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235 Atkinson Rd, Monticello
$140,000
2 Beds ⋅ 2 Baths ⋅ 26029412 MLS
This beautiful single-wide mobile home, situated on a permanent foundation, offers the perfect blend of country living and lake-life convenience! Featuring 2 bedrooms, 2 bathrooms, and a 24x24 detached garage, there's plenty of room for your vehicles, lake toys, and boat. Situated on approximately 0.75 acres of wooded land, this property offers a peaceful setting with a scenic view of Otter Creek from the backyard and a walking trail leading down to the creek. The closest boat ramp is only about 5 miles away, with Conley Bottom Marina approximately 20 minutes away! Whether you're looking for a full-time residence, a weekend getaway, or a place to enjoy all that Lake Cumberland has to offer, this property is a must-see. Don't miss your opportunity to enjoy peaceful country living with convenient access to the lake!

235 Atkinson Rd, Monticello
1453 Strawberry Rd, Monticello
$140,000
4 Beds ⋅ 3 Baths ⋅ 26028847 MLS
Two homes with one low price. Trailer, Trailer 1 has 2 bedrooms and 2baths. Trailer 2 has 2 bedrooms and 1 bath. Both have had some updates. These homes sit on approximately 10 acres of wooded huntable land. Both trailers are on blocks and are strapped with underpinning. This property is perfect for an investor, multiple family housing or weekend retreat for a home away from home and hunting.

1453 Strawberry Rd, Monticello
900 Parmleysville Rd, Monticello
$310,000
26028127 MLS
Owner Financing Available for 40 Acre Farm at 7%, 40 NON-RESTRICTED ACRES | 2,400 FT OF YEAR AROUND (Water) RIVER FRONTAGE | PASTURELAND | MARKETABLE TIMBER |MINERAL RIGHTS CONVEY / WAYNE COUNTY, KY! THINK BIG! DREAM BIGGER! Discover an extraordinary opportunity to own 40 breathtaking acres of unrestricted Kentucky countryside, conveniently located just minutes from Monticello! Offering approximately 20 acres of cleared, productive pastureland and 20 acres of beautiful wooded acreage, this remarkable property combines natural beauty, agricultural potential, abundant wildlife, and exceptional recreational opportunities. PRODUCTIVE PASTURELAND & VALUABLE TIMBER! Approximately 20 acres of lush, cleared pastureland currently produce an estimated 150-200 round bales of hay annually, offering excellent agricultural potential. The remaining 20 wooded acres feature mature, marketable timber, providing natural privacy, beautiful scenery, and potential investment value. Whether your vision includes farming, livestock, horses, or a peaceful country homestead, this versatile acreage offers room to make it happen! APPROXIMATELY 2,400 FEET OF SCENIC RIVER FRONTAGE! One of this property's most remarkable features is its extensive river frontage, creating a picturesque natural setting for fishing, kayaking, exploring, or simply relaxing while enjoying the sights and sounds of the Kentucky countryside. Imagine peaceful mornings overlooking the water, abundant wildlife, and breathtaking views throughout the changing seasons! A HUNTER'S & OUTDOOR ENTHUSIAST'S PARADISE! With thriving populations of deer, turkey, and other wildlife, the combination of open fields, wooded terrain, and river frontage creates an exceptional setting for hunting, wildlife observation, hiking, and outdoor recreation. Enjoy the privacy of your own countryside retreat while remaining conveniently located near Pickett State Park and Big South Fork National River and Recreation Area. WATER, ELECTRIC & EXISTING IMPROVEMENTS! Additional property features include a natural spring, an existing well, electric service availability, and a spacious barn suitable for hay storage, livestock, or agricultural equipment. A camper currently located on the property may also remain, offering additional flexibility for recreational use or temporary accommodations, subject to applicable requirements. UNRESTRICTED LAND - ENDLESS POSSIBILITIES! Opportunities like this are increasingly difficult to find! Whether you're envisioning a working farm, equestrian property, private hunting retreat, recreational getaway, family homestead, investment property, or potential RV/camping development, this extraordinary acreage provides the space and flexibility to explore your vision, subject to applicable approvals. LOCATION, PRIVACY & NATURAL BEAUTY! Nestled among the rolling hills of Wayne County, Kentucky, this exceptional property offers the tranquility of country living with convenient access to Monticello and some of the region's most beautiful outdoor recreational destinations. 40 ACRES. RIVER FRONTAGE. PRODUCTIVE FARMLAND. MARKETABLE TIMBER. UNLIMITED INSPIRATION! Don't miss this rare opportunity to own a remarkable piece of Kentucky countryside where agricultural productivity, outdoor adventure, and natural beauty come together! Buyer to verify acreage, boundaries, river frontage, timber value, hay production, utilities, restrictions, water sources, and suitability for intended uses.

900 Parmleysville Rd, Monticello
496 Cedar Bluff Circle Rd, Monticello
$105,000
2 Beds ⋅ 1 Baths ⋅ 26028106 MLS
Price improvement $105,000!!! Welcome to a peaceful retreat near the lake! Located at 496 Cedar Bluff Circle Road. Two-bedroom, one-bath 1081sqft mobile home sits on two private lots landscaped and plenty of room to relax and enjoy the outdoors. Spend quiet mornings on the covered back porch, drinking your coffee, right off from the Kitchen area and enjoy seasonal lake views when the leaves fall. Step inside and you will find hardwood floors that add warmth and the included refrigerator, washer, and dryer make moving in a breeze! Accessible ramps at the front and rear entrance provide convenient easy access. Enjoy all of this privacy with a country view setting with the convenience of nearby shopping, dining, and recreation. A tiny home under construction is included but will need plumbing, electric and the finishing touches that can make a nice retreat to relax and enjoy! Come see the possibilities and picture yourself at home!...Sellers are motivated! With a full-price offer, the seller is willing to contribute toward buyer's closing costs.

496 Cedar Bluff Circle Rd, Monticello
42 Lands End Dr, Monticello
$339,000
3 Beds ⋅ 3 Baths ⋅ 26027659 MLS
Welcome to 42 Lands End Drive in the beautiful Cumberland Vista Subdivision. This Beautiful Cape Cod style home has year round lake views with a gravel roadway to Lake Cumberland that is restricted to tract owners and their guest only. The well - known local Builder of this home was Phillip Kinnett. This 2nd home has been used as a (personal lake house), with typical stay of around 2 days per month. The home offers 3 bedrooms, 3 baths, with a Murphy bed in basement offering more sleeping area. Large windows to view the lake and outdoor privacy. Large rear deck with a remote awning. Other features include an added garage for RV and storage, hot tub, fireplace with gas logs. Call today to view this beautiful home.

42 Lands End Dr, Monticello
248 W Mountain Trl, Monticello
$315,000
3 Beds ⋅ 3 Baths ⋅ 26026934 MLS
New Construction Home!! Looking for a brand new home that is secluded and sitting on 5.75 acres, then look no further!! This home is built in a Gated Community in the beautiful Sandstone Subdivision with a lake view from driveway and a seasonal lake view from the home. This new home offers 3 bedrooms and 3 full bathrooms, laundry room, large kitchen and living room with cathedral ceilings. Stainless steel appliances, granite counter tops, luxury vinyl flooring through out this home. A must see so call today to schedule your tour of this new home.

248 W Mountain Trl, Monticello
6835 Hwy 167, Monticello
$565,000
4 Beds ⋅ 3 Baths ⋅ 26026681 MLS
Country living with room to spread out! This renovated farmhouse-style home is a perfect Kentucky Homesteading opportunity. This property is 3.2 acres with a custom updated home, 26x36 garage, two animal buildings, lawn shed, and more. It is a short drive from the South Fork Recreation Area's off-road trails and outdoor activities. Overall there is not a part of this home that has not been touched as part of a complete remodel including a new HVAC system.  Inside, the main level of the home offers a spacious master suite with closet, kitchen with plenty of room, open living room with an electric fireplace, large dining area, designated laundry room, extended mud room, a second bedroom and a second full bathroom. This level of the home features new Appalachian hardwood flooring and some reclaimed barn wood to create custom trimwork. The upstairs brings even more finished square footage with a large family room space, two spacious bedrooms with closets, a storage room and the third full bathroom. This area of the home has new luxury vinyl flooring. The basement of this home has seen major work and is super clean. It is over 1600 square feet of additional space for storage and includes a utility sink, another shower, and a wood burning stove. Outside, you will enjoy the covered front porch, covered side porch, backyard patio with a fire pit. A 26-by-36-foot garage provides space for vehicles and equipment. Additionally, the attached carport and three sheds offer even more storage and flexibility. Two of the outside buildings are currently being used as a chicken coop and a turkey building. Wire fencing surrounds the backyard and portions of the property. The outside space is perfect for gardening, landscaping or for animals, including horses. Whether you're looking for a Kentucky homesteading opportunity, a country home, space for your hobbies, or a place to enjoy the outdoors, this property offers plenty to explore. A video tour of this property is available to view.

6835 Hwy 167, Monticello
1185 Furnace Mountain Rd Rd, Monticello
$155,000
3 Beds ⋅ 2 Baths ⋅ 26025482 MLS
Escape to your own private 4.8-acre wooded retreat, just minutes from downtown Monticello. Bordering scenic Beaver Creek, this beautifully maintained 3-bedroom, 2-bathroom residence offers the perfect blend of peaceful country living and everyday convenience. Property Highlights & Exterior: 4.8 Wooded Acres: Unwind in ultimate privacy with direct Beaver Creek border access right in your backyard. Ultimate Detached Garage/Shop: A massive 30x30 fully insulated garage featuring a solid concrete floor, full electric, dedicated heat, and 2 automatic overhead doors—ideal for hobbyists, mechanics, or extra storage. Outdoor Living: Take in the peaceful nature views from the 10x20 screened-in porch, perfect for morning coffee or relaxing evenings. Recent Upgrades & Key Features: Upgraded, long-lasting metal roof High-efficiency heat pump system Updated gutters featuring low-maintenance leaf guards Washer and dryer included Move-in ready with high-value improvements already done for you. Schedule your private tour today to experience this rare creekside sanctuary!

1185 Furnace Mountain Rd Rd, Monticello
267 Mystic View Rd, Monticello
$334,900
2 Beds ⋅ 1 Baths ⋅ 26025426 MLS
*** Property is under contract with a 72 Hour Kick-out Clause in Effect *** Welcome to 267 Mystic View Rd, a well-maintained, fully furnished Lake Cumberland retreat located on 2 lots in the coveted Mystic View subdivision! This charming 2-bedroom, 1-bath home offers year-round lake views, numerous recent updates, and exceptional space for storing boats, vehicles, and all your lake toys. The home has been thoughtfully updated with a remodeled kitchen and bathroom, new flooring and fresh paint in 2025, new gutters with leaf guards and a new septic system in 2024, new windows in 2023, plus an updated electrical panel. An inviting four-season room takes full advantage of the beautiful year-round lake views and provides additional living and entertaining space. One of the property's standout features is its impressive FOUR garage spaces (24 x 30 with 12ft, 15.5 ft doors both 9 ft high), 2 RV outlets for additional guests, providing plenty of room for boats, vehicles, lake toys, workshop space, or additional storage. With multiple expandable options, the property also offers exciting possibilities for buyers who want to create additional living or recreational space. Best of all, the neighborhood boat ramp is less than half a mile away, making it easy to launch the boat and enjoy everything Lake Cumberland has to offer. Offered fully furnished, this property is ready to enjoy as a full-time residence, weekend lake getaway, or vacation home. Come experience the lake lifestyle at Mystic View—where the water is close, the views are beautiful, and there's room for all the toys!

267 Mystic View Rd, Monticello
1169 Old Bethel Church Rd, Monticello
$265,000
3 Beds ⋅ 2 Baths ⋅ 26023863 MLS
PRICE DROP!!!! If you are looking for quite country living with an open view of the countryside and farms then stop! Take a look at this beautiful bedford stone home that has been remodeled to with all amenities that you could want. Large open floor plan for kitchen/dining/living room. 3 large bedroom with large walk-in closets for each bedroom. 2 full baths with one walk in shower. This home has raised ceilings that brings the newer modern living vibe. There is a large laundry room tied with large pantry off of the kitchen for functional daily living. This home boast 3 coverd porches to sit out relax and enjoy the view. One cover screened in porch to enjoy the nighttime atmosphere without the insects. Outside boast a 576 sq ft 2 car garage with a shed attachment. There is a poured concrete pad to add to the property. This can be used as a base for extra storage shed, provide fencing to make a dog kennel. If you are wanting to start your own garden ther is lots of room to have a large garden . Ample ground to have chickens, goats, sheep or other livestock. This home has too many things to offer to list. Even comes with 2 cute built in bed. Directions: follow hey 90 approximately 9 miles toward the Alpha community of Wayne County. Turn right onto Rector Road and then turn left onto Old Zula Road and follow .2 mile.. Turn right onto ky Hwy 1009N, go .16 mile then turn left onto Old Bethel Church Road, travel 1.1 miles and the home is located on your left. Sign in Yard. Latitude: 36.782392 Longitude: -84.982593

1169 Old Bethel Church Rd, Monticello
90 Sumac Rd, Monticello
$349,000
4 Beds ⋅ 3 Baths ⋅ 26023170 MLS
Welcome to 90 Sumac Monticello, Kentucky to this spacious home located in the beautiful Eastview Subdivision. This home offers 4 bedrooms and 2.5 bathrooms with a 2 car attached garage. There is also a 2 bay detached garage that is large enough to accommodate a runabout, pontoon and/or other lake toys. Conveniently located to Monticello, Somerset and several boat ramps. This spacious home offers a living room, family room with fireplace, kitchen, dining, and half bath on main level. The second story has the primary bedroom/bath with 3 additional bedrooms and another full bath. Home also has a partial unfinished basement, front covered small porch with a larger patio at rear of home. Home has 2 HVAC units with one being replaced 2 years ago. Roof was replaced approximately 6 years ago and water heater approximately 5 years ago. Within the past five years new flooring and paint along with other updates, this home is a must see! Call today to schedule your tour of this beautiful home.

90 Sumac Rd, Monticello
230 Carter Gregory Rd, Monticello
$215,000
3 Beds ⋅ 2 Baths ⋅ 26020285 MLS
Completely renovated and move-in ready! This beautifully updated 3-bedroom, 2-bath home offers approximately 2,100± square feet of living space on an estimated 0.93± acre lot. A new boundary survey is currently underway, with property lines already marked. Final acreage will be determined upon completion of the recorded survey. Step inside to a bright, open-concept floor plan featuring luxury flooring, a spacious living area, a custom floor-to-ceiling stone accent wall with an electric fireplace, butcher block countertops, and a beautifully updated kitchen designed for both everyday living and entertaining. The home offers two updated full bathrooms, including one with a custom walk-in tile shower and another featuring a jetted soaking tub. Extensive improvements include new windows (2025), HVAC (2023), roof (2015), French doors (2026), flooring (2025), custom walk-in shower (2025), jetted tub (2026), underfloor insulation (2025), fencing (2025), covered front porch addition (2026), plus new sinks, light fixtures, microwave, and numerous additional updates throughout. Outside, enjoy the spacious yard complete with mature shade trees, a fire pit, basketball court, and plenty of room for entertaining, children, or pets. The oversized den was formerly a garage and offers the potential to be converted back if desired. Above the den, the roof has already been framed, providing an excellent opportunity for future office or bonus space. Conveniently located just minutes from Monticello, this property combines modern updates, flexible living space, and a generous lot, making it an exceptional place to call home. Schedule your private showing today!

230 Carter Gregory Rd, Monticello
128 Sandstone Pt, Monticello
$115,000
25008019 MLS
Located in Monticello, Ky on the edge of Lake Cumberland, is this beautiful 10.17 acres with NO RESTRICTIONS! Only 15 minutes away from Beaver Creek Marina! The developer has already installed underground water and electric right to the property! You would own nearly 600' of shoreline that touches the ''Corp of Engineers''. With minimal clearing efforts, you could have an absolutely breathtaking view of Lake Cumberland. While it is uncertain how much, there is mature and marketable timber on the property. Whether you want to place a camper, a mobile home, a garage, barndominium, or even a custom built home, there is endless potential here! Call today for more information and to schedule a tour!

128 Sandstone Pt, Monticello
183 183 Shoemaker Ln Lane, Monticello
$130,000
2 Beds ⋅ 1 Baths ⋅ 26018568 MLS
Welcome to 183 Shoemaker Lane where you will find privacy and seclusion. This property has a lot to offer with 2 m/l acres of land, you will find a workshop, garage that has additions added to each side and a porch on the back. You will also find another cute building with storm shelter underneath, a cute playhouse, and chicken house. The home is a 1990 Clayton Mobile Home with an addition that has been started on the end. The home offers open concept with large living and kitchen, 2 bedrooms, bath and laundry area. In February of 2022 a new HVAC was installed, water heater was replaced in 2023. Home has front and back porch. Home has no carpet, laminate and vinyl flooring, At the back of the home you can walk down to Beaver Creek with waterfall that lots of folks enjoy seeing but is not part of this property. Lots of wooded areas behind the property, most of the outbuildings have electricity. Located close to the Sportsman Club this property has lots of potential. On the left as you enter the property there use to be another residence - mobile home site with electric, etc.

183 183 Shoemaker Ln Lane, Monticello
305 Beech St, Monticello
$1,645,000
5 Beds ⋅ 4 Baths ⋅ 26016949 MLS
Welcome to 305 Beech Street, a truly special Tudor-inspired home tucked along year-round Elk Creek in the heart of Monticello. Located within the city limits, this 23 +/- acre unique property offers the convenience of town with the peaceful feel of country living. Lovingly designed and enjoyed for generations, it is a place filled with beauty, character, and history. A winding asphalt driveway shaded by mature dogwood trees and lined with carefully trimmed evergreens welcomes you home. Inspired by the owners' travels through Europe, the grounds feature expansive lawns, mature shade trees, and a beautiful formal French garden with brick-lined beds, statuary, boxwoods, flowering arches of Sweet Autumn Clematis, a vegetable garden, and an automated irrigation system. In the spring, hundreds of daffodils bloom throughout the property, while the shady creekside setting provides the perfect place for picnics, cookouts, and simply enjoying nature. Built of native mountain stone, stucco, and custom milled fir trim, the home reflects exceptional craftsmanship and timeless style. A two-level screened gazebo porch with sliding glass windows creates a wonderful space to enjoy in every season. Inside, soaring beamed ceilings, hand-painted details, custom stained glass, beautiful millwork, and Italian porcelain flooring create a warm and inviting atmosphere. The spacious great room is centered around a striking custom stone fireplace with a heatilator system and flows easily into the dining room overlooking Elk Creek. The kitchen is both beautiful and functional, featuring custom cabinetry, quartz countertops, a center island, walk-in pantry, GE Monogram dual-fuel six-burner range with double ovens, KitchenAid appliances, and a cozy bay window breakfast area with views of the creek. The main-level primary suite offers an 11-foot beamed ceiling, stone fireplace with gas logs, sitting area, private deck, large walk-in closet, and a luxurious bath with heated floors, double shower, and clawfoot soaking tub. A guest bedroom and bath are also conveniently located on the main level. Upstairs is an additional private suite with custom built-ins, dormer windows, abundant storage, and its own bath. The walk-out basement provides generous additional living space with a fireplace, recreation areas, two more bedrooms, including one with an en suite bath, and plenty of storage. Additional features include three separate HVAC systems, an automatic generator, oversized garage, city water and sewer, and a new roof installed in May 2026. Rich in local history and surrounded by natural beauty, 305 Beech Street is more than just a house. It is a place where memories have been made for generations and where the next owners will have the opportunity to enjoy a truly remarkable setting along Elk Creek. Convenient location near Lake Cumberland in South Central Kentucky!

305 Beech St, Monticello
111 Natures Way, Monticello
$299,000
4 Beds ⋅ 3 Baths ⋅ 26001924 MLS
MOTIVATED SELLERS & Updated pictures throughout!!! Well-maintained and thoughtfully improved, this 4BR/3BA home blends comfort with serious garage functionality and country living. The kitchen showcases hardwood maple cabinets, custom tile work, appliances only three years old and updated flooring spans three bedrooms and the front hallway. Choose one of two jacuzzi tubs for relaxation after a day of outside adventures. Enjoy outdoor spaces anchored by a 30' x 20' concrete pad with RV power outlet outside the garage to plug in your RV/camper. Then a lighted gazebo with gravel walkways connecting the house, gazebo, and 30 x 60 insulated garage—including clean access across the garage frontage. The versatile garage property offering excellent potential for commercial use or home-based business. Ideal for workshop, automotive, contractor space, storage, or small service operation. Functional layout with convenient access. Great opportunity to own your workspace! Garage doors are automatic with openers, complemented by new exterior garage lighting and gutter guards were installed throughout the home. The garage is uniquely equipped with a separate electrical meter, RV hookup, multiple 220V plugs, custom-built barn doors, finished interior walls, loft for storage and a tool room beneath the loft. The finished walk out basement is a great place for a man cave, game room for kids or 5th bedroom with its own bathroom. There is also a doggie door in the laundry room with a fenced in dog run too. There is also a well for a secondary source of water. Little South Fork of Cumberland River and the famous Green Ford swinging bridge is nearby.

111 Natures Way, Monticello
371 Dug Road Rd, Monticello
$875,000
24017677 MLS
Major reduction in price !! Looking for acreage close to Lake Cumberland!! Check out this hard to find, large tract of land that consists of 50.73 acres. Half of the acreage is cleared and the other half in timber. This property backs up to CORP property, making the location great for a campground, or your own private residence. Property is within 2 miles to Safe Harbor, (Beaver Creek Dock), less than 1/2 mile to boat ramp at the end of Dug Road (known as the orchard) less than 8 miles from Monticello, for shopping, medical, schools, etc. Call today to take a look at this larger tract of land.

371 Dug Road Rd, Monticello
856 New Fall Creek Rd, Monticello
$599,000
4 Beds ⋅ 3 Baths ⋅ 26006968 MLS
Motivated Seller! Income-producing barndominium just 1 minute from New Fall Creek boat ramp and 7 minutes to Conley Bottom Marina. Featuring an open floor plan with soaring ceilings, 4 bedrooms, 3 baths, lake views, and a wraparound porch. Includes a 30x40 garage perfect for a boat and camper. Selling fully furnished and currently operating as a successful short-term rental with strong bookings in place.

856 New Fall Creek Rd, Monticello
137 Indian Cave Rd, Monticello
$654,000
5 Beds ⋅ 5 Baths ⋅ 26010372 MLS
** This one just had a new roof on the house, carriage house and the detached garage! October 2026 ** Elegant Colonial Estate on 8 Acres with Exceptional Amenities... Discover this stunning two-story brick home set on 8 acres of mixed open and wooded land, offering the privacy and tranquility of a private estate. Featuring over 5,000 square feet of living space, this 5-bedroom, 4.5-bath home combines thoughtful updates with timeless elegance. The property includes a finished basement, an attached oversized 2-car garage, a detached 2-car garage, and an additional lawn/cart building, perfect for vehicles, toys, and storage. Energy efficiency is ensured with a well-maintained geothermal heating and cooling system. Inside, the home has been refreshed with new paint, crown molding, updated flooring, Franklin Brass hand-forged finishes, and select blown-glass light fixtures. The kitchen has been thoughtfully updated with new tile flooring, abundant cabinetry, custom rollout drawers, modern lighting, and an upgraded appliance package. The main living areas feature vaulted ceilings, abundant natural light, and a gas log fireplace flanked by built-in wood bookshelves. The spacious floor plan includes two large living rooms, an enclosed all-seasons room, a screened back porch, and a backyard courtyard with a fire pit—ideal for entertaining or relaxing. The master suite offers a private retreat with a renovated bathroom and ample closet space. A full secondary suite, located in its own private wing, provides comfort and privacy for guests or family. The grounds are thoughtfully landscaped with a "green fence" of Magnolia, Wisteria, Maple, and Crepe Myrtle trees, offering future privacy. Multiple flower gardens bloom nearly year-round with tulips, lilies, and roses, while a small orchard features pecan, almond, hazelnut, nectarine, pear, apple, and cherry trees. Enjoy scenic mountain views, abundant wildlife, and serene surroundings on this exceptional property. Additional highlights include a large attic/playroom, a 16x18 sunroom, a screened-in patio, a propane fireplace, and convenient proximity—just 3 miles to Conley Bottom Resort and multiple nearby boat ramps. Priced under $119 per square foot, this elegant Colonial estate offers both luxury and value. Don't miss the opportunity to experience this truly remarkable home.

137 Indian Cave Rd, Monticello
1213 Spann Hill Rd, Monticello
$319,900
3 Beds ⋅ 4 Baths ⋅ 26009760 MLS
$25,000 PRICE DROP!!! Beautiful 3-bedroom, 3.5-bath home with stunning mountain views, where comfort, space, and scenic beauty come together. While only 5 miles from town, this spacious property features a thoughtfully designed layout with room to live, work, and relax. A partially finished walkout basement offers excellent flexibility for a bonus living area, home office, or entertainment space. Additional highlights include a 1-car garage and abundant storage throughout the home. Step outside to enjoy a large deck, perfect for entertaining or taking in the breathtaking views, and a closed sunroom that provides a cozy year-round retreat filled with natural light.

1213 Spann Hill Rd, Monticello
81 White Oak Ln, Monticello
$284,900
2 Beds ⋅ 1 Baths ⋅ 26005932 MLS
Unique lake property situated on three lots featuring a 2-bedroom, 1-bathroom home plus a detached garage with plenty of room for a boat up to 26 ft. The garage has a finished guest quarters offering an additional 1 bedroom and 1 bathroom. Built in 2021 and tucked into a peaceful, golf-cart friendly Lake Cumberland community, this move-in-ready property offers flexibility, privacy, and lake lifestyle convenience all in one package. The main home features 2 bedrooms, 1 full bath, and an open-concept living/kitchen layout with durable LVP flooring throughout. The kitchen offers white shaker cabinetry, butcher block countertops, subway tile backsplash, stainless appliances, and recessed lighting, creating a clean, modern lake-cottage feel. The living area is bright and inviting with double doors leading to a spacious covered porch - perfect for relaxing after a day on the water. The full bath includes a tiled walk-in shower with glass door and updated vanity, continuing the low-maintenance, newer-construction appeal. Outside, enjoy extensive covered porch space with ceiling fans, composite decking on the house porch, ideal for entertaining or unwinding in the wooded setting. A major bonus is the detached garage with finished guest quarters, offering 1 bedroom, 1 bath, and its own mini-split HVAC system - perfect for guests, or private workspace. Also deck space beside garage for grilling, entertaining guest and relaxing. The property sits on three lots being sold together (approx. 1.32 acres +/-) and includes an additional lot already equipped with a RV hookup with septic, electric, and water in place, providing incredible flexibility for overflow guests or additional income potential. Located just minutes from Conley Bottom Marina and close to two private boat ramps, this home is ideal as a full-time residence, weekend getaway, or short-term rental investment near Lake Cumberland. If you've been looking for newer construction, extra space for guests, and lake access convenience - this one checks the boxes.

81 White Oak Ln, Monticello
333 Acreyville Rd, Monticello
$1,299,000
25009320 MLS
106 Acres - A Hunter & Angler's Paradise - !!You can walk or ride to the water from this property!! Escape to your own private retreat with this stunning 106-acre tract, bordered by ±230 acres of landlocked U.S. Army Corps of Engineers property—providing unmatched seclusion and abundant wildlife. Whether you're chasing trophy bucks or casting a line, this property delivers the ultimate in outdoor recreation. A public boat ramp is just under a mile away, giving you quick access to Lake Cumberland, with Beaver Creek Marina just minutes downstream. All the essentials are within reach, with town only 15 minutes away. If you've been dreaming of a hunting and fishing haven, this is it. Many lakefront building lots. Call for your private tour.

333 Acreyville Rd, Monticello
10113 Kentucky 92, Monticello
$178,000
3 Beds ⋅ 2 Baths ⋅ 26014817 MLS
This 3 bedroom, 2 bath brick home is located in a beautiful rural setting in Wayne County and offers an affordable opportunity for the right buyer. The home features approximately 1,447 sq ft of living space, a full unfinished basement, attached 1.5 -car garage, covered front porch, rear deck, fireplace, and poured concrete foundation. With its brick exterior, full basement, garage, and peaceful rural location, this home has tons of potential

10113 Kentucky 92, Monticello
510 Green Hill Estates Rd, Monticello
$1,250,000
5 Beds ⋅ 6 Baths ⋅ 26014480 MLS
RARE OPPORTUNITY + PREMIUM CLOSING INCENTIVES! Seller is willing to negotiate premium closing incentives with an acceptable offer. Welcome to this stunning custom-built waterfront estate, now being offered with 6.5 acres- 4.5 additional acres acquired since the property was previously sold- and magnificent views overlooking Lake Cumberland! This colonial-inspired exterior with grand columns and classic brick architecture encapsulates the grandeur of southern Kentucky living. Situated on 6.5 acres with year-round lake views and conveniently located just minutes from Burnside Marina and 15 minutes to Conley Bottom Resort, this impressive 5 bedroom, 6 bathroom home offers 7,809 sq ft with 3 levels of beautifully updated living space. When you step inside, the soaring two-story foyer welcomes you with an abundance of natural light. To the right, the formal dining room features beautiful marble tile offering warmth and versatility to transitional designs. The living room, office and playroom feature newly (2026) installed engineered hardwood flooring. The main level provides a seamless flow that transitions into what can only be described as the heart of the home. This one-of-a-kind chef's kitchen boasts brand new modern lighting, gorgeous custom Hahn cabinetry and the current owners have extended the island with the same top notch woodwork for additional seating and entertaining. The new (2025) Quartz countertops and full Quartz backsplash create a seamless transition and statement of classic style that is sure to last for years to come. The new premium Cafe´ appliances in matte white with gold hardware provide a visually stunning, high-performance kitchen, including, a double oven induction cooktop with touch controls, smart 4-door french door refrigerator with dual dispense autofill pitcher, and double drawer dishwasher. On the second level, the master suite features double interior doors opening up into a spacious suite with incredible lake views from your master deck. The space boasts a walk-in tile shower, soaking tub, walk-in closet, his and her vanities and a spacious deck with breathtaking views of the region's highly sought after Lake Cumberland. The second bedroom includes its own private full bathroom, perfect for guests. The additional 3 bedrooms plus a bonus room offer the same great finishing touches alike, and all upstairs rooms feature newly (2026) installed carpet. Downstairs you are met with a generous 2000+ sq ft basement with endless potential and possibilities. Currently serving as a flex room, this space provides a home gym area, playroom with lounging, additional sleeping area and room for a game of pool or other indoor activities. Did I mention the full kitchen? The basement offers a full bathroom and fully functioning kitchen with sink, 4 burner electric range and refrigerator. This space could be further finished out with additional bedrooms or a generous in-law suite. This home offers the best of both worlds with a NEW ROOF in 2026 providing peace of mind, updated interior finishes and peaceful lake views from one of your multi-tier decks. The home features Pella windows, newly installed blinds throughout the home and new remote controlled motorized blinds over the second story foyer windows, Trex decking with a new staircase addition for outdoor access from the main deck to lower level and other updates throughout multi-level decking, (2) new HVAC installed in 2025, fresh paint to walls and crown molding throughout the home this year, (2) new garage door motors, and so much more. This is a rare opportunity to own a beautifully updated estate where timeless architecture meets modern comfort, while surrounded by the gorgeous waters of Kentucky's crown jewel, Lake Cumberland.

510 Green Hill Estates Rd, Monticello

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