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MOTIVATED SELLERS!! Bring all offers! The sellers are highly motivated and ready to negotiate. This 1 owner home is priced to move and packed with value, this incredible property is the perfect fit for first-time homebuyers looking for an affordable start, downsizing and wanting low-maintenance main-level living, or savvy investors seeking a turnkey rental near the lake. Experience the timeless appeal of historic Monticello! This warm and welcoming 3-bedroom, 1-bathroom single-story home features a highly desirable open-concept layout that seamlessly connects your living, dining, and kitchen areas. Spanning 1,064 square feet on a generous, level 0.35-acre lot, there is plenty of yard space to relax, garden, or park your boat and lake toys. Complete with many handicap-accessible features, the wide-open layout and single-story floor plan ensure effortless mobility and convenience for all. The owners are motivated and eager to sell—schedule your private showing today before this versatile gem is gone!

3 Beds ⋅ 1 Baths ⋅ 26029249 MLS

MOTIVATED SELLERS!! Bring all offers! The sellers are highly motivated and ready to negotiate. This 1 owner home is priced to move and packed with value, this incredible property is the perfect fit for first-time homebuyers looking for an affordable start, downsizing and wanting low-maintenance main-level living, or savvy investors seeking a turnkey rental near the lake. Experience the timeless appeal of historic Monticello! This warm and welcoming 3-bedroom, 1-bathroom single-story home features a highly desirable open-concept layout that seamlessly connects your living, dining, and kitchen areas. Spanning 1,064 square feet on a generous, level 0.35-acre lot, there is plenty of yard space to relax, garden, or park your boat and lake toys. Complete with many handicap-accessible features, the wide-open layout and single-story floor plan ensure effortless mobility and convenience for all. The owners are motivated and eager to sell—schedule your private showing today before this versatile gem is gone!

169 Willard St, Monticello

$189,900

Beautifully updated and ready for lake life! This 3-bedroom, 2-bath home offers a fresh, stylish interior with new kitchen cabinets and stainless steel appliances. Upgraded doors, windows, siding, soffits, and shutters add to its appeal, while beautiful tile flooring in the bathrooms and wood flooring throughout the rest of the home create a warm, inviting feel. Located super close to Conley Bottom Resort and the lake like maybe 12 minutes, you'll enjoy easy access to days on the water. There's plenty of room to park your boat, recreational vehicles, and other toys, plus a detached one-car garage for additional parking or storage. A wonderful opportunity for a full-time residence or your own lake getaway!

3 Beds ⋅ 2 Baths ⋅ 26028787 MLS

Beautifully updated and ready for lake life! This 3-bedroom, 2-bath home offers a fresh, stylish interior with new kitchen cabinets and stainless steel appliances. Upgraded doors, windows, siding, soffits, and shutters add to its appeal, while beautiful tile flooring in the bathrooms and wood flooring throughout the rest of the home create a warm, inviting feel. Located super close to Conley Bottom Resort and the lake like maybe 12 minutes, you'll enjoy easy access to days on the water. There's plenty of room to park your boat, recreational vehicles, and other toys, plus a detached one-car garage for additional parking or storage. A wonderful opportunity for a full-time residence or your own lake getaway!

11508 Kentucky 90, Monticello

$295,000

Less than 10 miles from Conley Bottom Marina. Enjoy the beautiful scenic views from this lovely Bedford stone home in established neighborhood. 3 bedroom, one bath. Large kitchen and dining area. Original hardwood flooring. Laundry room. New covered front porch addition with concrete floor. Spacious front and back yard. Carport and back patio. New roof shingles 2026.

3 Beds ⋅ 1 Baths ⋅ 26027808 MLS

Less than 10 miles from Conley Bottom Marina. Enjoy the beautiful scenic views from this lovely Bedford stone home in established neighborhood. 3 bedroom, one bath. Large kitchen and dining area. Original hardwood flooring. Laundry room. New covered front porch addition with concrete floor. Spacious front and back yard. Carport and back patio. New roof shingles 2026.

139 Harrison Ave, Monticello

$199,000

Welcome to 65 Lockett Street in Monticello. You will find a spacious home that has been well maintained. 3 nice size bedrooms, 1.5 baths, living room, family room, kitchen, dining, bonus room, and utility room. Property also offers a covered car port, storage building, back patio, front porch area and a nice lot that is close to medical, shopping, schools, etc. This must see home is waiting on its next owner, so call today for your tour of this home !!

3 Beds ⋅ 2 Baths ⋅ 26027143 MLS

Welcome to 65 Lockett Street in Monticello. You will find a spacious home that has been well maintained. 3 nice size bedrooms, 1.5 baths, living room, family room, kitchen, dining, bonus room, and utility room. Property also offers a covered car port, storage building, back patio, front porch area and a nice lot that is close to medical, shopping, schools, etc. This must see home is waiting on its next owner, so call today for your tour of this home !!

65 Lockett St, Monticello

$315,000

New Construction Home!! Looking for a brand new home that is secluded and sitting on 5.75 acres, then look no further!! This home is built in a Gated Community in the beautiful Sandstone Subdivision with a lake view from driveway and a seasonal lake view from the home. This new home offers 3 bedrooms and 3 full bathrooms, laundry room, large kitchen and living room with cathedral ceilings. Stainless steel appliances, granite counter tops, luxury vinyl flooring through out this home. A must see so call today to schedule your tour of this new home.

3 Beds ⋅ 3 Baths ⋅ 26026934 MLS

New Construction Home!! Looking for a brand new home that is secluded and sitting on 5.75 acres, then look no further!! This home is built in a Gated Community in the beautiful Sandstone Subdivision with a lake view from driveway and a seasonal lake view from the home. This new home offers 3 bedrooms and 3 full bathrooms, laundry room, large kitchen and living room with cathedral ceilings. Stainless steel appliances, granite counter tops, luxury vinyl flooring through out this home. A must see so call today to schedule your tour of this new home.

248 W Mountain Trl, Monticello

$424,900

Discover the space, privacy, and possibilities of this 18-acre homestead in Monticello, Kentucky. The property features cleared, level acreage with fencing already in place, making it well suited for livestock, horses, gardening, or a variety of agricultural uses. Enjoy peaceful rural Kentucky views, a private pond, a large detached barn, and an additional storage shed. The one-level home offers comfortable and convenient living with a primary suite, two additional bedrooms, a second full bathroom, and an attached garage. The current owners have completed several improvements, including new flooring, a new HVAC system, and other updates throughout the home. Whether you dream of starting a small farm, creating a self-sufficient homestead, or simply enjoying wide-open space in a quiet country setting, this unique Monticello property offers the acreage and improvements needed to bring that vision to life.

3 Beds ⋅ 2 Baths ⋅ 26025435 MLS

Discover the space, privacy, and possibilities of this 18-acre homestead in Monticello, Kentucky. The property features cleared, level acreage with fencing already in place, making it well suited for livestock, horses, gardening, or a variety of agricultural uses. Enjoy peaceful rural Kentucky views, a private pond, a large detached barn, and an additional storage shed. The one-level home offers comfortable and convenient living with a primary suite, two additional bedrooms, a second full bathroom, and an attached garage. The current owners have completed several improvements, including new flooring, a new HVAC system, and other updates throughout the home. Whether you dream of starting a small farm, creating a self-sufficient homestead, or simply enjoying wide-open space in a quiet country setting, this unique Monticello property offers the acreage and improvements needed to bring that vision to life.

46 Pendleton Hollow Rd, Monticello

$149,900

A covered front porch, bright rooms and a generous yard give 244 Walnut Street a welcoming feel in downtown Monticello. This 3-bedroom, 2-bath ranch offers 1,492 square feet on one level and sits on 0.55 acres, with room outside to garden, gather or simply enjoy the open space. Large windows bring natural light into the living room, where updated flooring and French doors add warmth and character. The kitchen features wood cabinetry, rustic countertops and easy access to a separate laundry room lined with windows overlooking the backyard. Luxury vinyl and wood flooring carry through the living spaces and bedrooms. The primary bedroom includes a walk-in closet and a spacious adjoining bath. Two additional bedrooms provide space for guests, a home office or everyday needs. Outside, a paved walkway leads to the covered front porch, with room for a pair of chairs and a morning cup of coffee. The yard offers open lawn and mature trees, while two outbuildings provide storage for tools, lawn equipment and outdoor supplies. A metal roof, off-street parking, public water and public sewer round out the property's practical features. With downtown Monticello nearby, this home brings together the convenience of an in-town location, comfortable single-level living and space to enjoy outdoors.

3 Beds ⋅ 2 Baths ⋅ 26025005 MLS

A covered front porch, bright rooms and a generous yard give 244 Walnut Street a welcoming feel in downtown Monticello. This 3-bedroom, 2-bath ranch offers 1,492 square feet on one level and sits on 0.55 acres, with room outside to garden, gather or simply enjoy the open space. Large windows bring natural light into the living room, where updated flooring and French doors add warmth and character. The kitchen features wood cabinetry, rustic countertops and easy access to a separate laundry room lined with windows overlooking the backyard. Luxury vinyl and wood flooring carry through the living spaces and bedrooms. The primary bedroom includes a walk-in closet and a spacious adjoining bath. Two additional bedrooms provide space for guests, a home office or everyday needs. Outside, a paved walkway leads to the covered front porch, with room for a pair of chairs and a morning cup of coffee. The yard offers open lawn and mature trees, while two outbuildings provide storage for tools, lawn equipment and outdoor supplies. A metal roof, off-street parking, public water and public sewer round out the property's practical features. With downtown Monticello nearby, this home brings together the convenience of an in-town location, comfortable single-level living and space to enjoy outdoors.

244 Walnut St, Monticello

16202 16202 State Highway 200, Monticello

$140,000

Sweet rural setting on 1.4 acres m/l. This charming 1960s home offers 4 beds and 1 bath and features several updates including a new roof, electric fireplace, new porch railing, new water heater, and the seller will be installing a mini-split system for heating and cooling. Enjoy the outdoors while sitting on the covered front porch or the front patio. The property offers space for a future garage, plenty of parking, a storage building with cellar, and a nice yard. The property is located 30 minutes from Jamestown TN, Albany or Monticello KY and a short drive to both Dale Hollow Lake and Lake Cumberland, as well as the Alvin C York State Historic Park.

4 Beds ⋅ 1 Baths ⋅ 26024309 MLS

Sweet rural setting on 1.4 acres m/l. This charming 1960s home offers 4 beds and 1 bath and features several updates including a new roof, electric fireplace, new porch railing, new water heater, and the seller will be installing a mini-split system for heating and cooling. Enjoy the outdoors while sitting on the covered front porch or the front patio. The property offers space for a future garage, plenty of parking, a storage building with cellar, and a nice yard. The property is located 30 minutes from Jamestown TN, Albany or Monticello KY and a short drive to both Dale Hollow Lake and Lake Cumberland, as well as the Alvin C York State Historic Park.

16202 16202 State Highway 200, Monticello

$265,000

PRICE DROP!!!! If you are looking for quite country living with an open view of the countryside and farms then stop! Take a look at this beautiful bedford stone home that has been remodeled to with all amenities that you could want. Large open floor plan for kitchen/dining/living room. 3 large bedroom with large walk-in closets for each bedroom. 2 full baths with one walk in shower. This home has raised ceilings that brings the newer modern living vibe. There is a large laundry room tied with large pantry off of the kitchen for functional daily living. This home boast 3 coverd porches to sit out relax and enjoy the view. One cover screened in porch to enjoy the nighttime atmosphere without the insects. Outside boast a 576 sq ft 2 car garage with a shed attachment. There is a poured concrete pad to add to the property. This can be used as a base for extra storage shed, provide fencing to make a dog kennel. If you are wanting to start your own garden ther is lots of room to have a large garden . Ample ground to have chickens, goats, sheep or other livestock. This home has too many things to offer to list. Even comes with 2 cute built in bed. Directions: follow hey 90 approximately 9 miles toward the Alpha community of Wayne County. Turn right onto Rector Road and then turn left onto Old Zula Road and follow .2 mile.. Turn right onto ky Hwy 1009N, go .16 mile then turn left onto Old Bethel Church Road, travel 1.1 miles and the home is located on your left. Sign in Yard. Latitude: 36.782392 Longitude: -84.982593

3 Beds ⋅ 2 Baths ⋅ 26023863 MLS

PRICE DROP!!!! If you are looking for quite country living with an open view of the countryside and farms then stop! Take a look at this beautiful bedford stone home that has been remodeled to with all amenities that you could want. Large open floor plan for kitchen/dining/living room. 3 large bedroom with large walk-in closets for each bedroom. 2 full baths with one walk in shower. This home has raised ceilings that brings the newer modern living vibe. There is a large laundry room tied with large pantry off of the kitchen for functional daily living. This home boast 3 coverd porches to sit out relax and enjoy the view. One cover screened in porch to enjoy the nighttime atmosphere without the insects. Outside boast a 576 sq ft 2 car garage with a shed attachment. There is a poured concrete pad to add to the property. This can be used as a base for extra storage shed, provide fencing to make a dog kennel. If you are wanting to start your own garden ther is lots of room to have a large garden . Ample ground to have chickens, goats, sheep or other livestock. This home has too many things to offer to list. Even comes with 2 cute built in bed. Directions: follow hey 90 approximately 9 miles toward the Alpha community of Wayne County. Turn right onto Rector Road and then turn left onto Old Zula Road and follow .2 mile.. Turn right onto ky Hwy 1009N, go .16 mile then turn left onto Old Bethel Church Road, travel 1.1 miles and the home is located on your left. Sign in Yard. Latitude: 36.782392 Longitude: -84.982593

1169 Old Bethel Church Rd, Monticello

$225,000

**First time ever on the market!** This custom-built home offers wonderful space, character, and a convenient in-town location! Featuring 3 bedrooms and 2 full baths, the home welcomes you with an impressive living room boasting soaring ceilings and a beautiful stone fireplace that serves as the centerpiece of the space. The large eat-in kitchen provides plenty of room for cooking, dining, and gathering, while the oversized laundry room offers additional convenience and storage. Step outside and enjoy the screened-in porch—perfect for relaxing or entertaining throughout the seasons. The property also includes a detached outbuilding, providing extra storage or workspace. Situated on a desirable corner lot within the city limits, you'll love being just minutes from shopping, dining, schools, and everyday conveniences. This well-built home could use a little TLC and updating to truly make it shine, but it has great bones, tons of potential, and is **priced to sell!** Don't miss the opportunity to make this one your own!

3 Beds ⋅ 2 Baths ⋅ 26023455 MLS

**First time ever on the market!** This custom-built home offers wonderful space, character, and a convenient in-town location! Featuring 3 bedrooms and 2 full baths, the home welcomes you with an impressive living room boasting soaring ceilings and a beautiful stone fireplace that serves as the centerpiece of the space. The large eat-in kitchen provides plenty of room for cooking, dining, and gathering, while the oversized laundry room offers additional convenience and storage. Step outside and enjoy the screened-in porch—perfect for relaxing or entertaining throughout the seasons. The property also includes a detached outbuilding, providing extra storage or workspace. Situated on a desirable corner lot within the city limits, you'll love being just minutes from shopping, dining, schools, and everyday conveniences. This well-built home could use a little TLC and updating to truly make it shine, but it has great bones, tons of potential, and is **priced to sell!** Don't miss the opportunity to make this one your own!

16 Country Hl, Monticello

$145,000

Charming and affordable brick ranch is located at 88 Adair Street, in the convenient Green Acres Subdivision, near the Wayne County School Campus, shopping, and medical facilities. This home is all on one level with features that include: 4 Bedrooms, 1 Full Bath, spacious Living Room, Eat-in Kitchen with Pantry, Laundry Area, and an attached 1-car carport with utility room for added storage. The roof was replaced in July 2026, and the water heater is only a few years old. The property is situated on an extra lot that totals a 0.34-acre tract, has a large back and side yard, a paved driveway, and a storage building. Schedule your own private showing today!

4 Beds ⋅ 1 Baths ⋅ 26022479 MLS

Charming and affordable brick ranch is located at 88 Adair Street, in the convenient Green Acres Subdivision, near the Wayne County School Campus, shopping, and medical facilities. This home is all on one level with features that include: 4 Bedrooms, 1 Full Bath, spacious Living Room, Eat-in Kitchen with Pantry, Laundry Area, and an attached 1-car carport with utility room for added storage. The roof was replaced in July 2026, and the water heater is only a few years old. The property is situated on an extra lot that totals a 0.34-acre tract, has a large back and side yard, a paved driveway, and a storage building. Schedule your own private showing today!

88 Adair St, Monticello

$73,900

BACK ON THE MARKET — DUE TO NO FAULT OF THE PROPERTY! Cash or conventional financing only. Inspections welcome. Don't miss the opportunity to make this quaint and cozy rural property your own! This charming 3-bedroom, 1-bathroom home offers a peaceful country setting where you can slow down, relax, and enjoy a simpler pace of life. Property Features 3 bedrooms / 1 bathroom Two covered porches — perfect for enjoying your morning coffee or relaxing in the evening Storage shed for tools, equipment, or extra storage 30-amp RV hookup for your camper or RV Quiet country setting with a peaceful, laid-back atmosphere Convenient to the Water Love spending time on the lake? Carter Dock is approximately 9 minutes away, while Dale Hollow Wolf Creek Marina, Conley Bottom Resort and Beaver Creek Marina are also approximately 25 minutes away, making this a great spot for enjoying boating, fishing, and relaxing by the water and able to visit several marinas. Whether you're looking for a peaceful full-time residence, a weekend getaway, or a place to enjoy the outdoors, this little piece of country paradise is worth a look! Come see if this cozy little property is the place you've been looking for!

3 Beds ⋅ 1 Baths ⋅ 26021338 MLS

BACK ON THE MARKET — DUE TO NO FAULT OF THE PROPERTY! Cash or conventional financing only. Inspections welcome. Don't miss the opportunity to make this quaint and cozy rural property your own! This charming 3-bedroom, 1-bathroom home offers a peaceful country setting where you can slow down, relax, and enjoy a simpler pace of life. Property Features 3 bedrooms / 1 bathroom Two covered porches — perfect for enjoying your morning coffee or relaxing in the evening Storage shed for tools, equipment, or extra storage 30-amp RV hookup for your camper or RV Quiet country setting with a peaceful, laid-back atmosphere Convenient to the Water Love spending time on the lake? Carter Dock is approximately 9 minutes away, while Dale Hollow Wolf Creek Marina, Conley Bottom Resort and Beaver Creek Marina are also approximately 25 minutes away, making this a great spot for enjoying boating, fishing, and relaxing by the water and able to visit several marinas. Whether you're looking for a peaceful full-time residence, a weekend getaway, or a place to enjoy the outdoors, this little piece of country paradise is worth a look! Come see if this cozy little property is the place you've been looking for!

517 Kelsey Rd, Monticello

$269,900

Welcome to Lake Cumberland! This immaculate, move-in ready home is located only 3.4 miles to the nearest public boat ramp (Tom Carroll Landing) and comes mostly furnished! Built in 2019, this property offers peace of mind, convenience and ample space for those lake toys! The open floor plan offers 2 bedrooms, 2 full bathrooms, a modern, eat-in kitchen with island and a generous sized loft perfect for guests! When you step outside you are met by nature and beauty all around. Imagine those peaceful mornings sipping coffee on the deck! The 2-bay garage provides storage for your boat and other lake toys, along with a concrete covered patio perfect for grilling or lounging when you're not on the lake. Most notably, there is community access to Lake Cumberland at the end of Old Sawmill Rd! Whether you're looking for a primary residence or vacation getaway, this property is ready to bring your vision to life. The home has successful short-term rental income through Airbnb, making it a fantastic investment to add to your portfolio. Amenities are close by in Monticello and their thriving downtown. Don't miss out on this opportunity to own your own Lake Cumberland escape!

2 Beds ⋅ 2 Baths ⋅ 26021252 MLS

Welcome to Lake Cumberland! This immaculate, move-in ready home is located only 3.4 miles to the nearest public boat ramp (Tom Carroll Landing) and comes mostly furnished! Built in 2019, this property offers peace of mind, convenience and ample space for those lake toys! The open floor plan offers 2 bedrooms, 2 full bathrooms, a modern, eat-in kitchen with island and a generous sized loft perfect for guests! When you step outside you are met by nature and beauty all around. Imagine those peaceful mornings sipping coffee on the deck! The 2-bay garage provides storage for your boat and other lake toys, along with a concrete covered patio perfect for grilling or lounging when you're not on the lake. Most notably, there is community access to Lake Cumberland at the end of Old Sawmill Rd! Whether you're looking for a primary residence or vacation getaway, this property is ready to bring your vision to life. The home has successful short-term rental income through Airbnb, making it a fantastic investment to add to your portfolio. Amenities are close by in Monticello and their thriving downtown. Don't miss out on this opportunity to own your own Lake Cumberland escape!

81 Eagles Bluff Rd, Monticello

$130,000

Welcome to 183 Shoemaker Lane where you will find privacy and seclusion. This property has a lot to offer with 2 m/l acres of land, you will find a workshop, garage that has additions added to each side and a porch on the back. You will also find another cute building with storm shelter underneath, a cute playhouse, and chicken house. The home is a 1990 Clayton Mobile Home with an addition that has been started on the end. The home offers open concept with large living and kitchen, 2 bedrooms, bath and laundry area. In February of 2022 a new HVAC was installed, water heater was replaced in 2023. Home has front and back porch. Home has no carpet, laminate and vinyl flooring, At the back of the home you can walk down to Beaver Creek with waterfall that lots of folks enjoy seeing but is not part of this property. Lots of wooded areas behind the property, most of the outbuildings have electricity. Located close to the Sportsman Club this property has lots of potential. On the left as you enter the property there use to be another residence - mobile home site with electric, etc.

2 Beds ⋅ 1 Baths ⋅ 26018568 MLS

Welcome to 183 Shoemaker Lane where you will find privacy and seclusion. This property has a lot to offer with 2 m/l acres of land, you will find a workshop, garage that has additions added to each side and a porch on the back. You will also find another cute building with storm shelter underneath, a cute playhouse, and chicken house. The home is a 1990 Clayton Mobile Home with an addition that has been started on the end. The home offers open concept with large living and kitchen, 2 bedrooms, bath and laundry area. In February of 2022 a new HVAC was installed, water heater was replaced in 2023. Home has front and back porch. Home has no carpet, laminate and vinyl flooring, At the back of the home you can walk down to Beaver Creek with waterfall that lots of folks enjoy seeing but is not part of this property. Lots of wooded areas behind the property, most of the outbuildings have electricity. Located close to the Sportsman Club this property has lots of potential. On the left as you enter the property there use to be another residence - mobile home site with electric, etc.

183 183 Shoemaker Ln Lane, Monticello

$117,000

Welcome to 102 Davis Street Monticello KY. Convenience and Affordability welcomes you to this 3-bedroom one bath home. This home has been remodeled to include wiring, new cabinets, flooring, and jetted tub in bathroom. The home has an open floor plan to include living room, kitchen and dining area. The kitchen has new custom cabinets, stainless steel appliances. All appliances as well as the stack washer and dryer will convey with the property. Home has cedar tongue and groove boards on some of the walls. Central Air is currently not working, but has a window air unit. The home is on a slab, with block on outside, with beautiful stone up on bottom of home. Front and side have wood siding from stone up. This property also offers ample driveway parking with plenty of space for multiple vehicles. The left and right side has fencing as current homeowner ran a daycare.

3 Beds ⋅ 1 Baths ⋅ 26017860 MLS

Welcome to 102 Davis Street Monticello KY. Convenience and Affordability welcomes you to this 3-bedroom one bath home. This home has been remodeled to include wiring, new cabinets, flooring, and jetted tub in bathroom. The home has an open floor plan to include living room, kitchen and dining area. The kitchen has new custom cabinets, stainless steel appliances. All appliances as well as the stack washer and dryer will convey with the property. Home has cedar tongue and groove boards on some of the walls. Central Air is currently not working, but has a window air unit. The home is on a slab, with block on outside, with beautiful stone up on bottom of home. Front and side have wood siding from stone up. This property also offers ample driveway parking with plenty of space for multiple vehicles. The left and right side has fencing as current homeowner ran a daycare.

102 Davis St, Monticello

$164,900

Back on the market with no fault to the home. USDA APPROVED! Like new! Low bills- ENERGY SAVER! Completely updated, with luxury laminate, this energy efficient home has very low winter electric bills. Home is built with many ecofriendly materials. New Water heater, New Hvac , two new windows, new range, microwave & dishwasher, washer & dryer. Also has 3 nice sized bedrooms with huge closets, large living room, bath, and eat in kitchen. Go ahead and walk out to the back deck. Storage unit stays. ADA handicap accessible throughout with a concrete wheelchair ramp. Motivated sellers! Schedule your tour! Please bring preapproval letter. Let's get you into your new home!

3 Beds ⋅ 1 Baths ⋅ 26007898 MLS

Back on the market with no fault to the home. USDA APPROVED! Like new! Low bills- ENERGY SAVER! Completely updated, with luxury laminate, this energy efficient home has very low winter electric bills. Home is built with many ecofriendly materials. New Water heater, New Hvac , two new windows, new range, microwave & dishwasher, washer & dryer. Also has 3 nice sized bedrooms with huge closets, large living room, bath, and eat in kitchen. Go ahead and walk out to the back deck. Storage unit stays. ADA handicap accessible throughout with a concrete wheelchair ramp. Motivated sellers! Schedule your tour! Please bring preapproval letter. Let's get you into your new home!

130 Cherry St, Monticello

$280,000

LAKE CUMBERLAND OPPORTUNITY WITH WATERFRONT PROPERTY LINE! Whether you're looking for a peaceful weekend retreat vacation home, an investment property for short term rentals, or your next renovation project, this 3-bedroom, 1.5-bath home on 6.65± acres offers incredible potential. While the home is ready for cosmetic updates, its spacious layout and unbeatable location make it an excellent candidate for a place to get away or profitable lake rental. Surrounded by mature timber (that could be sold) and abundant wildlife, you'll enjoy frequent sightings of deer, turkey, and even eagles that give Eagles Bluff Road its name. The property line extends to the water behind the home, providing the feel of waterfront living, and the neighborhood boat ramp on Otter Creek offers convenient access to beautiful Lake Cumberland for boating, fishing, swimming, and kayaking. Only a couple of miles to Sid Bell Falls. Inside, you'll find an open-concept living and kitchen area with an eat-in island, a large sunroom, a spacious deck perfect for entertaining, and a covered front porch where you can relax and enjoy the peaceful surroundings. There's also a two-car garage and plenty of storage space. And with so much acreage there is still potential for so much more - boat storage, detached garage, or even a second home! With its combination of acreage, privacy, water access, and investment potential, this property is a rare opportunity to create your own Lake Cumberland escape. Schedule your private showing today!

3 Beds ⋅ 2 Baths ⋅ 26009923 MLS

LAKE CUMBERLAND OPPORTUNITY WITH WATERFRONT PROPERTY LINE! Whether you're looking for a peaceful weekend retreat vacation home, an investment property for short term rentals, or your next renovation project, this 3-bedroom, 1.5-bath home on 6.65± acres offers incredible potential. While the home is ready for cosmetic updates, its spacious layout and unbeatable location make it an excellent candidate for a place to get away or profitable lake rental. Surrounded by mature timber (that could be sold) and abundant wildlife, you'll enjoy frequent sightings of deer, turkey, and even eagles that give Eagles Bluff Road its name. The property line extends to the water behind the home, providing the feel of waterfront living, and the neighborhood boat ramp on Otter Creek offers convenient access to beautiful Lake Cumberland for boating, fishing, swimming, and kayaking. Only a couple of miles to Sid Bell Falls. Inside, you'll find an open-concept living and kitchen area with an eat-in island, a large sunroom, a spacious deck perfect for entertaining, and a covered front porch where you can relax and enjoy the peaceful surroundings. There's also a two-car garage and plenty of storage space. And with so much acreage there is still potential for so much more - boat storage, detached garage, or even a second home! With its combination of acreage, privacy, water access, and investment potential, this property is a rare opportunity to create your own Lake Cumberland escape. Schedule your private showing today!

439 Eagles Bluff Rd, Monticello

$237,900

Welcome to this well-maintained 4-bedroom, 2-bathroom split-level home offering a functional layout and plenty of space for comfortable living. The main level features a bright kitchen and inviting living room, creating a central gathering space for family and friends. Upstairs, you'll find three generously sized bedrooms and both full bathrooms, providing a convenient separation between living and sleeping areas. The lower level offers additional flexibility with a fourth bedroom, a spacious second living room perfect for a family room, recreation area, or home office, as well as a dedicated laundry area. Outside, the property boasts a very large 2-car garage with ample room for vehicles, tools, and extra storage. A storage shed in the backyard provides even more space for lawn equipment and seasonal items. Mature trees offer shade and privacy, while the simple, low-maintenance landscaping enhances the home's curb appeal without demanding extensive upkeep. With multiple living spaces, abundant storage, and a practical floor plan, this home is ready to meet a variety of lifestyle needs.

4 Beds ⋅ 2 Baths ⋅ 26015253 MLS

Welcome to this well-maintained 4-bedroom, 2-bathroom split-level home offering a functional layout and plenty of space for comfortable living. The main level features a bright kitchen and inviting living room, creating a central gathering space for family and friends. Upstairs, you'll find three generously sized bedrooms and both full bathrooms, providing a convenient separation between living and sleeping areas. The lower level offers additional flexibility with a fourth bedroom, a spacious second living room perfect for a family room, recreation area, or home office, as well as a dedicated laundry area. Outside, the property boasts a very large 2-car garage with ample room for vehicles, tools, and extra storage. A storage shed in the backyard provides even more space for lawn equipment and seasonal items. Mature trees offer shade and privacy, while the simple, low-maintenance landscaping enhances the home's curb appeal without demanding extensive upkeep. With multiple living spaces, abundant storage, and a practical floor plan, this home is ready to meet a variety of lifestyle needs.

111 Guinn Dr, Monticello

$269,000

This beautiful 3 bedroom 2 ½ bath brick home has been fully renovated and is waiting on a new owner!! This home offers lots of comfortable living space and might I add an excellent location. The home offers a living room, family room, 2 ½ baths, 3-bedrooms. Large kitchen with new stainless appliances, dining area, washer/dryer area as you come in from 2-car garage that has a new door. All new paint throughout and a new roof on front side of home with back being only 2 years old. Also, at back of home is a large, covered patio, and a large 38x14 storage sheds/workshop area. The home sits at the end of a street with cuddle sac. This home is a must see and again offers the excellent location between Monticello and Somerset.

3 Beds ⋅ 3 Baths ⋅ 26004533 MLS

This beautiful 3 bedroom 2 ½ bath brick home has been fully renovated and is waiting on a new owner!! This home offers lots of comfortable living space and might I add an excellent location. The home offers a living room, family room, 2 ½ baths, 3-bedrooms. Large kitchen with new stainless appliances, dining area, washer/dryer area as you come in from 2-car garage that has a new door. All new paint throughout and a new roof on front side of home with back being only 2 years old. Also, at back of home is a large, covered patio, and a large 38x14 storage sheds/workshop area. The home sits at the end of a street with cuddle sac. This home is a must see and again offers the excellent location between Monticello and Somerset.

60 Farmington, Monticello

$179,900

Like-New Home Near Lake Cumberland - Shop Lover's Dream Welcome to 980 N Hwy 1009, Monticello, KY! Built in 2020, this well-maintained 3 bedroom, 2 bath home offers 1,342 sq ft of comfortable living space situated on 1.7 acres +/- per PVA. Step inside to find a clean, move-in-ready interior with a modern feel and functional layout—perfect for full-time living, a weekend retreat, or investment opportunity. Outside features a 35x35 detached garage/shop with 10x10 doors, providing ample space for boats, vehicles, equipment, or workshop use. Located just 2 miles from a boat ramp at Carters Dock on Lake Cumberland, offering quick and convenient lake access. Just minutes from Monticello, this property combines privacy, space, and convenience.

3 Beds ⋅ 2 Baths ⋅ 26010003 MLS

Like-New Home Near Lake Cumberland - Shop Lover's Dream Welcome to 980 N Hwy 1009, Monticello, KY! Built in 2020, this well-maintained 3 bedroom, 2 bath home offers 1,342 sq ft of comfortable living space situated on 1.7 acres +/- per PVA. Step inside to find a clean, move-in-ready interior with a modern feel and functional layout—perfect for full-time living, a weekend retreat, or investment opportunity. Outside features a 35x35 detached garage/shop with 10x10 doors, providing ample space for boats, vehicles, equipment, or workshop use. Located just 2 miles from a boat ramp at Carters Dock on Lake Cumberland, offering quick and convenient lake access. Just minutes from Monticello, this property combines privacy, space, and convenience.

980 State Highway 1009, Monticello

$399,000

Custom container-built home located in Green Hill Estates in Wayne County. Built in 2022, this 3 bedroom, 2.5 bath home offers 2,010 sq ft of living space on a 0.50 acre lot. The home features an open living and kitchen layout, with a dine in Bar as well as dedicated dining area, live-edge black walnut shelving, mahogany front door, oversized Pella windows, Bluetooth-capable lighting, remote fog glass, and tile finishes. Seasonal Lake Cumberland views can be seen from the property. Located within minutes of nearby boat ramps and two marinas.

3 Beds ⋅ 3 Baths ⋅ 26015282 MLS

Custom container-built home located in Green Hill Estates in Wayne County. Built in 2022, this 3 bedroom, 2.5 bath home offers 2,010 sq ft of living space on a 0.50 acre lot. The home features an open living and kitchen layout, with a dine in Bar as well as dedicated dining area, live-edge black walnut shelving, mahogany front door, oversized Pella windows, Bluetooth-capable lighting, remote fog glass, and tile finishes. Seasonal Lake Cumberland views can be seen from the property. Located within minutes of nearby boat ramps and two marinas.

1391 Green Hill Estates Rd, Monticello

$284,900

Unique lake property situated on three lots featuring a 2-bedroom, 1-bathroom home plus a detached garage with plenty of room for a boat up to 26 ft. The garage has a finished guest quarters offering an additional 1 bedroom and 1 bathroom. Built in 2021 and tucked into a peaceful, golf-cart friendly Lake Cumberland community, this move-in-ready property offers flexibility, privacy, and lake lifestyle convenience all in one package. The main home features 2 bedrooms, 1 full bath, and an open-concept living/kitchen layout with durable LVP flooring throughout. The kitchen offers white shaker cabinetry, butcher block countertops, subway tile backsplash, stainless appliances, and recessed lighting, creating a clean, modern lake-cottage feel. The living area is bright and inviting with double doors leading to a spacious covered porch - perfect for relaxing after a day on the water. The full bath includes a tiled walk-in shower with glass door and updated vanity, continuing the low-maintenance, newer-construction appeal. Outside, enjoy extensive covered porch space with ceiling fans, composite decking on the house porch, ideal for entertaining or unwinding in the wooded setting. A major bonus is the detached garage with finished guest quarters, offering 1 bedroom, 1 bath, and its own mini-split HVAC system - perfect for guests, or private workspace. Also deck space beside garage for grilling, entertaining guest and relaxing. The property sits on three lots being sold together (approx. 1.32 acres +/-) and includes an additional lot already equipped with a RV hookup with septic, electric, and water in place, providing incredible flexibility for overflow guests or additional income potential. Located just minutes from Conley Bottom Marina and close to two private boat ramps, this home is ideal as a full-time residence, weekend getaway, or short-term rental investment near Lake Cumberland. If you've been looking for newer construction, extra space for guests, and lake access convenience - this one checks the boxes.

2 Beds ⋅ 1 Baths ⋅ 26005932 MLS

Unique lake property situated on three lots featuring a 2-bedroom, 1-bathroom home plus a detached garage with plenty of room for a boat up to 26 ft. The garage has a finished guest quarters offering an additional 1 bedroom and 1 bathroom. Built in 2021 and tucked into a peaceful, golf-cart friendly Lake Cumberland community, this move-in-ready property offers flexibility, privacy, and lake lifestyle convenience all in one package. The main home features 2 bedrooms, 1 full bath, and an open-concept living/kitchen layout with durable LVP flooring throughout. The kitchen offers white shaker cabinetry, butcher block countertops, subway tile backsplash, stainless appliances, and recessed lighting, creating a clean, modern lake-cottage feel. The living area is bright and inviting with double doors leading to a spacious covered porch - perfect for relaxing after a day on the water. The full bath includes a tiled walk-in shower with glass door and updated vanity, continuing the low-maintenance, newer-construction appeal. Outside, enjoy extensive covered porch space with ceiling fans, composite decking on the house porch, ideal for entertaining or unwinding in the wooded setting. A major bonus is the detached garage with finished guest quarters, offering 1 bedroom, 1 bath, and its own mini-split HVAC system - perfect for guests, or private workspace. Also deck space beside garage for grilling, entertaining guest and relaxing. The property sits on three lots being sold together (approx. 1.32 acres +/-) and includes an additional lot already equipped with a RV hookup with septic, electric, and water in place, providing incredible flexibility for overflow guests or additional income potential. Located just minutes from Conley Bottom Marina and close to two private boat ramps, this home is ideal as a full-time residence, weekend getaway, or short-term rental investment near Lake Cumberland. If you've been looking for newer construction, extra space for guests, and lake access convenience - this one checks the boxes.

81 White Oak Ln, Monticello

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