mind. A 24x35 detached garage with a 12-foot door provides plenty of space for boats, vehicles, or a workshop. With expansive views, generous space, modern updates, and convenient lake access, this property delivers the Lake Cumberland lifestyle buyers are looking for. Oh, did I mention a 2 minute drive to Fishing Creek boat ramp and park with only a 5-10 minutes drive to Lee's Ford Marina.

3823 Hickory Hill Dr, Somerset
$1,398,000
25009320 MLS
106 Acres - A Hunter & Angler's Paradise - !!You can walk or ride to the water from this property!! Escape to your own private retreat with this stunning 106-acre tract, bordered by ±230 acres of landlocked U.S. Army Corps of Engineers property—providing unmatched seclusion and abundant wildlife. Whether you're chasing trophy bucks or casting a line, this property delivers the ultimate in outdoor recreation. A public boat ramp is just under a mile away, giving you quick access to Lake Cumberland, with Beaver Creek Marina just minutes downstream. All the essentials are within reach, with town only 15 minutes away. If you've been dreaming of a hunting and fishing haven, this is it. Many lakefront building lots. Call for your private tour.

333 Acreyville Rd, Monticello
$279,900
3 Beds ⋅ 2 Baths ⋅ 26013426 MLS
Welcome to this charming 3-bedroom, 2-bath cottage-style home offering comfort, character, and beautiful views of Lake Cumberland. This cozy retreat is filled with warmth and charm throughout, making it the perfect full-time residence, weekend getaway, or vacation rental opportunity. Relax on the inviting covered front porch or spend your evenings on the huge screened-in back porch overlooking the lake, where you can enjoy peaceful water views and the natural beauty surrounding the property. Located approximately 2 miles from Burnside Marina and just minutes from Burnside Island State Park and the public boat ramp, this home is ideally situated for lake lovers. The Cumberland River flows into Lake Cumberland directly behind the home, creating a truly special setting. A 14' x 40' detached garage with 14-foot ceilings provides ample space for a boat, RV, lake toys, or recreational equipment. The current owner has added stairs and an overhead loft for extra storage, which can easily be removed if full-height clearance is desired. Whether you're looking for a relaxing lake retreat or a place to enjoy year-round living, this property offers the perfect combination of location, charm, and functionality. Home has lots of character.

946 E Lakeshore Dr, Burnside
$679,000
6 Beds ⋅ 6 Baths ⋅ 26009113 MLS
Enjoy a year-round lake view in the home you've been waiting for! This beautiful executive lake home offers over 6000 sq ft of finished living space, featuring 6 bedrooms and 6 baths (3 full, 3 half)—perfect for hosting family and friends or creating your dream retreat. Step outside to your own private oasis with a fenced backyard, in-ground chlorine pool —ideal for relaxing or entertaining. The beautifully landscaped front porch welcomes you with a rock waterfall and stunning lake views. Inside, you'll love the soaring ceilings, new flooring and multiple living spaces, including three spacious living areas and a main-level home office. The flexible layout features two primary suites on the main floor, making it perfect for multi-generational living or guests. Additional highlights include an upstairs exercise room with vaulted ceilings, a fully finished basement, and electric skylights that bring in natural light throughout the home. Cozy up with a wood-burning fireplace in the basement . Enjoy ample storage on every level. The kitchen is equipped with new appliances, combining style and functionality. Car lovers and lake enthusiasts will appreciate the oversized garage with space for 3+ vehicles or lake toys, along with a large carport perfect for your boat. Whether you're looking for a full-time residence or a vacation getaway, this home truly has it all. Motivated seller—don't miss this opportunity!

518 W Lakeshore Dr, Burnside
$889,900
8 Beds ⋅ 8 Baths ⋅ 26005198 MLS
Panoramic Lake Cumberland Views!! Custom Waterfront Home offering 8BR's 8BA's Rare opportunity to own a one-of-a-kind, custom-built waterfront home with breathtaking main channel views of Lake Cumberland. This 2-owner property offers the perfect lakeside retreat, comfortably accommodating up to 21 guests, making it ideal for family gatherings, entertaining, or a private getaway. Designed for both comfort and convenience, the home features an in-home elevator for easy access between levels. Multiple living and entertainment areas create inviting spaces to relax and unwind, including a study for quiet reflection, a game area with billiards and ping pong, and three cozy indoor fireplaces perfect for gathering with family and friends. The gourmet kitchen makes meal preparation a delight, while the outdoor kitchen and expansive decking provide the perfect setting for outdoor dining and enjoying the stunning lake views. Recent upgrades include: • New metal roof (2024) • New kitchen appliances (2025) • Culligan water system installed (2025) • New deck section with updated fencing • Entire deck freshly repainted • Garage doors, front door, and master bedroom doors freshly painted • Driveway resealed (Fall 2025) Front door, central alarm system and thermostat are Wifi Compatible, Safety Cameras added inside and outside. Furniture is negotiable, offering a potential turnkey opportunity. This property is more than a home—it's a private sanctuary where comfort, space, and the natural beauty of Kentucky's landscape come together. Enjoy peaceful lakeside living with panoramic views and unmatched serenity. Call today to schedule your private showing and experience this extraordinary Lake Cumberland retreat.

97 Black Walnut Ln, Monticello
$265,000
3 Beds ⋅ 2 Baths ⋅ 26008822 MLS
New construction, lake views, and unbeatable location with this beautiful 3-bedroom, 2-bath home in Somerset, overlooking Buck Creek at Lake Cumberland. Situated on a spacious half acre lot, this property offers a rare year-round water view, making it an ideal full time residence, weekend getaway, or short-term rental opportunity. Step inside this thoughtfully designed new home and enjoy comfortable living spaces, a functional kitchen, and spacious bedrooms. The open feel and natural light complement the peaceful lake setting, creating a welcoming atmosphere throughout. Outside is where this property truly shines. A partially covered back deck provides the perfect space to relax or entertain while taking in the stunning water views year-round. The attached carport offers convenient covered parking. The lot has additional space for boats, trailers, or guests, a major bonus this close to the water. This property directly connects to the U.S. Army Corps of Engineers boundary, adding a sense of privacy and natural buffer, and is located just approximately 400 feet from the boat ramp at the end of Rush Branch Road, making lake access incredibly quick and convenient. Whether you're looking for a primary home, vacation retreat, or investment property near Lake Cumberland, this one checks all the boxes with location, views, and brand new construction. Don't miss your opportunity to own a slice of lake life in one of the most desirable areas of Pulaski County! Virtual and video views are available.

9622 Rush Branch Rd, Somerset